Download or read book If You re Clueless about Insurance and Want to Know More written by Seth Godin and published by Kaplan Publishing. This book was released on 1998 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seth Godin clears a nontechnical and entertaining path through the insurance jungle with his friendly, chatty tone. He outlines how insurance needs change over a lifetime, as well as how to take an intelligent, comprehensive approach to insurance.
Download or read book Insurance for Dummies written by Jack Hungelmann and published by John Wiley & Sons. This book was released on 2009-06-09 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now updated — your guide to getting the best insurance policy Are you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you're looking for personal or business insurance, you'll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time. Get to know the basics — understand how to make good insurance decisions and reduce the chances of a financial loss in your life Take your insurance on the road — manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters Understand homeowner's and renter's insurance — know what is and isn't covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits Buy the right umbrella policy — discover the advantages, and coordinate your policies to cover the gaps Manage life, health, and disability risks — explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance Open the book and find: The best life, health, home, and auto policies Strategies for handling the claims process to get what you deserve Tips on adjusting your deductible to suit your lifestyle How to navigate healthcare policies Ways to reduce your risk and your premiums Common traps and loopholes Considerations for grads, freelancers, and remote workers
Download or read book If You re Clueless about Mutual Funds and Want to Know More written by Seth Godin and published by Dearborn Trade Publishing. This book was released on 1997 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: Even though more people are investing billions of dollars in mutual funds, both directly and through a variety of retirement programs, often they don't have a clear understanding about what it really means to invest in mutual funds. In If You're Clueless About Mutual Funds and Want to Know More, Seth Godin quickly brings these people, and anyone interested in more intelligent mutual fund investing, up to speed. Beginning with a lively look at the history of mutual funds, the guide goes on to provide a worksheet for estimating the total cost of a fund, and lists ten questions to ask about a mutual fund before investing. It gives readers key resources for mutual fund information and tells them how to differentiate between funds. You'll find clear, fast answers to such questions as: -- How much money does it take to start?-- What do load and no-load really mean?-- How can I maximize returns?-- What about taxes?Answers to all these and more are served up with the wit and know-how that characterize the series and make these guides a pleasure to use. Before they know it, readers will be ramping up their own journey to inf
Download or read book The Complete Book of Insurance written by Richard Wm Zevnik and published by SphinxLegal. This book was released on 2004 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you have the protection you need? INSURANCE. You have to have it, but do you really know what you have? It is the one purchase that you hope never to use, but when you do, it is all too common to learn that what you thought was covered is not. Do not let your car, home or health suffer because that long, dry policy document is too difficult to understand. Instead, let The Complete Book of Insurance guide you through all of your major insurance needs. - If you are concerned with the other drivers and want to know just exactly what uninsured motorist coverage is-use The Complete Book of Insurance to evaluate what limits you really need if you are involved in an accident. - Whether you just bought your first house or are moving to a region prone to earthquakes, flood or mold-use The Complete Book of Insurance to learn what is really protected under your standard policy. - If you believe that you are too young to worry about life insurance-use The Complete Book of Insurance to plan for your family's future security. We all want the best coverage with the least expensive rates. However, finding the right insurance company and the right agent is actually your second step to making it happen. Your first step is to understand the type of coverage you truly need.
Download or read book Understanding Life Insurance written by T Ray Greer, Jr and published by Independently Published. This book was released on 2023-02-02 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Life is unpredictable, but you can set yourself up for success by being prepared. It's essential to make sure that your family has protection against catastrophic expenses with life insurance coverage - no matter the size of your plan! Make sure you take the time to become an informed consumer. Dive deep into those insurance plans and make sense of all that confusing language! Doing so will put you in a powerful position regarding making decisions about your coverage. With "Understanding Life Insurance," you don't have to worry about the stress of dealing with salespeople. Instead, access a trusted resource that provides all the information needed for choosing an ideal life insurance plan without any advertising bias! This book is for you! You're on the right track! We've crafted an "Understanding Life Insurance" that makes complex legal terms and concepts accessible to everyone. Take your time learning all you need, so when it comes a time, you can make informed decisions-without having an attorney by your side! You are on the cusp of gaining remarkable knowledge that could revolutionize your life. Be ready to accept incredible possibilities! Be proactive and plan for the future now. Avoid negligence that will force your family to suffer uncertainty. Taking charge of your finances now will bring a brighter tomorrow - one that you and those close to you can look forward to with hope! It time you know the real truth about life insurance and retirement.
Download or read book Insurance Secrets Revealed written by Rodger Nelson and published by Trebor and Taylor Publishing Company. This book was released on 2015-06-17 with total page 117 pages. Available in PDF, EPUB and Kindle. Book excerpt: Problem: People are tired of feeling powerless and uninformed when dealing with insurance. Solution: At last, here you’ll find the inside tips that will enable you to save money, time, and avoid frustration when buying or renewing your insurance. Dear Friend: If you’re like most people, you’re paying too much on your insurance premiums and should know that there are “untold” ways to save money and prevent aggravation. But unless you were privy to the “inside tips” that most insurance professionals know about, you wouldn’t have a clue as to how you could save as much as possible. Well, here’s your chance to get the secrets that some don’t volunteer to share. Listed below are just some of the things you’ll learn in “Insurance Secrets Revealed,” to start putting cash back into YOUR pocket, take better control, and protect yourself & family…right away: • Learn the one simple “secret” that could save hundreds or thousands of dollars off of a homeowners or auto insurance premium immediately! • Discover the one thing that's overlooked by most people and causes them to overpay month after month • Learn the “special questions” to ask an insurance company or agent that can save you money off of your quote or premium • Discover how and when an insurance company can fix your car, even if you only have liability coverage • Learn “Secrets” to saving money when insuring younger drivers • How to prevent paying “out of pocket” (despite having insurance) to your finance or leasing company after a major accident • Discover 12 important insurance products you must know about NOW! • How to inexpensively cover yourself against major lawsuits • How to really buy auto insurance and what you should be asking for • How to choose a good insurance company before it's too late • Learn what to include in your policy, to get more money for your home or auto claim • How to get life insurance death benefits WHILE YOU’RE STILL LIVING (most people are absolutely shocked by this, and no, it’s not the accumulated cash value of the policy.) • Find out these important tips to keep from being “penalized” or cancelled by your insurance company • Learn the difference between buying insurance through agents, brokers, and buying direct (there is a difference) • Find out things you should know about the claims process, that perhaps no one ever told you! • Discover what every homeowner should know about mold, where to go for help, and much more! DON’T RELY SOLELY ON AGENTS OR SALES REPS TO TELL YOU HOW TO SAVE ON, OR BUY INSURANCE! Insurance is a serious topic and the truth of the matter is that most people don’t have a clue as to what they’re getting or what they should be asking for when talking to an insurance agent. Not knowing what to buy or what type of policy is best for your situation can cost you and your family BIG TIME by leaving you at the mercy of an insurance salesperson’s lack of experience, knowledge and/or concern. To be honest, you have a right to know all you can without being an insurance agent yourself. This is why this information is now being revealed, so consumers like yourself can be put on a level playing field, compared to people that just blindly buy insurance everyday, pay more than they have to, and walk away with inadequate protection. Friend, don’t let a lack of knowledge keep you from empowering yourself! This is the type of straight-up information that you need, “real world” info that will tell you like it really is, (something rarely found elsewhere). Now is the time to stop being vulnerable and seize control by becoming an informed buyer! Get your copy today! "Insurance Secrets Revealed by award-winning insurance agent and expert, Rodger Nelson, is a highly practical guide filled from cover to cover with money-saving advice that the insurance companies themselves will never voluntarily reveal to prospective policyholders. Individual chapters cogently address pertinent issues ranging from untold "secrets" of life insurance; solid tips for protecting a business through insurance; insuring against threats to personal finances; and much, much more. Insurance Secrets Revealed is strongly recommended supplementary reading for insurance buyers everywhere." - Midwest Book Review Tags: buying insurance, insurance secrets, saving money tips and tricks, money saving ideas, insider secrets, cost saving ideas, best ways to save money, secrets revealed, money saving tricks, money saving tips, saving money guide, buying advice, reduce debt, reducing expenses, lowering bills, budgeting save money, how to save money, fast ways to save money, money saving advice, tips to save money, lowering expenses
Download or read book Life Insurance Who Needs It written by Keith Maderer and published by Createspace Independent Publishing Platform. This book was released on 2017-02-02 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: Buying Life insurance just got easier. If you have ever been pestered by a life insurance agent or realize that you need some additional coverage, this book will help you find a great policy at the lowest possible cost. You will find out how to calculate the amount of insurance you, your spouse and family need. You will learn which type of insurance is best for you. You will find multiple online sources to ensure that you get the best possible policy at the lowest possible cost. You will learn how to recognize deceptive sales tactics and avoid them. For over 30 years I have helped individuals and families clarify their needs and goals, simplify their lives and solve their problems. This book was written to help you solve your life insurance problem and save you time, money and headaches. Please read it and share the information with others. Check out my other books for additional simple solutions to everyday problems.
Download or read book Insurance What You Don t Know written by Patrick U. Umeh and published by Xulon Press. This book was released on 2014-07-31 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Book is designed to positively impact the way you feel about Insurance. Rather than looking at insurance as a separate entity, you will begin to see it as an integral part of human existence. Without it life becomes a risky and uncertain adventure.
Download or read book Cheap Insurance for Your Home Automobile Health Life written by Carla Rowley and published by Atlantic Publishing Company. This book was released on 2008 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Insurance takes a huge bite out of the average American's monthly budget, and as stated above, many Americans simply forgo insurance because they consider it out of reach. Shopping for insurance requires more effort than many people want to devote to it. They simply grab the first price they come across or accept routine rate increases when it is important to compare not only the price but also coverage and exclusions among carriers. In this easy to read and comprehensive new book you will learn hundreds of ways to secure and or reduce your health, automobile, life, and home insurance costs. If you do not have or cannot afford insurance, we will show you how to get it at a price you can afford. The Internet and technology have opened up a great new way to search for low cost insurance services; we will give you the Web sites, tell you what to look for and to look out for. There is a great deal you can do right now to cut insurance costs. For example, did you know that installing a theft tracking device in your car can save you up to 35% on your auto insurance and that your credit history can dramatically affect your auto insurance premium. Recent studies have shown that more than 90% of insurers use credit information to create an "insurance risk score," which they then use as a factor to determine your insurance rate. Add a simple home security system to monitor your home, and your insurance rates may be discounted up to 30%, depending upon where you live. Your insurance could end up costing you more if you choose to make monthly payments rather than pay the entire premium annually. Notify your agent if you retire, your children go to school, or you start working from home (when you're not traveling as much your rates will go down). Have you stopped smoking? Lost weight? Started exercising? All of these efforts can have a dramatic effect on your insurance rates. Insurance topics covered in this book are How Insurance Works, Insurance Company Rating, National and Local Firms, Auto, Health, and Disability Insurance, along with work sheets and forms to assist you in your search for the best coverage at the lowest price. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company presidentâe(tm)s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.
Download or read book How to Pay Less for Life and Auto Insurance written by Gregory Karp and published by Pearson Education. This book was released on 2009-12-15 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Element is an excerpt from Living Rich by Spending Smart: How to Get More of What You Really Want (ISBN: 9780132350099) by Gregory Karp. Available in print and digital formats. How just a few hours of work can save you hundreds of dollars every year on life and car insurance! Shopping around for life insurance has always been a good idea, but plummeting prices over the past decade have made it imperative for spending smart. If you haven’t looked at term life insurance rates recently, you’re probably wasting big money. It’s like continuing to pay 1998 prices for a DVD player that today costs just $50....
Download or read book The Complete Dictionary of Insurance Terms Explained Simply written by Melissa Samaroo and published by Atlantic Publishing Company. This book was released on 2011 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt: This handy guide is designed to assist insurance agents and consumers by explaining these complicated and confusing terms in jargon-free language. More than 2,000 complicated terms are defined in easy to understand language. No category - health, life, automobile, homeowners, renter's, or workers compensation - is overlooked. The terms are listed in alphabetical order so you can easily find what you need to know and begin to feel more confident when dealing with all matters of insurance. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president's garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.
Download or read book Are You Covered written by Insurance Group and published by . This book was released on 2012-06-28 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book covers all of the major types of insurance coverages available today: Auto, Home, Life, Business & Health.When you have just been in an accident or your basement has just flooded or your loved one has just passed away, you want to talk with another human being - one you Know, Like and Trust. Your Independent Insurance Agent is the only one that can provide you with Price, Product & that personal Service you've come to expect and deserve!Your Independent Insurance Agent will cross check your policy and make sure you are getting everything you need and nothing that you don't need, all for a reasonable premium!You don't know how good your Agent is, until you have a claim and then you want the best Agent you can find - your Independent Insurance Agent.
Download or read book Healthcare Insurance and You written by Lisa Zamosky and published by Apress. This book was released on 2013-09-30 with total page 179 pages. Available in PDF, EPUB and Kindle. Book excerpt: Healthcare is changing and you need to know how—and what to do about it. Getting good medical care shouldn’t be so confusing—or so costly. Healthcare, Insurance, and You simplifies the many confusing details about our healthcare system so you can make informed decisions. Result? Better health at lower cost. With the advent of healthcare reform, things are changing—especially when it comes to insurance. Most people will now have to buy insurance. Do you know where to get a policy or what to look for in one? Did you know more people will now qualify for free or subsidized healthcare? Even if you get insurance through work, you'll face new choices that you'd better understand to maintain your peace of mind. As this book shows, the failure to understand how insurance and the healthcare system work can have a major impact on your physical and financial health. Healthcare, Insurance, and You is an easy-to-use guide that explains the main challenges you face when trying to get excellent healthcare: choosing the best insurance policy for your situation, finding the right doctor or hospital, buying prescription drugs the least expensive way, picking out the right Medicare plan, or fighting for your rights when dealing with insurers or medical providers. Healthcare, Insurance, and You includes tips, resources, and strategies for navigating the healthcare system and avoiding common mistakes so you can get the best healthcare for you, your family, or your organization without breaking the bank. This book shows you: How to choose a health plan that best meets your medical and financial needs, including new options under the Affordable Care Act Ways to cut through red tape and fight billing errors and claim denials What businesses need to know about offering—or not offering—insurance to employees How to plan ahead for a disability or for end-of-life care Healthcare costs rank high on the list of money concerns Americans have. And when it comes to getting great healthcare for you and your family and avoiding crippling medical bills, knowledge is power. Healthcare, Insurance, and You is a practical guide that explains the complicated healthcare system in plain language—and puts the power of good health back in your hands.
Download or read book The Complete Book of Insurance written by Ben G. Baldwin and published by Irwin Professional Publishing. This book was released on 1996 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Complete Book of Insurance provides all the information a consumer needs to make intelligent insurance-buying decision. Written by a nationally known expert on insurance, the book is geared for everyday consumers who are confused about the variety and complexity of today's insurance products. In easy-to-understand language, the book explains everything from variable annuities to disability insurance. Most important, the book shows how to determine the right insurance for consumers of different incomes, age group and family responsibilities. Specific topics include: Spend your insurance dollars wisely. Provide adequate coverage for you and your family; Disability, medical, homeowner's, automobile, liability and life insurance products; Managing your life insurance; Selecting an insurance agent and insurance company.
Download or read book The Insurance Maze written by Kimberly Lankford and published by Kaplan Publishing. This book was released on 2006-07-01 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Before You Buy Another Insurance Policy Read this Book! Without proper insurance—health, auto, homeowners, life, disability, or long-term care—an unexpected event can quickly derail your financial plans and put your life savings at risk. Insurance is an essential part of financial planning, but many people are paying hundreds – sometimes thousands -- of dollars more than they need to, and often, they buy the wrong kinds of coverage. With your family's financial future at stake, you can't afford to make the wrong decisions when shopping for insurance. In The Insurance Maze: How You Can Save Money on Insurance—and Still Get the Coverage You Need, industry expert and writer Kimberly Lankford breaks through the clutter and jargon of the industry and helps you make the most of your coverage and avoid expensive mistakes that can jeopardize your financial future. Some of the topics addressed include: •Mistakes people make when choosing employer-provided health plans –and how to find a better deal on your own •Strategies for making the most of health savings accounts •Why it’s dangerous to make small homeowners insurance claims •How to benefit from plummeting life insurance prices •Major pricing changes in auto insurance that could save you hundreds of dollars •Steps you can take to avoid problems at claim time •Why long-term care insurance is essential to protect your retirement savings, and how to minimize rising premiums As a journalist writing about insurance for more than a decade, Kim Lankford has been investigating the business from the inside and out – writing about sales strategies for insurance company executives and agents at the beginning of her career, then revealing those strategies to consumers as the chief insurance writer for Kiplinger’s Personal Finance Magazine and author of the ""Ask Kim"" column. Lankford’s inside knowledge of the business has made her one of the best-known insurance writers in the country.
Download or read book Ten Questions The Insider s Guide to Saving Money on Auto Insurance written by John David and published by CreateSpace. This book was released on 2010-11-01 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: How much do you pay for your auto insurance? If you are reading this, the answer is most likely “too much!” You are looking for information that will help you save your hard-earned dollars, and you have found it. Ten Questions has been completely updated, revised, and expanded for 2012. It has also been reformatted for the Kindle at last, and the most effective way to use the guide is to own both the ebook and paperback versions. Ten Questions is not a book for "dummies," but it is an easy to use, half-hour read, specifically designed to help save you money. It is a comprehensive and detailed explanation of the underwriting process involved in determining the amount of premium you pay. The facts and clear examples included in the guide are based on my years of experience as a top-rated Sales Agent, and the thousands of auto insurance policies I personally have sold. Chapter One, “Risk” will help you understand what factors are used to determine your rating “tier,” and how to improve them. The amount of premium you pay is determined by the amount of “risk” you are seen to represent. Much of that determination is made through your answers to a series of questions you will be asked, either online, or in person by an agent. These are the “Ten Questions” referred to in the title. Chapter Two, “Discounts” contains a detailed description of nearly every available auto insurance discount, and how to obtain them. A single 5% discount that you have been missing each policy term is costing you far more than this guide will. You will also gain the knowledge that you will need to progressively lower your rates over time. Chapter Three, “Coverages” is a comprehensive explanation of nearly every available auto insurance coverage, including what each one does, (and does not do) for you, and how to the determine the proper balance of cost versus benefit when choosing them. When you finish reading it, you will know more about auto insurance than most agents do. Ten Questions isn't about getting the cheapest policy at the cheapest price: It's about getting the best policy at the best price. Chapter Four, “Sample Quote Process,” is your ultimate weapon in getting your new policy, because it details an actual phone quote in real time, along with the “correct” answers to the “Ten Questions.” Knowledge is power, and this guide is a very powerful tool that you will be able to use as long as you are driving and insuring vehicles. Advanced Topics is new for 2012,and this section includes “Youthful Driver Strategies,” and “State Specific Information,” such as a layman's explanation of so-called “No-Fault” coverages, and “Full,” versus “Limited” Tort. The Appendix contains all the technical terms that are used in the guide, to help you understand the "trade talk" in the auto insurance industry. This guide will save you money in several ways, including: It will help you find and qualify for discounts. It will show you how to improve your rating tier, and lower your “base rate.” It will help you allocate your premium dollars more effectively, so that you get the best coverage at the best price. Find out what the insurance companies don't want you to know, like the fact that you can switch carriers any time you want, as often as you want. You do not have to wait until your current policy renews in order to do so. Learn the answers to the Ten Questions today, and get a better policy for less money, tomorrow.
Download or read book Life Insurance 101 written by Jospeh Hammill and published by Independently Published. This book was released on 2021-05-15 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: Whole life insurance is a type of permanent life insurance coverage designed to provide protection for your family by locking in benefits that can help pay for end-of-life expenses, as well as cash value that can be accessed in an emergency. When you die, life insurance provides money to the people who depend on you. It can also do much more. This book shows you exactly how you can take advantage of one of the most common, but misunderstood financial tools. In it, you'll discover exactly how you can use your life insurance to benefit you while you are alive - and help you build financial security. In addition, it will reveal ways to make the best of your policy no matter what age you are. Most people don't realize what a powerful tool they have in their life insurance policies - this book will be your guide.
