Download or read book Fundamentals of Consumer Lending written by American Bankers Association and published by . This book was released on 2006 with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer Lending written by Richard E. Beck and published by . This book was released on 2001 with total page 317 pages. Available in PDF, EPUB and Kindle. Book excerpt: This text introduces students who are new to US consumer lending principles and practice to the lending process, its importance to the bank and to consumers, and the environment in which it functions. It takes a practical approach and presents a conceptual overview of the fundamentals of lending along with contemporary issues such as technology, regulation, and attitudes. It also details developments important to an understanding of consumer lending today.
Download or read book Consumer Credit Fundamentals written by S. Finlay and published by Springer. This book was released on 2009-02-02 with total page 269 pages. Available in PDF, EPUB and Kindle. Book excerpt: Despite the huge expansion in consumer credit in the last 25 years there are very few texts describing the operation of consumer credit markets. Consumer Credit Fundamentals is the first book to provide a broad cross-disciplinary introduction to the subject. It covers the history of credit, the types of consumer credit available, how credit is granted and managed, the legal framework within which commercial lenders must operate, as well as consumer and ethical issues. A complete, well-rounded and practical introduction to consumer credit.
Download or read book Consumer Lending written by Richard E. Beck (Jr.) and published by . This book was released on 2009 with total page 448 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer Lending in Theory and Practice written by Teplý, Petr and published by Charles University in Prague, Karolinum Press. This book was released on 2016-01-01 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book deals with consumer lending from both theoretical and empirical points of view. In the theoretical section, it book analyses the wider context of financial literacy, household indebtedness and the global consumer credit market including relevant legal, regulatory and risk management issues. In the empirical section, the book uses The Navigator of Responsible Lending as an evaluation tool to assess both bank and non-bank consumer credit providers in the Czech Republic. Although our empirical research is done as a case study on the Czech Republic, its basic ideas might be easily applied to other countries as well. Enclosures to the book include additional texts relevant to consumer lending (including case studies and an unofficial English translation of the Czech Consumer Credit Act) and therefore provide the reader with several perspectives on the topic.
Download or read book Consumer Lending written by Paul Beares and published by . This book was released on 1987 with total page 335 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Mortgage Lending Fundamentals and Practices written by Willis Rooks Bryant and published by . This book was released on 1962 with total page 440 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer Lending written by Kathlyn L. Farrell and published by . This book was released on 1995 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer Lending written by Paul R. Beares and published by . This book was released on 1978-01-01 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Handbook of Consumer Lending written by David B. Lawrence and published by . This book was released on 1992 with total page 428 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer Lending written by American Bankers Association and published by . This book was released on 2001-01-01 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer Lending written by and published by . This book was released on 2006-01-01 with total page 412 pages. Available in PDF, EPUB and Kindle. Book excerpt: Published by the American Bankers Association for the American Institute of Banking and retail market. Texbook supports training course in bank Consumer Lending, covering the market, products, process, and many of the US laws and regulations pertaning to consumer lending.
Download or read book Instructor s Guide written by John Renford Taylor and published by . This book was released on 1982 with total page 61 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Unsecured Lending Risk Management written by Frank Tian and published by . This book was released on 2021-03-20 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: Unsecured Lending Risk Management provides a comprehensive introduction that will help readers quickly establish a holistic view of the risk management practices in this traditional, yet quickly evolving industry of unsecured lending. In this easy-to-follow guide, all behind-the-scenes risk management decisions and best practices are revealed.
Download or read book Legal Foundations in Banking written by American Bankers Association and published by . This book was released on 2018 with total page 329 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer Credit and the American Economy written by Thomas A. Durkin and published by . This book was released on 2014 with total page 737 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumer Credit and the American Economy examines the economics, behavioral science, sociology, history, institutions, law, and regulation of consumer credit in the United States. After discussing the origins and various kinds of consumer credit available in today's marketplace, this book reviews at some length the long run growth of consumer credit to explore the widely held belief that somehow consumer credit has risen "too fast for too long." It then turns to demand and supply with chapters discussing neoclassical theories of demand, new behavioral economics, and evidence on production costs and why consumer credit might seem expensive compared to some other kinds of credit like government finance. This discussion includes review of the economics of risk management and funding sources, as well discussion of the economic theory of why some people might be limited in their credit search, the phenomenon of credit rationing. This examination includes review of issues of risk management through mathematical methods of borrower screening known as credit scoring and financial market sources of funding for offerings of consumer credit. The book then discusses technological change in credit granting. It examines how modern automated information systems called credit reporting agencies, or more popularly "credit bureaus," reduce the costs of information acquisition and permit greater credit availability at less cost. This discussion is followed by examination of the logical offspring of technology, the ubiquitous credit card that permits consumers access to both payments and credit services worldwide virtually instantly. After a chapter on institutions that have arisen to supply credit to individuals for whom mainstream credit is often unavailable, including "payday loans" and other small dollar sources of loans, discussion turns to legal structure and the regulation of consumer credit. There are separate chapters on the theories behind the two main thrusts of federal regulation to this point, fairness for all and financial disclosure. Following these chapters, there is another on state regulation that has long focused on marketplace access and pricing. Before a final concluding chapter, another chapter focuses on two noncredit marketplace products that are closely related to credit. The first of them, debt protection including credit insurance and other forms of credit protection, is economically a complement. The second product, consumer leasing, is a substitute for credit use in many situations, especially involving acquisition of automobiles. This chapter is followed by a full review of consumer bankruptcy, what happens in the worst of cases when consumers find themselves unable to repay their loans. Because of the importance of consumer credit in consumers' financial affairs, the intended audience includes anyone interested in these issues, not only specialists who spend much of their time focused on them. For this reason, the authors have carefully avoided academic jargon and the mathematics that is the modern language of economics. It also examines the psychological, sociological, historical, and especially legal traditions that go into fully understanding what has led to the demand for consumer credit and to what the markets and institutions that provide these products have become today.
Download or read book Fundamentals of Mortgage Lending written by American Bankers Association and published by . This book was released on 2008 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt:
