Download or read book DeFi and the Future of Finance written by Campbell R. Harvey and published by John Wiley & Sons. This book was released on 2021-08-24 with total page 217 pages. Available in PDF, EPUB and Kindle. Book excerpt: During the Global Financial Crisis in 2008, our financial infrastructure failed. Governments bailed out the very institutions that let the economy down. This episode spurred a serious rethink of our financial system. Does it make any sense that it takes two days to settle a stock transaction? Why do retailers, operating on razor thin margins, have to pay 3% for every customer credit card swipe? Why does it take two days to transfer money from a bank account to a brokerage—or any other company? Why are savings rates miniscule or negative? Why is it so difficult for entrepreneurs to get financing at traditional banks? In DeFi and the Future of Finance, Campbell R. Harvey, Ashwin Ramachandran and Joey Santoro, introduce the new world of Decentralized Finance. The book argues that the current financial landscape is ripe for disruption and we are seeing, in real time, the reinvention of finance. The authors provide the reader with a clear assessment of the problems with the current financial system and how DeFi solves many of these problems. The essence of DeFi is that we interact with peers—there is no brick and mortar and all of the associated costs. Savings and lending are reinvented. Trading takes place with algorithms far removed from traditional brokerages. The book conducts a deep dive on some of the most innovative protocols such as Uniswap and Compound. Many of the companies featured in the book you might not have heard of—however, you will in the future. As with any new technology, there are a myriad of risks and the authors carefully catalogue these risks and assess which ones can be successfully mitigated. Ideally suited for people working in any part of the finance industry as well as financial policy makers, DeFi and the Future of Finance gives readers a vision of the future. The world of finance will fundamentally be changed over the coming decade. The book enables you to become part of the disruption – not the target of the disruption.

Download or read book How to DeFi Beginner written by Darren Lau and published by CoinGecko. This book was released on 2021-07-01 with total page 229 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This book details the new economies created by a generation of bankless pioneers. It's the best introduction you could ask for." - Mariano Conti, Head of Smart Contracts at Maker Foundation "If I didn't know anything about DeFi and needed to learn from scratch, this book is where I'd start." - Felix Feng, CEO of TokenSets “This book makes it easy for beginners to get started with DeFi.” - Hugh Karp, CEO of Nexus Mutual How to DeFi: Beginner, Second Edition, is the 2021 updated version of How to DeFi (March 2020). DeFi is an ecosystem of decentralized applications that provide financial services built on top of distributed networks with no governing authority. By April 2021, DeFi applications have locked up over $86 billion worth of cryptocurrencies in smart contracts. DeFi is expected to grow further in the coming years and is a key component in fulfilling Ethereum’s lofty vision and ambition. You will learn about the various elements of DeFi such as decentralized stablecoins, decentralized exchanges, decentralized lending, decentralized derivatives, decentralized insurance and more. DeFi has been immensely popular throughout 2019 to 2021 and is showing no signs of slowing down. Use this book to stay ahead of the curve and learn how you can utilize various DeFi applications to better understand the changes that will disrupt the traditional financial sector. In this book, you will discover: - What is DeFi and their differences with traditional finance - What is Ethereum and its role in DeFi - Step-by-step guides in using the various DeFi applications - Real-life use cases of DeFi and how you too can earn from opportunities within the space With simple, yet concise explanations and guides, it has never been easier for you to understand and get started with the various DeFi applications.

Download or read book How to DeFi Advanced written by CoinGecko and published by CoinGecko. This book was released on 2021-07-01 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Education is paramount in DeFi and resources such as How to DeFi are so important. Not only is this an excellent sequel, but once again, the team at CoinGecko have managed to provide a comprehensive and in-depth overview of an ever changing space” – Ganesh Swami, CEO of Covalent "This book comes as an excellent follow-up to their first book, and provides a deeper dive into DeFi and on how to navigate the nuances in the space.” – Jocelyn Chang, APAC Growth Lead, MakerDAO Growth Core Unit “How To DeFi will help you make life-changing decisions when building and using DeFi protocols and applications of this decade.” – Molly Wintermute, Founder of Hegic Decentralized Finance’s (DeFi) mission is clear: reinventing traditional finance's infrastructure and interface with greater transparency, accessibility, efficiency, convenience, and interoperability. By April 2021, there has been over $86 billion worth of cryptocurrencies locked up in the DeFi applications, 86 times larger than a year ago. The traditional financial industry is getting rapidly disrupted and DeFi is reshaping the way global financial systems operate. In this book, you will learn about various decentralized financial primitives, such as stablecoins, exchanges, lending, insurance, derivatives, and more. DeFi has already existed since 2018, but it has recently witnessed a surge in popularity in the first half of 2021 with no ceiling in sight. Use this book to gain insight into the novel financial innovations enabled by DeFi. Join us in this exciting adventure of redefining finance. In this book, you will discover: - What is DeFi and the key categories within it - An insider’s look at how to evaluate various DeFi protocols - Services that empower the DeFi ecosystem: Oracles and Data Aggregators - Multichain bridges that seamlessly connect and move funds between blockchains - Causes of DeFi exploits and how can you avoid them

Download or read book The Future of Finance written by Henri Arslanian and published by Springer. This book was released on 2019-07-15 with total page 318 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book, written jointly by an engineer and artificial intelligence expert along with a lawyer and banker, is a glimpse on what the future of the financial services will look like and the impact it will have on society. The first half of the book provides a detailed yet easy to understand educational and technical overview of FinTech, artificial intelligence and cryptocurrencies including the existing industry pain points and the new technological enablers. The second half provides a practical, concise and engaging overview of their latest trends and their impact on the future of the financial services industry including numerous use cases and practical examples. The book is a must read for any professional currently working in finance, any student studying the topic or anyone curious on how the future of finance will look like.

Download or read book The Wall Street Era is Over The Investor s Guide to Cryptocurrency and DeFi the Decentralized Finance Revolution written by DEFIYIELD App and published by DEFIYIELD.APP. This book was released on 2021-05-20 with total page 207 pages. Available in PDF, EPUB and Kindle. Book excerpt: You can profit from DeFi--the exciting world of Decentralized Finance! The Wall Street Era is Over explains how to succeed and invest safely in DeFi, the industry that’s leading the way for the Finance 3.0 revolution. This essential guide comes from the team behind DeFiYield, a leading resource for DeFi investors. We have been involved in DeFi since its inception, successfully yield farming to generate huge returns from our digital asset investments. But it hasn’t all been easy: We have also experienced major losses in risky projects. These difficult learning experiences led us to become the leading independent auditors of smart contracts, the self-executing agreements that drive DeFi. We could have kept our hard-won DeFi investing techniques a secret...but we’d rather share them. Over 200+ pages, we’ve gone public with our comprehensive knowledge and experience. You’re invited to benefit from these valuable insights. Who is this book for? Anyone who wants to generate high yields and invest safely in DeFi. Whether you are an experienced yield farmer or new to the space, this book will serve as your DeFi bible. What makes this book unique? DeFi is an extremely innovative technology, and it's full of opportunities. ‘The Wall Street Era is Over’ has been written by experienced yield farmers who have been in DeFi since the beginning. We hold nothing back, detailing not just our wins but also the losses we’ve suffered. By giving you the complete picture, we hope to make it easier for you to succeed. We’re more than yield farmers at DeFiYield. We are the leading independent auditors of DeFi smart contracts--we’ve scrutinized thousands of lines of code to separate safe projects from scams. You'll confidently explore the DeFi space equipped with these unique insights. Which topics does this book cover? This far-reaching resource is ‘The Investor’s Guide to Cryptocurrency and DeFi, the Decentralized Finance Revolution’. It covers the following key topics, plus many more: - The history of DeFi and its role within crypto - What makes DeFi different from traditional finance - The most important DeFi protocols - How DeFi protocols earn revenue - The DeFi investor rulebook - Yield farming - what it is and why it matters - How to succeed at yield farming - Investing safely in DeFi - DeFi scams and how to avoid them - The role of smart contract auditing - The future of DeFi, including NFTs and evolving tech What more does the book offer? With The Wall Street Era Is Over, you’re not just accessing the fundamentals of DeFi. You’re also connecting with the DeFiYield community, where experts and newcomers discuss the latest DeFi and yield farming developments. Join our popular Telegram chat! Visit https://t.me/defiyield_app

Download or read book The Future of Money written by Eswar S. Prasad and published by Harvard University Press. This book was released on 2021-09-28 with total page 497 pages. Available in PDF, EPUB and Kindle. Book excerpt: A cutting-edge look at how accelerating financial change, from the end of cash to the rise of cryptocurrencies, will transform economies for better and worse. We think weÕve seen financial innovation. We bank from laptops and buy coffee with the wave of a phone. But these are minor miracles compared with the dizzying experiments now underway around the globe, as businesses and governments alike embrace the possibilities of new financial technologies. As Eswar Prasad explains, the world of finance is at the threshold of major disruption that will affect corporations, bankers, states, and indeed all of us. The transformation of money will fundamentally rewrite how ordinary people live. Above all, Prasad foresees the end of physical cash. The driving force wonÕt be phones or credit cards but rather central banks, spurred by the emergence of cryptocurrencies to develop their own, more stable digital currencies. Meanwhile, cryptocurrencies themselves will evolve unpredictably as global corporations like Facebook and Amazon join the game. The changes will be accompanied by snowballing innovations that are reshaping finance and have already begun to revolutionize how we invest, trade, insure, and manage risk. Prasad shows how these and other changes will redefine the very concept of money, unbundling its traditional functions as a unit of account, medium of exchange, and store of value. The promise lies in greater efficiency and flexibility, increased sensitivity to the needs of diverse consumers, and improved market access for the unbanked. The risk is instability, lack of accountability, and erosion of privacy. A lucid, visionary work, The Future of Money shows how to maximize the best and guard against the worst of what is to come.

Download or read book Decentralized Finance DeFi written by Michael McNaught and published by Michael McNaught. This book was released on 2023-06-06 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: “Decentralized Finance (DeFi): Unlocking The Future Of Financial Freedom," embarks on a captivating journey into the world of decentralized finance. The author, Michael McNaught, explores the groundbreaking concept of DeFi and its potential to revolutionize traditional financial systems. From understanding the foundations of DeFi and its advantages over traditional finance to delving into the building blocks of blockchain technology, smart contracts, and cryptocurrencies, this book leaves no stone unturned. Discover the wide range of DeFi applications, from decentralized exchanges (DEXs) and lending platforms to stablecoins and decentralized asset management. Uncover the risks and challenges that accompany this nascent ecosystem, including smart contract vulnerabilities and regulatory considerations. Gain insights into DeFi investment strategies, portfolio management, and the dynamic nature of the market. Peek into the future of DeFi as it integrates with traditional finance, addresses scalability and interoperability, navigates regulatory landscapes, and embraces social impact. As you turn the pages, unravel the immense potential of decentralized finance to empower individuals, foster financial inclusion, and unlock the door to financial freedom. Whether you are an investor, entrepreneur, or simply curious about the future of finance, "Decentralized Finance (DeFi): Unlocking The Future Of Financial Freedom" equips you with the knowledge and understanding to navigate the exciting world of DeFi and seize its transformative opportunities. Get ready to embark on a journey that challenges the status quo and unlocks a future of financial freedom for all.

Download or read book The Cointelligence Guide to Decentralized Finance DeFi written by On Yavin and published by Cointelligence LTD. This book was released on 2020-08-13 with total page 85 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Cointelligence Guide to Decentralized Finance (DeFi) introduces readers to the next evolution in the financial industry. DeFi uses a blockchain-based infrastructure to decentralize many aspects of financial instruments, creating an economy that is more transparent, less corrupt, and more efficient than the current system. This book is designed to help every reader understand DeFi, even if they have no foundation in blockchain and cryptocurrency concepts. It begins with a history of digital currencies, introduces the basics of blockchain technology and cryptographic tokens, and then examines specific applications for decentralization within the financial industry. The book also covers the risks of DeFi and provides tips on best practices for users to secure the cryptocurrency and avoid scams. Also included are some opinions on the future of DeFi, and some case studies about current DeFi projects. Ongoing support is available from the authors on Telegram, should readers have any questions or want to learn more about DeFi.

Download or read book Understanding Decentralized Finance written by Rhian Lewis and published by Kogan Page Publishers. This book was released on 2023-04-03 with total page 233 pages. Available in PDF, EPUB and Kindle. Book excerpt: Understanding Decentralized Finance demystifies DeFi, locating the integration points between decentralized and centralized finance to help finance professionals unlock valuable opportunities. DeFi - the next evolution of cryptocurrency - has brought a new wave of investors into the world of finance. As fintechs and financial institutions seek to integrate with DeFi, this book explores its history, its present context, and its future. It explains the world of DeFi by comparing it to the traditional finance sector, highlighting points of similarity, difference and integration. Understanding Decentralized Finance explores the technologies underlying the DeFi market and how they differ from those of traditional financial markets. It scrutinizes the difference between centralized and decentralized cryptocurrency exchanges, how NFTs fit into DeFi and how collectibles can be financialized. Readers will also find out how collateralized loans, derivatives, margin trading and liquidity provision work in a world where there is no centralized institution to coordinate these activities - and how regulators in different jurisdictions are ensuring that financial regulations keep up with these innovations. With examples from key actors in the field, including the movement of luxury organizations like Christie's and Sotheby's into the NFT space and the SushiSwap vampire attack, this is an essential read for anyone working in finance, fintech and technology who needs to understand the fast-moving world of DeFi.

Download or read book DeFi and the Future of Finance written by Campbell R. Harvey and published by John Wiley & Sons. This book was released on 2021-08-19 with total page 217 pages. Available in PDF, EPUB and Kindle. Book excerpt: During the Global Financial Crisis in 2008, our financial infrastructure failed. Governments bailed out the very institutions that let the economy down. This episode spurred a serious rethink of our financial system. Does it make any sense that it takes two days to settle a stock transaction? Why do retailers, operating on razor thin margins, have to pay 3% for every customer credit card swipe? Why does it take two days to transfer money from a bank account to a brokerage—or any other company? Why are savings rates miniscule or negative? Why is it so difficult for entrepreneurs to get financing at traditional banks? In DeFi and the Future of Finance, Campbell R. Harvey, Ashwin Ramachandran and Joey Santoro, introduce the new world of Decentralized Finance. The book argues that the current financial landscape is ripe for disruption and we are seeing, in real time, the reinvention of finance. The authors provide the reader with a clear assessment of the problems with the current financial system and how DeFi solves many of these problems. The essence of DeFi is that we interact with peers—there is no brick and mortar and all of the associated costs. Savings and lending are reinvented. Trading takes place with algorithms far removed from traditional brokerages. The book conducts a deep dive on some of the most innovative protocols such as Uniswap and Compound. Many of the companies featured in the book you might not have heard of—however, you will in the future. As with any new technology, there are a myriad of risks and the authors carefully catalogue these risks and assess which ones can be successfully mitigated. Ideally suited for people working in any part of the finance industry as well as financial policy makers, DeFi and the Future of Finance gives readers a vision of the future. The world of finance will fundamentally be changed over the coming decade. The book enables you to become part of the disruption – not the target of the disruption.

Download or read book AI DeFi and Blockchain written by Abebe-Bard Ai Woldemariam and published by 1A. This book was released on 2024-02-07 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: AI, DeFi, and Blockchain: The Future of Finance Unlock the transformative potential of AI, DeFi, and blockchain for a more efficient, transparent, and inclusive financial future. Conversational Chat Informative Book By Abebe-Bard AI Woldemariam This book dives deep into the world of decentralized finance (DeFi), blockchain technology, and artificial intelligence (AI), exploring their individual strengths and how they can be harnessed together to revolutionize the financial landscape. Inside you'll discover: Foundational knowledge: Grasp the core principles of DeFi, blockchain, and AI, gaining a clear understanding of their individual workings. Synergy in action: See how AI, DeFi, and blockchain combine to create a more efficient, transparent, and inclusive financial system. AI's role in DeFi: Explore how AI empowers automated trading, risk management, and smart contract development within the DeFi ecosystem. Benefits and challenges: Weigh the advantages and hurdles of integrating AI into DeFi, navigating potential roadblocks while maximizing the benefits. Future considerations: Delve into thought-provoking topics like DeFi automation, secure AI in DeFi, financial inclusion, ethical considerations, and shaping the future of finance with these powerful technologies. Written in an engaging, conversational style, this book is your roadmap to understanding the future of finance. Whether you're a seasoned investor, a tech enthusiast, or simply curious about the impact of cutting-edge technologies, this book provides the insights you need to navigate the exciting world of AI, DeFi, and blockchain.

Download or read book CryptoDad written by J. Christopher Giancarlo and published by John Wiley & Sons. This book was released on 2021-10-26 with total page 431 pages. Available in PDF, EPUB and Kindle. Book excerpt: An insider's account of the rise of digital money and cryptocurrencies Dubbed "CryptoDad" for his impassioned plea to Congress to acknowledge and respect cryptocurrencies as the inevitable product of a fast-growing technological wave and a free marketplace, Chris Giancarlo is considered one of "the most influential individuals in financial regulation." CryptoDad: The Fight for the Future of Money describes Giancarlo’s own reckoning with the future of the global economy—at the intersection of markets, technology, and public policy—and lays out the fight for a Digital Dollar. CryptoDad is Giancarlo's own personal story, detailing his forays into the world of Wall Street to his tenure as the 13th Chairman of the United States Commodity Futures Trading Commission (CFTC), where he pushed for the agency to recognize the digitization of markets. His growing fame as a Twitter presence in this essential debate has given Giancarlo a platform to makes a case for the future of cryptocurrencies as the natural successor to America’s current failing financial market infrastructure. CryptoDad provides readers with: A thorough exploration of digital change and how it affects the lives of everyone in a global economy A revolutionary consideration of regulatory responses to the rapid pace of technological innovation A call to update our aging financial organizations, particularly the infrastructure of money itself, and focus on renewed faith and confidence in free market innovation A foreword by Cameron and Tyler Winklevoss, two of the biggest names in cryptocurrencies CryptoDad argues that the next digital wave will be the coming Internet of Value, where cryptocurrencies will do the Internet of Information did to immaterial things: make them accessible, distributable, and movable instantly across the globe. This book is an ideal introduction to the importance of technology in the marketplace.

Download or read book Blockchain Development for Finance Projects written by Ishan Roy and published by Packt Publishing Ltd. This book was released on 2020-01-31 with total page 514 pages. Available in PDF, EPUB and Kindle. Book excerpt: A practical blockchain handbook designed to take you through implementing and re-engineering banking and financial solutions and workflows using eight step-by-step projects Key FeaturesImplement various end-to-end blockchain projects and learn to enhance present-day financial solutionsUse Ethereum, Hyperledger, and Stellar to build public and private decentralized applicationsAddress complex challenges faced in the BFSI domain using different blockchain platform servicesBook Description Blockchain technology will continue to play an integral role in the banking and finance sector in the coming years. It will enable enterprises to build transparent and secure business processes. Experts estimate annual savings of up to 20 billion dollars from this technology. This book will help you build financial apps using blockchain, guiding you through enhancing popular products and services in the banking and finance sector. The book starts by explaining the essential concepts of blockchain, and the impact of blockchain technology on the BFSI sector. Next, you'll delve into re-designing existing banking processes and building new financial apps using blockchain. To accomplish this, you'll work through eight blockchain projects. By demonstrating the entire process, the book helps you understand everything from setting up the environment and building frontend portals to system integration and testing apps. You will gain hands-on experience with the Ethereum, Hyperledger Fabric, and Stellar to develop private and public decentralized apps. Finally, you'll learn how to use ancillary platforms and frameworks such as IPFS, Truffle OpenZeppelin, and MetaMask. By the end of this blockchain book, you'll have an in-depth understanding of how to leverage distributed ledgers and smart contracts for financial use cases. What you will learnDesign and implement blockchain solutions in a BFSI organizationExplore common architectures and implementation models for enterprise blockchainDesign blockchain wallets for multi-purpose applications using EthereumBuild secure and fast decentralized trading ecosystems with BlockchainImplement smart contracts to build secure process workflows in Ethereum and Hyperledger FabricUse the Stellar platform to build KYC and AML-compliant remittance workflowsMap complex business workflows and automate backend processes in a blockchain architectureWho this book is for This book is for blockchain and Dapps developers, or anyone looking for a guide to building innovative and highly secure solutions in the fintech domain using real-world use cases. Developers working in financial enterprises and banks, and solution architects looking to build brand new process flows using blockchain technology will also find the book useful. Experience with Solidity programming and prior knowledge of finance and trade are required to get the most out of this book.

Download or read book Financial Technologies and DeFi written by Abeba N. Turi and published by Springer Nature. This book was released on 2023-01-01 with total page 150 pages. Available in PDF, EPUB and Kindle. Book excerpt: The hunt for new forms of value generation is shaping the future of economic and financial interactions, leading to the emergence of innovative business models and technological enablers. Other than challenging our time and space limits, such technological advancements, in some cases, have allowed the generation of value at nearly zero marginal cost. Inevitably, emergent tech solutions are fundamental game changers in digital and conventional finance. In this regard, the book fleshes out the core developments and trending fintech 2.0 solutions that pause challenges and bring opportunities for businesses and economies. It comprises nine main chapters with collective insights and interdisciplinary perspectives covering the business, tech, and regulatory layers of financial technologies and decentralized finance. Besides, the book illustrates how to leverage these state-of-the-art technologies for the evolving digital and decentralized finance world. The book targets a broad audience of researchers, academia, industry professionals, fintech enthusiasts, and the general business audience with timely data and up-to-date cases.

Download or read book FinTech Development for Financial Inclusiveness written by Anshari, Muhammad and published by IGI Global. This book was released on 2021-11-26 with total page 269 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial technology (FinTech) and its related products are considered a major disruptive innovation in financial services, substantially elevating financial solutions and new business models. Resulting from the fusion of finance and smart mobile technology, this innovative technology requires additional investigation into its adoption, challenges, opportunities, and future directions so that we may understand and develop the technology to its full potential. FinTech Development for Financial Inclusiveness moves beyond the theoretical areas of FinTech to comprehensively explore the recent FinTech initiative scenarios with respect to processes, strategies, challenges, lessons learned, and outcomes within economic development as well as trade and investment. Covering a range of topics such as decentralized finance and global electronic commerce, it is ideal for industry professionals, business owners, consultants, practitioners, instructors, researchers, academicians, and students.

Download or read book The WEALTHTECH Book written by Susanne Chishti and published by John Wiley & Sons. This book was released on 2018-04-20 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: Get a handle on disruption, innovation and opportunity in investment technology The digital evolution is enabling the creation of sophisticated software solutions that make money management more accessible, affordable and eponymous. Full automation is attractive to investors at an early stage of wealth accumulation, but hybrid models are of interest to investors who control larger amounts of wealth, particularly those who have enough wealth to be able to efficiently diversify their holdings. Investors can now outperform their benchmarks more easily using the latest tech tools. The WEALTHTECH Book is the only comprehensive guide of its kind to the disruption, innovation and opportunity in technology in the investment management sector. It is an invaluable source of information for entrepreneurs, innovators, investors, insurers, analysts and consultants working in or interested in investing in this space. • Explains how the wealth management sector is being affected by competition from low-cost robo-advisors • Explores technology and start-up company disruption and how to delight customers while managing their assets • Explains how to achieve better returns using the latest fintech innovation • Includes inspirational success stories and new business models • Details overall market dynamics The WealthTech Book is essential reading for investment and fund managers, asset allocators, family offices, hedge, venture capital and private equity funds and entrepreneurs and start-ups.

Download or read book Enabling the Internet of Value written by Nikhil Vadgama and published by Springer Nature. This book was released on 2022-01-11 with total page 209 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book shows how blockchain technology can transform the Internet, connecting global businesses in disruptive ways. It offers a comprehensive and multi-faceted examination of the potential of distributed ledger technology (DLT) from a new perspective: as an enabler of the Internet of Value (IoV). The authors discuss applications of blockchain technology to the financial services domain, e.g. in real estate, insurance and the emerging Decentralised Finance (DeFi) movement. They also cover applications to the media and e-commerce domains. DLT’s impacts on the circular economy, marketplace, Internet of Things (IoT) and oracle business models are also investigated. In closing, the book provides outlooks on the evolution of DLT, as well as the systemic governance and privacy risks of the IoV. The book is intended for a broad readership, including students, researchers and industry practitioners.