Download or read book Factors Influencing Perfomance of the Banking Sector in GCC Countries written by Abdullah Ahmed Bamaas and published by . This book was released on 2013 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Study used a panel data of 72 commercial banks located in GCC countries, 28 Islamic banks and 44 conventional banks observed over the period 2007 - 20 II. The aim of the study is to investigate the internal ,and the external factors which influence the GCC banking sectors' profitability, as well as compare between Islamic and conventional banks to see which one is perfonning better in GCC banking sector. This study used regression models that relate bank profitability ratio against eleven explanatory variables which consist of six variables for bank's specific characteristics and five variables for macroeconomic conditions. In this paper, the ratio of return on asset (ROA) and the ratio of return on equity (ROE) were used as proxy of profitability. The results indicate that there are four major internal factors which influence profitability in GCC banking sector. Those four factors are size, bank diversification, capitalization which showed a positive significant influence and credit risk which showed a negative influence on profitability of GCC banking Sector. In tenns of macroeconomic factors, the results show that GCC banking sector was more profitable in pre-crisis period compared to post crisis period. The findings of the paper also revealed that Islamic and conventional banks were similar in terms of the internal factors that influence profitability, except for credit risk, which shows negative significant influence on Islamic banks' profitability. Though, Islamic banks and conventional banks in GCC banking sector had been exposed to similar factors, the comparison study of this paper showed that conventional banks outperfonned the Islamic banks in GCC banking sector. In conclusion, it is wished that this study could provide not only banks manger but also regulators of the central banks in GCC countries, with better comprehension and guideline to promote and enhance the GCC banking sector particularly the financial position of Islamic banks.

Download or read book The GCC Banking Sector written by Abdullah Al-Hassan and published by International Monetary Fund. This book was released on 2010-04-01 with total page 47 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this paper, we analyze the evolution of the Gulf Cooperation Council (GCC) banking sectors in the six member countries including ownership, concentration, cross-border linkages, balance sheet exposures and risks, recent trends in credit growth, and financial soundness. We identify risks to the banking sector's financial stability in the context of the current global crisis and their mitigating factors.

Download or read book The Impact of Oil Prices on the Banking System in the GCC written by Padamja Khandelwal and published by International Monetary Fund. This book was released on 2016-09-06 with total page 23 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper examines the links between global oil price movements and macroeconomic and financial developments in the GCC. Using a range of multivariate panel approaches, including a panel vector autoregression approach, it finds strong empirical evidence of feedback loops between oil price movements, bank balance sheets, and asset prices. Empirical evidence also suggests that bank capital and provisioning have behaved countercyclically through the cycle.

Download or read book Handbook Of Banking And Finance In The Mena Region written by Khaled Hussainey and published by World Scientific. This book was released on 2024-03-19 with total page 452 pages. Available in PDF, EPUB and Kindle. Book excerpt: According to World Bank (2021), the economic recovery post-COVID-19 in the Middle East and North Africa (MENA) has been uneven and tumultuous. Reasons for this include exposure to oil-price fluctuations, the impact of pandemic, public demonstrations, and political instability. Although the MENA region encompasses a variety of countries — wealthy, stable and oil-rich countries such as Saudi Arabia and Qatar as well as less secure countries such as Iraq and Syria — it plays an important role in the global economy.Handbook of Banking and Finance in the MENA Region explores the trends in finance and banking of the MENA region, including theoretical and empirical perspectives from researchers around the globe. The first part of the book explores numerous reforms in the region's banking and finance, including digital technology, financial technology (fintech) and green finance. While financial inclusion in the Gulf Cooperation Council is much higher, the other countries in the MENA region have yet to overcome this trend, and the second part of the book provides specific case studies of ways in which banks have contributed to the region. The final section of the book considers macroeconomic factors and financial development. Together these perspectives enrich the discussion of facts and development challenges in the finance and banking of the MENA region as a whole.

Download or read book Market Structure and Performance in the GCC Banking Sector written by Ibrahim al- Karasneh and published by . This book was released on 2005 with total page 43 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Impact of the Global Financial Crisis on the Gulf Cooperation Council Countries and Challenges Ahead written by Ms.May Y Khamis and published by International Monetary Fund. This book was released on 2010-07-21 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt: Departmental papers are usually focused on a specific economic topic, country, or region. They are prepared in a timely way to support the outreach needs of the IMF’s area and functional departments.

Download or read book E Banking and Emerging Multidisciplinary Processes Social Economical and Organizational Models written by Sarlak, Mohammad Ali and published by IGI Global. This book was released on 2010-08-31 with total page 227 pages. Available in PDF, EPUB and Kindle. Book excerpt: E-Banking and Emerging Multidisciplinary Processes: Social, Economical and Organizational Models advances the knowledge and practice of all facets of electronic banking. This cutting edge publication emphasizes emerging e-banking theories, technologies, strategies, and challenges to stimulate and disseminate information to research, business, and banking communities. It develops a comprehensive framework for e-banking through a multidisciplinary approach, while taking into account the implications it has on traditional banks, businesses, and economies.

Download or read book Examining Factors Influencing the Use of Multi dimensional Performance Measures in the Banking Sector of a Developing Country written by Md Habib Uz Zaman Khan and published by . This book was released on 2014 with total page 307 pages. Available in PDF, EPUB and Kindle. Book excerpt: This PhD study is in publication format comprising three academic papers. The first paper focuses on a review of the multi-dimensional performance measures (MPM) literature in the context of developing countries. The second paper which examines the role of institutional factors on MPM use is informed by the new institutional sociology theory. The paper also examines the mediating effects of top management participation in the relationship between central bank influence and MPM use and the moderating effects of market competition in understanding the relationship between top management participation and the use of MPM. The third paper examines the mediating effects of MPM use in the relationship between change in investment in intangible assets and organisational performance using contingency theory.

Download or read book Nonperforming Loans in the GCC Banking System and their Macroeconomic Effects written by Mr.Raphael A. Espinoza and published by International Monetary Fund. This book was released on 2010-10-01 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: According to a dynamic panel estimated over 1995 - 2008 on around 80 banks in the GCC region, the NPL ratio worsens as economic growth becomes lower and interest rates and risk aversion increase. Our model implies that the cumulative effect of macroeconomic shocks over a three year horizon is indeed large. Firm-specific factors related to risk-taking and efficiency are also related to future NPLs. The paper finally investigates the feedback effect of increasing NPLs on growth using a VAR model. According to the panel VAR, there could be a strong, albeit short-lived feedback effect from losses in banks’ balance sheets on economic activity, with a semi-elasticity of around 0.4.

Download or read book A First Course in Factor Analysis written by Andrew L. Comrey and published by Psychology Press. This book was released on 2013-11-12 with total page 443 pages. Available in PDF, EPUB and Kindle. Book excerpt: The goal of this book is to foster a basic understanding of factor analytic techniques so that readers can use them in their own research and critically evaluate their use by other researchers. Both the underlying theory and correct application are emphasized. The theory is presented through the mathematical basis of the most common factor analytic models and several methods used in factor analysis. On the application side, considerable attention is given to the extraction problem, the rotation problem, and the interpretation of factor analytic results. Hence, readers are given a background of understanding in the the theory underlying factor analysis and then taken through the steps in executing a proper analysis -- from the initial problem of design through choice of correlation coefficient, factor extraction, factor rotation, factor interpretation, and writing up results. This revised edition includes introductions to newer methods -- such as confirmatory factor analysis and structural equation modeling -- that have revolutionized factor analysis in recent years. To help remove some of the mystery underlying these newer, more complex methods, the introductory examples utilize EQS and LISREL. Updated material relating to the validation of the Comrey Personality Scales also has been added. Finally, program disks for running factor analyses on either an IBM-compatible PC or a mainframe with FORTRAN capabilities are available. The intended audience for this volume includes talented but mathematically unsophisticated advanced undergraduates, graduate students, and research workers seeking to acquire a basic understanding of the principles supporting factor analysis. Disks are available in 5.25" and 3.5" formats for both mainframe programs written in Fortran and IBM PCs and compatibles running a math co-processor.

Download or read book Corporate Governance Bank Specific Characteristics Banking Industry Characteristics and Intellectual Capital IC Performance of Banks in Arab Gulf Cooperation Council GCC Countries written by Mahfoudh Abdul Karem Al-Musalli and published by . This book was released on 2012 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Current Financial Studies written by Serkan Yılmaz KANDIR and published by Akademisyen Kitabevi. This book was released on 2020-04-18 with total page 23 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Financial Structure and Bank Profitability written by Asl? Demirgüç-Kunt and published by World Bank Publications. This book was released on 2000 with total page 30 pages. Available in PDF, EPUB and Kindle. Book excerpt: Countries differ in the extent to which their financial systems are bank-based or market-based. The financial systems of Germany and Japan, for example, are considered bank-based because banks play a leading role in mobilizing savings, allocating capital, overseeing investment decisions of corporate managers, and providing risk management vehicles. The systems of the United States, and the United Kingdom are considered more market-based. Using bank-level data for a large number of industrial and developing countries, the authors present evidence about the impact of financial development, and structure on bank performance. They measure the relative importance of bank or market finance by the relative size of stock aggregates, by relative trading or transaction volumes, and by indicators of relative efficiency. They show that in developing countries, both banks and stock markets are less developed, but financial systems tend to be more bank-based. The richer the country, the more active are all financial intermediaries. The greater the development of a country's banks, the tougher is the competition, the greater is the efficiency, and the lower are the bank margins, and profits. The more under-developed the stock market, the greater are the bank profits. But financial structure per se does not have a significant, independent influence on bank margins, and profits.

Download or read book A Comparative Study on the Impacts of the 2007 2008 Financial Crisis Into Islamic and Conventional Banks Financial Performance in the Gulf Cooperation Council Countries written by Sutan Emir Hidayat and published by . This book was released on 2013 with total page 376 pages. Available in PDF, EPUB and Kindle. Book excerpt: The 2007-2008 global financial crisis has given a significant impact on the banking industry worldwide. On the other hand, Islamic banks are claimed that they are either not affected or less affected by the crisis (Smolo and Mirakhor, 2010; Ahmad, 2010). However, such claims need to be proven empirically. Therefore, this study aims to compare financial performance of Islamic and conventional banks in the Gulf Cooperation Council (GCC) member countries via financial statements using 21 Islamic banks and 35 conventional banks as samples which are available on Bankscope database as an attempt to compare the impacts of the global financial crisis on the financial performance of both types of banks. The study uses financial ratios to comparatively analyze financial performance of Islamic and conventional banks in terms of profitability and efficiency, asset quality, capital adequacy and liquidity for each country in the region during 2005-2010. The study also uses standard deviation, the Mann Whitney and/or t-test to compare the stability of financial performance between Islamic and conventional banks in the GCC during the 2005-2010. This study also uses panel data regression analysis in order to examine the factors that significantly influence financial performance of Islamic and conventional banks in the GCC during the period and to evaluate the influence of the financial crisis into financial performance of both banks. The results of the ratio analysis show both Islamic and conventional banks' financial performance is affected by the financial crisis. However, the ratios are unable to conclude which type of banks performed better during the period since the results in each country indicate different inferences. The only common results across the GCC member countries is conventional banks in the GCC have better asset quality than their Islamic counterparts. The result of standard deviation reveals that during 2005-2010, financial performance of Islamic banks in the GCC is less stable than their conventional counterparts in terms of profitability and efficiency, asset quality, capital adequacy and liquidity. In addition, the Mann Whitney and t-test indicate that there are significant differences in the stability of all aspects of financial performance between Islamic and conventional banks in the GCC. The results of panel data regression analysis reveal that the financial crisis significantly affects both Islamic and conventional banks in the GCC. The impacts of the crisis are even worse in the two years after the crisis. The regression results also identify that equity, short term funding, GDP per capita significantly influence financial performance of Islamic and conventional banks in the GCC. It is also found that overhead expenses only significantly influence financial performance of Islamic banks while total assets and total financings only significantly influence financial performance of conventional banks. The study adds value to the existing literature by providing comparative empirical evidences on the impacts of the recent financial crisis into Islamic and conventional banks' financial performance in the GCC. The study is also expected to benefit regulators, bankers and other stakeholders of Islamic and conventional banks in the GCC in understanding the factors that influence GCC banking financial performance and minimizing the impacts of any future financial crises.loss.

Download or read book How Small and Medium sized Enterprises SMEs can be competitive written by M. Sebnem Ensari and published by LIT Verlag Münster. This book was released on 2018-02-21 with total page 203 pages. Available in PDF, EPUB and Kindle. Book excerpt: The environmental analysis is an important instrument for the SMEs, and it can contribute to their success through the globalization process. This book mainly focuses on the environmental analysis of the SMEs by analyzing three layers of environment under eight sub-categories: macro; potential competitors; substitutes; customers; competitors; suppliers; assets; and competencies. This book explains the relationship of the SMEs with their environments under this perspective, and gives sectoral examples for clarification. Each part is written by different academicians to reflect different points of view. (Series: International Economics, Vol. 5) [Subject: International Economics, Business Studies]

Download or read book The Impacts of Monetary Policy in the 21st Century written by Ramesh Chandra Das and published by Emerald Group Publishing. This book was released on 2019-09-02 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Impacts of Monetary Policy in the 21st Century illustrates the effect of financial policies upon global economic indicators, with special reference made to issues effecting East Asian nations generally and with a particular focus on Indian economic development since 2000.

Download or read book Strategic Management in Islamic Finance written by Alexander Pock and published by Springer Science & Business Media. This book was released on 2007-12-05 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: Alexander von Pock develops a holistic conceptual framework for identifying and testing key success factors of Islamic financial institutions. The framework integrates insights into the current practices of Islamic finance, a variety of theories – namely the market-based view, the resource-based view, and, to some extent, New Institutional Economics approaches – as well as previous research from the fields of strategic management and economics. The author is testing the theoretical framework empirically in a survey of 36 major Islamic financial institutions based in the Gulf Cooperation Council area and in Malaysia.