Download or read book How to Retire Wealthy Healthy and Happy written by Albert O Aina and published by Independently Published. This book was released on 2023-08-30 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: I was invited to facilitate a Pre-Retirement Planning Workshop for Retiring Professors, Associate Professors Senior Lecturers and Management Staff of a leading Federal University in Nigeria. That was the second time I was privileged to address the topic in this renowned Citadel of higher learning. At the end of my first plenary section, one of my participants, a foremost female Professor, remarked as follows: Rev. Aina has revealed how foolish I have been in the past thirty years This erudite Professor started work as a lecturer in the 70's, in London, and had some investment in shares. She sold off her shares on relocation to Nigeria in 1975, and focused on her teaching career. Thirty years have passed, she was now faced with the stark reality of retirement. I have a Divine commission to provide you with a solid plan after your working career. It is almost too late not to be broke at 60, with no solid plan before you are 50. God has commissioned me to provide remedial coaching, empowerment and enlightenment A research finding shows that after working for 40-45 years, Only 1% of the people would be very rich at 65 Only 4% would be financially independent % would be struggling to make ends meet at 65 36% would have died in service, while 54% would be penniless and dependent on others for survival at 65. My mission is to help you decide which bracket that you will end up at 65 or 70. My earlier book, HOWTO FIRE YOUR BOSS AND HIRE YOURSELF sold out within three months of the publication. The reprint that followed finished faster. It was focused on helping people to mind their own business, and exiting salaried job. I have a compelling assignment, thirty years after firing my own Boss, to focus you on minding your own future. My bestselling book, HOW TO FIRE YOUR BOSS helped people to fire their bosses and hire themselves. My current mission in this book, is to help you to MAXIMIZE YOUR PRESENT SO AS TO ENJOY YOUR FUTURE Why do people die so soon after retiring? Two reasons have been advanced. For some people, working was their entire life. They had nothing else in their lives. The second reason was that many people worked their whole lives, relying on a pension when they retired, only to find out that the pension barely got them through month to month. You must have a reason for retiring. Many people never give this a serious thought. There are fourteen reasons why you must plan to retire rich and happily, too. Financial experts agree that 70 to 80% of preretirement income is required to sustain a comfortable standard of living, after retirement. Surveys after surveys show that 54% of people between 45 and 64, are not currently putting anything aside for their retirement. I began to practice these things quite early. This is what qualifies me to share them with you. I fired my own boss, before I was 30. I was a Chief Executive Officer and Lead Managing Consultant of Alaryn Management Center Ltd for ten years. I have headed Christian Leadership Skills, a Church Management Consulting Outfit for about thirty years, since 1994. She stated further "Why have you not come earlier? Where were you ten years ago, when all these opportunities you exposed were begging for my attention? Now that the opportunities are gone and we are still where we were, a decade ago". Just as it was the case with the Lady Professor that I referred to earlier, I could neither respond to the Bishop's wife's charge at that time. I doubt if I was ready. NOW we have our ready answer, in this book, my Sixtieth, HOW TO RETIRE WEALTHY, HEALTHYAND HAPPY

Download or read book How To Retire And Be Happy written by Eli'ezer Press and published by Independently Published. This book was released on 2024-08-02 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Imagine a retirement where you wake up every day excited, fulfilled, and confident in your financial future. For many, retirement can feel uncertain and overwhelming, with worries about finances, health, and finding purpose. In "How to Retire and Be Happy: 30 Secrets to a Happy, Healthy, and Wealthy Retirement," you'll discover practical strategies to plan your finances, maintain your health, and find joy in every day. Learn how to maximize your Social Security benefits, invest wisely, and create a sustainable withdrawal plan. Stay active, eat well, and nurture your mental well-being. Find purpose through volunteering, travel, and lifelong learning. This book provides you with the tools to build a meaningful and fulfilling retirement. Embrace the retirement of your dreams. Start your journey to a happy, healthy, and wealthy retirement today!

Download or read book 12 Secrets to Retire Young Healthy Wealthy Happy written by Hitesh Sharma and published by Createspace Independent Publishing Platform. This book was released on 2016-08-03 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: '12 Secrets to Retire Young, Healthy, Wealthy & Happy' book is all about empowering you with the necessary knowledge that you would need, to pursue your dreams, retire young and achieve a healthy, wealthy and happy life. You would have heard the story of ancient Greek scholar Archimedes. When he accidentally discovered a mathematician principle (named after him), he is said to have been so eager to share his discovery that he leapt out of his bathtub and ran through the streets of Syracuse naked. That's the kind of excitement I feel, when I share my secret in '12 Secrets to Retire Young, Healthy, Wealthy & Happy.' I've understood a universal truth that can benefit so many people that I now want to share with the world. That's my only desire and motivation to write this book. I am now able to design my own life! Today, I have been able to design my life in a manner that my businesses continue to run, and grow, even without me. I decide when to work and how much. Sometimes, if I choose to, I don't have to work at all, as my money works for me. Best of all - I am also in the pink of health. There has been no trade off between health and wealth. Want to know more? Just flip through the pages of '12 Secrets to Retire Young, Healthy, Wealthy & Happy' and you will discover all the answers. '12 Secrets to Retire Young, Healthy, Wealthy & Happy' would reveal to you many closely-guarded secrets. The way the secret mantra changed my life. While most of us live through life with the illusion that getting into the rat race and putting maximum hours of hours in work is the only way to achieve success, this book will line up evidence to the contrary. It will establish, first and foremost that gaining wealth at the cost of your health, is as meaningless as gaining health at the cost of your wealth. In the end, you lose everything, including your happiness. Theories that actually work. In '12 Secrets to Retire Young, Healthy, Wealthy & Happy' I've shared my own personal in support of theories that actually work. Through law of attraction and the power of your subconscious mind this book helps you understand how to achieve whatever it is that you wish to achieve in life and more. I have come across many people who are wealthy but are struggling to maintain their health... Then there are others who are healthy enough but are struggling for wealth. There are also a few who have neither. Being healthy and wealthy at 31 and having taken a decision to retire, I decided I was at the right phase of life to inspire such people through my book "12 Secrets To Retire Young, Healthy, Wealthy & Happy". Life is all about creating a better world. When you leave the world you should try your best to leave it better than the time you came in. I strongly believe in "Power of giving". I want to share my knowledge and experience and If I can change the lives of even few persons then also I would consider myself successful in my mission. One thing I can guarantee is that if you can just follow the path I show , you would be a changed person altogether. Book website : healthrichwealthrich.com

Download or read book How to Retire written by Christine Benz and published by Harriman House Limited. This book was released on 2024-09-17 with total page 297 pages. Available in PDF, EPUB and Kindle. Book excerpt: What are the secrets to a healthy, happy, and wealthy retirement? To answer that question, longtime Morningstar columnist and podcaster Christine Benz asked 20 retirement thought leaders to go deep on a single lesson that they believe contributes to success in retirement. These lessons range from nitty gritty financial matters to quality-of-life considerations that help pre-retirees and retirees maximize their “time on earth” allocations. On the financial side of the ledger, the book delves into knowing your retirement income style (Wade Pfau), understanding how your spending might change in retirement (David Blanchett), and organizing your portfolio to support in-retirement cash flows (William Bernstein). Other interviews probe softer but no less important considerations, such as how to spend in order to optimize happiness (Ramit Sethi), the value of burnishing relationships later in life (Laura Carstensen), and living life so that you have no regrets in the end (Jordan Grumet). These lessons help soon-to-retire and already-retired individuals and their advisors tackle retirement with confidence, wisdom, and a specific plan for maximizing their financial and human capital.

Download or read book Wealthfulness written by Lance Alston and published by BrownBooks.ORM. This book was released on 2018-01-25 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt: Experienced financial planner and consultant Lance Alston introduces his effective approach to discovering your combined emotional and financial needs. These days we have the whole world at our fingertips, so shouldn’t happiness be just as readily available? As more people continue to retire, they are finding themselves in this strange stage of life that has never been better, but it doesn’t feel better. In spite of the fact that they may be doing well financially, in spite of modern technology, the internet, and greater total wealth than at any other time in history, happiness seems to be leveling off, if not declining. Wealthfulness is the balance of wealth and happiness, the combination of monetary success and meaningfulness. What financial endeavors are the wisest choices for us? How much time should we be spending investing, saving, and planning? How much money do we need to be truly happy in life? The answers to these questions are highly personal, and Lance Alston helps us find each one, and plan accordingly by taking into account our individual personalities and circumstances. “While most financial planners bury their clients in graphs, numbers and fin-tech gibberish, Lance Alston has provided readers with an easily understood map of what a Buddhist might call ‘Right Money.’”—Scott Burns, nationally syndicated financial columnist “Lance Alston takes a bold step with Wealthfulness, pitting research and data against the prevailing bad behavior of Wall Street. I wish everyone would read this and use it as a prescription for long-lasting financial health and happiness.”—Amy Rogers, MD, writer and host of 2 Docs Talk podcast

Download or read book What the Happiest Retirees Know 10 Habits for a Healthy Secure and Joyful Life written by Wes Moss and published by McGraw Hill Professional. This book was released on 2021-10-26 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt: The bestselling author of You Can Retire Sooner Than You Think and host of Money Matters reveals the 10 essential habits for a rich, rewarding, and blissful retirement. What does it take to have a truly happy retirement? Is it money? A mortgage-free home? An active social life? A long-lasting marriage—or maybe a new one? Finance expert, author, and radio host Wes Moss asked more than 2,000 of the nation’s happiest retirees to find out—and their answers may surprise you. Through a series of revealing surveys, Moss noticed a pattern of distinct, recognizable habits that the happiest retirees shared, from the simplest of lifestyle choices to the smartest of financial strategies. These are the kinds of habits anyone can develop—the perfect road map to a healthy, secure, and joyful retirement—sooner. Whether you’re already retired or just starting to make plans, these 10 simple actions and attitudes can make a profound difference in every aspect of your life. The book is packed with hard-won wisdom and invaluable advice on how to make little changes now that will have the biggest impact later. It’s filled with proven ways to develop smarter habits with: Money (“Think river, not reservoir”); Family (“Get your kids off your payroll”); Housing (“Live mortgage-free”); Investing (“Be a tomorrow investor”); Spending (“Be pound wise—so you can be penny foolish”); and much more. With these 10 transformational habits, you can stop obsessing over money, stay socially connected, and start enjoying your new life—as the happiest retiree on the block.

Download or read book Aarp Live Long and Prosper Invest in Your Happiness Health and Wealth for Retirement and Beyond written by Vernon and published by . This book was released on 2011-10-04 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Retirement Secrets written by Kim Curtis and published by . This book was released on 2021-06-03 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Pulls back the curtain on the retirement industry to reveal why smart people fail in retirement. Then outlines how to live in retirement happy, healthy and free.

Download or read book Balance written by Andrew Hallam and published by . This book was released on 2022 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Stop chasing money and start redefining success.Sure, money is important. And yes, it can make you happy--but only up to a point. The truth is, science has shown that we each have a set point that links our earnings with happiness; go beyond that point, and your happiness ceases to increase with income.In this illuminating guide to living a financially healthier, and happier, life, bestselling author and financial journalist Andrew Hallam demonstrates how you can optimize your income for maximum happiness by investing responsibly and living according to your values. You'll find tips for using robo investors, insights for investing in socially responsible funds, and how to craft a personal budget that aligns your spending with what you hold most dear.Drawing on behavioural science, evidence-based investing, and environmental science, he shows you how to start framing success in a way that actually brings happiness, not stress, into your life--by balancing your money, connection, health, and purpose.Whether you're a broke teenager, a middle-aged millionaire or someone who hopes to retire on a shoestring, we all have one thing in common: we want to enjoy our lives. That means living better and laughing more. It means caring for the environment and helping our children to succeed--while defining "success" the way we really should.

Download or read book How to Retire Happy Wild and Free written by Ernie John Zelinski and published by . This book was released on 2009-09-16 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Retirement is the beginning of life, not the end.

Download or read book How to Retire Rich written by James P. O'Shaughnessy and published by Broadway. This book was released on 1999 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now in paperback--the groundbreaking investment guide by bestselling author James O'Shaughnessy that shows you the simple way to create the fully funded retirement you deserve. Even if you think you're in great financial shape and can afford two cars and several vacations a year, the numbers in your savings and retirement plan don't always add up to a wealthy--or financially secure--future. In How to Retire Rich, investment wizard James O'Shaughnessy uses his revolutionary analysis of the Standard & Poor's CompuStat Database and stock market history to identify exactly which strategies have consistently beaten almost all active stock pickers over the past four decades--and to show regular folks like you how to apply these proven formulas to your 401(k) and your savings plan, and, over time, grow as little as $2,000 into more than $4 million. By adopting O'Shaughnessy's logical, proven approach and by avoiding hunches, hot tips, and trendy advice from high-profile gurus, you, too, can master the basics of investing, dramatically increase your net worth, and fund the retirement of your dreams.

Download or read book Happy Retirement The Psychology of Reinvention written by DK and published by Penguin. This book was released on 2016-01-05 with total page 389 pages. Available in PDF, EPUB and Kindle. Book excerpt: A practical, fully illustrated guide to planning and enjoying retirement, grounded in psychological research. Retirement can bring immense fulfillment but also can be a source of stress, especially today. Retirement: The Psychology of Reinvention uses psychological research and a unique visual style of infographics and illustrations to provide readers with a retirement roadmap just right for them. Fully illustrated, with constructive advice for all retirees — whatever the age and circumstances — and inspirational guidance from a wealth of sources, Retirement: The Psychology of Reinvention answers all the questions readers are likely to ask at any stage of retirement.

Download or read book Wealth Simplified written by Robert Roby and published by Leaders Press. This book was released on 2022-01-18 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: For fans of Rich Dad Poor Dad and The Millionaire Next Door, here’s financial fodder for common people to become uncommonly wealthy. YOUR UNCOMMON SENSE GUIDE TO CREATING MEANINGFUL WEALTH AND FINANCIAL SECURITY IN A WORLD PLAGUED BY FEAR AND UNCERTAINTY. Pension deficits, inflation, rising debts, increasing longevity, out of control health care costs, volatile stock markets and a cornucopia of bad advice – the hard truth is that we are on the verge of a retirement crisis! Making matters even more tenuous is a financial industry mired in complexity, myths and misconceptions causing many everyday investors to either not invest at all, or to invest improperly. The good news is that it doesn’t have to be this way. In Wealth Simplified, USA Today and Wall Street Journal best-selling author, Robert Roby, applies his unique experience as an award-winning wealth management expert to teach you the secret to garnering meaningful wealth and a great retirement through safe, simple, and secure strategies. Homeless at the age of sixteen and bankrupt by the age of twenty, Roby has spent the last 35 years guiding his clients to successful retirements. He changed his life forever, and so can you! Keep reading to: Discover real stories about people who created millions of dollars of wealth through sound investing Learn about what keeps many investors shackled to investment mediocrity and how to supercharge your investment returns Break the cycle of bad investing habits and free yourself from plummeting pension plans Learn about why you should never waste a stock market crash how misbehaving markets are great generators of wealth Explore investment strategies that capitalize on both up and down markets Great investors don’t get downtrodden or demoralized – they get educated! Invest in yourself, your loved ones and your future! Grab your copy of Wealth Simplified today!

Download or read book Growing Older in America written by and published by . This book was released on 2007 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Balance written by Andrew Hallam and published by Page Two. This book was released on 2022-01-18 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the bestselling author of Millionaire Teacher and Millionaire Expat comes a personal finance guide that shows how to maximize happiness through intentional spending, saving, and investing.

Download or read book The Simple Path to Wealth written by Jl Collins and published by Jl Collins LLC. This book was released on 2021-08-16 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!

Download or read book Your Happiness Portfolio for Retirement written by Marianne T. Oehser and published by Balboa Press. This book was released on 2019-05-03 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: Make the post-career phase of your life the happiest and most fulfilling time of your life! So much changes as you move from your career into the Third Act of your life! You have to redefine your identity, find a new reason to get up in the morning, build a new structure for your days, and replace part of your social network. Some people slip easily into their new life and others struggle. Many of us fill our days with fun and relaxing things to do but get to the point where we want something more – then we feel a bit empty. You know you need a financial portfolio to retire but did you know you also need a Happiness Portfolio ®? This book is a practical guide to creating your Happiness Portfolio ® and flourishing in your Third Act. It includes valuable information and thought-provoking exercises to design your retirement life so you enjoy it to the max and feel that your life is fulfilling. You will explore: • Why this change is sometimes so difficult • How to structure your life so there is plenty of time for both fun and doing things that make you feel like your life is worthwhile • What it really means to be happy • Some tools for dealing with the bumps you are certain to encounter along the way This book is right for you if: • You intend to retire soon or • If you retired in the past five years or so Scroll up and click on “Look inside” to learn more or just add it to your cart.