Download or read book Economics of the Mortgage Market written by David Leece and published by John Wiley & Sons. This book was released on 2008-04-15 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: The analysis of the mortgage market is a specialised field but examines a financial market with extremely wide-ranging implications; it affects the stability of the whole economy. The key thing about this analysis is the increasing importance of the secondary mortgage market – which in the US is now several times larger than the market for government debt. The UK secondary mortgage market is also growing and the book will provide a timely resource to those active and interested in this important financial market. The 1990s saw an enormous growth of mortgage market analysis as an academic subject and there is a vast literature scattered among the key real estate journals. There is now a great need to not only bring this very complex subject area together, but also to abstract the main issues and to render them intelligible. The book will provide an organised research resource and also inform and motivate further research into the microeconomics of mortgage markets.
Download or read book Fixed Income Modelling written by Claus Munk and published by Oxford University Press. This book was released on 2011-06-30 with total page 573 pages. Available in PDF, EPUB and Kindle. Book excerpt: A large number of securities related to various interest rates are traded in financial markets. Traders and analysts in the financial industry apply models based on economics, mathematics and probability theory to compute reasonable prices and risk measures for these securities. This book offers a unified presentation of such models and securities.
Download or read book Risk in the Global Real Estate Market written by Mike C. I. Nwogugu and published by John Wiley & Sons. This book was released on 2012-01-26 with total page 299 pages. Available in PDF, EPUB and Kindle. Book excerpt: Essential reading for professional investors, risk managers, regulators, central bankers, and real estate professionals, Risk in the Global Real Estate Market: International Risk Regulation, Mechanism Design, Foreclosures, Title Systems, and REITs takes an international look at the ways in which U.S.-style constitutional laws, financial laws, and real estate laws in various countries affect global economics and risk; and analyzes specific constraints that deter market development such as Asset Liability Matching, inappropriate financial products, land title systems, inefficient constitutions and human biases. The sub-prime mortgage crisis (that began around 2006) and the Global Financial Crisis of 2007–2010 disrupted the economies of various countries and exposed many of the psychological, social, and economic problems inherent in the legal/risk infrastructure for mortgages, land title systems, REITs, securitization, and pensions. In this remarkable new book, Michael Nwogugu explains how these processes and statutes are unconstitutional and inefficient, and how they influence demand for housing, real estate prices, retirement savings, household wealth, consumer disposable income, marriage opportunities, job markets, crime, and regional economic growth. The resulting major economic and public health problems have continued to reduce the quality-of-life of nations, and continue to cause permanent declines in wealth, increases in crime and delinquency, high divorce rates, depression, and inadequate job creation, among other problems. The book examines a range of fields—including mechanism design, psychology, risk finance, and corporate governance; and emphasizes Constitutional economics as a distinct dimension of risk analysis. Risk in the Global Real Estate Market makes a compelling case about how constitutional torts increase information asymmetry, transaction costs, agency problems, and compliance costs, as well as inefficiency in real estate transactions. These problems, the book argues, are not unique to the United States, but also affect Commonwealth countries and other nations that have developed regulations that are similar to, or are based on U.S. commercial, securities, and or constitutional laws. Risk in the Global Real Estate Market presents a novel analysis of the sub-prime crisis (that first began in 2006), the failure of securitization (CMBS/MBS) markets, the Global Financial Crisis, and socio-economic problems caused by traditional mortgages and securitization. The book reveals that many of the statutes and processes that define mortgages, foreclosures, securitization, and REITs in the United States (and many common-law countries and nations that have adopted American-style real estate regulations) are fundamentally unconstitutional and inefficient, and have lasting negative effects on consumer psychology, the demand for real estate, price discovery in property markets, economic growth, and quality of life. The book examines the nature of constitutional torts and property rights as the foundation for business transactions and economic growth within the context of risk regulation, interstate commerce, takings, and legislation. Risk in the Global Real Estate Market introduces new theories of consumer psychology and institutional dynamics in real estate transactions; presents new theories of takings, and also surveys psychology/psychiatry studies (based on data from various countries) that confirm the harmful effects of mortgages, securitization, and foreclosures. Using elements of mechanism design, Michael Nwogugu develops new efficient financial products (Mortgage-Alternatives products), and presents a policy framework for a unified “Mortgage-Alternatives” market for the CEE/CIS region and China. He also explains why Asset Liability Matching hinders lending, capital formation and risk management, especially in developing countries.
Download or read book Whitaker s Shorts 2014 Banking and Finance written by Bloomsbury Publishing and published by A&C Black. This book was released on 2013-11-07 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now in its 146th edition Whitaker's Almanack is the definitive reference guide containing a comprehensive overview of every aspect of UK infrastructure and an excellent introduction to world politics. Available only as ebooks, Whitaker's Shorts are selected themed sections from Whitaker's Almanack 2014: portable and perfect for those with specific interests within the print edition. Whitaker's Shorts 2014: Banking and Finance has information on British currency, banking and personal finance, financial services regulation, national savings, the London Stock Exchange and a detailed article on taxation in the UK, giving key information on tax rates, regulations and entitlements.
Download or read book Investing in Mortgage Securities written by Laurence G. Taff and published by CRC Press. This book was released on 2002-09-27 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: Providing the expertise of an internal business consultant to one of the largest issuers of mortgage securities, Investing in Mortgage Securities serves as a high-level introduction to mortgage securities presented within the framework of fixed income securities. It presents institutional investors, portfolio managers, traders, and sophisticated in
Download or read book A Practical Approach to Conveyancing written by Robert Abbey and published by Oxford University Press, USA. This book was released on 2007 with total page 742 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Practical Approach to Conveyancing provides practical solutions to everyday problems encountered in the conveyancing process. Practical checklists and key point summaries appear throughout the book making it particularly suitable for students studying property law and practice on the Legal Practice Course.
Download or read book The Beginner s Guide to Property Investment written by Tony Booth and published by How To Books Ltd. This book was released on 2004 with total page 404 pages. Available in PDF, EPUB and Kindle. Book excerpt: For author Tony Booth this title represents the culmination of knowledge and experience gained over many years as a professional investor, estate agent, letting agent and author of other property related books. CONTENTS: 1. Why Buy? 2. Assessing Circumstances 3. Daydreams versus Reality 4. Your First Independent Home 5. An Investment Property 6. Buy-To-Let 7. Buying a UK Holiday Home Investment 8. Buying Property Abroad 9. Self-build 10. A Business Enterprise 11. Borrowed Funds 12. The Mortgage Maze 13. Alternative First-Time Investor Solutions 14. Choosing a Lender 15. Assessing the True Cost of Buying 16. Finding Suitable Property 17. Viewing Property 18. Making an Offer 19. Surveying the Property 20. Employing a Solicitor 21. The Legal Process 22. Delays and Problems 23. Preparing for Completion Day 24. Completion Day 25. Essential Tasks After Moving In 26. Dealing with a Financial Shortfall
Download or read book The Interaction of Contract Law and Tort and Property Law in Europe written by Christian von Bar and published by Walter de Gruyter. This book was released on 2009-04-27 with total page 574 pages. Available in PDF, EPUB and Kindle. Book excerpt: Against the background of the creation of an EU-wide frame of reference for private law relevant to the Common Market, this study, which was requested by the EU Commission, analyses the dovetailing between contract and tort law on the one hand, and between contract and property law on the other. The study examines the legal orders of almost all the Member States of the EU, illustrates the differences between contractual and non-contractual liability and evaluates the different systems of the transfer of property, of movable and immovable securities as well as trust law. The study comes to the conclusion that the intensive considerations on the creation of a model-law in the area of European private law do not allow these thoughts to be limited to contract law. Such a limitation to the scope of the regarding of this area would probably cause more problems than it would solve, or at any rate not do justice to the needs of the Common Market.
Download or read book CeMAP 2 Revision Guide written by Paul Archer and published by Lulu.com. This book was released on 2010-12-19 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt: Archer Training's CeMAP 2 Revision Guide is an excellent addition to your ifs School of Finance study material. Used by hundreds of people before you, this Guide helps you to understand the exam syllabus easily and speedily. 200 pages of bullet points, graphs, cartoons, newspaper cuttings and a complete test at the end.
Download or read book The Civil Code of the State of California written by California and published by . This book was released on 1924 with total page 1460 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Personal Finance and Investments written by Keith Redhead and published by Routledge. This book was released on 2008-09-15 with total page 1294 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this book, the author draws from finance, psychology, economics, and other disciplines in business and the social sciences, recognising that personal finance and investments are subjects of study in their own right rather than merely branches of another discipline. Considerable attention is given to topics which are either ignored or given very little attention in other texts. These include: the psychology of investment decision-making stock market bubbles and crashes property investment the use of derivatives in investment management regulation of investments business. More traditional subject areas are also thoroughly covered, including: investment analysis portfolio management capital market theory market efficiency international investing bond markets institutional investments option pricing macroeconomics the interpretation of company accounts. Packed with over one hundred exercises, examples and exhibits and a helpful glossary of key terms, this book helps readers grasp the relevant principles of money management. It avoids non-essential mathematics and provides a novel new approach to the study of personal finance and investments. This book will be essential for students and researchers engaged with personal finance, investments, behavioural finance, financial derivatives and financial economics. This book also comes with a supporting website that includes two updated chapters, a new article featuring a behavioural model of the dot com, further exercises, a full glossary and a regularly updated blog from the author.
Download or read book The New Law Journal written by and published by . This book was released on 1994 with total page 914 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Unique Manual and National Underwriter Life Reports written by and published by . This book was released on 1928 with total page 1652 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Handy Guide to Premium Rates Applications and Policies of American Life Insurance Companies varies written by and published by . This book was released on 1928 with total page 1778 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Standard Poor s Creditweek written by and published by . This book was released on 1991-04 with total page 668 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Spectator Handy Guide to Standard and Special Contracts Premium Rates Non forfeiture Values Annuities and War Risk Provisions written by and published by . This book was released on 1920 with total page 1452 pages. Available in PDF, EPUB and Kindle. Book excerpt:
