Download or read book Finance for the Poor Or Poorest written by David Hulme and published by . This book was released on 1996 with total page 45 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Finance Against Poverty Volume 2 written by David Hulme and published by Routledge. This book was released on 2006-01-16 with total page 445 pages. Available in PDF, EPUB and Kindle. Book excerpt: The theory that poverty in the world's poorest regions can be overcome through microeconomic policies is examined through case studies of seven developing countries, providing some startling conclusions.
Download or read book Banker To The Poor written by Muhammad Yunus and published by PublicAffairs. This book was released on 2007-03-31 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: The inspirational story of how Nobel Prize winner Muhammad Yunus invented microcredit, founded the Grameen Bank, and transformed the fortunes of millions of poor people around the world. Muhammad Yunus was a professor of economics in Bangladesh, who realized that the most impoverished members of his community were systematically neglected by the banking system -- no one would loan them any money. Yunus conceived of a new form of banking -- microcredit -- that would offer very small loans to the poorest people without collateral, and teach them how to manage and use their loans to create successful small businesses. He founded Grameen Bank based on the belief that credit is a basic human right, not the privilege of a fortunate few, and it now provides $24 billion of micro-loans to more than nine million families. Ninety-seven percent of its clients are women, and repayment rates are over 90 percent. Outside of Bangladesh, micro-lending programs inspired by Grameen have blossomed, and serve hundreds of millions of people around the world. The definitive history of micro-credit direct from the man that conceived of it, Banker to the Poor is the moving story of someone who dreamed of changing the world -- and did.
Download or read book Finance Against Poverty written by David Hulme and published by Psychology Press. This book was released on 1996 with total page 476 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book expands the theory that poverty in the world's poorest regions could be eased by providing loans to microentrepreneurs. This volume presents empirical evidence drawn from comparative experiences in seven developing countries.
Download or read book Financial Promise for the Poor written by Kim Wilson and published by Kumarian Press. This book was released on 2010 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: * Balanced assessment of recent savings-led programs in microfinance * Contributors include wide range of scholars and practitioners The entry of the private sector into financial services for the poor is a relatively new development, but already the glossy promises of credit-led microfinance are facing scrutiny from the development community. Policymakers and economists have begun picking through the hype of microfinance to identify where and how top-down loans might fit into broader human development efforts. To many, the answer involves shifting focus to another financial service: savings. Serving as a strong and perhaps more effective tool than microcredit, microsavings is quickly becoming a lauded poverty-alleviation tool. Contributors to Financial Promise for the Poor cover current innovations in microsavings happening around the world. They describe how savings group members in the developing world are avoiding many of the financial liabilities and debt of other microfinance programs while gaining skills and finding opportunities in collective enterprise. The turn from credit to savings speaks to the growing empowerment of individuals and communities as they break the bonds of indebtedness and find their own paths to financial security.
Download or read book Finance Against Poverty Volume 1 written by Hulme David and published by Routledge. This book was released on 2005-08-12 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: In two volumes these books review and expand the theory that poverty in the world's poorest regions could be alleviated by providing small loans to micro-entrepreneurs. Volume 1 provides detailed analysis of this theory and offers policy recommendations for practitioners in this field. Volume 2 presents empirical evidence drawn from comparative experiences in seven developing countries. The work assesses the success of this policy and provides some startling conclusions. This is essential reading for all those interested in development, poverty-reduction, social welfare and finance.
Download or read book Finance Inequality and Poverty written by Thorsten Beck and published by World Bank Publications. This book was released on 2004 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: "While substantial research finds that financial development boosts overall economic growth, we study whether financial development disproportionately raises the incomes of the poor and alleviates poverty. Using a broad cross-country sample, we distinguish among competing theoretical predictions about the impact of financial development on changes in income distribution and poverty alleviation. We find that financial development reduces income inequality by disproportionately boosting the incomes of the poor. Countries with better-developed financial intermediaries experience faster declines in measures of both poverty and income inequality. These results are robust to controlling for other country characteristics and potential reverse causality"--National Bureau of Economic Research web site.
Download or read book Banker to the Poor written by Muhammad Yunus and published by ReadHowYouWant.com. This book was released on 2010-07 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: Muhammad Yunus is that rare thing; a bona fide visionary. His dream is the total eradication of poverty from the world. In 1983, against the advice of banking and government officials, Yunus established Grameen, a bank devoted to providing the poorest of Bangladesh with minuscule loans. Grameen Bank, based on the belief that credit is a basic human right, not the privilege of a fortunate few, now provides over 2.5 billion dollars of micro-loans to more than two million families in rural Bangladesh. Ninety-four percent of Yunus's clients are women, and repayment rates are near 100 percent. Around the world, micro-lending programs inspired by Grameen are blossoming, with more than three hundred programs established in the United States alone. Banker to the Poor is Muhammad Yunus's memoir of how he decided to change his life in order to help the world's poor. In it he traces the intellectual and spiritual journey that led him to fundamentally rethink the economic relationship between rich and poor, and the challenges he and his colleagues faced in founding Grameen. He also provides wise, hopeful guidance for anyone who would like to join him in ''putting homelessness and destitution in a museum so that one day our children will visit it and ask how we could have allowed such a terrible thing to go on for so long.'' The definitive history of micro-credit direct from the man that conceived of it, Banker to the Poor is necessary and inspirational reading for anyone interested in economics, public policy, philanthropy, social history, and business. Muhammad Yunus was born in Bangladesh and earned his Ph.D. in economics in the United States at Vanderbilt University, where he was deeply influenced by the civil rights movement. He still lives in Bangladesh, and travels widely around the world on behalf of Grameen Bank and the concept of micro-credit.
Download or read book Microfinance and Poverty Reduction written by Susan Johnson and published by Oxfam. This book was released on 1997 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book emphasizes the importance of studying the local context, and then considering the macroeconomic factors which may be operating upon the economy of a particular country. Five extended case studies, in the Gambia, Ecuador, Mexico, Pakistan, and the UK are examined with reference to further aspects of sustainability and impact assessment.
Download or read book Summary Portfolios of the Poor written by BusinessNews Publishing, and published by Primento. This book was released on 2017-01-30 with total page 18 pages. Available in PDF, EPUB and Kindle. Book excerpt: The must-read summary of Daryl Collins, Jonathan Morduch, Stuart Rutherford and Orlanda Ruthven's book: “Portfolios of the Poor: How the World’s Poor Live on $2 a Day”. This complete summary of "Portfolios of the Poor" outlines the authors' assessment of how the world's poorest billion people find solutions to living on such a small income. They demonstrate that they are surprisingly resourceful and usually employ financial tools that are linked to informal networks and family ties. The book also offers a vision for the future generation of banks for the "bottom billion". Added-value of this summary: • Save time • Understand poverty and how people cope with it • Expand your knowledge of international politics and economics To learn more, read "Portfolios of the Poor" and discover the inspiring stories of how the world's poorest people survive off their impossibly small means, and the implications this has for the new generation of banking and finance.
Download or read book Microcredit and Poverty Alleviation written by Tazul Islam and published by Routledge. This book was released on 2016-04-22 with total page 229 pages. Available in PDF, EPUB and Kindle. Book excerpt: The attempt of the Grameen Bank to alleviate poverty and enhance the skills and productivity of its rural women clients provides the fascinating backdrop to this important study of micro-credit institutions. Tazul Islam examines the real extent to which the Grameen Bank's credit-alone policy has been successful in securing the Bank's financial sustainability; its practical role in alleviating poverty and its actual impact on the productivity of its clients. This book concludes by considering alternative policy options that hold out the possibility of increased poverty alleviation.
Download or read book The Poor Always Pay Back written by Asif Dowla and published by Kumarian Press. This book was released on 2006 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: The success of Grameen Bank and the microcredit movement as a whole has proved the credit worthiness of the poor beyond question. Grameen II shows that the poor, given the opportunity, will save a great deal and will always pay back
Download or read book Strong Towns written by Charles L. Marohn, Jr. and published by John Wiley & Sons. This book was released on 2019-10-01 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt: A new way forward for sustainable quality of life in cities of all sizes Strong Towns: A Bottom-Up Revolution to Build American Prosperity is a book of forward-thinking ideas that breaks with modern wisdom to present a new vision of urban development in the United States. Presenting the foundational ideas of the Strong Towns movement he co-founded, Charles Marohn explains why cities of all sizes continue to struggle to meet their basic needs, and reveals the new paradigm that can solve this longstanding problem. Inside, you’ll learn why inducing growth and development has been the conventional response to urban financial struggles—and why it just doesn’t work. New development and high-risk investing don’t generate enough wealth to support itself, and cities continue to struggle. Read this book to find out how cities large and small can focus on bottom-up investments to minimize risk and maximize their ability to strengthen the community financially and improve citizens’ quality of life. Develop in-depth knowledge of the underlying logic behind the “traditional” search for never-ending urban growth Learn practical solutions for ameliorating financial struggles through low-risk investment and a grassroots focus Gain insights and tools that can stop the vicious cycle of budget shortfalls and unexpected downturns Become a part of the Strong Towns revolution by shifting the focus away from top-down growth toward rebuilding American prosperity Strong Towns acknowledges that there is a problem with the American approach to growth and shows community leaders a new way forward. The Strong Towns response is a revolution in how we assemble the places we live.
Download or read book Attacking Extreme Poverty written by Quentin Wodon and published by World Bank Publications. This book was released on 2001-01-01 with total page 150 pages. Available in PDF, EPUB and Kindle. Book excerpt: ..this book...gives us a history lesson and a guide on how to build commercial finance that fits the needs of the world's poorest majority. Policy makers, finance leaders, and anyone who wants to join this revolution in banking must read this book. Around the world, a revolution is occurring in finance for low-income people. The microfinance revolution is delivering financial services to the economically active poor on a large scale through competing, financially self-sufficient institutions. In a few countries this has already happened; in others it is under way. The emerging microfinance industry has profound implications for social and economic development. For the first time in history, capital is well on its way to being democratized. The Microfinance Revolution, in three volumes, is aimed at a diverse readershipAcirc;-economists, bankers, policymakers, donors, and social scientists; microfinance practitioners and specialists in local finance and rural and urban development; and members of the general public interested in development. This first volume, Sustainable Finance for the Poor, focuses on the shift from government- and donor-subsidized credit systems to self-sufficient microfinance institutions providing voluntary savings and credit services. Acirc;"A magnificent workAcirc;" Elizabeth Littlefield, CEO, Consultative Group to Assist the Poorest (CGAP) Acirc;"A much-needed wake-up call for economistsAcirc;" David E. Bloom, Clarence James Gamble Professor of Economics and Demography, Harvard University Acirc;"A major work that will unquestionably lie at the very center of microfinance literatureAcirc;" Robert Peck Christen, Senior Adviser, CGAP Secretariat; Academic Director, Microfinance Training Program, Naropa University Acirc;"A seminal workAcirc;" Ira W. Lieberman, former CEO of CGAP; Senior Manager, World Bank
Download or read book Financial Services for the Poor and Poorest written by Imran Matin and published by . This book was released on 1999 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Finance Against Poverty written by David Hulme and published by . This book was released on 1996 with total page 419 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Banker To The Poor written by Muhammd Yunus And Alan Jolisby Muhammad Yusus and published by Penguin Books India. This book was released on 2007-06-15 with total page 348 pages. Available in PDF, EPUB and Kindle. Book excerpt: &Lsquo;It&Rsquo;S Not People Who Aren&Rsquo;T Credit-Worthy. It&Rsquo;S Banks That Aren&Rsquo;T People-Worthy&Rsquo; &Mdash;Muhammad Yunus Muhammad Yunus, Winner Of The Nobel Peace Prize In 2006, Set Up The Grameen Bank In Bangladesh To Lend Tiny Sums To The Poorest Of The Poor, Who Were Shunned By Ordinary Banks. The Money Would Enable Them To Set Up The Smallest Village Enterprise And Pull Themselves Out Of Poverty. Today, Yunus&Rsquo;S System Of &Lsquo;Micro-Credit&Rsquo; Is Practised In Some Sixty Countries, And His Grameen Bank Is A Billion-Pound Business Acknowledged By World Leaders And The World Bank As A Fundamental Weapon In The Fight Against Poverty. Banker To The Poor Is Yunus&Rsquo;S Own Enthralling Story: Of How Bangladesh&Rsquo;S Terrible 1974 Famine Underlined The Need To Enable Its Victims To Grow More Food; Of Overcoming Scepticism In Many Governments And In Traditional Economic Thinking; And Of How Micro-Credit Was Extended Into Credit Unions In The West.
