Download or read book Housing Finance Mechanisms in Brazil written by and published by UN-HABITAT. This book was released on 2008 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing Finance in Brazil written by Bruno Martins and published by . This book was released on 2015 with total page 33 pages. Available in PDF, EPUB and Kindle. Book excerpt: Despite a recent expansion in housing finance, Brazil still faces a severe housing shortage, especially among lower-income people, and it is important to examine the development, limitations and prospects of the country`s housing finance market. This paper investigates the recent evolution of that market in Brazil, focusing on whether the current expansion in mortgage lending is the result of institutional and economic improvements favoring economic stability and compliance with contractual obligations or is merely an effect of the higher level of housing loans imposed by the government on financial institutions. Different explanations are found for private and public institutions.
Download or read book Housing Finance in Brazil written by Bruno Martins and published by . This book was released on 2011 with total page 30 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper investigates the recent evolution of the housing market in Brazil, focusing on whether the current expansion in mortgage lending reflects institutional and economic improvements favoring economic stability and compliance with contractual obligations or merely the higher level of housing loans imposed by the government on financial institutions. Different explanations are found for private and public institutions. -- Abstract on website.
Download or read book The Housing Finance System of Brazil written by John Tucillo and published by . This book was released on 1983 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing Finance Mechanisms in Mexico written by Jose Luis Valencia and published by UN-HABITAT. This book was released on 2011 with total page 89 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Social Policy In A Non democratic Regime written by Gil Shidlo and published by Routledge. This book was released on 2019-07-11 with total page 151 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book had its origins in my doctoral research at the London School of Economics. It developed more rapidly than expected thanks to the good will and collective efforts of various people and institutions who provided help and support-material, intellectual and moralthroughout four years at the LSE and two years at Tel Aviv University. I am most grateful to George Philip and Patrick Dunleavy, who have patiently read the many drafts and offered their comments and suggestions at various stages of this work. I would also like to thank Peter Dawson, who during my early days at the LSE as a research and MSc student, supervised, advised and above all encouraged my intentions to carry out research on developing countries. Henrique Rattner of the Fundacao Getulio Vargas provided me not only with technical support but also introduced me to the complex Brazilian bureaucracy. Gabriel Bolaffi, of the Faculty of Architecture and Urbanism at the University of Sao Paulo, made it possible for me to gain access to the otherwise restricted public housing agencies. I also extend my gratitude to the officials at COHAB/SP, CODESPAULO, INOCOOP and the BNH (in Rio de Janeiro and Sao Paulo) who spared precious time to be interviewed and supplied me with published and unpublished documents. The IPT (Sao Paulo Institute of Technological Research) provided the primary material on ltaquera and enabled me to use their computing facilities and process the data. Special thanks are due to Ros Mari Kaupatez. The friends we made in Sao Paulo, whose welcome and warmth surpassed all expectations, made a long stay more bearable. This project could not have been carried out without the moral and financial support of both my grandfather and my parents, who took a deep interest in my studies and encouraged me during difficult periods. A debt of thanks is also owed to the Publication Committee of the London School of Economics, especially P. C. Davis. Anthony Hall's comments were very valuable. Thanks are due to the Faculty of Social Sciences and the Department of Political Science at Tel Aviv University for financial help in preparing this work for publication. Finally, this study is dedicated to my wife, Sarah, who interrupted her studies to accompany me to Brazil and helped me in ways I cannot adequately acknowledge.
Download or read book Subsidization mechanisms in the brazilian housing financing system sfh written by and published by . This book was released on 2003 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Esta dissertação analisa o setor habitacional brasileiro, após a criação do Sistema Financeiro de Habitação (SFH), com ênfase nas características dos financiamentos realizados no âmbito do Sistema e nas benesses concedidas de forma indiscriminada aos mutuários. Por meio de estudos de caso, identificam-se os principais fatores responsáveis por essa concessão de subsídios, os quais podem serclassificados em três grupos: falhas intrínsecas aos planos de financiamento, renegociações contratuais oferecidas pelo governo entre 1983 e 1985, e planos de estabilização econômica implementados na segunda metade da década de 80 e na primeira metade da década de 90. Apresenta-se a análise da contribuição individual de cada fator, bem como seu efeito conjunto, o que permite concluir que os mutuários do SFH receberam enormes subsídios, que resultaram no esgotamento das fontes de financiamento para as décadas subseqüentes. Conclui-se que as benesses concedidas deforma generalizada tiveram um efeito perverso, uma vez que foram aplicadas em razão inversamente proporcional às necessidades dos mutuários. Os detentores de dívidas mais elevadas e, portanto, em média, possuidores de maior renda, receberam subsídios mais elevados. Dessa forma, houve transferência de riqueza da sociedade como um todo para os mutuários do Sistema, em especial, transferência de riqueza das classes mais pobres para as mais abastadas e transferência de recursos dos que não possuíam casaprópria para os que haviam adquirido sua moradia.
Download or read book Housing Finance Mechanisms in India written by and published by UN-HABITAT. This book was released on 2008 with total page 61 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing Finance in Brazil written by Clark Winton Reynolds and published by . This book was released on 1974 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financing Energy Efficiency written by Robert P. Taylor and published by World Bank Publications. This book was released on 2008-02-08 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: While energy efficiency projects could partly meet new energy demand more cheaply than new supplies, weak economic institutions in developing and transitional economies impede developing and financing energy efficiency retrofits. This book analyzes these difficulties, suggests a 3-part model for projectizing and financing energy efficiency retrofits, and presents thirteen case studies to illustrate the issues and principles involved.
Download or read book Metropolis Money and Markets written by Jeroen Klink and published by Routledge. This book was released on 2020-02-18 with total page 197 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the impact of finance on urban spaces as well as cities' role in the social constitution and dissemination of financial logistics and techniques. It brings together literature from different disciplinary areas to increase our understanding of financialization. It observes how non-financial members of society, such as public bureaucrats, urban planners, the media and so on, are actively involved in the financialization of urban areas. With an explicit focus on Brazil, a developing country in the Global South, the book demonstrates how the country has been grappling with complex and contradictory processes of neoliberalization, decentralization, re-democratization and institutional-legal strengthening of frameworks for urban and regional planning, stressing the relations between urban space and finance capital. With a distinct view of filling a gap in the current literature on urban financialization, the book aims to focus on less developed areas in this field and link them with the literature on social studies of finance. This makes the text relevant for academics and scholars of urban studies and planning theory, geography, development studies and political economy, as well as scholars in the US and Europe interested in understanding Brazilian patterns of financialization.
Download or read book Index linked Financial Assets and the Brazilian inflation Feedback Mechanism written by Paul Beckerman and published by . This book was released on 1978 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financing Urban Shelter written by United Nations Human Settlements Programme and published by UN-HABITAT. This book was released on 2005 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financing Urban Shelter presents the first global assessment of housing finance systems, placing shelter and urban development challenges within the overall context of macroeconomic policies and the Millennium Development Goals target on slums - "a significant improvement in the lives of at least 100 million slum dwellers by 2020". The report describes and analyses housing finance conditions and trends in all regions of the world, including formal housing finance mechanisms, microfinance and community funding, highlighting their relevance to the upgrading of slums. Recent shelter finance policy development is discussed at the international and national levels, and directions that could be taken to strengthen shelter finance systems ere examined.
Download or read book From Community Development and Mutir o to Housing Finance and Casa Melhor in Fortaleza Brazil written by Yves Cabannes and published by . This book was released on 1996* with total page 31 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Structured Finance in Latin America written by Hela Cheikhrouhou and published by World Bank Publications. This book was released on 2007 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: Structured Finance in Latin America explores how structured finance mechanisms can channel pension savings to support projects in underserved sectors, deepen capital markets, and contribute to investment and economic growth. Private pension funds have been accumulating assets rapidly in the wake of pension system reforms in many Latin American countries. Strict investment regulations to protect workers' savings have limited their investment in highly creditworthy domestic securities, yet pension fund demand for new securities has outstripped issuance of eligible traditional corporate debt instruments. This has contributed to a high concentration of pension fund assets in public debt. Innovative structured finance mechanisms can help bring to the market a new set of creditworthy securities backed by pools of loans to small borrowers, mortgage loans or the expected proceeds of large infrastructure projects. These mechanisms create new investment opportunities for pension funds, while establishing additional sources of funding for underserved market segments. Policy makers and regulatory authorities have a catalytic role to play in the development of structured finance securities by establishing a conducive legal, regulatory, and tax framework. Structured Finance in Latin America serves as a practical guide for development practitioners, policy makers, and others working in government, international or nongovernmental organizations, and financial institutions, who focus on finance and investment; infrastructure, transport, and urban development; housing finance; small and medium-sized enterprise development; and pension reform.
Download or read book Housing and urban development in Brazil written by United States. Department of Housing and Urban Development and published by . This book was released on 1977 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book HOUSING FINANCE IN BRAZIL TOWARD A NEW DISTRIBUTION OF WEALTH written by Clark Winton REYNOLDS and published by . This book was released on 1974 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt:
