Download or read book Federal Housing Administration Modernization Proposals Would Have Program and budget Implications and Require Continued Improvements in Risk Management written by United States. Government Accountability Office and published by DIANE Publishing. This book was released on 2007 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Federal Housing Administration written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2017-09-15 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: In recent years, the FederalHousing Administration (FHA) hasexperienced a sharp decline inmarket share. Also, the agency hasestimated that, absent programchanges, its Mutual MortgageInsurance Fund (Fund) wouldrequire appropriations in 2008. Toadapt to market changes, FHA hasimplemented new procedures andproposed the following majorlegislative changes: raising FHA'sloan limits, allowing risk-basedpricing, and lowering downpaymentrequirements. GAO wasasked to report on (1) the likelyprogram and budget impacts ofFHA's modernization efforts;(2) the tools, resources, and riskmanagementpractices important toFHA's implementation of thelegislative proposals, if passed; and(3) other options that FHA andCongress could consider to helpFHA adapt to market changes. Toaddress these objectives, GAOanalyzed FHA and Home MortgageDisclosure Act (HMDA) data andinterviewed officials from FHA andother mortgage institutions.
Download or read book Federal Housing Administration written by United States. Government Accountability Office and published by . This book was released on 2007 with total page 51 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Segregation written by James H. Carr and published by Routledge. This book was released on 2008-04-18 with total page 369 pages. Available in PDF, EPUB and Kindle. Book excerpt: The new imperative for equality / James H. Carr and Nandinee K. Kutty -- Origins of economic disparities : historical role of housing segregation / Douglas S. Massey -- From credit denial to predatory lending : the challenge of sustaining minority homeownership / Kathleen C. Engel and Patricia A. McCoy -- Housing and education : the inextricable link / Deborah McKoy and Jeffrey M. Vincent -- Residential segregation and employment inequality / Margery Austin Turner -- Impacts of housing and neighborhoods on health : pathways, racial/ethnic disparities, and policy directions / Dolores Acevedo-Garcia and Theresa L. Osypuk -- Neighborhood segregation, personal networks, and access to social resources / Rachel Garshick Kleit -- Continuing isolation : segregation in America today / Ingrid Gould Ellen -- Trends in the U.S. economy : the evolving role of minorities / Dean Baker and Heather Boushey -- The prospects and pitfalls of fair housing enforcement efforts / Gregory D. Squires -- Attaining a just (and economically secure) society / James H. Carr and Nandinee K. Kutty.
Download or read book The Federal Housing Administration written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2011 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Modernization of Federal Housing Administration Programs written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2009 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Cooperative Model as a Potential Component of Structural Reform Options for Fannie Mae and Freddie Mac written by and published by DIANE Publishing. This book was released on with total page 43 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Measuring and Managing Federal Financial Risk written by Deborah Lucas and published by University of Chicago Press. This book was released on 2010-04-15 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: The U.S. government is the world’s largest financial institution, providing credit and assuming risk through diverse activities. But the potential cost and risk of these actions and obligations remain poorly understood and only partially measured. Government budgetary and financial accounting rules, which largely determine the information available to federal decision makers, have only just begun to address these issues. However, recently there has been a push to rethink how these programs are valued and accounted for, and some progress has been made in applying modern valuation methods—such as options pricing, risk-adjusted discount rates, and value at risk—to these types of obligations. This book contains new research, both empirical and methodological, on the measurement and management of these costs and risks. The analyses encompass a broad spectrum of federal programs, including housing, catastrophe insurance, student loans, social security, and environmental liabilities. Collectively, the contributions gathered in Measuring and Managing Federal Financial Risk demonstrate that the logic of financial economics can be a useful tool for studying a range of federal activities.
Download or read book Federal Housing Administration Proposed Legislative Changes Would Affect Borrower Benefits and Risks to the Insurance Funds written by and published by DIANE Publishing. This book was released on with total page 22 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Federal Housing Administration Decline in the Agency s market Share Was Associated with Product and Process Developments of Other Mortgage market participants written by United States. Government Accountability Office and published by DIANE Publishing. This book was released on 2007 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Federal Housing Administration written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2018-05-29 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: Federal Housing Administration: Proposed Reforms Will Heighten the Need for Continued Improvements in Managing Risks and Estimating Program Costs
Download or read book Federal Housing Administration Proposed Reforms Will Heighten the Need for Continued Improvements in Managing Risks and Estimating Program Costs written by and published by . This book was released on 2006 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book California Management Review written by and published by . This book was released on 2008 with total page 696 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Fannie Mae and Freddie Mac Analysis of Options for Revising the Housing Enterprises Long Term Structures written by William B. Shear and published by DIANE Publishing. This book was released on 2010-11 with total page 19 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discusses options for restructuring Fannie Mae and Freddie Mac. On Sept. 6, 2008, both enterprises were placed in conservatorship out of concern that their deteriorating financial condition and potential default on $5.4 trillion in financial obligations threatened the stability of financial markets. This testimony: (1) summarizes the enterprises' performance in achieving key housing mission objectives; (2) identifies various options for revising the enterprises' long-term structures; (3) analyzes these options in terms of their potential capacity to achieve key housing mission and safety objectives; and (4) discusses how the fed. gov¿ts. mgmt. of the conservatorships and response to the housing crisis could affect any transition. Illus.
Download or read book Fannie Mae and Freddie Mac written by Gene L. Dodaro and published by DIANE Publishing. This book was released on 2010-10 with total page 73 pages. Available in PDF, EPUB and Kindle. Book excerpt: Congress estab. Fannie Mae and Freddie Mac (the enterprises) with 2 key housing missions: (1) provide stability in the secondary market for residential mortgages; and (2) serve the mortgage credit needs of targeted groups such as low-income borrowers. To accomplish these goals, the enterprises issued debt and stock, and purchased mortgages from lenders with the proceeds. On Sept. 6, 2008, the Fed. Housing Finance Agency placed the enterprises into conservatorship out of concern that their deteriorating financial condition would destabilize the financial system. This report discusses the enterprises' performance in meeting mission requirements, identifies and analyzes options to revise their structures, and discusses key transition issues. Illus.
Download or read book The Future of the Mortgage Market and the Housing Enterprises written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2010 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Departments of Transportation and Housing and Urban Development and Related Agencies Appropriations for Fiscal Year 2008 written by United States. Congress. Senate. Committee on Appropriations. Subcommittee on Transportation and Housing and Urban Development, and Related Agencies and published by . This book was released on 2008 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt:
