Download or read book Strategic Issues in Microfinance written by Mwangi S. Kimenyi and published by Routledge. This book was released on 2019-05-23 with total page 366 pages. Available in PDF, EPUB and Kindle. Book excerpt: First published in 1998, this collection of essays by eminent microfinance practitioners provides a range of perspectives on contemporary issues in the field. Different approaches are proposed for achieving improved access by the poor to financial services. The common denominator in these essays is financial sustainability for the service provider. Issues addressed include: is savings mobilization integral to microfinance and, if so, how should it be incorporated in new programs? Are borrower groups a necessary element of successful microfinance programs? Are NGOs the right institutional vehicle for sustainable microfinance interventions? Is standardized and generalizable microfinance credit rating system feasible? While there is considerable diversity in the approaches recommended in these essays, the importance of cost efficiency and cost recovery forms the basis for most of the discussions.
Download or read book Microfinance Rights and Global Justice written by Tom Sorell and published by Cambridge University Press. This book was released on 2015-08-04 with total page 211 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contributors examine the ethical issues surrounding microfinance, including questions about exploitation, human rights, and efforts to promote global justice.
Download or read book Microfinance Institutions written by R. Mersland and published by Springer. This book was released on 2015-12-11 with total page 329 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.
Download or read book The Crises of Microcredit written by Isabelle Guérin and published by Zed Books Ltd.. This book was released on 2015-10-15 with total page 145 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microcredit programmes, long considered efficient development tools, now face unprecedented crises in a number of countries. Is this the end of microcredit or rather an essential step in its expansion? Should we stop microcredit altogether or rethink the way it is implemented? Drawing on extensive empirical research conducted in various parts of the world - from Morocco to Senegal to India - this important volume examines the whole chain of microcredit to provide the answers to these questions. In doing so, the authors highlight the diversity of crises, both in intensity and in nature, while also shedding light on a diversity of causes, be it microcredit organizations unprepared for massive growth, saturated local economies or greedy investors and shareholders attracted by profits. Crucially, the authors demonstrate that microcredit is not a monolithic project, and the crises should also be analysed in the light of national histories and policies. An original and necessary intervention in what has become one of the most contentious topics within the development world.
Download or read book The Future of Microfinance written by Ira W. Lieberman and published by Brookings Institution Press. This book was released on 2020-06-30 with total page 493 pages. Available in PDF, EPUB and Kindle. Book excerpt: A major source of financing for the poor and no longer a niche industry Over the past four decades, microfinance—the provision of loans, savings, and insurance to small businesses and entrepreneurs shut out of traditional capital markets—has grown from a niche service in Bangladesh and a few other countries to a significant global source of financing. Some 200 million people globally now receive support from microfinance institutions, with most of the recipients in the developing world. In the beginning, much of the microfinance industry was managed by non-governmental organizations, but today the majority of these institutions are commercial and regulated by governments, and they provide safe places for the poor to save, as well as offering much-needed capital and other financial services. Now out of infancy, the microfinance industry faces major challenges, including its ability to deal with mobile banking and other technology and concerns that some markets are now over-saturated with microfinance. How the industry deals with these and other challenges will determine whether it will continue to grow or will be subsumed within the larger global financial sector. This book is based on the results of a workshop at Lehigh University among thirty-four leaders in the industry. The editors, working with contributions from more than a dozen leading authorities in the field, tell the important story of how microfinance developed, how it has met the needs of hundreds of millions of people, and they address key questions about how it can continue to meet those needs in the future.
Download or read book Inclusive Urbanization written by Krishna Shrestha and published by Routledge. This book was released on 2014-07-25 with total page 255 pages. Available in PDF, EPUB and Kindle. Book excerpt: How do we include and represent all people in cities? As the world rapidly urbanizes, and climate change creates global winners and losers, understanding how to design cities that provide for all their citizens is of the utmost importance. Inclusive Urbanization attempts to not only provide meaningful, practical guidance to urban designers, managers, and local actors, but also create a definition of inclusion that incorporates strategies bigger than the welfare state, and tactics that bring local actors and the state into meaningful dialogue. Written by a team of experienced academics, designers, and NGO professionals, Inclusive Urbanization shows how urbanization policy and management can be used to make more inclusive, climate resilient cities, through a series of 18 case studies in South Asia. By creating a model of urban life and processes that takes into account social, spatial, cultural, regulatory and economic dimensions, the book finds a way to make both the processes and outcomes of urban design representative of all of the city’s inhabitants.
Download or read book The Poor and Their Money written by Stuart Rutherford and published by . This book was released on 2009 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: On the real lives of people in the slums and villages of Asia, Africa and Latin America.
Download or read book The New World of Microenterprise Finance written by María Otero and published by . This book was released on 1994 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: Introducing a new direction for microenterprise finance, contributors argue that one can create sustainable and viable financial institutions that give the poor greater access to financial services. Covering Asia, Africa, and Latin America, the cases outline successful programs such as: the Bank Rakyat Indonesia (BRI); BancoSol in Bolivia; the Association of Solidarity Groups in Colombia; and the Kenya Rural Enterprise Programme.
Download or read book Microfinance in India Communities at the Bottom of the Pyramid written by Dr Litty Denis and published by Archers & Elevators Publishing House. This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Theory of Money and Financial Institutions written by Martin Shubik and published by MIT Press. This book was released on 1999 with total page 472 pages. Available in PDF, EPUB and Kindle. Book excerpt: This first volume in a three-volume exposition of Shubik's vision of "mathematical institutional economics" explores a one-period approach to economic exchange with money, debt, and bankruptcy. This is the first volume in a three-volume exposition of Martin Shubik's vision of "mathematical institutional economics"--a term he coined in 1959 to describe the theoretical underpinnings needed for the construction of an economic dynamics. The goal is to develop a process-oriented theory of money and financial institutions that reconciles micro- and macroeconomics, using as a prime tool the theory of games in strategic and extensive form. The approach involves a search for minimal financial institutions that appear as a logical, technological, and institutional necessity, as part of the "rules of the game." Money and financial institutions are assumed to be the basic elements of the network that transmits the sociopolitical imperatives to the economy. Volume 1 deals with a one-period approach to economic exchange with money, debt, and bankruptcy. Volume 2 explores the new economic features that arise when we consider multi-period finite and infinite horizon economies. Volume 3 will consider the specific role of financial institutions and government, and formulate the economic financial control problem linking micro- and macroeconomics.
Download or read book The Economics of Microfinance written by Beatriz Armendariz and published by MIT Press. This book was released on 2007 with total page 361 pages. Available in PDF, EPUB and Kindle. Book excerpt: An assessment of "the microfinance revolution" from an economics perspective that draws on lessons from academia and international practice to challenge conventional assumptions.
Download or read book Indian Roots Ivy Admits 101 ESSAYS that got Indian Students into the IVY LEAGUE and STANFORD 2nd Edition Revised Expanded written by Viral Doshi and published by Amaryllis - an imprint of Manjul Publishing. This book was released on 2024-02-17 with total page 413 pages. Available in PDF, EPUB and Kindle. Book excerpt: Writing the Common Application essay can be an anxiety-inducing task for many aspiring university students. The essay is meant to uniquely identify each student, and help them shine. But how do fresh young high-schoolers captivate admissions officers through their narratives, portray themselves as agents of change, and chronicle personal achievements and individual talents without seeming to brag? What are the pitfalls to avoid, what would make them stand out, and give them a winning edge in this highly competitive environment? ‘Indian Roots, Ivy Admits: 101 Essays that Got Indian Students into the Ivy League and Stanford is a new and expanded edition of the original, which contained 85 essays. We hope that just like the first edition, this, too, will lead young contenders on the path to drafting their successful overseas education applications.
Download or read book Microfinance In Asia written by Christopher E C Gan and published by World Scientific. This book was released on 2017-03-27 with total page 390 pages. Available in PDF, EPUB and Kindle. Book excerpt: Lack of credit access is severe in low income and poor families that are normally considered to have fewer opportunities to borrow from banks due to insufficient valuable assets for collateral. These low-income households face limited opportunity to acquire new technology and working capital for agricultural production and thus tend to fall behind. As a result, providing access to finance to low-income rural households has been considered an important component of any rural development strategy. Microfinance programmes, in particular, have been gradually embedded in national strategies of many developing countries as they are poverty-focused. They aim to facilitate the access to financial services such as credit for the poor who are usually disadvantaged in terms of access to conventional financial services from formal financial institutions. The objective of this book is to provide an overview of microfinance programmes in Asia focusing in particular on the determinants of the accessibility of rural households to microcredit. The book studies seven Asian countries such as China, Malaysia, Vietnam, Thailand, the Philippines, Indonesia, and Bangladesh with two specific case studies.
Download or read book Village Development in North East India written by Komol Singha and published by Concept Publishing Company. This book was released on 2009 with total page 342 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contributed articles presented in a seminar, held during 14-15 Sept. 2007, at St. Joseph's College, Jhakama.
Download or read book Making Women Pay written by Smitha Radhakrishnan and published by Duke University Press. This book was released on 2021-10-25 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Making Women Pay, Smitha Radhakrishnan explores India's microfinance industry, which in the past two decades has come to saturate the everyday lives of women in the name of state-led efforts to promote financial inclusion and women's empowerment. Despite this favorable language, Radhakrishnan argues, microfinance in India does not provide a market-oriented development intervention, even though it may appear to help women borrowers. Rather, this commercial industry seeks to extract the maximum value from its customers through exploitative relationships that benefit especially class-privileged men. Through ethnography, interviews, and historical analysis, Radhakrishnan demonstrates how the unpaid and underpaid labor of marginalized women borrowers ensures both profitability and symbolic legitimacy for microfinance institutions, their employees, and their leaders. In doing so, she centralizes gender in the study of microfinance, reveals why most microfinance programs target women, and explores the exploitative implications of this targeting.
Download or read book Indian Roots IVY Admits 85 Essays that got Indian Students into the IVY League and Stanford written by Viral Doshi and published by Manjul Publishing. This book was released on 2024-02-17 with total page 334 pages. Available in PDF, EPUB and Kindle. Book excerpt: ‘Indian Roots, Ivy Admits: 85 Essays that Got Indian Students into the Ivy League and Stanford’ is an inspired collaborative by Viral Doshi, top education consultant in India, and Mridula Maluste, leading writing and editorial consultant for university applications and more. Writing the Common Application essay is one of the most anxiety-inducing tasks that many aspiring university students encounter. The essay is meant to uniquely identify each student, and give him and her the winning edge. But how do fresh young high-schoolers captivate admissions officers through their narratives, portray themselves as agents of change, and chronicle personal achievements and individual talents without seeming to brag? How does one avoid such pitfalls, stand out and even shine in this highly competitive environment? Here to answer all these questions is a rare, illuminating gem of a book that will lead all young contenders on the path to drafting successful overseas education applications. ‘Indian Roots, Ivy Admits: 85 Essays that got Indian Students into the Ivy League and Stanford’ is for any student who aims to pursue higher education in world-class universities. It fulfils its promise to engage and empower aspiring candidates, and tops that by giving them valuable perspectives in reflecting on their lives, and in analyzing and composing thoroughly engaging essays. Every essay within these pages has been written by a young student who earned a well-deserved place in an Ivy League university or Stanford. Each essay is followed by an insightful review and an in-depth assessment that will help aspirants understand how to approach, map and write their own strongly structured, creative application essays. Curated by Viral Doshi and Mridula Maluste, two of India’s leading experts in the domain of education, this book is an invaluable resource for students and teachers, as well as enthusiastic parents.
Download or read book Development Finance Institutions written by Mark Schreiner and published by World Bank Publications. This book was released on 2001-01-01 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of the measurement of the social cost of subsidised development finance institutions (DFIs) is to see if the social benefit exceeds the social cost. In most cases, it is so expensive to measure social benefits that a full-blown social cost-benefit analysis cannot be done. The measurement of social costs, however, is not as expensive, and it can inform choices of how to spend public funds. This paper presents two measures of social cost. The first is the Subsidy Dependence Index (SDI) that can measure social cost in short time frames. The second measure is the net present cost of society (NPCS), which can measure social cost in any time frame. Both the SDI and the NPCS model shift the emphasis from prices paid to opportunity costs.
