Download or read book Implementing Electronic Card Payment Systems written by Cristian Radu and published by Artech House. This book was released on 2003 with total page 446 pages. Available in PDF, EPUB and Kindle. Book excerpt: As magnetic stripe cards are being replaced by chip cards that offer consumers and business greater protection against fraud, a new standard for this technology is being introduced by Europay, MasterCard and Visa (EMV). This volume presents a comprehensive overview of the EMV chip solution and explains how this technology provides a chip migration path, where interoperability plays a central role in the business model. The work offers an understanding of the security problems associated with magnetic stripe cards, and presents the business case for chip migration. Moreover, it explains the implementation of multi-application selection mechanisms in EMV chip cards and terminals, and shows you how to design a multi-application EMV chip card layout.
Download or read book Implementing Electronic Card Payment Systems written by Cristian Radu and published by Artech House. This book was released on 2003 with total page 468 pages. Available in PDF, EPUB and Kindle. Book excerpt: Radu, an electrical engineer who works as a consultant for payment systems and telecom operations in Belgium, has written a thorough description of EMV chip card technology. Following a description of chip migration with EMV and its use for debit and credit cards, Radu details the processing of such cards, including remote card payments, with attention to various formats. A lengthy section of appendices details the technology's security framework, threats, services, mechanisms, and risk management. Annotation copyrighted by Book News, Inc., Portland, OR
Download or read book Advances in Operational Research in the Balkans written by Nenad Mladenović and published by Springer. This book was released on 2019-07-24 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt: This proceedings volume presents recent theoretical and practical advances in operational research (OR). The papers focus on a number of key areas including combinatorial optimization, integer programming, heuristics, and mathematical programming. In addition, this volume highlights OR applications in different areas such as financial decision making, marketing, e-business, project management, scheduling, traffic and transportation. The chapters are based on papers presented at the 13th Balkan Conference on Operations Research (BALCOR). BALCOR is an established biennial conference. The selected papers promote international collaboration among researchers and practitioners, with a particular focus on the Balkan countries.
Download or read book Electronic Payment Systems for E commerce written by Donal O'Mahony and published by Artech House Universal Persona. This book was released on 2001 with total page 376 pages. Available in PDF, EPUB and Kindle. Book excerpt: Overviews the techniques and payment systems used to allow payments to be made across the Internet. After an introduction to cryptography, the authors (Trinity College) explain credit-card based systems, electronic checks, account transfers, electronic cash payment systems, and micropayment systems. The second edition adds a chapter on mobile commerce. c. Book News Inc.
Download or read book Payment Systems written by David B. Humphrey and published by World Bank Publications. This book was released on 1995 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt: World Bank Technical Paper No. 260. An efficient payment system is a necessary precondition for business development. This study outlines the basic operating principles of a payment system and reviews its benefits, costs, risks, and problems. It examines in detail the systems currently in place in the developed economies of Europe and the United States and draws from the analyses to support recommendations for restructuring those systems in developing countries. The study reviews the various types of payment practices that exist in mature systems including cash, check, GIRO, debit and credit card, direct debit, and large-value wire transfers. A range of short- and long-term improvements in payment systems are recommended for developing countries. There is a special focus on the Russian payment system and the problems it faces in transition from a centrally planned to an market economy.
Download or read book E payment written by Margaret Tan and published by NUS Press. This book was released on 2004 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: The volume of payments handled electronically has increased dramatically in recent years, as have liquidity, volatility and the amount of money flows across borders. This important global trend works together with a growing integration in corporate business processes, and a convergence in network architecture as e-payment of all kinds moves to Internet protocol systems. The net result is a new e-payment landscape that presents daunting challenges on many levels, as well as exciting opportunities, for banks, businesses and governments. Consumer and citizen interests are also at stake. This book takes a unique, wholly integrated look at the e-payment landscape, understanding the way that existing systems are being stretched and challenged. Credit card systems are extended to facilitate Internet-based eCommerce. Consumers are becoming accustomed to using their stored-value mass transit cards to make payments for goods and services. Corporations put pressure on banks to integrate business information into their electronic payment processes. New non-financial players emerge holding important floats and many of these players are challenging for key parts of the banking franchise. This bo
Download or read book Electronic Value Exchange written by David L. Stearns and published by Springer Science & Business Media. This book was released on 2011-01-04 with total page 261 pages. Available in PDF, EPUB and Kindle. Book excerpt: Electronic Value Exchange examines in detail the transformation of the VISA electronic payment system from a collection of non-integrated, localized, paper-based bank credit card programs into the cooperative, global, electronic value exchange network it is today. Topics and features: provides a history of the VISA system from the mid-1960s to the early 1980s; presents a historical narrative based on research gathered from personal documents and interviews with key actors; investigates, for the first time, both the technological and social infrastructures necessary for the VISA system to operate; supplies a detailed case study, highlighting the mutual shaping of technology and social relations, and the influence that earlier information processing practices have on the way firms adopt computers and telecommunications; examines how “gateways” in transactional networks can reinforce or undermine established social boundaries, and reviews the establishment of trust in new payment devices.
Download or read book Electronic Payment Systems a User Centered Perspective and Interaction Design written by Dennis Abrazhevich and published by Dennis Abrazhevich. This book was released on 2004 with total page 202 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Electronic Payment Systems written by James Essinger and published by . This book was released on 1992-01-01 with total page 158 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This book explains how Electronic Payment Systems (EPS) can help retail banks and other financial and retail institutions win new customers and keep them." "It argues that the prime motivation for deploying EPS should not be to make the organization's job easier, or to reduce the volume of paperwork, but to make the retail institution's products and services more attractive to customers, and to construct systems through which these more attractive products and services can be delivered. It is only by making the attraction of new customers the primary aim that effective and workable systems can be designed and deployed." "Chapter one covers the development of Electronic Payment Systems. Chapters two to five are devoted to Automated Teller Machines (ATMs), Electronic Funds Transfer at Point of Sale (EFTPoS), telephone banking and smart cards, respectively. In each case the chapter concludes with summary guidelines for winning customers." "Chapter six provides detailed instructions on how to bring an electronic payment system to the market. The reader is guided through the preparatory planning stage, establishing a strategy, defining the system's requirements, gathering the tools of implementation, launching the service and monitoring its effectiveness. There is also a handy checklist of questions to address." "Chapter seven is a survey of the extent of implementation of each of the major types of electronic payment systems in the United Kingdom, United States and continental Europe." "Chapter eight explains the principal consumer advantages of using electronic payment systems, suggests ways of overcoming the traditional institutional barriers to accepting the primacy of the customer, and lists the most commonly voiced complaints from the general public about EPS." "The final chapter identifies five major trends in the area which will help the reader plan to meet the demands of the future." "With his practical down-to-earth approach, and his succinct and engaging style, James Essinger has ensured that this book will be essential reading for anyone needing to understand the strategic marketing implications of electronic payment systems."--BOOK JACKET.Title Summary field provided by Blackwell North America, Inc. All Rights Reserved
Download or read book Enterprise Information Systems written by José Cordeiro and published by Springer. This book was released on 2013-10-24 with total page 502 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book contains substantially extended and revised versions of the best papers from the 14th International Conference on Enterprise Information Systems (ICEIS 2012), held in Wroclaw, Poland, in June/July 2012. The 25 full and 3 invited papers included in this volume were carefully reviewed and selected from 299 submissions. They reflect state-of-the-art research work focusing mainly on real-world applications and highlighting the benefits of information systems and technology for industry and services, thus connecting academia with the world of real enterprises. The topics covered are: databases and information systems integration; artificial intelligence and decision support systems; information systems analysis and specification; software agents and internet computing; human-computer interaction; and enterprise architecture. Chapter “Time Efficiency of Point-of-Sale Payment Methods: Empirical Results for Cash, Cards and Mobile Payments” is available open access under a Creative Commons Attribution 4.0 International License via link.springer.com.
Download or read book Emerging Electronic Methods for Making Retail Payments written by Judith S. Ruud and published by DIANE Publishing. This book was released on 1996-08 with total page 67 pages. Available in PDF, EPUB and Kindle. Book excerpt: The emergence of new electronic payment methods is raising federal concern about the effects they may have on the federal budget and monetary policy. This study suggests that the market for these payment methods is likely to emerge slowly, allowing time for gradual adjustment. It fully explains all of the new payment methods and their usefulness. Contents: stored-value cards, on-line payment systems (electronic checking accounts, on-line scrip, home banking systems), and policy issues (regulation, &legal). Glossary. Charts and graphs.
Download or read book Online Payment Solutions written by Dmitry Artimovich and published by . This book was released on 2019-02-10 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the first Russian textbook on electronic payments Dmitry Artimovich summarized his ten-year experience in the field. Online Payment Solutions uncovers the nuances of acquiring and analyzes in detail the rules of Visa and MasterCard payment systems. This book is conceived as a tutorial for people professionally working in the field of Internet acquiring, experts in online trade, as well as for the general public interested in the topic of electronic payments. The textbook focuses on the the emergence of international payment systems and the reasons that put them on that particular path of development. Each chapter is supplemented with questions for self-control, allowing the reader to use it as a textbook. In addition, the author attempts to reveal the weaknesses and peculiarities of the development of payment card payment systems in Eastern Europe, as well as the imperfections of the Russian and European legislation. The book contains an extensive comparison of the implementation of payment system rules in different countries.
Download or read book Survey of Developments in Electronic Money and Internet and Mobile Payments written by and published by . This book was released on 2004 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Electronic Payment Systems written by Edward A. Morse and published by American Bar Association. This book was released on 2018 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This guide explores innovations and the legal and technological questions presented in the banking and payment systems industry. Written by experts in the field, this book provides a topical discussion of the principal electronic payment systems utilized today and how they are ever changing to keep current with changes in technology.
Download or read book The Future of Payment Systems written by Stephen Millard and published by Routledge. This book was released on 2007-09-17 with total page 347 pages. Available in PDF, EPUB and Kindle. Book excerpt: Drawing on wide-ranging contributions from prominent international experts and discussing some of the most pressing issues facing policy makers and practitioners in the field of payment systems today, this volume provides cutting-edge perspectives on the current issues surrounding payment systems and their future.It covers a range of continually im
Download or read book Java Card for E payment Applications written by Vesna Hassler and published by Artech House. This book was released on 2002 with total page 362 pages. Available in PDF, EPUB and Kindle. Book excerpt: As a working tool for professionals, this easy-to-understand resource provides clear, detailed guidance on smart, credit and debit cards, JavCard and OpenCard Framework.
Download or read book Building a Cashless Society written by Niklas Arvidsson and published by Springer. This book was released on 2019-02-22 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access book tells the story of how Sweden is becoming a virtually cashless society. Its goal is to improve readers’ understanding of what is driving this transition, and of the factors that are fostering and hampering it. In doing so, the book covers the role of central banks, political factors, needs for innovation, and the stakeholders involved in developing a cashless ecosystem. Adopting a historical standpoint, and drawing on a unique dataset, it presents an academic perspective on Sweden’s leading role in this global trend. The global interest in the future of cash payments makes the Swedish case particularly interesting. As a country that is close to becoming a cashless economy, it offers a role model for many other countries to learn from - whether they want to stimulate or reduce the use of cash. This highly topical book will be of interest to politicians, researchers, businesses, financial service providers and payment service providers, as well as fintech start-ups, regulators and other authorities.
