Download or read book Household and Intrahousehold Impact of the Grameen Bank and Similar Targeted Credit Programs in Bangladesh written by Mark Martin Pitt and published by World Bank Group. This book was released on 1996 with total page 109 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Household and Intrahousehold Impact of the Grameen Bank and Similar Targeted Credit Programs in Bangladesh written by Mark Martin Pitt and published by World Bank Publications. This book was released on 1996 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: World Bank Discussion Paper No. 320. Provides separate estimates of the influence of borrowing by both men and women, through three credit programs, on a variety of household and individual outcomes, including school enrollment, labor supply, the asset holdings of women, recent fertility and use of contraceptives, consumption, and the anthropometric status of children. The findings show that credit provided to women is more likely to influence these behaviors than credit provided to men and has a significant effect on the well-being of poor households in Bangladesh.
Download or read book Grameen Bank written by Shahidur R. Khandker and published by World Bank Publications. This book was released on 1995-01-01 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: World Bank Technical Paper No. 295. The progress made by the countries of Central and Eastern Europe in privatizing state-owned enterprises has created millions of new shareholders. But for the citizenry to buy and sell shares, these countries must develop stock markets and related institutions such as brokerages, clearing and settling organizations, and regulatory agencies. This paper examines the role of capital markets in the new market economies of Central and Eastern Europe and to what extent governments in the region should encourage the development of such markets. The authors address questions of whether the capital markets will serve merely as a forum for trading stocks or become a source of new equity capital to help restructure the enterprises of the region and whether governments should take a hands-off approach by letting the necessary institutions develop as they are needed or should actively create stock exchanges and establish the overall legal and regulatory framework.
Download or read book Fighting Poverty with Microcredit written by Shahidur R. Khandker and published by Oxford University Press, USA. This book was released on 1998 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: With increasing assistance from the World Bank and other donors, microfinance is emerging as an instrument for reducing poverty and improving the poor's access to financial services in low-income countries. Providing the poor with access to financial services is one of many ways to help increase their incomes and productivity. In many countries, however, traditional financial institutions have failed to provide this service. Microcredit and cooperative programs fill this gap. They provide credit through social mechanisms such as group-based lending to reach the poor and other clients, including women, who lack access to formal financial institutions. Their purpose is to help the poor become self-employed and thus escape poverty. This book examines the experiences of the Grameen Bank, the Bangladesh Rural Advancement Committee, and the Bangladesh Rural Development Board's Rural Development Project-12 in order to quantify the potential and limitations of microcredit programs as an instrument for reducing poverty and delivering financial services to the poor. A copublication of the World Bank and Oxford University Press.
Download or read book Targeted Credit Programs and Rural Poverty in Bangladesh written by Shahidur R. Khandker and published by World Bank Publications. This book was released on 1996-01-01 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: World Bank Discussion Paper No. 347. Describes the elements of health reform in Sierra Leone as the West African nation attempts to overhaul its health system and focus it on the neediest populations. To highlight the role of key stakeholders, the study reviews the actions proposed and taken for reforming a package of health services, organizing the provision of those services, and financing the health sector. The paper also identifies factors critical for success and concludes with an assessment of future prospects for reform of this crucial sector.
Download or read book The Role of Family Planning and Targeted Credit Programs in Demographic Change in Bangladesh written by Shahidur R. Khandker and published by World Bank Publications. This book was released on 1996-01-01 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: FIAS Occasional Paper No. 6. Examines and compares the recent experiences of a number of developing countries in encouraging backward linkages, the purchasing of goods and services from locally owned suppliers by companies controlled by foreign firms. The authors argue that economic liberalization helps rather than hurts domestic suppliers, that institutional support focusing on upgrading the capabilities of domestic suppliers is critical, and that promotional programs combining public and private resources can accelerate linkage development.
Download or read book Microfinance Risk Management and Poverty written by Jennefer Sebstad and published by . This book was released on 2001 with total page 115 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Grameen Bank Multiple Services in Bangladesh written by Kazi Abdur Rouf and published by iUniverse. This book was released on 2018-10-16 with total page 270 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book narrates Grameen Bank (GB) and its sister organizations’ multiple services in Bangladesh and other MFIs’ services in different countries that the author has received from his working experience. The author was involved in GB credit, plus many programs in Bangladesh. The book informs readers about Grameen Bank’s multidimensional services that have been functioning in Bangladesh since its inception 1976. Many articles of the book published in different international journals, like International Journal of Research Studies in Management and International Journal of Research Studies in Education, Emerald Publishing UK. The book describes how Grameen Bank (GB) women borrowers and other MFIs’ borrowers have handled their microcredit borrowing, their savings, and how MFIs could serve better to microborrowers for their social, political. and economic empowerment within their community. Each article of the book also contains how MFIs could serve better integrated financial services (socioeconomic services for the microborrowers) to disadvantaged women that can lead to better provision of integrated microcredit services to them. The book is also looking for solutions to empower microborrowers’ socioeconomic development in Bangladesh in addition to Grameen group-based microcredit program.
Download or read book Institutional versus noninstitutional credit to agricultural households in India Evidence on impact from a national farmers survey written by Kumar, Anjani and published by Intl Food Policy Res Inst. This book was released on 2017-03-02 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: A goal of agricultural policy in India has been to reduce farmers’ dependence on informal credit. To that end, recent initiatives have been focused explicitly on rural areas and have had a positive impact on the flow of agricultural credit. But despite the significance of these initiatives in enhancing the flow of institutional credit to agriculture, the links between institutional credit and net farm income and consumption expenditures in India are not very well documented. Using a large national farm household–level dataset and instrumental variables two-stage least squares estimation methods, we investigate the impact of institutional farm credit on farm income and farm household consumption expenditures. Our findings show that in India, formal credit is indeed playing a critical role in increasing both the net farm income and per capita monthly household expenditures of Indian farm families. We also find that, in the presence of formal credit, social safety net programs such as the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) may have unintended consequences. In particular, MGNREGA reduces both net farm income and per capita monthly household consumption expenditures. In contrast, in the presence of formal credit, the Public Distribution System may increase both net farm income and per capita monthly household consumption expenditures.
Download or read book How Development Projects Persist written by Erin Beck and published by Duke University Press. This book was released on 2017-05-18 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: In How Development Projects Persist Erin Beck examines microfinance NGOs working in Guatemala and problematizes the accepted wisdom of how NGOs function. Drawing on twenty months of ethnographic fieldwork, she shows how development models and plans become entangled in the relationships among local actors in ways that alter what they are, how they are valued, and the conditions of their persistence. Beck focuses on two NGOs that use drastically different methods in working with poor rural women in Guatemala. She highlights how each program's beneficiaries—diverse groups of savvy women—exercise their agency by creatively appropriating, resisting, and reinterpreting the lessons of the NGOs to match their personal needs. Beck uses this dynamic—in which the goals of the developers and women do not often overlap—to theorize development projects as social interactions in which policymakers, workers, and beneficiaries critically shape what happens on the ground. This book displaces the notion that development projects are top-down northern interventions into a passive global south by offering a provocative account of how local conditions, ongoing interactions, and even fundamental tensions inherent in development work allow such projects to persist, but in new and unexpected ways.
Download or read book Achieving Food Security in Southern Africa written by Lawrence James Haddad and published by Intl Food Policy Res Inst. This book was released on 1997-01-01 with total page 345 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book China s Urban Transport Development Strategy written by Stephen Stares and published by World Bank Publications. This book was released on 1996 with total page 536 pages. Available in PDF, EPUB and Kindle. Book excerpt: World Bank Discussion Paper No. 352. Presents the proceedings of the China Urban Transport Symposium, held in Beijing, November 9-11, 1995, jointly sponsored by China's Ministry of Construction and Ministry of Finance, the People's Bank of China, the World Bank, and the Asian Development Bank. The symposium addressed a wide range of topics, including motor vehicle pollution, urban transport management and planning, bicycles in cities, mass rapid transit, public transit reform, and the role of the private sector.
Download or read book Assessing the Welfare Impacts of Public Spending written by Dominique Van de Walle and published by World Bank Publications. This book was released on 1996 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Replicating Microfinance in the United States written by James H. Carr and published by Woodrow Wilson Center Press. This book was released on 2002-06-28 with total page 401 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities.
Download or read book Inside Story of Microcredit in Bangladesh An Empirical Investigation of the Role and Productivity written by Md. Mahmudul Alam and published by LAP Lambert Academic Publishing. This book was released on 2011-01-01 with total page 82 pages. Available in PDF, EPUB and Kindle. Book excerpt: There is no denying the fact that microcredit (MC) has been playing an important role in the movement for poverty alleviation. But by the same breath it is also a hard fact that it has serious limitations in terms of its delivery system, rules of repayment, interest rate charges, etc. These limitations made it largely fail to realize its potential and expected goals. A credible study on the productivity of MC was required to determine its actual interest paying capability. In the absence of any established economic justification, based on productivity, this exorbitantly high interest rate is found morally untenable and has become the primary target of criticism for its minimal or marginal achievements. As a result, recently the government rightfully fixed 27% as the maximum interest rate chargeable for microcredit (with effect from July 2011). However, we need not undermine the importance and efforts of the microcredit movement, both as an economic as well as a social institution, for the betterment of the poor in the society. We need not be selfish and miser to give the movement its due credit. MC should not be summarily viewed as unuseful and unsuccessful. It has been making some contributions to the betterment of the poor and it should be given the appreciation it deserves. But like many other researchers we are troubled by the contradicting attitudes of the microcredit providers toward the borrowers. In one hand they are concerned and committed to pull the poor out of poverty, on the other hand they are so harsh in the timely payment of repayment installments putting a blind eye to the sufferings of these poor borrowers. Therefore, MCs need to be more innovative to be able to serve and take care of the wellbeing of the critical group among the borrowers. We are also puzzled to see that in spite of the exorbitantly high interest rate charges and all other limitations, increasing number of these poor are borrowing credit from these MCIs. This surgical study on the inside story of microcredit in Bangladesh, using a rich data set developed through a survey of 555 sample borrowers from rural, semi-urban, and urban areas of all 7 administrative divisions of Bangladesh, is an effort to address these issues and find answers to these and other issues like its potentiality to become a growth tool in the third sector economy. To our own best assessment this study made three major contributions to MC literature: a) application of economic-profit counting method in economic productivity analysis, b) identification of the critically vulnerable group among the borrowers; and c) the revelation that MC is respected by the borrowers more as a social than economic institution. To them, microcredit has facilitated their social and political empowerments and safeguarded their social status. We are thankful to the sample micro borrowers for their sincere cooperation and responses in the operation of this research. We are equally thankful to the field investigators for their honest and untiring search for information. Lastly we are grateful to Professor Anisuzzaman Chowdhury of University of Western Sydney, Australia, and Senior Economic Affairs Officer, Department of Economic and Social Affairs, United Nations, New York, for writing a thoughtful foreword to this work.
Download or read book Economic and Social Development of Bangladesh written by Yasuyuki Sawada and published by Springer. This book was released on 2017-11-21 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book discusses Bangladesh’s economic and social development that may be called a “miracle” since the country has achieved remarkable development progress under several unfavorable situations: weak governance and political instabilities, inequality, risks entailed in rapid urbanization, and exposure to severe disaster risks. The authors examine what led to this successful economic development, and the potential challenges that it presents, aiming to elicit effective policy interventions that can be adapted by other developing countries.
Download or read book Efficacy of micro financing women s activities in C te d Ivoire written by Namizata Binaté Fofana and published by BRILL. This book was released on 2023-09-04 with total page 203 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book deals with the effectiveness and the capability of microfinance institutions (MFIs) to enhance women’s livelihoods and empowerment and to mitigate the effects of HIV and AIDS in Côte d’Ivoire. The results show that MFI credit causes positive and negative effects. MFI credit has improved incomes, the level of farm production and human and social capital. MFI credit has also enhanced women’s decision-making power within households due to their new ability to contribute to the improvement of the household standard of living. Furthermore, women’s empowerment regarding the demand for and the use of credit give them more opportunity to obtain MFI credit. Despite the positive effects of MFIs on women’s income, this publication shows that loan repayment was not successful among some female borrowers due to the fact that the loan has not been used for investment purposes. For MFIs, the diversion of loans can endanger their functioning and sustainability and therefore their effectiveness in rural areas. Regarding HIV, this book highlights the diversity and the specificity of the way HIV-affected individuals are financially supported by credit institutions. Both the direct and indirect effects of HIV and AIDS on women’s livelihood and MFIs are analysed.
