Download or read book Examining the Efficiency of Commercial Banks in Lebanon written by Md. Iskandar Mirza and published by . This book was released on 2017 with total page 33 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study evaluates the key performance indicators of the banking sector in postwar Lebanon, in an attempt to assess the efficiency of the sector in producing the conventional outputs. Efficiency examines the performance of a Decision Making Unit (DMU) i.e., bank, company, organization etc. by comparing with other DMUs. Data envelopment analysis (DEA) is a common tool for benchmarking efficiency in recent literature. This study examines the impact of bank efficiency in Lebanon applying the DEA method. This study shows Malmquist DEA methods to panel data to calculate total factor productivity (TFP) change; technological change; technical efficiency change and scale efficiency change to measure the efficiency of Lebanese commercial Banks. Data envelopment analysis (DEA) is a common research method in recent literature. Total 14 commercial banks overing a period from 2009 to 2013 were examined. The findings of this study shows the efficiency of commercial banking system of Lebanon is inefficient. The findings also indicate that the selected banks have become less efficient over the period of study.
Download or read book Board Size Independence and Performance written by Georges Farah and published by . This book was released on 2014 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Corporate governance is a fundamental concept currently and is of a great importance in today's organizations. The board of directors is a main component of the corporate governance. Therefore, the key objective of this study is to observe the relationship between the two most important features of the board of directors with bank performance. More exactly, we explore whether the independence of the board and the board size, are significant determinants to the bank's performance, using equations framework. Our database is composed of Lebanese banks from 2008 till 2012.
Download or read book Using Analytical Tools for Measuring Bank Efficiency and Performance written by Tala Mohammad Ali Mahfouz and published by . This book was released on 2011 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: Lebanese banking sector is considered as the backbone of the Lebanese economy as it is the most active sector; however, little literature is available on the performance and efficiency measurement of this sector in Lebanon. This research project filling the gap by providing a thorough analysis of the performance of the sector over a thirteen year period extending from 1997 to 2009. The analytical tool used is data envelopment analysis (DEA). DEA is a non-parametric frontier approach for strategic performance measurement that evaluates relative efficiencies of banks. DEA window analysis and productivity analysis are used to understand the changes in performance over time. For the purpose of conducting a thorough analysis of the Lebanese banking sector using DEA, this research project sheds light on Lebanon bank performance. Also, this research project covers recent literature on the use of DEA on banking, literature on bank performance in the MENA region, and available literature on the performance of Lebanese banks. This research project builds on the work performed by Osman, Hitti, & Al-Ayoubi, (2008) that was presented at the European and Mediterranean Conference on Information Systems. This research project adds two contributions to the previous paper; it extends the study period by adding five more years (up to year 2009) and challenges the previous selection of input and output variables. The findings show that different input and output variables can change the findings vastly. Also, the research project uncovers the indirect adverse effect of the 2008 global financial crisis on the Lebanese banks efficiency. This finding is interesting in light of the Lebanese banks' increasing total assets driven from the increasing total deposits thus calling for future research directions. Finally, the research project show that productivity improvements in the Lebanese banking sector is mainly driven by technological advancements rather than managerial skills, and hence concludes to the room for banks to invest internally in their organization.
Download or read book Lebanon Determinants of Commercial Bank Deposits in a Regional Financial Center written by Mr.Harald Finger and published by International Monetary Fund. This book was released on 2009-09-01 with total page 23 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper empirically examines the demand for commercial bank deposits in Lebanon, a regional financial center. With Lebanon's high fiscal deficits financed largely by domestic commercial banks that rely on deposit funding, deposit growth is a key variable to assess government financing conditions. At the macro level, we find that domestic factors such as economic activity, prices, and the interest differential between the Lebanese pound and the U.S. dollar are significant in explaining deposit demand, as are external factors such as advanced economy economic and financial conditions and variables proxying the availability of funds from the Gulf. Impulse response functions and variance decomposition analyses underscore the relative importance of the external variables. At the micro level, we find that in addition, bank-specific variables, such as the perceived riskiness of individual banks, their liquidity buffers, loan exposure, and interest margins, bear a significant influence on the demand for deposits.
Download or read book Corporate Governance in Lebanese Banking Sector written by Damia Abchi and published by . This book was released on 2012 with total page 49 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Rating of Lebanese Banks Using the Approach of Data Envelopment Analysis written by Ramzi Said Lakkis and published by . This book was released on 2004 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study aims to identify the efficient and non- efficient performing banks in Lebanon. Covering a period of five years, from 1997 to 2001, 47 banks were studi ed in details using the Data Envelopment Analysis. Both CCR (by Charnes, Cooper and Rhodes) and BCC (by Banker, Charnes and Cooper) models were applied. The inputs selected were the total deposits including customers' deposits and institutions' deposits, interest expenses that are the interest given on deposits and non- interest expe nses including other different expenses. The outputs chosen were the total loans and advances to customers, total bought treasury bills from Lebanese government, int erest income gained from different deposits and non- interest income as commissions an d profits on securities and other profits. The general performance of the Lebanese banks was relatively good. Among the big banks, Banque de la Mediterrann?e, BLOM Bank and FRANSABANK were the best performing banks. Banque de la Bekaa and North Africa Commercial Bank are the best performing in the middle- sized banks, Citib ank, Saudi National Commercial Bank, Credit Lyonnais Liban, Syrian Lebanese Commercia l Bank and Rafidian Bank are the best performers in small- size banks. On average, the small banks were the most performers.
Download or read book The Economic Profitability Impact of Mergers Acquisitions among Banks in Lebanon written by Rami Saleh and published by GRIN Verlag. This book was released on 2013-05-08 with total page 97 pages. Available in PDF, EPUB and Kindle. Book excerpt: Doctoral Thesis / Dissertation from the year 2009 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: A, , language: English, abstract: A study of the impact of mergers and acquisitions on the economic profitability among Banks in Lebanon
Download or read book Factors Affecting the Geographical Distribution of Commercial Banks in Lebanon written by Ghada Chammas and published by . This book was released on 1997 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: This research assesses the economic justification for establishing additional commercial bank branches in the Caza of Aley. The study is limited to the top-ten rating commercial banks in the country, which are determined according to specific criteria. The geographical centralization of commercial banks in beirut and its suburbs is evaluated given population and economic activity. Besides, factors encouraging the geographical spreading of economic activity over the Lebanese territory are considered. As to the economic potential of Aley, it is analyzed in light of the return of the displaced and the regaining of economic activity. And finally, the attitude toward branching in Aley is probed through questionnaires distributed to the leading commercial banks.
Download or read book The Performance of Lebanese Commercial Banks in Crisis Years 1985 1989 written by Fady Hariz and published by . This book was released on 1992 with total page 450 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Lebanese banking system is currently- witnessing a period of transition. After nearly six years of deep economic instability which involved foreign exchange volatility and speculation, galloping inflation, and interest rate fluctuations, the Lebanese banking system is said to have generally sustained the crisis, despite the failure of four banks1 and solvency/liquidity crisis faced by certain other banks. Given this background, it is the purpose of this study to identify the factors that determined bank performance in the period of crisis 1985-1989, namely to investigate whether 1iquidity/so1vency problems were typical of the Lebanese banking industry during that period of time of equal importance is to analyze the factors underlying bank performance in general; and based on this investigation, to propose a planning tool and control mechanism of practical use for commercial banks. The thesis is divided into five chapters; chapter I briefly discusses the characteristics and evolution of the Lebanese banking sector since the eruption of the war in 1975, focusing on the crisis 1. FIRST PHOENICIAN. CAPITAL TRUST, LEBANESE ARAB, MEBCO years of 1985-1989. Chapter II develops in detail the theoretical foundations of an empirical performance model. Its purpose is to identify statistically the factors affecting bank profitability- Chapter III discusses the methodology and statistical tests of the model. Chapter IV analyzes its results. As research is effected on a cross-sectional basis a yearly comparison across the "time cycle" of the model is needed to check uniformity among the factors and assess any divergence. Chapter V includes policy recommendations and summary of the findings.
Download or read book Impact of External Internal Factors on Profitability Net Worth of Commercial Banks in Lebanon written by Christapor Avedis Kouyoumjian and published by . This book was released on 2016 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The aim of this research is to study and analyze the external and internal factors effect on the profitability and net worth of the commercial banks in Lebanon. Treasury bill of 12 months is chosen to represents the market interest rates. The external factors which are chosen in this research study consist of several aspects such as inflation, money supply, growth in coincident indicator and interest rates variability. The Internal factors which are chosen in this research study consist of several aspects such as growth of the banks assets, profitability, efficiency, capital adequacy, liquidity, market share, competition, loan to deposit ratio and non-performing loans. This study uses a joint Mathematical Models used by the following researches to test the impact of interest rate fluctuation and external and internal factors on short and long run Profitability of commercial banks. (Godspower, 2012) and (Raharjo, 2014) (Flannery, 1981, 1983) The study applied regression analysis us ...
Download or read book The Effect of Information Technology Use on Banks Performance in Lebanon written by Rola Nayef Modad and published by . This book was released on 2008 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In today's open and liberal financial market which promotes competition and the importance of customer service's satisfaction, banks should be able to compete in the markets. New dimensions and new horizons are being explored by the banks in order to satisfy the largest numbers of customers, become more competitive, improve their performance and be able to meet the constant changing needs of the market. The purpose of this study was to understand Information Technology and its effect on the banks' performance. For this the need of new technology was identified, the achievements through technological innovations were described and the impact on the banks' business activities were studied. The study involved a group of banks in Lebanon; one of them is the first to apply information technology while the five other banks have been using IT more recently. The methodology used to obtain the data needed was through two sets of questionnaires, related to the use of IT and to the banks' p ...
Download or read book Equity Financing for Lebanese Commercial Banks written by Moussa Ali Obeid and published by . This book was released on 1998 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Bridging the gap between advanced multivariate analysis and financial ratio analysis for the lebanese commercial banks written by Ziad Fouad HADDAD and published by . This book was released on 1997 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Commercial Banks in Lebanon written by Choghig Meguerditch Bouldoukian and published by . This book was released on 2000 with total page 142 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book A Multivariate Analysis Using Financial Ratios for the Lebanese Commercial Banks in 1990 written by Samir Sleiman Salman and published by . This book was released on 1992 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Determinants of Non resident Deposits in Lebanon written by Olga M. Kanj and published by . This book was released on 2012 with total page 314 pages. Available in PDF, EPUB and Kindle. Book excerpt: This thesis will try to identify the factors that could influence non-resident deposits in Lebanese commercial banks and study their effect using two approaches: an empirical study and a survey. The empirical study uses monthly secondary data to study the effect of various factors on the non-resident deposits entered while the survey is conducted on a sample of 150 non-residents of which 65 were fit for purpose of the study. Using E-views for the empirical study and SPSS for the survey, this study found that there are internal, external, bank related, social and behavioral factors that affect non-resident deposits in Lebanese banks. More specifically, the empirical study found that banks assets, interest rates, and war have significant effects. While the results of the survey suggest that war and interest rates are important factors from a statistical point of view. The survey also found that social factors such as abundance of relatives and frequent visits, and intention of returning to Lebanon are important factors. Neither the empirical study nor the regression of the survey could prove that bad political situation in Lebanon might affect non-resident deposits. As for the bank related factors, the survey identified that the availability of e-banking and more international branches would encourage people to have more deposits in the Lebanese banks . the survey also showed that the majority of deposits are coming from the GCC countries. The findings suggest that, banks should improve the convenience of access to fund of depositors and adopt more international standards to have better ratings in order to attract more deposits.
Download or read book The Impact of Corporate Governance on the Performance of Lebanese Banks written by Hani El-Chaarani and published by . This book was released on 2014 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study examines the impact of corporate governance on financial performance of Lebanese banks during five years (from 2006 to 2010). Based on 182 observations, a quantitative method of data analysis was employed to investigate the relevance of corporate governance mechanisms. The first finding reveals a positive impact of independent boards on the performance of Lebanese banks. The research also finds a significant and negative relationship between CEO duality and bank performance. Finally, the paper reveals a positive impact of insider ownership concentration on the return of Lebanese banks indicating the more shares held by insiders, the better the performance. The weaknesses of corporate governance in some Lebanese banks might be compensated by higher insider ownership concentration.
