Download or read book Do It Yourself Credit Repair Boost Your Credit Score in Just 60 Days written by Jackie Overstreet and published by . This book was released on 2018-10-19 with total page 138 pages. Available in PDF, EPUB and Kindle. Book excerpt: Everyone deserves a fresh start. With this book you

Download or read book Credit Repair Simplified written by Andrew Ojeisekhoba and published by CreateSpace. This book was released on 2014-02-02 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you know your credit score? Have you pulled your credit report recently?Are you ready to apply for a home loan? Do you know what to do if your identity is stolen? In Credit Repair Simplified: A Practical Guide on How to Significantly Improve Your Credit Scores in 30-60 Days Andrew Ojeisekhoba takes the consumer step by step through the process of repairing, improving, and maintaining an excellent credit score. The veteran mortgage professional offers practical and sound advice that has lasting impact for your family and future generations. This straight to the point book will empower you to quickly improve your credit scores and establish wise financial decision making habits. Inside you will learn:• How to improve your credit scores in 4 simple steps• How to obtain and update your credit report• How to write a dispute letter• How to Opt Out• How to budget and maintain an excellent credit rating• How to apply for a mortgage loan• How to reduce your risk of identity theft• What to do if you are a victim of identity theft• How to choose a credit repair company

Download or read book Credits Repair Secret Strategies to Get a Good Credit Score and Erase the Bad Debt with Exclusive Strategies for Sure Success written by Mark Azis and published by Fortugno. This book was released on 2021-03-20 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you want to know everything about credit scores? Are you interested in learning how to improve your credit score and repair your credit? If yes, this is the right book for you! We all want to have a good credit rating because we understand that this makes access to credit easy and affordable. A bad credit score may also result in problems in terms of securing any credit. For instance, you may encounter problems when renting a property, paying deposits on your phone lines and other utilities, or getting store financing. As such, it is necessary to pay attention to your rating. What happens when your efforts don't bear the needed result in boosting your credit rating? Credit repair might be the best solution for you. In any case, why should you pay more when you shouldn't? This book will walk you through the process of repairing your credit to ensure all negative items are removed from your credit report forever. You will also find proven steps and strategies to save money and get yourself in better financial shape. This book covers: - Credit score? What is it about? - Why is it so important to have a good credit score? - Commitment, discipline, and the right mindset will make the difference! - How to quickly rebuild your credit and increase your score in no time - steps you can take to improve your credit score by 100+ in 30-60 days - How to increase your credit limit - How to improve your credit score after closing and bankruptcy - Should I use a credit repair company? (beware of credit repair scams)! ...and much more! Let's live a financially stable and happy life by saving money, getting your credit in good shape, and eliminating debt.

Download or read book Credit Repair written by Lecturer School of Media & Communications Richard Stanton, (Vi and published by CreateSpace. This book was released on 2015-09-13 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: Your Ultimate Credit Repair Manual The secrets to keeping your credit score on top! Not Happy With Your Credit Score? Believe it our not but your credit score has an impact in every aspect of your life. Your credit score can determine whether or not you will be able to obtain a mortgage, car loan, job or even a damn cell phone. This score can play a major role in the financial future you have therefore you need to keep it clean and high as possible. Understanding how to improve your credit score and removing any negative items on your credit report is vital for your life if your credit score is bad! You will learn how to take control of your personal credit and restore excellent credit today. The Credit Repair book simplifies how to check for errors that can lead to a low credit score. It will answer what to do if the credit bureaus refuse to remove any inaccurate and questionable information on your credit report. This Book Will Show You How To. . . Get and Interpret Your Credit Reports Understand How the Credit System Truly Works Win The Dispute Process: What You Need To Know Apply Effective Strategies For Repairing Your Credit Learn The Best Way To Pay Off All Debts Say good-bye to the expensive credit repair services and simply do it yourself! You can create a very reputable credit record without having to spend too much money on these services that you can learn to do on your own! So what are you waiting for? Purchase your own copy today and experience freedom with friends and family like never before!

Download or read book Boost Your Credit Score In 30 Days Credit Repair Blueprint written by Dana Robinson and published by Lulu.com. This book was released on 2020-02 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn how to increase your credit score in 30 days. Includes credit repair secrets that work and proven dispute letters. 10+ Bonus Reports & Tips To Speed Up Your Credit Repair.

Download or read book High Credit Score Secrets The Smart Raise And Repair Guide to Excellent Credit written by Thomas Herold and published by Independently Published. This book was released on 2019-11-26 with total page 299 pages. Available in PDF, EPUB and Kindle. Book excerpt: Poor Credit Score Could Cost You Hundreds of Thousands of Dollars! Increasing your score from 'fair' to 'good' saves you an average of $86,200* over a lifetime. Image what you could do with that money. Did you know that 82% of financial problems are due to a lack of credit card knowledge? With over 75 million people in the United States in need of credit improvement or repair, one of the largest issues is the lack of credit know-how. A good credit score is essential if you want to enjoy financial freedom. Learn How to Use Credit Cards to Build Good Credit Good credit doesn't happen overnight. Discover the most effective strategies to boost your credit score from as low as 450 points to over 810. Understand the tactics to build excellent credit for yourself and how to guard that good score for a lifetime. Improve Your Credit Score in 45-60 Days or Less This practical credit compendium reveals over 50 ways you can instantly boost your credit rating. Understand the exact mathematical algorithm that all 3 major credit bureaus use to calculate your credit score. Learn what actions you can take to improve your credit score and what behavior will demote it. High Credit Score Secrets Reveals: * How to get free credit reports and monitoring services * Quick solutions to the most common credit problems * Best credit practice based on age and profession * What credit cards to use based on your financial needs * Understand exactly what credit agencies are looking for * Most effective ways to build and improve your credit score * Step-by-step process to settling your debts * Best identity theft protection and monitoring services Includes simple and easy to follow instructions on how to handle credit bureaus if they refuse to remove inaccurate, unverifiable and questionable information. What you need to know about the recent consumer-friendly reforms in lending, credit score calculation, and credit bureau behavior. You Are in Good Hands with Thomas Herold Thomas Herold is the author of over 35 financial books. He published the 'Herold Financial IQ Series', which explains over 1000 financial terms in 16 editions. He is an expert in the financial world and understands how to educate and teach in simple and easy ways. Smart Do It Yourself Credit Repair Learn the exact methods that the credit bureaus don't want you to know. Apply the simple step-by-step process the experts use to delete all derogatory items from your credit reports. Bankruptcies, late payments, repossession, collections, judgments, liens, etc. Imagine being pre-qualified for your dream home, the car you always wanted, the lowest interest on any loan, and credit cards with zero interest rates over long periods of time. Don't let bad credit hold you back from achieving financial freedom. Your credit score not only influences all your future choices, but it also can save you thousands of dollars. In today's financial driven world it is the most critical decision to keep educating yourself. You Deserve to Have Good Credit Don't be afraid to step up and get a handle on your credit score and report. It's not rocket science and you have the right to know how you can get good credit and keep it. Start raising your credit score - get your paperback copy now or choose the Kindle edition.

Download or read book Credit Repair written by Robert C. Hawthorn and published by Createspace Independent Publishing Platform. This book was released on 2016-11-01 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you looking to build new credit? Perhaps you wish to rebuild your credit? Maybe, you want better scores because you have heard how important they are? Have you visited online websites and read the promises about increasing your credit scores in a matter of 30 days or even 90 days, only to find out that nothing you did work? Plenty of sites complete with testimonials perpetuate a magical, secret outlook when it comes to your credit scores, but are unable to deliver. This book about credit repair is not offering you magic. It is offering you a dose of reality, with some personal experiences and true stories thrown in. The true stories are all personally verified. This type of information is better than articles on news websites or testimonials on random websites. However, these true stories are also less important to the overall meaning of the contents. You are about to embark on a journey to build better credit and gain higher scores. You are asked to put effort and time into this journey towards a better financial appearance. It is the time and effort that will matter versus any magic secret someone else purports to have. You will learn: The types of credit What the FICO score means Information about the credit bureaus 20 strategies for gaining better scores and a better credit history If those four points are not enough, you are also going to discover: 1.Why you need time to build your scores 2.The key points to every strategy The one thing you are promised-you are not going to be given guarantees. You are not being told that you will gain 100 new points on your credit score. Instead, you will use these methods to clear up old information, build a better history, and in doing so raise your credit score for a better financial appearance on paper. When you go for a new credit, you will have a healthier creditworthiness that ensures competitive interest rates."

Download or read book 5 Simple Steps to Easy Credit Repair the Simple to Understand Credit Book and Guide written by Jeremy Maher and published by . This book was released on 2015-09-24 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: Our 5 step credit guide gives you the exact process to repair your credit without the technical mumbo jumbo. This credit manual was created with over 10,000 hours of first-hand credit repair experience and knowledge to make the process fast and easy for you. This book is the no-frills, to-the-point guide to credit repair. Rather than reading an elaborate encyclopedia, these simple steps were created so you can repair your credit quickly, get on with your life and enjoy the benefits! You'll be able to read this entire credit book thoroughly in just one sitting and send out your first disputes! Each of the credit improvement techniques outlined in this course is independently powerful. We have seen credit scores jump 40, 60 or even 100 points from easily implementing just one of the steps. As you know, your credit score is not only a 3-digit number; it is your financial reputation and financial future. You will learn how to raise your 3-digit credit score in order to improve your financial lifestyle, leading to the bright future you deserve. Here is a testimonial for our training from a renowned journalist: "It has been the only product I have seen, used and reviewed that I can recommend. Not only do you get ten times the information you'd expect, it's all easy to understand and follow." Becky Blanton Journalist, Author and TED Global Speaker Many Americans do not realize there is a consumer law called the Fair Credit Reporting Act that protects us and allows us to DELETE items from our credit reports. An official study found that 7 OUT OF 10 AMERICANS have INCORRECT information on their credit report that is PREVENTING them from getting approved. So there are probably things in your credit report that ARE NOT YOUR FAULT that are still costing you money. Kind of scary right? This 5 Step Guide to Easy Credit Repair book will show you how to remove bad items from your credit report AND build up new accounts to boost your credit score.

Download or read book Credit Repair Secrets written by Dylan Palmer and published by Independently Published. This book was released on 2021-04-23 with total page 82 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bad credit. Many of us struggle with this, yet very few now how to fix it. The negative effects of not having your credit in top shape can be widespread. From not being able to take out a mortgage, to being rejected from jobs. What if there was a way to fix it from the ground up? And what if I told you it could be done in just 28 days? This book contains the best kept secrets that the banks don't want you to know about. It's your fix-all key to the illusive credit score puzzle that alludes many. Inside you will learn all of the best methods to fix your bad credit score. Maybe it's been bothering you for a while. You're stuck in a financial rut and are looking for a way out. However, nothing you seem to do works and every day you drift further and further into financial distress. This book is your definitive guide to finally digging yourself out of that hole and achieving the finances you've always dreamed of. Inside we cover: ● A thorough explanation of all things credit score and why you shouldn't listen to the banks and credit repair companies ● How credit score comes into play when doing things such as buying houses and getting jobs ● How do develop the right mindset for nurturing a great credit score ● A run-down of all the factors letting your credit score down and how to fix them ● Tried-and-tested tips to removing bad credit history ● The proven way to improve your credit score in just 30 days ● And much, much more Because everyone deserves the benefits that come from having good credit. No one should be rejected from a house or a job just because of their bad financial past. This book aims to bridge the gap between a poor financial past and a bright future of wealth and abundance. You will finish this guide with a new found grasp on how to take your credit score to the next level and finally dig yourself out of financial ruin. Grab a copy today and begin supercharging your credit score in less than a month!

Download or read book Credit Repair 101 written by Mike Tiller and published by . This book was released on 2020-10-29 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover How to Overcome Credit Card Debt Forever and Delete Bad Credit in 30 days. Tired of paying high-interest rates on loans due to poor credit score? Would you like to know more about financial freedom and how you can achieve and maintain it? If you answered yes, read on! Picture this: You hear your phone ring. You check to see who is calling but you notice it is an unknown number, so you let it go into voicemail. A few minutes later, you check the person's message only to find out that it is another bill collector. Then you block the number, not because you do not want to talk to the collector, but because you want to pay your bills and you don't have the money to pay all your credit cards. This is a story many people around the world can relate to. Some have withdrawn or used too many credit cards and are now struggling to make minimum payments. It is not that they do not want to make the payments, but they just cannot pay them. If this story sounds familiar, Credit Repair 101 is a book to read! This book will help you pay off your credit card debt and teach you how to attain financial freedom. It will guide you to find federal laws and loopholes that will help you get rid of your credit card debt. During reading this book, you will learn the steps you can take to improve your credit without having to struggle for years. In the end, you get the financial freedom you deserve. Also, this precious freedom will be yours to keep for the rest of your life. You will learn how to really determine if you have bad credit when to worry, and the many reasons why you can be entangled in bad credit. With Credit Repair 101, these goals will be achieved! You will learn: - What bad credit is and how can you start having the right mindset - How to easily pay off your credit card debt - About federal laws that focus on credit cards. - Secrets of credit bureaus. - Tip to Help You Eliminate All the Negative Information On Your Credit Report - How to get your credit score where you want it - 100% legal and proven method to improve awfully bad credit to EXCELLENT This book will also help you with the dispute letters by giving you several tips to help you create the best letter possible. Finally, you will learn more about financial freedom and how you can achieve and maintain that freedom!

Download or read book ADVANCED CREDIT REPAIR SECRETS REVEALED written by Marsha Graham and published by Marsha Graham. This book was released on 2015-04-08 with total page 223 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you have a low credit score? Have you ever been denied credit? Is it time to get your financial life back on track without paying a credit repair expert hundreds (or even thousands) of dollars? If this sounds like you, then Advanced Credit Repair Secrets Revealed: The Definitive Guide to Repair And Build Your Credit Fast could be just what you’re looking for! With this helpful guide, you’ll get what you’ve always wanted: GOOD CREDIT! This exciting and concise book give you only the information you really need to start repairing and building your credit – fast! This book is a carefully prepared step by step strategy to improve your credit score in a remarkably short time span. Each step is geared at getting you closer to your financial dream be it removing all negative items from your credit report or increasing your credit score. It is a book that is well researched and professionally written to help you with your credit. Once you read this book to the end, you will never be the same again. Now, let me ask you a personal question. Would you like to buy your dream home or the new hot car you’ve always wanted? Is bad credit holding you back from getting what you want? If so - do something about it right now! When you download Advanced Credit Repair Secrets Revealed: The Definitive Guide to Repair And Build Your Credit Fast, you’ll discover some of the fastest ways to improve your credit – MONEY BACK GUARANTEED! What can this book do for you? How can you use this guide to repair your credit? Advanced Credit Repair Secrets Revealed: The Definitive Guide To Repair And Build Your Credit Fast reveals the most closely-guarded secrets the experts use to remove countless negative items from credit reports. You could improve your credit score dramatically in less than 30 days! You’ll learn how to easily raise your credit score You’ll learn how to remove all negative items from your credit report: Late Payments Charge-Off Items Collection Items Bankruptcies Student Loan Defaults Judgments Repossessions and many more! You’ll also discover many important credit skills and tips: Get a FREE credit report every 7 days Establishing good credit in 30 days or less Keep divorce from destroying your credit Uncover the steps towards homeownership Protect yourself from fraud and identity theft Know if your identity has been compromised, and what to do next What if you qualified for credit cards at zero percent interest rates for 15 or even 18 months? Can you imagine purchasing a car at zero percent and zero down? Wouldn’t you like to book your dream trip with reward points from your new credit card? Act Now - Good credit can get you the lifestyle of your dreams! Improving your credit can possibly help you to: Purchasing a new home or renting an apartment Buy a car Start a business Save money on interest Get a lower insurance rate Get a cell phone Stop paying cash for everything Get a job start a relationship Imagine having the ability to know you are pre-qualified for just about anything your heart desire: the most attractive credit offers, your dream car or house. ACT NOW! Start reading now! Take the first step to securing your financial freedom

Download or read book Credit Repair written by Ruben Hanson and published by Independently Published. This book was released on 2020-01-03 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you ever suffered a disgraceful rejection at the point of securing a mortgage or business loan because your credit score was just too low?Are you looking to purchase a beautiful apartment somewhere but the landlord or landlady won't just consider you because you have a bad credit history?Or you are finding it difficult to offset your debts because of the high-interest rates? You already know what the problem is - your low credit score! But you don't know how to go about boosting your credit score from a low to excellent figure? You are in the right place. Purchase CREDIT REPAIR: RAISING YOUR CREDIT SCORE TO 720+ to find all the solutions you seek. No doubt, a low credit score could mess up with your life and block your chances to greater privileges. It could immerse you in tons of debts and cut-throat interest rates that would not only frustrate you but also leave you grounded. As if that's not enough, a bad credit score could stop you from securing the job of your dreams. The harms are endless, but there is only one way out, and that is to boost your credit score to at least 720. This is exactly what this book helps you achieve within a short period of time. As you read through, you will discover: All the secrets about credit and credit score; How to correctly read your credit score; All you need to know about your credit utilization; How to effectively manage your debts and credits; All the strategies you need to achieve a 720+ credit score within a short time; When and how to file bankruptcy; How to remove judgment and liens from your report; How to properly dispute negative information on your credit report; The tricks and tips that credit bureaus and credit repair companies do not want you to know; And many other vital techniques you should know. Find out for yourself how you can change your life using an excellent credit score. Download CREDIT REPAIR: RAISING YOUR CREDIT SCORE TO 720+ now! You have most probably heard a lot about credit score from credit repair companies and individuals who make you believe that credit repair is some rocket science and that you would need their services to fix your credit. The question is if they can fix your credit, why can't you? Allow me disabuse your mind: credit repair is as simple as ABC, literally! With the right techniques and strategies, you can work your way through credit repair and boost your credit score to at least 720 all by yourself! This book is written to address all the basic and problem areas involved in credit repair. It guides you through the stages involved, one step at a time. It is your responsibility to take the right decision to boost your credit score and increase your competitiveness in the finance world. You do not always have to be at the mercy of employers, loan firms, insurance companies, utility firms and all. You have all the strategies packaged in this book. Buy CREDIT REPAIR: RAISING YOUR CREDIT SCORE TO 720+ now!

Download or read book Credit Repair Kit For Dummies written by Melyssa Barrett and published by John Wiley & Sons. This book was released on 2021-01-07 with total page 487 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sensible ways to manage and repair your credit Need a credit makeover? You’re not alone: in the U.S., outstanding credit card and other types of revolving debt have jumped over 20% in the past decade, and millions of Americans are struggling with one or more credit-related issues. Whether you’re just working on improving your score or need some sound advice on how to make debt a thing of the past, the latest edition of Credit Repair Kit for Dummies is packed with reliable information for escaping the quicksand and taking the concrete steps needed to build up a solid score. There are many reasons why you might have a subpar credit score—mortgage and auto debt, student loans, impacts of disasters such as COVID-19, and even identity theft. This book covers these scenarios and more, helping you identify the reasons behind a lower score and providing you with straightforward, proven techniques for managing it back to where you want it to be. Also included are sample credit reports, forms, templates, and other helpful online tools to use to whip your score into decent shape. Add information to your report to beef-up a low score Avoid, reduce, and get rid of mortgage, credit card, student loan, and auto debt Keep a good credit score during a period of unemployment Fight back against identity theft A good credit score is always a great thing to have. This book shows you how to put even the worst credit situations behind you and make a poor score just a bad—and distant—memory.

Download or read book Credit Repair written by Charles Peterson and published by . This book was released on 2018-03-02 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn proven steps and strategies on how to thoroughly purge out negativity from your credit report Today only, get this bestseller for a special price. Read on your PC, Mac, smart phone, or tablet device. Taking care of your credit issue is less demanding when you know the reason for the problem. There are a few procedures to fix precise negative data — like an accumulated obligation you candidly owe. Just sit back and fully grasp how you can take control over your credit report! Here Is A Preview Of What You'll Read... What Is Credit Repair? The Truth About Credit Repair Improving Your Credit Score Credit Bureau Dispute Advance Balances And much, much more! Download your copy today! Take action today and download this book now at a special price!

Download or read book How to Boost Your Credit Score 100 Points in 30 Days Without Credit Repair written by Brian Diez and published by Createspace Independent Publishing Platform. This book was released on 2016-09-01 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: Did you know that you could have credit scores in the low 600's even if you never missed a bill payment in your life? That's because your payment history is only 35% of your credit score. "How to Boost You Credit score 100+ Points Without Credit Repair" will show credit industry secrets for maximizing the other 65%. The best part is you will see real results in just 30 days.

Download or read book Secrets to Repairing Your Credit Score written by Henry Renner and published by . This book was released on 2020-10-10 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: Would you like to know how to max your credit scores the right way? If, yes, then permit me to share this with you... There's absolutely nothing a credit repair service can do for you that you can't do for yourself, at little or no cost. Yes, nothing! And that includes deleting wrong information. And you will agree with me that hiring a credit repair company can be a bit expensive, ranging from hundreds to thousands of dollars. You see, on April 1, 1997, the Credit Repair Organizations Act came into effect in response to the proliferation of credit repair scams. In effect, the act ensures that companies offering credit repair services: Do not take consumers' money until they've fully delivered the service promised. Provide their clients with a written contract that outlines the services to be provided including the terms and conditions of payment. The act allows consumers three days to withdraw from the contract. Are not allowed to suggest or ask that the client misleads credit reporting companies about their accounts or change your identity in order to alter one's credit history. Cannot consciously make false or deceptive claims with regards to their services that they are offering or are capable of offering. Cannot demand that you append your signature to any document that states that you are forfeiting your rights under the Credit Repair Organization Act. The truth is, there is no quick fix for your credit. Negative, but accurate information will stay for 7-10 years on your credit report. But then, there are some steps that you can take to polish and set up a more positive credit history and boost your credit scores. It is also important to note that a bad credit affects you now, and in the years to come. A bad credit score has a negative impact on everything ranging from hire purchasing to obtaining a mortgage. And so, the importance of a good credit cannot be overstated. Factors that contribute to bad credit ratings include; missed payments from mortgages, loans, credit card payments, etc. Basically, a bad credit rating may arise from an inability to make timely payments on any money that you've borrowed from building societies, banks, or creditors. But just consider for a moment, if you were in the prime ratings, you would do anything and everything to not drop any points, whatsoever. And then, there's practically no way to know how many points you would lose for missing out on payments, and you would totally be in the dark about what is happening. And that's why I've put this little guide together - to help you improve your credit scores. Would you like to get started? Then get a copy of this guide and you're good to go!

Download or read book Mastering Credit written by Adidas Wilson and published by Adidas Wilson . This book was released on with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt: Society relies heavily on credit for most financial decisions. Today, good credit is not just important for getting a loan or a credit card. Many businesses have to check your credit before deciding whether or not they will extend their products and services to you. Mortgage lenders need to be sure that you will pay your mortgage responsibly before they can finance you. Without good credit, the mortgage lender concludes that giving you a loan is risky for them. If they still approve, regardless of your poor credit, they will charge you a very high interest rate. Bad credit will see you pay a higher mortgage amount or worse, your mortgage application will be declined. Just because you are not currently interested in buying a house does not mean that your credit does not matter. Landlords will, in most cases, consult your credit before renting you a house or apartment. Your lease is considered a loan. You require a loan to purchase a car unless you have the full amount at hand. Your credit score affects the loan amount and interest rate and whether or not you will be given the loan in the first place. With excellent credit, you will qualify for a higher loan amount and the interest rate will be lower. A poor credit score translates to limited options. Not many lenders will be ready to finance you and the few that will be willing might charge a very high interest rate. Table of Contents Preface Introduction Ch. 1 – Credit Reports Ch. 2 - How to Build Credit Ch. 3 – Details Matter Ch. 4 - FICO Credit Score Ch. 5 - What Is A Good Credit Score? Ch. 6 - How to Raise Your Credit Scores Ch. 7 - Equifax, TransUnion, and Experian Ch. 8 - Consumer Credit Report Ch. 9 - Free Credit Score or Report Ch. 10 - How Credit Cards Impact Your Credit Score Ch. 11 - Mistakes to Avoid When Disputing Credit Report Errors Ch. 12 - How to Remove A Charge-Off Ch. 13 - How to Remove Late Payments Ch. 14 - How to Remove Collections Ch. 15 - How to Remove A Foreclosure from Your Credit Report Ch. 16 - How to Remove A Bankruptcy Ch. 17 - How to Remove A Repossession from Your Credit Report Ch. 18 - Removing A Judgment Ch. 19 – How to Remove A Tax Lien from Your Credit Report Ch. 20 – How to Remove Credit Inquiries from Your Credit Report Ch. 21 - Sample Credit Dispute Letter Ch. 22 - Cease and Desist Letter for Debt Collectors Ch. 23 - Sample Debt Validation Letter Ch. 24 - How to Deal with Debt Collection Agencies Ch. 25 - ChexSystems Ch. 26 - How to Request Debt Validation from Debt Collectors Ch. 27 - Statute of Limitations on Debt Collection Ch. 28 - The Fair Debt Collection Practices Act Ch. 29 - Authorized User Ch. 30 - Credit Card Piggybacking Ch. 31 - Before and After Bankruptcy Conclusion