Download or read book Financial Policies And Management Of Agricultural Development Banks written by Carlos Pomareda and published by CRC Press. This book was released on 2019-03-13 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: This research was made possible with the encouragement,support and assistance of several people. Iam thankful to Art Stoecker, Hong Lee, Su j it Roy,Robert Rouse, and David Upton for their valuable commentsand suggestions, while I worked on my dissertationat Texas Tech University. I am grateful to JoseEmilio G. Araujo and Jose Alberto Torres for grantingme leave from the Interamerican Institute forCooperation on Agriculture (IICA), to complete mystudies at Texas Tech; to Mike Gudger for his encouragementthroughout my work; to Peter Hazell, GustavoArcia and Juan Antonio Aguirre for their comments; toRocio Ramirez, Victor Quiroga and Franklin Ureoa fortheir assistance in processing the data; and to MayraSequeira and Marta Sandino for typing the variousdrafts. Access to the data was guaranteed by theintervention of Virginia Velasquez froro the AgriculturalInsurance Institute and the support ofGeneroso Perez from the Agricultural Development Bankof Panama.

Download or read book Financial Policies and Management in the Growth of Agricultural Development Banks written by Carlos F. Pomareda and published by . This book was released on 1982 with total page 468 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Agricultural Development Policy written by Roger D. Norton and published by John Wiley and Sons. This book was released on 2004-02-13 with total page 544 pages. Available in PDF, EPUB and Kindle. Book excerpt: Prepared under the aegis of the Food and Agriculture Organization of the United Nations (FAO), this text presents a fresh and comprehensive look at agricultural development policy. It provides a clear, systematic review of important classes of policy issues in developing countries and discusses the emerging international consensus on viable approaches to the issues. The text is unique in its coverage and depth and it: Summarises hundreds of references on agricultural development policies Cites policy experiences and applied studies in more than 70 countries Provides guidance for policy makers giving examples of successes and failures Reviews issues related to the formulation of strategies and the requirements for making them successful Develops the conceptual foundations and illustrates policies that have worked, and some that have not, with explanations Topics covered include agriculture’s role in economic development, the objectives and strategies of agricultural policy, linkages between macroeconomic and agricultural policy, policies for the agricultural financial system and agricultural technology development. Upper level undergraduates taking courses in Economic Development and International Development and graduates taking courses in Agricultural Development, International and Economic Development, Natural Resource Management and specialised topics in agriculture will find this text of great interest. It also serves as a reference for professionals and researchers in the field of International Development.

Download or read book The Dynamics of Specialist Development Banking written by Anthony Birchwood and published by . This book was released on 2007 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: The present study examines the evolution and performance of development banking in Trinidad and Tobago, focussing in particular on the Agriculture Development Bank (ADB). It gives a brief sketch of the stylised facts, the broad financial system, the operational structure, the relevance of ADB, the scale of operations, the market penetration and the rebound of ADB. The study then goes on to explore the strategic focus of ADB in a bid to gain lessons on the way forward. Publishing Agency: United Nations (UN).

Download or read book Financial Policies And Management Of Agricultural Development Banks written by Carlos Pomareda and published by IICA Biblioteca Venezuela. This book was released on 1984 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Politica de financiamento rural.

Download or read book Finance for Food written by Doris Köhn and published by Springer. This book was released on 2014-02-19 with total page 293 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book reflects the current state of discussion about agricultural and rural finance in developing and transition countries. It provides insight into specific themes, such as commodity value chains, farm banking and risk management in agricultural banking, structured finance, crop insurance, mobile banking and how to increase effectiveness in rural finance. Case studies illustrate various aspects of agricultural and rural finance in developing economies. The book is based on one of the yearly financial Sector Development Symposia held by the KfW Development Bank.

Download or read book Institutional Finance for Agricultural Development written by Bhupat Maganlal Desai and published by Intl Food Policy Res Inst. This book was released on 1993 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: Agricultural and rural credit in the developing countries.

Download or read book Agricultural Finance and Opportunities for Investment and Expansion written by Ejiogu, Augustine Odinakachukwu and published by IGI Global. This book was released on 2018-04-06 with total page 245 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the modern globalized economy, it is important for businesses of all sizes to take advantage of the opportunity to enter diverse markets around the world. Through an international presence, organizations can remain competitive. Agricultural Finance and Opportunities for Investment and Expansion provides emerging research on the sources and profitable uses of funds in agricultural enterprises and sustainable agricultural production. While highlighting topics such as agricultural credit, enterprise expansion, and risk management, this publication explores the theoretical applications of agriculture through a business perspective. This book is an important resource for managers, academics, researchers, scholars, and graduate-level students seeking current research on the implementation of agriculture as a means of improving society and economy.

Download or read book The Grain Banking Model written by Anna Wolff and published by GRIN Verlag. This book was released on 2010-04 with total page 105 pages. Available in PDF, EPUB and Kindle. Book excerpt: Diploma Thesis from the year 2006 in the subject Economics - Case Scenarios, grade: 1,3, European University Viadrina Frankfurt (Oder) (Europa-Universität Viadrina / Reims Management School), language: English, abstract: The rural sector in development countries is characterized by high covariant risk, high client dispersion and lack of suitable collateral. These problems lead to high information asymmetry within the agricultural lending process. Because information is incomplete agricultural lending is costly. Consequently many micro finance institutions (MFIs) have concentrated their branches and activities in urban areas. Therefore scepticism is growing about their role in mobilising rural savings and offering rural lending services. Financial cooperatives demanding compulsory savings and enforcing group lending schemes are able to reduce information asymmetry and hence transaction costs of agricultural lending. Since the financial cooperative follows a minimalist approach, it does not offer non-financial services such as storage facilities, training in farming techniques or the treatment of agricultural produce. In order to enhance clients' ability to utilize credit, and thereby to improve their repayment rates, an MFI should follow the integrated approach. The MFI with an integrated approach offers credit combined with non-financial services. The grain bank is seen as a financial institution which links products and services of the financial cooperative with those of the integrated approach. The grain bank replaces physical cash with grains and farm inputs. Six main products are offered by the grain bank: savings in grain, input credit, inventory credit, household food security loan, storage services and training services. Further the grain bank provides access to input and output markets otherwise not available for the farmer. The Ghanaian "Centre for Agriculture and Rural Development" (CARD) is such a grain bank. The results show that CARD has a better financ

Download or read book Essays on Banking and Agricultural Finance written by Madhav Regmi and published by . This book was released on 2019 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Financing agriculture has been both an opportunity and a challenge for agricultural banks. Portfolio returns on agricultural banks depend on the profitability of agricultural lending. Changes in the agricultural economy and public policies shape that profitability. A downturn in the agricultural sector adversely affects that success. The regulatory environment also influences the structure and performances of agricultural credit market. Competition with the tax-favored Farm Credit System is another for U.S. agricultural banks. The three essays of this dissertation look at these different dimensions of banking competition and financial policies and their potential effects on the commercial agricultural banks. The first essay examines the impact of bank competition on performance and financial stability of agricultural banks using the Reports of Conditional and Income data. A Lerner index is constructed as a measure of market power. A Z-score is used as a measure of bank riskiness. The return on assets, return on equity, agricultural loan volume and proportion of agricultural loans to the total loans are used as performance measures. Results indicate that bank competition has a U-shaped effect on the probability of default, and an inverted U-shaped effect on volume and proportion of agricultural lending. There also exists an evidence of positive but non-linear effects of bank market power on the profitability of agricultural banks. The second essay examines the effects of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act) on cost efficiency, returns to scale and productivity growth measures between big banks and small agricultural banks. The Dodd-Frank Act was intended to reduce the too-big-to-fail practices for very large banks (with asset size above $10 billion and above $50 billion). However, it may have affected the performance of relatively small asset sized banks with different lending portfolios. Using the Reports of Conditional and Income data from 2006 to 2016, results indicate that the Dodd-Frank Act increased cost efficiency, decreased merger incentives and encouraged product specialization for banks above the $50 billion asset size. However, these results do not hold for the banks near the $10 billion asset size. The Act reduced agricultural banks' cost efficiency and increased incentives for mergers. In addition, the Dodd-Frank Act has dampened the incentives of agricultural banks to specialize in agricultural lending. Likewise, evidence exists that this act has slowed productivity growth, efficiency and technological change in agricultural banks. Taken together, the Dodd-Frank Act reduced consolidations in very big banks that are subject to the greater oversight but adversely affected U.S. agricultural lending. The third essay identifies the impact of corporate income tax treatment to the Farm Credit System (FCS) on farm debt share and its consequences on borrowing costs for the farm loans. Also, the spillover effects of market share on interest rates on agricultural loans are estimated. This research finds that a 10 percent increase in state (federal) level corporate income tax is associated with 1.76 percent (3.76 percent) increase in FCS total farm debt market share. For a 10 percent rise in the farm credit system's total farm debt market share results in a 0.06 percent increase in the estimated interest rate of total farm debt. Moreover, state level farm financial measures are also crucial in determining the change in market share of farm credit system and interest rate on the agricultural loan. This dissertation makes three contributions in the banking and agricultural finance literature. First, a competition enhancing (reducing) regulation may improve the financial health of agricultural banks as well as their agricultural lending in the more (less) concentrated agricultural banking market. Second, the Dodd-Frank Act has an indirect and adverse impact on agricultural banking though it may have reduced an incentive to merge in big banks. Third, favorable tax treatment for the FCS has adversely affected the market competitiveness of agricultural banks that may have imposed an indirect burden to the farm households through higher interest rates.

Download or read book Agricultural Development Banks in Africa written by Gerhard Coetzee and published by . This book was released on 2002 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This book focuses on agricultural development banks in Africa and their new role in the rural finance context. This book is a project of the African Rural and Agricultural Credit Association (AFRACA). AFRACA aims to improve access to financial services in rural areas. In many cases the only access rural entrepreneurs and specifically small farmers have is through the services of agricultural development banks. In the mid 1980s agricultural banks and related financial institutions accounted for over 50 percent of the membership of AFRACA. The agricultural bank was government's response to improve access to financial services in rural areas to further agricultural development. When these banks were created they depended solely on budgetary allocations and soft loans from international financial institutions or governments. Most of these banks were not allowed to accept deposits."--page 1.

Download or read book A Guide to the World Bank written by World Bank and published by World Bank Publications. This book was released on 2007-06-27 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: The World Bank Group is a vital source of financial and technical assistance to developing countries around the world. Its focus is on helping the poorest people in the poorest countries by using its financial resources, staff, and extensive experience to aid countries in reducing poverty, increasing economic growth, and improving quality of life. In partnership with more than 100 developing countries, the Bank Group is striving to improve health and education, fight corruption, boost agricultural support, build roadsand ports, and protect the environment. Other projects are aimed at rebuilding war-torn countries or regions, providing basic services such as access to clean water, and encouraging investments that create jobs. In addition to this critical groundwork around the world, various parts of the World Bank Group are involved in activities ranging from conducting economic research and analysis to providing financial and advisory services to governments and private enterprises. This completely revised and updated second edition provides an accessible and straightforward overview of the World Bank Group's history, organization, mission, and purpose. Additionally, for those wishing to delve further into subjects of particular interest, the book guides readers to sources containing more detailed information, including annual reports, Web sites, publications, and e-mail addresses for various departments. It also provides information on how to work for or do business with the World Bank. A good introduction for anyone interested in understanding what the World Bank Group does and how it does it, this book shows readers who want to learn more where to begin.

Download or read book Finance Financial Sector Policies and Long run Growth written by Asli Demirguc-Kunt and published by World Bank Publications. This book was released on 2008 with total page 82 pages. Available in PDF, EPUB and Kindle. Book excerpt: Abstract: The first part of this paper reviews the literature on the relation between finance and growth. The second part of the paper reviews the literature on the historical and policy determinants of financial development. Governments play a central role in shaping the operation of financial systems and the degree to which large segments of the financial system have access to financial services. The paper discusses the relationship between financial sector policies and economic development.

Download or read book Agriculture and Development written by Gudrun Kochendörfer-Lucius and published by World Bank Publications. This book was released on 2008-01-01 with total page 245 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book highlights proceedings from the Berlin 2008: Agriculture and Development conference held in preparation for the World Development Report 2008.

Download or read book Finance and Growth written by Ross Levine and published by . This book was released on 2004 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This paper reviews, appraises, and critiques theoretical and empirical research on the connections between the operation of the financial system and economic growth. While subject to ample qualifications and countervailing views, the preponderance of evidence suggests that both financial intermediaries and markets matter for growth and that reverse causality alone is not driving this relationship. Furthermore, theory and evidence imply that better developed financial systems ease external financing constraints facing firms, which illuminates one mechanism through which financial development influences economic growth. The paper highlights many areas needing additional research"--NBER website

Download or read book Rethinking Productive Development written by Inter-American Development Bank and published by Springer. This book was released on 2014-09-04 with total page 643 pages. Available in PDF, EPUB and Kindle. Book excerpt: Productive transformation requires seizing the opportunities available and opening new ones in a competitive world. Rethinking Productive Development examines the market failures impeding transformation and the government failures that may make the policy remedies worse than the market illness. To address market failures, the authors propose a simple conceptual framework based on the scope and nature of the policy approach. They then systematically analyze country policies through this lens in key areas such as innovation, new firms, financing, human capital, and internationalization to show the power of this way of thinking. Still, the book warns that policymakers cannot be sure what the right policy interventions are and must set up a process to discover them that calls for public-private collaboration. Recognizing that the risk of capture needs to be checked and that even the best policies will fail without the technical, organizational, and political capacity to implement them, the book concludes with ideas on how to design institutions fostering the right incentives and how to grow public sector capabilities over time.

Download or read book Mobilization Effects of Multilateral Development Banks written by Chiara Broccolini and published by International Monetary Fund. This book was released on 2019-02-15 with total page 51 pages. Available in PDF, EPUB and Kindle. Book excerpt: We use loan-level data on syndicated lending to a large sample of developing countries between 1993 and 2017 to estimate the mobilization effects of multilateral development banks (MDBs), controlling for a large set of fixed effects. We find evidence of positive and significant direct and indirect mobilization effects of multilateral lending on the number of deals and on the total size of bank inflows. The number of lending banks and the average maturity of syndicated loans also increase after MDB lending. These effects are present not only on impact, but they last up to three years and are not offset by a decline in bond financing. There is no evidence of anticipation effects and the results are not driven by confounding factors, such as the presence of large global banks, Chinese lending and aid flows. Finally, the economic effects are sizable, suggesting that MBDs can play a vital role to mobilize private sector financing to achieve the goals of the 2030 Development Agenda.