Download or read book Credit Hell written by Howard S. Dvorkin and published by Wiley. This book was released on 2010 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: Each year, millions of Americans sink further into debt and the sad truth is that most Americans have been conditioned to believe that debt is a normal part of life. If credit problems are adversely affecting your life, there are ways to improve your financial situation, and Credit Hell: How to Dig Out of Debt can show you how. Written by Howard S. Dvorkin--a nationally known expert in the debt counseling field--Credit Hell walks you through the "getting-out-of-debt" process from assessing the state of your finances and developing a budget, to negotiating with your creditors, consolidating your debts, and rebuilding your finances after your money troubles are over. Filled with in-depth insights and practical advice, this user-friendly guide: Shows you how to deal with important debts like your mortgage, car loans, and taxes owed to the IRS Discusses why having a good credit history and a high credit score is important; how to order your credit report from each of the three national credit reporting agencies; and what you can do to improve your score and correct problems in your credit records Educates you about important laws that can protect you when applying for credit, using credit, or if a debt collector is hounding you Explains when filing for bankruptcy is your best option and provides you with an overview of the process If you want to dig yourself out of debt and stay out of debt in the future, pick up Credit Hell and discover the best way to regain control of your financial life.

Download or read book Drop Debt written by Harvey Z and published by Greenleaf Book Group Press. This book was released on 2010 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: As the former president of the National Consumer Council, author Harvey Z. Warren has helped thousands of families find relief from crippling debt. "Drop Debt" is a continuation of his work, aimed at rescuing millions who are teetering on the edge of bankruptcy. This no-holds-barred examination of the American debt crisis reveals the inner workings of the personal debt industry, while presenting lessons and action plans for readers who want to reclaim a debt-free life. Readers will find relief in understanding that they are not alone in struggling with their financial problems.With powerful first-person testimonies, well-researched background material, and a conversational yet authoritative tone, the book provides readers with the confidence and the skills they need to overcome the shame of debt, take control of their finances, and live a comfortable life well in the black.

Download or read book Forever in Your Debt written by Harvey Warren and published by . This book was released on 2007-08-21 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Forever in Your Debt presents the facts, resources and personal stories that are key to 'Escaping Credit Card Hell'. The nation's top expert in Responsible Debt Relief provides all the help you need.

Download or read book Lending to the Borrower from Hell written by Mauricio Drelichman and published by Princeton University Press. This book was released on 2016-12-13 with total page 329 pages. Available in PDF, EPUB and Kindle. Book excerpt: What the loans and defaults of a sixteenth-century Spanish king can tell us about sovereign debt today Why do lenders time and again loan money to sovereign borrowers who promptly go bankrupt? When can this type of lending work? As the United States and many European nations struggle with mountains of debt, historical precedents can offer valuable insights. Lending to the Borrower from Hell looks at one famous case—the debts and defaults of Philip II of Spain. Ruling over one of the largest and most powerful empires in history, King Philip defaulted four times. Yet he never lost access to capital markets and could borrow again within a year or two of each default. Exploring the shrewd reasoning of the lenders who continued to offer money, Mauricio Drelichman and Hans-Joachim Voth analyze the lessons from this important historical example. Using detailed new evidence collected from sixteenth-century archives, Drelichman and Voth examine the incentives and returns of lenders. They provide powerful evidence that in the right situations, lenders not only survive despite defaults—they thrive. Drelichman and Voth also demonstrate that debt markets cope well, despite massive fluctuations in expenditure and revenue, when lending functions like insurance. The authors unearth unique sixteenth-century loan contracts that offered highly effective risk sharing between the king and his lenders, with payment obligations reduced in bad times. A fascinating story of finance and empire, Lending to the Borrower from Hell offers an intelligent model for keeping economies safe in times of sovereign debt crises and defaults.

Download or read book Hell written by Bill Wiese and published by Charisma Media. This book was released on 2012-09-20 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: DIVBill Wiese's answers questions from hundreds of people who have read his bestselling 23 Minutes in Hell or have heard the author speak on his glimpse of hell./div

Download or read book Get the Hell Out of Debt written by Erin Skye Kelly and published by Post Hill Press. This book was released on 2021-07-20 with total page 307 pages. Available in PDF, EPUB and Kindle. Book excerpt: Erin Skye Kelly wrote Get the Hell Out of Debt after her own struggle to become consumer-debt free. She was tired of listening to middle-aged men in suits tell her to consolidate and refinance her debt when all that seemed to happen was she’d end up in more of it while they profited from it. When Kelly figured out the two most important tools to money management—and started achieving massive results—other women wanted to join in on the debt-free journey. With her sense of humor and straight-shooting sensibilities, Erin began transforming lives. This book is not only a step-by-step process that will walk you through how to pay off your debt—it’s a deeply personal journey centered around changing your mindset. As you master each of the three phases through repetition, you will create your own financial freedom, allowing you to live debt-free forever and create wealth and abundance that will positively impact your life—and the people you love and serve. No matter how much consumer debt you carry, this book is a judgment-free zone from cover-to-cover. Your dreams are welcome here.

Download or read book Hell s Half Acre written by David Finch and published by Heritage House Publishing Co. This book was released on 2005 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: Hell's Half Acre is the story of the people who lived and worked in Turner Valley, western Canada's first commercial oilfield, located southwest of Calgary. Beginning in 1914, the oil fields attracted thousands of workers from across North America to the drilling rigs, processing plants, and the pipeline crews that dug the first trenches. In addition to the beginnings of an oil industry, Turner Valley provided Alberta with a rich historical legacy of epic proportions, along with a cast of very colourful characters. Drawing on contemporary accounts and dozens of interviews with Turner Valley pioneers, as well as probing the vast visual history of archival photographs, David Finch captures the life and times of an exciting era in Alberta history. Imagine natural gas flares so plentiful and powerful that night turned into day and the glowing sky could be seen from Calgary. The smell of sour gas and its deadly effects were a constant danger, as were the primitive work conditions associated with the early years of oil exploration. But on the workers toiled, constructing massive drilling rigs out of huge timbers, working day and night in a relentless search for black gold. The Second World War brought an unprecedented level of urgency and tension to Turner Valley when the national treasure became a military target. These were fascinating times, and in Hell's Half Acre the people, the companies, the booms and the busts are all revealed in entertaining detail.

Download or read book Drop Debt written by Harvey Warren and published by Greenleaf Book Group. This book was released on 2011-09 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: As the former president of the National Consumer Council, Warren has helped thousands of families find relief from crippling debt. Drop Debt is a continuation of his work, aimed at rescuing the millions of potential readers who are teetering on the edge of bankruptcy. This no-holds-barred examination of the American debt crisis reveals the inner workings of the personal debt industry, while presenting lessons and action plans for readers who want to reclaim a debt-free life. Readers will find relief in understanding that they are not alone in struggling with their financial problems.With powerful first-person testimonies, well-researched background material, and a conversational yet authoritative tone, the book provides readers with the confidence and the skills they need to overcome the shame of debt, take control of their finances, and live a comfortable life well in the black.

Download or read book Straight to Hell written by John LeFevre and published by Open Road + Grove/Atlantic. This book was released on 2015-07-14 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt: The hilarious New York Times bestseller “sharply observes the lives of globe-trotting, overindulging investment bankers” (Entertainment Weekly). “Some chick asked me what I would do with 10 million bucks. I told her I’d wonder where the rest of my money went.” —@GSElevator For three years, the notorious @GSElevator Twitter feed offered a hilarious, shamelessly voyeuristic look into the real world of international finance. Hundreds of thousands followed the account, Goldman Sachs launched an internal investigation, and when the true identity of the man behind it all was revealed, it created a national media sensation—but that’s only part of the story. Where @GSElevator captured the essence of the banking elite with curated jokes and submissions overheard by readers, Straight to Hell adds John LeFevre’s own story—an unapologetic and darkly funny account of a career as a globe-conquering investment banker spanning New York, London, and Hong Kong. Straight to Hell pulls back the curtain on a world that is both hated and envied, taking readers from the trading floors and roadshows to private planes and after-hours overindulgence. Full of shocking lawlessness, boyish antics, and win-at-all-costs schemes, this is the definitive take on the deviant, dysfunctional, and absolutely excessive world of finance. “Shocking and sordid—and so much fun.” —Daily News (New York) “LeFevre’s workplace anecdotes include tales of nastiness, sabotage, favoritism, sexism, racism, expense-account padding, and legally questionable collusion.” —The New Yorker

Download or read book Hell To Pay written by Neal Hall and published by John Wiley & Sons. This book was released on 2011-03-21 with total page 173 pages. Available in PDF, EPUB and Kindle. Book excerpt: The fact that Michael Plante was a trusted associate of the East End Hells Angels certainly caught the attention of police, who had been trying for years to find someone to infiltrate the gang. The police alleged that East End Hells Angels were well known in the criminal underworld for controlling the cocaine trade at a wholesale level, using violence to persuade potential competition to stay away. In recent years the bikers had expanded into the production and distribution of synthetic drugs as ecstasy and methamphetamine, know on the street as crystal meth, as well as moving into internet porn and online gambling, police claimed. Plante was taken to an interview room where he was visited by two Mounties, who would eventually become his police handlers. … One of the officers told him that, based on the witness statement relating to his extortion charges, he was looking at doing prison time. But Plante was told that if he was interested in cooperating, the police would make the charges go away. Plante told the cop he was interested but hesitant, knowing that people who cooperate with the police in Hells Angels investigations usually end up dead. … The only good rat is a dead rat, he had been told repeatedly.

Download or read book Hell s Half Acre written by Richard F. Selcer and published by TCU Press. This book was released on 1991 with total page 388 pages. Available in PDF, EPUB and Kindle. Book excerpt: Includes material on Luke Short, Bat Masterson, Wyatt Earp, Doc Holliday, Sam Bass, and Butch Cassiday.

Download or read book Hell of a Book written by Jason Mott and published by Penguin. This book was released on 2022-06-28 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: ***2021 NATIONAL BOOK AWARD WINNER*** ***THE NATIONAL BESTSELLER*** Winner of the 2021 Sir Walter Raleigh Award for Fiction, Joyce Carol Oates Literary Prize Finalist, 2022 Chautauqua Prize Finalist, Willie Morris Award for Southern Writing Shortlist, 2021 Aspen Words Literary Prize Shortlist, 2022 Maya Angelou Book Award Shortlist, 2022 Carnegie Medal Longlist A Read With Jenna Today Show Book Club Pick! An Ebony Magazine Publishing Book Club Pick! One of Washington Post's 50 Notable Works of Fiction | One of Philadelphia Inquirer's Best Books of 2021 | One of Shelf Awareness's Top Ten Fiction Titles of the Year | One of TIME Magazine’s 100 Must-Read Books | One of NPR.org's "Books We Love" | EW’s "Guide to the Biggest and Buzziest Books of 2021" | One of the New York Public Library's Best Books for Adults | San Diego Union Tribune—My Favorite Things from 2021 | Writer's Bone's Best Books of 2021 | Atlanta Journal Constitution—Top 10 Southern Books of the Year | One of the Guardian's (UK) Best Ten 21st Century Comic Novels | One of Entertainment Weekly's 15 Books You Need to Read This June | On Entertainment Weekly's "Must List" | One of the New York Post's Best Summer Reading books | One of GMA's 27 Books for June | One of USA Today's 5 Books Not to Miss | One of Fortune's 21 Most Anticipated Books Coming Out in the Second Half of 2021 | One of The Root's PageTurners: It’s Getting Hot in Here | One of Real Simple's Best New Books to Read in 2021 An astounding work of fiction from New York Times bestselling author Jason Mott, always deeply honest, at times electrically funny, that goes to the heart of racism, police violence, and the hidden costs exacted upon Black Americans and America as a whole In Jason Mott’s Hell of a Book, a Black author sets out on a cross-country publicity tour to promote his bestselling novel. That storyline drives Hell of a Book and is the scaffolding of something much larger and more urgent: Mott’s novel also tells the story of Soot, a young Black boy living in a rural town in the recent past, and The Kid, a possibly imaginary child who appears to the author on his tour. As these characters’ stories build and converge, they astonish. For while this heartbreaking and magical book entertains and is at once about family, love of parents and children, art and money, it’s also about the nation’s reckoning with a tragic police shooting playing over and over again on the news. And with what it can mean to be Black in America. Who has been killed? Who is The Kid? Will the author finish his book tour, and what kind of world will he leave behind? Unforgettably told, with characters who burn into your mind and an electrifying plot ideal for book club discussion, Hell of a Book is the novel Mott has been writing in his head for the last ten years. And in its final twists, it truly becomes its title.

Download or read book Credit Repair written by Dana Lee and published by Createspace Independent Publishing Platform. This book was released on 2018-07-25 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit Repair Credit Repair Second Edition Real Life Real World Credit Repair and Score Increase Tactics. Includes real credit letters and disputes There's no need to hire attorneys or credit repair firms. All they do is send out a templated letter anyways, and creditors get those all the time...BIG DEAL. When the actual DEBTOR sends a serious letter, whoa, watch out..Consumer Laws being brandished on the collector, creditor. They don't like that and will do whatever necessary to get rid of you fast, if you reach the right person and say the right things. These proven strategies can work for anyone. This book will show you how to take action and restore or improve your credit. When doing credit repair...you want your negative information DELETED, do not settle for any other status. Let's face the facts here, without good credit you spend A LOT more money on things like mortgages, car loans, INSURANCE and cell phone plans. Even healthcare can cost a lot more. And let's not forget that nowadays employers usually will check your credit to ensure you aren't a financial risk to them. If your credit sucks, and it's a job you really want, how awful would that be if you get passed over because of your credit score or credit report Collections and Judgment, Get Them Deleted! Dispute your credit the right way using Federal laws in your favor. The Consumer Acts are vast and complex, almost every debt collector or creditor has a violation somewhere in their operations, they're almost impossible NOT to violate. Write Credit Letters From Hell and State Your Demands. No company likes dealing with debtors that know the Consumer Acts and uses them to their advantage. Most companies can barely adhere to the vast Consumer laws and Fair Credit Acts, however minor, most companies violate some aspect of the laws at one time or another. If you can't find a Fair Credit violation, use the Cyber Security breach tactic. This one is VERY SERIOUS. The Government wants large corporations to secure your data, if they are recklessly handling your information, this falls under the Cyber Security mandates and is definitely going to get their attention. Inquiries Nowadays lots of companies don't even tell you upfront that they are making a hard credit inquiry. These can add up over time and pull your score down many points, getting these deleted is the goal. Get your free REAL score and report online direct from the major bureaus. Lots of websites and companies claim they will give you a free credit score but they usually try to trick you. They will try to charge you either a large one-time fee or an ongoing membership fee for access to your credit information. But there is one website that gives you your credit score 100% free without trying to sell you anything, and you can monitor your score without any cost. They can even provide you with free email alerts when anything new pops up on your credit report so you can take care of it right away. Insurance Auto insurance rates are out of control these days, don't let them rip you off because your score places you in a certain category of risk for them, fight back by improving your score quickly and get the low rates you deserve NOW. Also, check your driving record report, sometimes errors in points or citations will cause your insurance premiums to remain high. Sometimes citations that were supposed to drop off haven't.

Download or read book Hell Week written by Erik Bertrand Larssen and published by Simon and Schuster. This book was released on 2016-06-14 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: From world-renowned mental trainer Erik Bertrand Larssen, whose clients include Olympic athletes and Fortune 500 CEOs, Hell Week is a military-inspired yet accessible guide to making the critical changes necessary for long-term professional and personal success and overall lifestyle improvements. Norway native Erik Bertrand Larssen is many things: a veteran paratrooper who served in Bosnia, Kosovo, Macedonia, and Afghanistan; a successful entrepreneur; and a critically acclaimed performance consultant. He has helped catapult the success of countless high-achievers, including Microsoft, Boston Consulting Group, and Statoil ASA executives and Olympic medalist Martin Johnsrud Sundby and top golfer Suzann Pettersen. His life-altering and revered method improves performance by getting people to push themselves past the brink of self-imposed limitations. Central to his technique is the commitment to live and experience just one week as your best self. It’s this week, Larssen says, that will be the catalyst to making the most of the rest of your life. Offering accessible tools and pragmatic, inspirational advice including how to incorporate exercise into your daily routine, Larssen’s game-changing Hell Week shows you how to apply his principles to everyday life, leading to lasting improvement, personal and professional success, and most importantly, a new way of living to a higher standard. Hell Week will resonate with and inspire you to be the best you can be and make everlasting positive changes in all aspects of your life.

Download or read book Consumer Credit and the American Economy written by Thomas A. Durkin and published by Financial Management Associati. This book was released on 2014 with total page 737 pages. Available in PDF, EPUB and Kindle. Book excerpt: This article provides an introduction to a law review symposium by the Journal of Law, Economics, and Policy on our book (co-authored with Michael E. Staten), Consumer Credit and the American Economy (Oxford 2014). The conference, held November 2014, collects several articles responding to and building on the research agenda laid out by our book. For those who have not read the book, this article is intended to summarize several of the main themes of the book, including discussion of economic models of consumer credit usage, trends in consumer credit usage over time, the use of high-cost credit, and behavioral economics.

Download or read book Discount Hell written by Freeman Hall and published by Simon and Schuster. This book was released on 2012-09-17 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt: These Discount Rats want more than sales To Discount Rats, the world should be free . . . and retail slaves are to blame when it isn’t. These crazy customers show up with purses full of coupons and intend to leave with enough swag to impress a thief. They’ll negotiate, scream, complain, and threaten - so long as the sale is in sight! These 33 hilarious-and-true stories of penny-pinchers and stingy shoppers are straight from the bloggers of RetailHellUnderground - and boy do they have some history with these misers! From the Meal Voucher Rat who needs an amusement park escort to find the right restaurant to the Credit Rat who gets a black mark in the customer database, these denied bargain hunters will have you in stitches!

Download or read book Debt Assassin written by Richard Mansfield and published by Lyons Press. This book was released on 2022-02 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bad things happen to good people. Events not always under our control can often result in our credit scores going down, and sometimes way, way down. There are consumer protection laws that you can use to remove negative items from your credit report, . Because of a quirk in the law you can, as the author did, remove items that really are yours. But if you try to go it alone, the credit repair journey can be a nightmare. This book introduces a step-by-step credit repair system, actual documents the author used to settle suits, and legal cases filed in federal courts against major credit bureaus. These are the credit repair secrets they really don't want to you to know, from someone who successfully challenged the credit reporting industry. Contrary to what you may believe, there is a way to improve your credit score substantially, and this book will help you get there.