Download or read book How to Save Your Home from Forclosure and Save Thousands of Dollars written by Geoffrey G. Hawthorne and published by . This book was released on 2008-12 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: A must read for every homeowner across the country - don't lose your dream ABOUT THE AUTHOR - My name is Geoffrey G. Hawthorne. I owned Hawthorne Associates Auditing Business for over twenty years and I am still an active member of various accounting associations. I decided to go into the mortgage business as a mortgage executive with a local savings bank for over four years in the nineteen eighties. Having liked the business, I decided to open my own, Hawthorne Associates, licensed with the NYS Banking Department in August, 1989. As a mortgage broker, having both an accounting and mortgage background, I can safely say that I have never had a complaint from a client

Download or read book 42 Rules for Saving Your House from Foreclosure written by David Coleman and published by Happy About. This book was released on 2014-05-14 with total page 135 pages. Available in PDF, EPUB and Kindle. Book excerpt: Coleman and his lawyer and co-author chronicle the process to save his home from foreclosure. They capture critical lessons and include strategies that are not well known outside the banking industry.

Download or read book The Foreclosure Survival Guide written by Amy Loftsgordon and published by Nolo. This book was released on 2023-08-01 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: Facing foreclosure? Put together a plan. Take action. If your home is in foreclosure, you don’t have time to waste. You need to know your options and The Foreclosure Survival Guide can help. You’ll learn how to: • determine whether you should try to keep your house • find loss mitigation programs that could help you save your home • apply for mortgage relief from your lender • avoid foreclosure rescue scams • bring your loan current in Chapter 13 bankruptcy, and • if you can’t stay in your home, avoid unnecessary costs by filing for Chapter 7 bankruptcy. This edition’s powerful yet practical advice also explains your most important tool—the 120-day foreclosure waiting period before foreclosure starts. You’ll also find information on foreclosure procedures, potential tax consequences, and more. In addition, this updated edition includes a new chapter covering HOA liens, foreclosures, and what you can do if your HOA threatens you with foreclosure.

Download or read book How to Save Thousands of Dollars on Your Home Mortgage written by Randy Johnson and published by John Wiley & Sons. This book was released on 2002-08-08 with total page 307 pages. Available in PDF, EPUB and Kindle. Book excerpt: Find The Home Mortgage That's Right For You Finding the right mortgage can be complex, confusing, and frustrating. But that doesn't mean you have to settle for anything other than the terms you want. This indispensable and newly updated second edition of How to Save Thousands of Dollars on Your Home Mortgage spells out everything mortgage hunters need to know in clear and accessible terms. It covers more loan alternatives than any other book and examines the importance of discount points. It offers complete details on virtually every mortgage option currently available, what advantages each option offers, how to choose the right one for your needs, and how to save money in the process. New information in this edition will help you use the Internet to find a home and get a mortgage, examine automated underwriting models and conforming loan limits, and weigh new shopping strategies. Easy-to-read charts and graphs, helpful sample forms, and numerous examples will help you understand: * First-time buyers programs * APR, buy-downs, reverse mortgages, accelerated payoffs, and zero point loans * Refinancing strategies * Closing costs, lender fees, and other expenses * How to dispute credit report errors and fix credit problems * How to use the Internet for loan analysis

Download or read book Foreclosure Stop Book written by Oscar Morante and published by Advanced Real Estate Concepts, LLC. This book was released on 2012-12-03 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you need a sure-fire way to stop a foreclosure at the last minute? If so, Foreclosure Stop Book is for you. Foreclosure Stop Book explains, step by step, exactly how to postpone a foreclosure at the last minute by filing a last minute emergency bankruptcy petition. This method is infallible because it puts the property under federal protection. This works in all the states. No exceptions. Bankruptcy is also a form of temporary asset protection. It stops all collections efforts, which includes foreclosure. If you need to stop a foreclosure at the last minute, Foreclosure Stop Book will explain you exactly how to do it. Foreclosure Stop Book will show you, step by step, how file and time an emergency bankruptcy petition, at the last minute for purpose of stopping a foreclosure only. This book is only about stopping a foreclosure through bankruptcy. Not about successfully completing bankruptcy process. Foreclosure Stop Book shows you exactly how to stop a foreclosure by filing a last minute emergency bankruptcy petition. This harnesses the power of the Federal Government to protect all your assets from collectors. TRUE STORY Kelly doesn’t like to be taken advantage of. She doesn’t let go of things without putting a fight either. As of this writing, she was almost out of some serious financial problem. However, she going to lose her home anyway. They could for sure pay now. The bank was not helping. They just could not save the property in way that made financial sense. In fact the bank was just trying to squeeze more money from her. I explained her how to do a last minute foreclosure stop. She save the property from foreclosure several times and kept the property an additional two years total. All that time she lived at the property for free, without paying rent or taxes. That gave her plenty of time recover, find another home and do things on her timeframe. Not the bank’s timeframe. YOU CAN DO THE SAME. FORECLOSURE STOP BOOK Is foreclosure only a few days or hours away, and you need more time? Here is the information you need. This Do-it-Yourself, easy to understand e-book shows how to gain more time by filing a last minute emergency bankruptcy for FREE. That will temporarily stop foreclosure for sure. You will have peace of mind and stay at your home longer, for FREE, for at least a few days more. Most likely a few weeks or months. You will to save money, plan better and be in no rush. Not only that, you will accomplish this by yourself, independently, without spending thousands of dollars in attorneys. IS THIS FOR YOU? This is for You If: + You are just about to be foreclosed + You have tried all else and are out of options + You are totally out of time and there is no time to try anything + You need a cost effective, sure-fire, way to postpone foreclosure for sure DO YOU QUALIFY? You Qualify If: + You have never filed for bankruptcy before, or + You have been dismissed from bankruptcy at least six months ago, or + You have been dismissed from bankruptcy more recently but “without prejudice” HOW DOES IT WORK? Once a homeowner is only a few days or hours away from foreclosure, the only sure-fire method to postpone foreclosure is by PROPERLY filing a last minute emergency bankruptcy. For this to work, it has to be done correctly. That means that only the exact documents must be submitted to the court, with just absolutely minimal information completed to be accepted. Not only that, but maybe even more importantly, TIMING needs to just right. BIG SAVINGS Save Thousands of $$$. You don’t need an attorney. You can postpone foreclosure for free or for a minimal cost. In fact, what you will learn in Foreclosure Stop-Book is exactly what an attorney would do if you were to hire one to postpone the foreclosure. The REASON is simple: There is only one option. You can do this yourself for free, or hire an attorney. You know the price difference. FREQUENTLY ASKED QUESTIONS + What are the chances of this working for me? 100% if you qualify + Is it legal for me to file for bankruptcy just for postponing foreclosure? Yes + Is it legal for me to file for bankruptcy by myself, without an attorney? Yes + I just want to postpone the foreclosure. Do I need to complete the whole bankruptcy process or can I leave it incomplete? Not an issue. You can let it dismiss. + Can I Stop Foreclosure More than Once? Most often yes WHAT IS INCLUDED IN FORECLOSURE STOP BOOK? + Case Studies - Learn from others + When to Do It - How to time it just right + Game Plan - Simple, logical, effective, proven + What NOT to Do - Just as important as what to do + List of Needed Forms - Know exactly what forms to fill + What to Do - Step by step detailed and sequential action list + How to Complete the Forms - Correctly entering just the right info + Keeping the Property Longer - How to prolong the foreclosure process + Actions Check List - Makes it easier to “Cross All the Ts” and “Dot all the Is”

Download or read book Facing Foreclosure written by J. K. Brightly and published by CreateSpace. This book was released on 2011-04 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: An estimated 12 million American mortgage holders now owe the bank more than their homes are worth. The rising foreclosure rate in the United States is at the highest level since the Great Depression, and large numbers of homes are being abandoned when homeowners can't pay their house payments. Maybe you've fallen behind on your mortgage payments due to job layoffs, business failures, divorce, poor financial management, an illness, resetting adjustable mortgages, or maybe a "life situation" and you don't know what to do. Contrary to rumors, the bank does not want your home. They want to help you. Facing foreclosure can be a nightmare and ruin your credit for years unless you know what to do and who to talk to. Facing Foreclosure? will help to remove fears consumers face due to a lack of factual information and provide a step-by-step guide to help you keep your home and save your credit. Inside, you will find key strategies to stop the foreclosure process, learn who you should trust or talk to about refinancing, techniques to communicate with the bank, and foreclosure options available to you. You no longer have to worry about making the right moves because the book cuts through the chase and will educate you about your homeowners options: loan modification, short sales, and foreclosure. It also outlines which loan modification program is best for you. Your name, credit, and credibility is all riding on your decisions. Good financial decisions can lead to wealth but unfortunately bad money decisions can lead to poverty. Don't let fear keep you from making the right moves. Time is of the essence! Learn money tools they don't teach you in school, how to keep your home and protect your credit.

Download or read book The Loan Manual 2009 Edition written by Ralph Harvey and published by . This book was released on 2009-01-01 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt: Product Description - Save your home from foreclosure! Do-It-Yourself! Save thousands of dollars in loan modification fees that companies charge to help modify a loan.The Loan Manual - Foreclosure And Loan Modification Edition (2009) is packed with easy to follow steps for helping you save your home from foreclosure. Whether you are current or behind in payments, The Loan Manual is a must have for all homeowners! You'll learn about:- Loan Modification- Foreclosure Prevention Strategies- Deed-In-Lieu- Foreclosure Laws (Eviction Delay Tactics)- Inside Bank Secrets About Loan Modification- Writing Proven Hardship Letters- How to Prepare a Financial Worksheet for Loan Modification- Learn What Documents Are Needed- Resources On Evaluating Your Property Value- How to Negotiate With Your Lender- And Much, Much More!

Download or read book How to Save Your Home from Foreclosure written by Rosario Marano and published by . This book was released on 1999-09 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: An informative "how to book" for homeowners, college students, schools, real estate professionals, and the general public at large which points out various techniques and strategies on how to prevent the loss of their home to a creditor. It is a step-by-step guide offering different scenarios on how a homeowner can bring their defaulted mortgage loan current and avoid a sheriff or trustee sale. Also available for sale at www.amazon.com and www.bn.com.

Download or read book Stop Foreclosure Now written by Lloyd SEGAL and published by AMACOM Div American Mgmt Assn. This book was released on 2008-09-15 with total page 362 pages. Available in PDF, EPUB and Kindle. Book excerpt: We’ve all heard the reports. Americans are losing their homes in record numbers, and the housing crisis seems unlikely to subside anytime soon. Foreclosures affect all kinds of people and all kinds of properties. Many people faced with foreclosure feel helpless and resigned to giving up their homes without even trying to save them. The good news is that with the right advice, homeowners can take control of the situation, avoid foreclosure proceedings, and even protect their credit. Lloyd Segal, mortgage banker, attorney, and real estate investor has spent the last twenty-five years helping homeowners save their houses. In Stop Foreclosure Now, he shows readers how to: develop a plan to delay or stop foreclosure • understand the documents involved • negotiate with their lender • use the courts to stop foreclosure and bankruptcy • arrange to refinance their property • sell their property quickly • use military status to stop foreclosure • understand foreclosure laws in all 50 states Timely and indispensable, this guide will help anyone survive the housing crisis and preserve their most important investment.

Download or read book Stop the Foreclosure SAVE YOUR HOME written by Catherine Gibson McCauley and published by Xlibris Corporation. This book was released on 2011-11-18 with total page 79 pages. Available in PDF, EPUB and Kindle. Book excerpt: Stop the Foreclosure, Save your Home is a Ten Step Guide to how you can take the power back and save your home from foreclosure. So many people have a difficult time communicating effectively with mortgage companies and this book provides you with all the tools you will need to cut through the red tape and get results. I've given you all the tips that I use in my practice to save properties from foreclosure.

Download or read book How to Get Out of Foreclosure with a Loan Modification written by HowExpert and published by HowExpert. This book was released on 2016-09-21 with total page 57 pages. Available in PDF, EPUB and Kindle. Book excerpt: If You Want To Learn How to Get Out of Foreclosure with a Loan Modification, Then Get This Potentially Life Saving Book! A home loan remodification is a method you may qualify for that allows you to get current again. If you are behind several payments, you may be in fear of foreclosure. Perhaps that process has already been started and you are afraid you will lose your home. A loan remodification can allow you to re-age your loan and get a payment you can afford with your current financial circumstances. Instead of trying to come up with a lump sum of money to save your home, you only have to focus on being able to meet that monthly mortgage payment. The process to qualify for a home loan remodification takes time and you have to follow the steps or you can be denied for failure to comply. Once your application is in motion, the foreclosure process will be put on hold. This gives you and the mortgage company time to go through all of the paperwork and see what can be done. Most lenders want to extend a remodification loan to you rather than foreclosure on the property. With that in mind, it is to your advantage to see if you qualify. About the Expert I didn’t know about loan remodification until my home was already in foreclosure. I was trying to explore my options and came across the details. I was frustrated that my mortgage company hadn’t taken the time to share that with me as a possibility. They had no trouble calling me at least twice per week to ask for the full amount I was due. They refused to take payments and didn’t seem to care about the reason why I was getting behind. Armed with information, I called them and asked for a loan remodification application. I am glad I did as it got me back on track with my home loan. I am hopeful this process can do the same for you. If you are facing foreclosure, you definitely want to look into home loan remodification as an opportunity. HowExpert publishes quick 'how to' guides on all topics from A to Z by everyday experts.

Download or read book Foreclosure Myths written by Ralph R. Roberts and published by John Wiley & Sons. This book was released on 2008-07-23 with total page 221 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn the whole truth about foreclosures and discover some real bargains with the myth-busting information in Foreclosure Myths: 77 Secrets to Saving Thousands on Distressed Properties!. Find out the truth about seventy-seven persistent myths that prevent would-be homeowners and real estate investors from taking advantage of tremendous profit potential. Understand how to find, evaluate, and buy foreclosure properties at a discount, including how you can use other people's money to finance your investments through firsthand stories from top industry professionals and handy resources like government foreclosure guidelines.

Download or read book Save Yourself from Foreclosure Handbook written by Frank Ruggiero and published by Frank Ruggiero. This book was released on 2008-05-08 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: Brief Description- This book was written to answer a homeowner's question, "Foreclosure? What can I do?" It is intended to inform the ever increasing market of those who find themselves facing this situation, which is almost a nationwide epidemic. Content Summary- It is written from a real estate investor's point of view to help homeowners discover some of the options to save their home or at least the equity they have tied-up in it instead of losing everything.

Download or read book How to Get Out of Foreclosure with a Loan Modification written by Sherri Adame and published by Createspace Independent Publishing Platform. This book was released on 2016-09-27 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt: If You Want To Learn How to Get Out of Foreclosure with a Loan Modification, Then Get This Potentially Life Saving Book! A home loan remodification is a method you may qualify for that allows you to get current again. If you are behind several payments, you may be in fear of foreclosure. Perhaps that process has already been started and you are afraid you will lose your home. A loan remodification can allow you to re-age your loan and get a payment you can afford with your current financial circumstances. Instead of trying to come up with a lump sum of money to save your home, you only have to focus on being able to meet that monthly mortgage payment. The process to qualify for a home loan remodification takes time and you have to follow the steps or you can be denied for failure to comply. Once your application is in motion, the foreclosure process will be put on hold. This gives you and the mortgage company time to go through all of the paperwork and see what can be done. Most lenders want to extend a remodification loan to you rather than foreclosure on the property. With that in mind, it is to your advantage to see if you qualify. About the Expert I didn't know about loan remodification until my home was already in foreclosure. I was trying to explore my options and came across the details. I was frustrated that my mortgage company hadn't taken the time to share that with me as a possibility. They had no trouble calling me at least twice per week to ask for the full amount I was due. They refused to take payments and didn't seem to care about the reason why I was getting behind. Armed with information, I called them and asked for a loan remodification application. I am glad I did as it got me back on track with my home loan. I am hopeful this process can do the same for you. If you are facing foreclosure, you definitely want to look into home loan remodification as an opportunity. HowExpert publishes quick 'how to' guides on all topics from A to Z.

Download or read book Foreclosure Survival Kit written by Michael Callaghan and published by . This book was released on 2008-03-20 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: You really can stop foreclosure and save your home, without paying thousands of dollars in legal fees, filing for bankruptcy, or subjecting yourself to the many vultures who are lurking around waiting to pick on you. If you are in foreclosure now or could be soon, you can't afford to sit around and wait to see what happens. Regardless of how or why it happened, or whose fault it is, now is not the time to be pointing fingers. Your bank is threatening to take your home away from you, and things are happening way too fast. Now is the time to take action. Plus, you've probably already received a lot of mail, phone calls and even visits from people offering to "help." Most of them want you to sell your home to them at fire-sale prices. There is another way.Believe it or not, about 95% of homeowners facing foreclosure don't need to sell their homes at fire-sale prices. In fact, if you're like most people you probably don't need to sell at all! You need the information in this book.

Download or read book Stop Foreclosure Rescue Scams written by Lonnie R. Embry and published by . This book was released on 2010-02-15 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: Don't get taken advantage of! If you're facing foreclosure and have been receiving notices offering help, you might be surprised to find that you're in great danger of losing your home to a 'Foreclosure Rescue Scammer' whose only intention is to rip you off.It's frightening enough to face the threat of losing your home to foreclosure but it can be even more terrifying to realize that you can legally lose your home to scam artists in your frantic efforts to save it.Thousands of homeowners are swindled out of their homes and every penny they have each year by con artists who promise to save them from foreclosure. In this helpful guide, author Lonnie Embry shows you why foreclosure rescue scams were identified as one of the top five 'fastest-growing crimes' and 'worst complaints' to plague the country, according to a report released recently by the Consumer Federation of America. In "Stop Foreclosure Rescue Scams!" you'll learn how to: * Instantly spot scam artists and avoid being duped by them now that you know the tactics and strategies they use to reel victims in. * Save hundreds of thousands of dollars now that you know who the real victims of foreclosure fraud are and why you might be a likely target.* Save endless hours of research on where you can get legitimate foreclosure rescue help that you can actually rely on. * Send scammers packing in a rush now that you know how to differentiate between the 'good rescuers' and the 'bad rescuers'You can save yourself the heartache of being scammed out of your money, evicted out of your home and the humiliation of it all just by learning everything you need to know to protect yourself in this guide.

Download or read book Money Saving Homes written by Marius J. Smook and published by Createspace Independent Publishing Platform. This book was released on 2017-03-22 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt: Who wants to spend thirty years paying off a home loan when that time can be reduced by many years, thereby saving thousands of dollars in the process? LEED AP (Homes), Real Estate EcoBroker and Money-Saving Home Consultant, Marius Smook, shows how you can do this by making money-saving choices for optional features and appliances when buying a new home. Smook describes each money-saving home feature choice that a new home buyer is presented with, the potential savings that each choice can realize, and how those savings can be used to reduce a mortgage loan term when added to the monthly loan repayments. For those who make the right choices and can manage the savings appropriately, the result can be saving many thousands of mortgage interest dollars while also enjoying the benefits of living in a more comfortable home that has greater value and can resell for more - and all of this while benefiting the environment at the same time. Free of technical jargon and complicated financial concepts, this book is an easy read for the non-technical and non-financially savvy, as well as a new perspective for experts in either field. For any home buyer or current homeowner who does not relish the idea of being shackled to a financial institution for thirty years, this book is a unique resource to support their efforts to save money and achieve financial freedom.