Download or read book Eliminate Your Debt An In Depth Guide written by Dean Foster and published by . This book was released on 2023-04-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Doctors Guide to Eliminating Debt written by Cory S. Fawcett and published by . This book was released on 2016-09-24 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Too many doctors are carrying perpetual debt and giving away a large chunk of each paycheck as interest to the bank. The Doctors Guide to Eliminating Debt can show you how to pay off debt faster than you imagined-including your house. Being in debt is not a default condition. Understand the real cost and that it's not too late to change the course of your financial life. Being debt-free is empowering, liberating, and invigorating, but most doctors don't realize they can do it without significant sacrifice. If you are feeling trapped by your financial obligations, realize there is a way out. In this book, you'll find what you need to know to: --Choose the best path if you are drowning in debt --Recognize biased financial advice --Pay off student loans and your house-faster than you expected --Balance spending, loan repayment, and investing --Make compound interest work for you, instead of against you --Retire sooner than you expected This second book in The Doctors Guide series shows you how to establish control of your money-and ultimately your life.
Download or read book Eliminate Your Debt written by Dean Foster and published by . This book was released on 2020-06-04 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: Your sad piggy bank will rejoice if you follow this simple money-making, debt-annihilating formula We hear it all the time on the news - being debt-free is impossible, we have to settle and make peace with the fact we'll live paycheck to paycheck for the rest of our lives. Who are they kidding? The fact that Western society normalizes debt does not mean you have to lead your life drowning under credit card sums, bills, loans and unsurmountable expenses. It's time to say "enough!" It's time to master the wealth secrets rich people don't want you to know. One of these secrets is that your money should be working for you and not the other way around. Yes, that's possible even if you have a lot of debt to pay off. The financial industry wants to keep you in debt because it's making money this way. That's why loans and credit cards are heavily advertised, even depicted as desirable and profitable. You are led to believe that you need a ton of things (and a ton of loans) to be happy, to be fulfilled and to find meaning in your existence. This has to end RIGHT NOW! Are you up to your shoulders in debt? I know that you probably are giving your computer a resounding "yes" as an answer. After all, that's the Western way of living, isn't it? Do you want to get out of debt? Do you want to gain the comfort of knowing that your future is financially secure? Then listen up! In Eliminate Your Debt, you will discover: The shocking amount of indebtedness that the average American faces and the main reasons why such disastrous habits have become normalized How the debt cycle will make you drown under the financial burden of one loan after the other Why 189 million Americans have a credit card and why you should stop being one of them 7 ridiculous debt myths most of us still believe 8 reasons for people to be in debt - you will 100% recognize yourself in one of the categories The 7 best approaches to eliminate debt forever and start rebuilding your wealth Reasons why investing even 5 dollars per month is an excellent start What should you invest in - stocks, bonds, gold: an introduction to the best investment tools Ways a trickle can turn into a money torrent, if you stick with your strategy long enough Your financial goals aren't ridiculous the best ways to make them happen And much more! You don't need financial knowledge to get out of the vicious cycle and to start profiting from your income. Even if you're on the brink of bankruptcy, you can get back on your feed. Start tackling debts one by one until you finally emerge victorious. A bit of discipline really pays off. Getting rid of one debt at a time will soon free up enough resources for you to start dreaming about the future once again. If you want to learn from an investment expert who has helped thousands get their financial sh*t together, scroll up and click the "Add to Cart" button right now!
Download or read book The Complete Idiot s Guide to Getting Out of Debt written by Ken Clark, CFP and published by Penguin. This book was released on 2009-02-03 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: Borrowing from Peter to pay Paul? The American economy is dragging, with unemployment rates rising and consumer debt hitting $2.5 trillion. Many people are in deep and need help. Here, a Certified Financial Planner explains the mathematics of debt; strategies to deal with credit card, mortgage, student, and other loans; why debt consolidation and taking loans from a 401(k) can lead to problems; truths about bankruptcy; and how to use debt while eliminating it. • Includes essential resources and websites, sample letters and forms, loan forgiveness programs, bankruptcy resources • Author a Certified Financial Planner • Covers every kind of debt, mortgages to credit cards to student loans • National credit card debt is growing exponentially
Download or read book Easy Personal Finance A Guide to Total Debt Elimination written by Gregory Bonnette and published by Lulu.com. This book was released on 2006 with total page 21 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Easy Personal Finance guide is designed to help you to eliminate your debt. No matter how much debt you have, or how much money you make, this guide will show you how to eliminate it in a very short amount of time. Unlike most debt elimination products and services that only get you deeper in debt or ruin your credit by negotiating with your creditors to lower your interest rate or the amount you owe, this system shows you how to do this yourself, pay down the highest rate debt first, and organize your finances so you pay down your debt in the least amount of time and with the least amount of interest. This guide is well worth the price. Similiar systems cost hundreds of dollars, and they don't give you the depth of information that this guide provides. This guide will pay for itself in a very short time, you'll save hundreds or thousands of dollars in interest by following the suggestions provided. Buy this book and you will see that it's well worth the price
Download or read book The Complete Idiot s Concise Guide to Getting Out of Debt written by Ken Clark, CFP CFP and published by Penguin. This book was released on 2014-07-01 with total page 90 pages. Available in PDF, EPUB and Kindle. Book excerpt: You want to lower - or even eliminate - your debt. But it's not easy to balance your checkbook when so much of your salary is consumed by life. This helpful guide offers solid strategies to help you get out of your money pit. In it you get--an understanding of where debt comes from and how to control your cash flow, expert advice on creating a budget plan and payment strategy you can live with, tactics for regaining control over credit cards, your mortgage, and other debt, and real-world tips on getting creditors off your back .
Download or read book The Complete Debt Relief Manual written by John Oswald and published by Author House. This book was released on 2013-01-07 with total page 119 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Complete Debt Relief Manual is the definitive guide to paying off and eliminating any kind of debt. Written from a procedure writer's perspective, it will guide you, with detailed steps, sample letters, and checklists, through the processes of budgeting, deciding the best way to pay off debts, negotiating settlements with credit card companies or the IRS without getting scammed by debt settlement or consolidation companies, dealing with debt collector calls and hassles, handling or avoiding lawsuits, determining whether or not to declare bankruptcy and how to avoid it, and repairing your credit and improving your credit score. Foreclosure is not dealt with due to its specialized nature and the risks involved of tackling it without an attorney. Born from the author's painful lessons learned and personal experience, The Compete Debt Relief Manual is a treasure of accurate and effective procedures to guide your every step on your journey to debt freedom.
Download or read book The Smart Easy Guide to Debt Relief written by Darryl Johnson and published by CreateSpace. This book was released on 2013-10 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: Today, more people than ever before are struggling to stay financially afloat. Our debt loads are higher than they've ever been, coming at a time when wages seem to be stagnating and the price of everything seems to keep going up. Being in debt can put immense pressure and stress on a family and for many, it can feel like there is no proverbial light at the end of the tunnel when it comes to getting out of debt. However, with The Smart & Easy Guide To Debt Relief: How to Live Debt Free with These Credit Score Repair Tips, Debt Repair Advice, Debt Settlement Management & Credit Counseling Help, we are provided a down-to-earth and realistic guide for how to regain control of our finances and begin to dig our way out of debt. It is entirely possible, with the right information and a good plan, to work down your debt and become debt free in a relatively short period of time. The guide discusses that the first step to becoming debt free is to take a holistic and clear assessment on all of your debts. This means creating a list of all your debts, who they are owed to and the terms of the debt such as interest rate and so on. You cannot come up with a plan of action until you know what all you are facing. This is also the time to obtain a credit report. You can obtain your credit report from the following agencies: Experian Equifax TransUnion Once you have your credit report, go through it thoroughly to ensure that everything on it is accurate. If something is inaccurate, you will need to contact the appropriate agency to get the issue fixed. After you have all your debts laid out, you need to get an idea of how much money you have and where it goes and use this to create a budget. The guide recommends creating a detailed spreadsheet of your spending to include even small expenses such as: Eating out budget Entertainment budget Magazines or other incidentals These should be tracked in addition to the big expenses like the mortgage and bills. When you begin to write all this down, you can already often see areas in which you can reduce or improve your spending habits. The savings that can be gleaned here can be put towards reducing and eliminating your debt. To create a budget for repaying your debts, you need to be realistic about what you can do. Take into account your earnings, vital expenses and any areas in which you could reduce expenses so as to put the savings towards debt repayment. You can use this figure to determine the amount of time it should feasibly take you to get out of debt. Once you have all this information, you can put a time-specific budget together that defines exactly how and when you are going to repay your debt. The guide recommends focusing on the debts with the least favorable terms (high interest rates, late payment fees, etc) first, as this will cost less money in the long run. For those with very serious debts or complicated debts, credit counseling our debt settlement may be a good option. The guide discusses what these options mean and who they are best suited for. Debt creates a huge strain and tons of stress on families and today, more than ever before, more and more families are finding themselves mired in debt they feel they have no hope of managing. With The Smart & Easy Guide To Debt Relief: How to Live Debt Free with These Credit Score Repair Tips, Debt Repair Advice, Debt Settlement Management & Credit Counseling Help, we are given the tools we need to take stock of our financial situation. Once we have done this, the guide shows us how to create a reasonable and realistic budget and plan of action that will culminate in the elimination of our debts and allow us the joys of being debt free. Grab your copy today of The Smart & Easy Guide To Debt Relief: How to Live Debt Free with These Credit Score Repair Tips, Debt Repair Advice, Debt Settlement Management & Credit Counseling Help!
Download or read book Debt Elimination written by J. P. Conyers, Jr. and published by Createspace Independent Publishing Platform. This book was released on 2012-03-17 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: Debt Elimination - The Ultimate Guide to Financial Prosperity can help anyone eliminate debt and build financial prosperity. The techniques in this book are simple to understand and easy to implement into your everyday life. You can become debt free with just the money you are currently making. Once debt free you can use the freed up money to build your wealth. Most individuals can become debt free in as little as a few years, if they take action and apply these simple techniques. Results will vary depending on the different amount of debt each person may have. With 90% of individuals retiring in debt and some debt broke, you can turn the tables and become one of the 10% of individuals that retire debt free and truly achieve Financial Prosperity. Remember most people don't plan to fail, they simply fail to plan. The earlier you decide to eliminate your debt the more wealth you will be able to accumulate. Debt Elimination - The Ultimate Guide to Financial Prosperity can help anyone eliminate debt and build financial prosperity. The techniques in this book are simple to understand and easy to implement into your everyday life. You can become debt free with just the money you are currently making. Once debt free you can use the freed up money to build your wealth. Most individuals can become debt free in as little as a few years, if they take action and apply these simple techniques. Results will vary depending on the different amount of debt each person may have. With 90% of individuals retiring in debt and some debt broke, you can turn the tables and become one of the 10% of individuals that retire debt free and truly achieve Financial Prosperity. Remember most people don't plan to fail, they simply fail to plan. The earlier you decide to eliminate your debt the more wealth you will be able to accumulate. You deserve better, why not follow a plan that can give you the results your after.
Download or read book Debt Elimination 101 written by John Cummuta and published by Thomas Nelson. This book was released on 2007-01-14 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt: Debt Elimination 101 is a concise guide to breaking free of debt and building a financially secure future. Drawn from Are You Being Seduced into Debt? by John Cummuta, this handbook will help readers begin spending and saving in a truly biblical manner.
Download or read book The Charles Schwab Guide to Finances After Fifty written by Carrie Schwab-Pomerantz and published by Crown Currency. This book was released on 2014-04-01 with total page 434 pages. Available in PDF, EPUB and Kindle. Book excerpt: Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.
Download or read book Debt Free Blueprint written by Laura D. Adams and published by Laura D. Adams. This book was released on 2018-11-16 with total page 147 pages. Available in PDF, EPUB and Kindle. Book excerpt: Tired of feeling stressed about growing debt balances, out-of-control finances, and an uncertain future? Don’t try to get out of debt without this book! Debt-Free Blueprint: How to Get Out of Debt and Build a Financial Life You Love is an easy-to-follow guide to eliminate debt faster than you ever thought possible and create the financial future you deserve. Laura D. Adams is the award-winning author of Money Girl's Smart Moves to Grow Rich and host of the top-rated Money Girl podcast since 2008. She's helped millions of loyal fans grow rich with her savvy and down-to-earth financial advice. She gives guidance in bite-size chunks that are easy to understand and implement so you can eliminate debt faster than you ever thought possible. Let Laura show you how to take control of your finances, stop worrying about money, and build a life you truly love. Debt-Free Blueprint walks you through the process of getting out of debt, using helpful examples and often-overlooked techniques, strategies, and programs. You’ll learn how to make financial decisions with confidence and financially feel secure about your future. In this book, you’ll discover how to: • Get out of debt faster, even if you don’t have extra money • Bridge the gap between your current reality and where you want to be • Create a simple but effective debt reduction plan to guide your life • Prioritize and tackle debt in the right order • Settle and negotiate a debt for less than you owe • Optimize debt so it costs less and allows you to pay it off sooner • Find government programs that make debts more affordable • Manage student loans more effectively so they fit into your budget • Reduce money stress so you achieve more and build a financial life you love If you like detailed tips, helpful examples, concise strategies, and inspiration from a friendly and nonjudgmental teacher, you’ll love learning from Laura. Purchase Debt-Free Blueprint to get out of debt faster so you can quit worrying and start building the financial future you've dreamed about and deserve!
Download or read book The Smart Easy Guide To Credit Card Debt Relief written by Richard Norris and published by Createspace Independent Publishing Platform. This book was released on 2013-10-22 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you think credit cards can make your life hard by burdening you with debt, try living without them for a while. Unless you are living in a cave of Tora Bora, life can come to a complete stop without credit cards these days. How to strike the balance between enjoying the benefits of credit cards while avoiding their ills? This is just one of the questions you will find answers to in The Smart & Easy Guide To Debt Relief: The Ultimate Guide Book To Credit Cards, Debt Consolidation, Debt Settlements, Debt Counseling, Debt Management & Other Options To Pay Off Credit Cards & Become Debt Free. After reading this book, you'll know the ins and outs of credit card debt, and it's weighing down on you, you'll find yourself on the road to financial freedom. Here are a few more things about credit card debt that this book tells you: -How to minimize the negative impacts of credit card use -Unusual tips for getting and using credit cards -Why credit card debts happen-how to get rid of them -Easy steps for curtailing and eliminating credit card debt -How to get help in case you are under debt -Debt consolidation-pros, cons and procedure -Methodical payoff versus bankruptcy -Life after debt relief Written for today's fast paced world where people don't have much time to go through piles of information and guidelines, this book simplifies complex debt relief laws and procedures for an average reader, and provides complete step by step guidance to make and keep you debt free. The Smart & Easy Guide To Debt Relief: The Ultimate Guide Book To Credit Cards, Debt Consolidation, Debt Settlements, Debt Counseling, Debt Management & Other Options To Pay Off Credit Cards & Become Debt Free will help you all the way. Most people wind up under credit card debts because they are unable to comprehend the idea behind credit cards. They give in to impulses and slack on their payments, getting hit with late payment charges and heavy interest. The debt keeps piling until it becomes crushing, and the debtors find themselves unable to repay. Soon, people are looking for more credit cards or personal loans to pay the debts on their existing credit cards and keep the cycle going, but this cycle is more like a downward spiral, which gets them under heavy debt. Credit card debts are not uncommon in our society, though, and anyone who is lagging behind on payments should not feel ashamed to ask for legitimate help. The problem is (was) that very little impartial and genuine advice is available for people who are either already under debt or using the credit cards wrongly. All products rely on glitzy advertising to stir impulses, and credit card comes in handy when it's time to pay. There's no card that comes with a "use prudently" warning printed on its front side. Credit card users realize their problems only when they have ended up under debt. But The Smart & Easy Guide To Debt Relief: The Ultimate Guide Book To Credit Cards, Debt Consolidation, Debt Settlements, Debt Counseling, Debt Management & Other Options To Pay Off Credit Cards & Become Debt Free is here to help you get out from under it. This book provides valuable and unbiased guidance for all credit card users for avoiding getting into and getting rid of credit card debt. As credit cards are endemic in today's society, this book should be read by everybody who wants to use them smartly. Credit is good in the sense that you can avail discounts and get the things you want without wasting time waiting for the money to arrive. However, if you are not careful with how you spend and manage your credit card debt, you might be exposed to the unfriendly side of credit cards, a side that you don't want to see. Grab your copy today of The Smart & Easy Guide To Debt Relief: The Ultimate Guide Book To Credit Cards, Debt Consolidation, Debt Settlements, Debt Counseling, Debt Management & Other Options To Pay Off Credit Cards & Become Debt Free!
Download or read book The Debt Free Journey written by N.D NGWANA and published by Billion Ideas Company. This book was released on 2023-08-05 with total page 33 pages. Available in PDF, EPUB and Kindle. Book excerpt: Embark on the path to a debt-free life with "The Debt-Free Journey: Your Roadmap to Financial Freedom." This transformative guide lays out a clear, step-by-step roadmap for individuals looking to break free from the shackles of debt and reclaim their financial independence. Within its pages, you'll find: An in-depth understanding of the different types of debt and their impact on financial health. Proven strategies for tackling and eliminating debt, from credit cards to student loans. Practical budgeting and saving tips to prevent debt accumulation. Beyond just practical advice, "The Debt-Free Journey" delves into the emotional and psychological challenges often associated with debt, offering guidance on cultivating a positive money mindset and maintaining determination through the debt-elimination process. Whether drowning in debt or looking to avoid future financial pitfalls, this book is a beacon of hope, illuminating the path to fiscal stability. "The Debt-Free Journey" is more than just a guide—it's a commitment to a brighter, debt-free future. Join countless others on the journey to financial liberation. Let "The Debt-Free Journey: Your Roadmap to Financial Freedom" be your trusted guide, showing you the way to a life unburdened by debt and filled with financial possibilities.
Download or read book Trash Your Debt written by Arnold Fredrick and published by iUniverse. This book was released on 2005-03 with total page 99 pages. Available in PDF, EPUB and Kindle. Book excerpt: The average American carries more than $8,000 in credit card debt. If you live paycheck to paycheck, spend more than you make, are behind on your credit card payments, and suffer from too much financial stress, you're not alone. And you're not doomed. Trash Your Debt will show you how to create a better and more secure financial future for you and your family. Author Arnold Fredrick knows what it's like to struggle with money problems and feel overwhelmed by debt. He also knows you can successfully free yourself from the burden of debt just like he has. In this motivating, step-by-step guide, he shares his proven methods, tips, and tricks for: Eliminating debt Managing credit card spending Slashing unnecessary expenses Sticking to a tight budget Paying yourself before the bills Trading up your job Procrastinating when it comes to spending money Fredrick offers insights, reassuring guidance, and methodical processes for whittling down debt, setting realistic goals, and committing to a solid saving plan. Hands-on worksheets help you determine your current financial status, design a monthly budget, and compare credit card interest rates and balances. If you're feeling panicky about your financial future, let Trash Your Debt stop you from spending more than you make and teach you how to save more than you take.
Download or read book Remove That Debt written by Dan Willson and published by . This book was released on 2020-01-11 with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book will help you eliminate debt from your life using tried and tested techniques. Remove that debt allowsyou to reflect on your financial situation whilst assessing, accepting, and planning for the future.You will be able to see what is holding you back fromachieving your goals, how to manage your mind, and how to manage your money.Read this book if you are ready to take the next step and pay off your debt as quickly as possible.You may wish you'd read this sooner...
Download or read book Eliminating Debt written by Alison Lawrence and published by Independently Published. This book was released on 2023-01-17 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Eliminating Debt: Simple Rules for Managing Your Finances is the ultimate guide for those looking to take control of their finances and finally put an end to the anxiety and stress caused by overwhelming debt. Are you tired of worrying about how to make minimum payments on all your bills? Are you avoiding phone calls and mail because you fear it's from debt collectors? Are you feeling hopeless about your financial future? If so, you're not alone. Many people struggle with debt and it can take a toll on your physical and mental health, as well as your relationships, career, and future prospects. But it doesn't have to be that way. In this book, author provides an easy-to-follow guide on how to fix your finances and pay off your debt. You'll discover the harmful mindsets that keep you stuck in a vicious debt cycle, and learn how to break no. You'll learn the simple tricks to increase your cash flow, the #1 thing you must do before paying off debt, and the proven strategies recommended by personal finance experts to significantly reduce your debt every month. You'll also learn when it's appropriate to borrow again, and much more. You may be skeptical, but it's important to remember that it's never too late to start working towards financial personal. Even if you have a low income, a family to support, or don't know where to start, it's possible to fix your finances and put an end to debt-related anxiety and stress. By taking the first step today, you'll be one paid bill closer to and one deep breath closer to a life without financial burdens. If you're ready to take control of your finances and eliminate debt for good, scroll up and click the "Add to Cart" button now.
