Download or read book Destroy Your Student Loan Debt written by Anthony ONeal and published by . This book was released on 2020-04-07 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: You don't have to spend decades paying off your student loans! You can destroy your debt fast and live a life of freedom. You've been lied to: there's no such thing as good debt. Debt sucks. Period. And that includes student loan debt. No matter what you believed--or were told--when you took out your loans, you need to get serious about getting rid of your debt fast, because it's costing you more than you know. That's why bestselling author Anthony ONeal wrote this motivating 64-page Quick Read--to show you why you need to dump your debt fast and how to do it. If you have student loan debt and have never heard of Ramsey Solutions or the 7 Baby Steps, this 64-page Quick Read is for you. Anthony will walk you step-by-step through Baby Steps 1 and 2 to show you how to dump your debt forever. You'll learn: The ugly truth about how debt hurts you The importance of an emergency fund and how to budget (Baby Step 1) The power of the debt snowball (Baby Step 2) Exactly what to do to pay off your student loans faster How to control your money so it doesn't control you You'll also hear stories from real people about how they paid off their debt fast You don't need relief from your debt, you need to get mad at it. Because the truth is, when you get mad enough, you can pay off your loans faster than you ever thought possible--and take control of your money, and your life, for good! Don't let anything stand in the way of your future. This plan has helped millions get out of debt and you're next. You can do this!
Download or read book Destroy Your Student Loan Debt the Step By Step Plan to Pay Off Your Student Loans Faster written by Shon Queen and published by . This book was released on 2021-11-17 with total page 31 pages. Available in PDF, EPUB and Kindle. Book excerpt: Student debt is a form of debt that is owed by an attending, formerly withdrawn, or graduated student to a lending institution, or a financial institution. The lent amount, often referred to as a student loan or the debts may be owed to the school (or the bank) if the student has dropped classes and withdrawn from the school, or if the student has graduated but is underemployed. The $1.2 Trillion student loan debt crisis is hurting the American economy. Parents and students sign for student loans unaware of the effect it can have on their financial future. This book will help you understand student loans and how to get out of debt and show you how student loans affect your credit score and how you can improve your score.
Download or read book Debt Free Degree written by Anthony ONeal and published by Ramsey Press. This book was released on 2019-10-07 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.
Download or read book Destroy Your Student Loan Debt written by Anthony ONeal and published by Ramsey Press. This book was released on 2020-04-07 with total page 51 pages. Available in PDF, EPUB and Kindle. Book excerpt: You don’t have to spend decades paying off your student loans! You can destroy your debt fast and live a life of freedom. You’ve been lied to: there’s no such thing as good debt. Debt sucks. Period. And that includes student loan debt. No matter what you believed—or were told—when you took out your loans, you need to get serious about getting rid of your debt fast, because it’s costing you more than you know. That’s why bestselling author Anthony ONeal wrote this motivating 64-page Quick Read—to show you why you need to dump your debt fast and how to do it. If you have student loan debt and have never heard of Ramsey Solutions or the 7 Baby Steps, this 64-page Quick Read is for you. Anthony will walk you step-by-step through Baby Steps 1 and 2 to show you how to dump your debt forever. You’ll learn: -The ugly truth about how debt hurts you -The importance of an emergency fund and how to budget (Baby Step 1) -The power of the debt snowball (Baby Step 2) -Exactly what to do to pay off your student loans faster -How to control your money so it doesn’t control you -You’ll also hear stories from real people about how they paid off their debt fast You don’t need relief from your debt, you need to get mad at it. Because the truth is, when you get mad enough, you can pay off your loans faster than you ever thought possible—and take control of your money, and your life, for good! Don’t let anything stand in the way of your future. This plan has helped millions get out of debt and you’re next. You can do this! (Ramsey Press)
Download or read book Debtfare States and the Poverty Industry written by Susanne Soederberg and published by Routledge. This book was released on 2014-09-19 with total page 303 pages. Available in PDF, EPUB and Kindle. Book excerpt: WINNER of the BISA IPEG Book Prize 2015 http://www.bisa-ipeg.org/ipeg-book-prize-2015-winner-announced/ Under the rubric of ‘financial inclusion’, lending to the poor –in both the global North and global South –has become a highly lucrative and rapidly expanding industry since the 1990s. A key inquiry of this book is what is ‘the financial’ in which the poor are asked to join. Instead of embracing the mainstream position that financial inclusion is a natural, inevitable and mutually beneficial arrangement, Debtfare States and the Poverty Industry suggests that the structural violence inherent to neoliberalism and credit-led accumulation have created and normalized a reality in which the working poor can no longer afford to live without expensive credit. The book further transcends economic treatments of credit and debt by revealing how the poverty industry is extricably linked to the social power of money, the paradoxes in credit-led accumulation, and ‘debtfarism’. The latter refers to rhetorical and regulatory forms of governance that mediate and facilitate the expansion of the poverty industry and the reliance of the poor on credit to augment/replace their wages. Through a historically grounded analysis, the author examines various dimensions of the poverty industry ranging from the credit card, payday loan, and student loan industries in the United States to micro-lending and low-income housing finance industries in Mexico. Providing a much-needed theorization of the politics of debt, Debtfare States and the Poverty Industry has wider implications of the increasing dependence of the poor on consumer credit across the globe, this book will be of very strong interest to students and scholars of Global Political Economy, Finance, Development Studies, Geography, Law, History, and Sociology. The Open Access version of this book, available at http://www.taylorfrancis.com/books/e/9781315761954, has been made available under a Creative Commons Attribution-Non Commercial-No Derivatives 4.0 license. https://www.youtube.com/watch?v=2lU6PHjyOzU
Download or read book Screw Student Loans written by Brian A. Cliette and published by CreateSpace. This book was released on 2015-08-03 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you a student who is worried about repaying student loans and all the debt that you have on you? Or are you a student who is thinking of taking up a student loan, but doubts how the same will be repaid? Student loans are perhaps the most-used ways used by students who cannot afford the expensive higher education expenses and overheads for most good universities. However, these loans usually leave the student in trouble if he or she doesn't get a job early after the completion of education. This book attempts to help you or anyone who is facing repayment of student loans and doesn't know what to do. Before anything, don't panic, take a deep breath and understand that there are several options that you avail. You may ask for a change in the terms of the loan, consolidate loans and ask for a refinance, in addition to several others. In addition, you may also work towards generating income and saving all that you can to make repayment easier. This book gives you hand-on tips on what you need do, how you must implement them and how they will help you become debt-free.
Download or read book The Student Loan Scam written by Alan Collinge and published by Beacon Press. This book was released on 2009-02-01 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Student Loan Scam is an exposé of the predatory nature of the $85-billion student loan industry. In this in-depth exploration, Collinge argues that student loans have become the most profitable, uncompetitive, and oppressive type of debt in American history. This has occurred in large part due to federal legislation passed since the mid-1990s that removed standard consumer protections from student loans-and allowed for massive penalties and draconian wealth-extraction mechanisms to collect this inflated debt. High school graduates can no longer put themselves through college for a few thousand dollars in loan debt. Today, the average undergraduate borrower leaves school with more than $20,000 in student loans, and for graduate students the average is a whopping $42,000. For the past twenty years, college tuition has increased at more than double the rate of inflation, with the cost largely shifting to student debt. Collinge covers the history of student loans, the rise of Sallie Mae, and how universities have profited at the expense of students. The book includes candid and compelling stories from people across the country about how both nonprofit and for-profit student loan companies, aided by poor legislation, have shattered their lives-and livelihoods. With nearly 5 million defaulted loans, this crisis is growing to epic proportions. The Student Loan Scam takes an unflinching look at this unprecedented and pressing problem, while exposing the powerful organizations and individuals who caused it to happen. Ultimately, Collinge argues for the return of standard consumer protections for student loans, among other pragmatic solutions, in this clarion call for social action.
Download or read book Student Debt written by Avery Elizabeth Hurt and published by Greenhaven Publishing LLC. This book was released on 2019-12-15 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt: As of 2019, Americans owed over 1.56 trillion dollars in student loan debt, and 69 percent of college students who graduated in 2018 had to take out student loans. Student debt has increased significantly over the past twenty years, but what factors have brought this about? Are students to blame for making irresponsible financial decisions, or is the price of education rising disproportionately to average income? How do variables like class and race impact student debt? What impact do these debts have on individuals and the economy? This volume examines the nature of America's student debt crisis and explores possible solutions.
Download or read book Leverage written by Karl Denninger and published by John Wiley & Sons. This book was released on 2017-12-04 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: How the wealthy and powerful abuse finance to skim immense profits Debasement of the dollar as a result of ill-use of leverage is destroying the global economy, and in Leverage, well known market commentator Karl Denninger follows the path of money throughout history to prove that currencies are debased when moneyed and powerful interests pull the levers of government and policy to enrich themselves at the expense of the masses. The result is ugly: the value of everything—including gold—falls, and even personal safety is at risk in a world where there is limited money even for essentials like food and fuel. History is littered with the collapse of monetary and economic systems from Rome to Germany to Zimbabwe. Presents an inside look at how moneyed and powerful interests debase the dollar through the willful and intentional failure to honestly represent short and long-term mathematical truths that underlie all economic systems Shows how, if imbalances are not corrected, financial crises will reoccur again and again Authored by Karl Denninger, who has been running the popular website The Market Ticker since 2007
Download or read book The Graduate Survival Guide written by Anthony Oneal and published by . This book was released on 2017-04-03 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Game of Loans written by Beth Akers and published by Princeton University Press. This book was released on 2018-05-29 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why fears about a looming student loan crisis are unfounded—and how they obscure what's really wrong with student lending College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced—and how the popular myth of a looming crisis has obscured the real problems facing student lending in America. Bringing needed clarity to an issue that concerns all of us, Beth Akers and Matthew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don’t finish college—the riskiest segment of borrowers—and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending.
Download or read book Debt Free Degree written by Anthony Oneal and published by . This book was released on 2019 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: "What every parent needs to know in order to pay cash for college. Most people believe that student loans are the only way to pay for college. That's why we have a $1.5 trillion student loan crisis in the US and over 40 million Americans are saddled with student loan debt. But there is another way. Debt Free Degree teaches parents how their kid can graduate from college without debt, even if they haven't saved for it. It also shows parents how to prepare their child for college, covering topics like what classes to take in high school, when to start testing, how to do college visits, and how to choose a major. Every parent wants the best for their child. Graduating from college without debt is not only possible-it positions both parents and students to win with money for life"--
Download or read book Take Control of Your Student Loan Debt written by Robin Leonard and published by NOLO. This book was released on 2001 with total page 400 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides sample forms and letters and step-by-step instructions for finding and negotiating the best student loan repayment plan, postponing payments, avoiding or getting out of default, and dealing with private school loans,
Download or read book 100 Ways to Get Rid of Your Student Loans Without Paying Them written by SALT and published by eBookIt.com. This book was released on 2015-07-31 with total page 138 pages. Available in PDF, EPUB and Kindle. Book excerpt: A number of programs exist that may forgive, discharge, or pay for all or a portion of your federal student loans. However, finding the ones that could work for you can be dizzying and confusing—especially if you have to do it out all on your own. That's why SALT created the 2015 edition of our loan forgiveness eBook, "100+ Ways To Get Rid Of Your Student Loans (Without Paying Them)." This easy-to-navigate eBook collects all of the discharge and forgiveness options you're looking for in one place. We haven't found another resource like it (and we should know—we've worked in student loans for more than 50 years). So, dig in to get the details on: * Federal programs like Public Service Loan Forgiveness and Teacher Loan Forgiveness. * State-by-state programs that could eliminate all of a portion of your student loans. * The next steps to take advantage of any of these options. Download your copy for free and learn more about how SALT helps young people borrow less, borrow smart, and repay their loans at saltmoney.org.
Download or read book Landlord Away Your Student Loan Debt written by Michael O'Dell and published by Createspace Independent Publishing Platform. This book was released on 2016-04-15 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Easy to read and hard to put down! Interesting and informative!" Get someone else to pay for your education. Landlord Away Your Student Loan Debt chronicles the path I took which made every student loan payment for me and put a few bucks in my pocket to boot. My strategy was simple: Pay off student loan debt with real estate. I have never made a student loan payment with my own money. I'm sorry to say I don't have any gimmicky system to sell you. If you read this book, you will be equipped to start your journey toward financial freedom. You will be given advice, Internet search criteria, and suggested readings throughout this text. You will also be able to experience several pitfalls that plagued me while I established myself in the landlord business. I neutralized over $200,000.00 of student loan debt without using any of my own money! I turned paying my student loans into a game and I smile every month when the money is drafted out of an account that I didn't fund (my tenants funded it for me). This book features lots of advice from a seasoned landlord, web searches for useful information, a primer on student loan repayment, and a great story. A lot of effort has gone into making this book an "easy read." I purposefully left out as much business, landlording, and real estate jargon as possible. The approach taken assumes that the reader is not a seasoned landlord, or an expert regarding student loans.
Download or read book The Millennial Money Fix written by Douglas Boneparth and published by Red Wheel/Weiser. This book was released on 2017-08-21 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: The world today comes with a list of challenges. Figuring out how to get your feet planted and get your finances on track should be easier, but we’re not always prepared with the best information despite the best education. Enter The Millennial Money Fix, a candid guide to understand how to handle your money with the obstacles of today. This book will get you through each step including: Identifying honest and realistic goals. Selecting and paying for a college or graduate program. Mastering cash flow to jumpstart your life. Navigating the job landscape to do what you love. Planning for marriage, babies, and all that gushy stuff. Redefining retirement as your ability to do what you want.
Download or read book Money Magic written by Laurence Kotlikoff and published by Little, Brown Spark. This book was released on 2022-01-04 with total page 283 pages. Available in PDF, EPUB and Kindle. Book excerpt: Increase your spending power, enhance your standard of living, and achieve financial independence with this “must-read” guide to money management (Jane Bryant Quinn). Laurence Kotlikoff, one of our nation’s premier personal finance experts and coauthor of the New York Times bestseller Get What’s Yours: The Secrets to Maxing Out Your Social Security, harnesses the power of economics and advanced computation to deliver a host of spellbinding but simple money magic tricks that will transform your financial future.Each trick shares a basic ingredient for financial savvy based on economic common sense, not Wall Street snake oil. Money Magic offers a clear path to a richer, happier, and safer financial life. Whether you’re making education, career, marriage, lifestyle, housing, investment, retirement, or Social Security decisions, Kotlikoff provides a clear framework for readers of all ages and income levels to learn tricks like: How to choose a career to maximize your lifetime earnings (hint: you may want to consider picking up a plunger instead of a stethoscope). How to buy a superior education on the cheap and graduate debt-free. Why it’s smarter to cash out your IRA to pay off your mortgage. Why delaying retirement for two years can reap dividends and how to lower your average lifetime tax bracket. Money Magic’s most powerful act is transforming your financial thinking, explaining not just what to do, but why to do it. Get ready to discover the economics approach to financial planning—the fruit of a century’s worth of research by thousands of cloistered economic wizards whose now-accessible collective findings turn conventional financial advice on its head. Kotlikoff uses his soft heart, hard nose, dry wit, and flashing wand to cast a powerful spell, leaving you eager to accomplish what you formerly dreaded: financial planning.
