Download or read book Manage Your Student Finances Now written by Keith Houghton and published by Random House. This book was released on 2012-05-31 with total page 207 pages. Available in PDF, EPUB and Kindle. Book excerpt: Moving out of the safety of home is hard enough without having to worry about tuition fees, student loans and existing on a tight budget. Recent studies show that it now costs up to -30,000 for a student to attend university and, as a result, many graduates begin their career in debt. Manage Your Student Finances Now! is a practical and realistic guide for students and their parents, providing intelligent and objective advice covering all aspects of student finance. Whether you are choosing a bank account, paying for your accommodation or concerned about your student loan, Keith Houghton has the money-saving answers. Including:--Information for English, Welsh, Irish and Scottish and overseas students--The latest information on grants, fees and loans--How to increase your income while at university and college--How to deal with debt problems --Post-university advice

Download or read book Your Retirement written by Rosemary Brown and published by Kogan Page Publishers. This book was released on 2002 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: Free of the demands of work, you can now look forward to the many new opportunities that retirement offers. Whether you plan to take up a craft, learn the latest dance craze, or do voluntary work, the choice is enormous and this new edition of Your Retirement> contains scores of tempting suggestions to get you started. You'll find lots of practical tips on money-saving ideas, investment and pensions, wills, social security benefits, your home, keeping fit, outings, sport and study, close relationships and even the care of elderly parents. Packed with suggestions for an enjoyable and more financially secure retirement, you will wonder how you ever found time to go to work. Planning Ahead for Retirement Money Matters Understanding Your Pension You May Pay Less Tax in Retirement Investment Wisdom Where to go for Financial Advice Home Decisions Leisure Activities to Enjoy The Fun and Challenge of Voluntary Work Looking After Your Health When Parents Need Extra Help Wills, Benefits and Helpful Organisations

Download or read book Your Home written by Frances Kay and published by Kogan Page Publishers. This book was released on 2009-04-03 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt: Money is the main concern for most people approaching or already enjoying retirement. Many people find that their pension is not enough to fund the lifestyle they had hoped for, so they need to find some extra income. Your Money: How to reduce bills and raise money on your home, draws your attention to some of the ways that you can save or make money. Whether you own your home or not, you will be eager to make it more practical and economical - you may also wish to investigate housing benefit, council tax and letting rooms. If you own your home, assuming you have paid (or almost paid) off your mortgage, the current market value of your home is yours. All you have to do is tap into it. This essential guide will take you through your options step by step, spelling out the facts in clear, accessible language and showing you how to use your home as a vital part of your retirement plans.

Download or read book Tax By Design written by Institute for Fiscal Studies (IFS) and published by OUP Oxford. This book was released on 2011-09-01 with total page 560 pages. Available in PDF, EPUB and Kindle. Book excerpt: Tax by Design identifies what makes a good tax system for an open developed economy in the 21st century and suggests how the UK tax system could be reformed to move in that direction. The recommendations stress the importance of neutrality and transparency in tax design. It draws on the expert evidence from the commissioned chapters and commentaries in Dimensions of Tax Design. It also acknowledges the growing importance of globalised markets and multinational corporations as well as the challenges created by changing population demographics, the growth of new technologies, and the broadened objectives of policy makers. The Commission's work was directed by: Timothy Besley Richard Blundell Malcolm Gammie James Poterba The Commission's editorial team: Stuart Adam Stephen Bond Robert Chote Paul Johnson Gareth Myles

Download or read book Cutting Your Council Tax written by Council Tax Legal Services and published by . This book was released on 1993 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Broken Benefits written by Royston, Sam and published by Policy Press. This book was released on 2017-10-25 with total page 400 pages. Available in PDF, EPUB and Kindle. Book excerpt: Britain is going through the most radical upheaval of the benefits system since its foundations were laid at the end of the 1940s. In Broken Benefits, Sam Royston argues that social security isn’t working, and without a change in direction, it will be even less fair in the future. Drawing on original research and high-profile debates, this much-needed book provides an introductory guide to social security, correcting misunderstandings and exposing poorly understood problems. It reveals how some workers pay to take on additional hours; that those who pay national insurance contributions may get nothing in return; that some families can be paid to split apart; and that many people on the lowest incomes are seeing their retirement age rise the fastest. Broken Benefits includes real-life stories, models of household budgets, projections of benefit spending, and a free online calculator showing the impact of welfare changes on personal finances. The book presents practical ideas of how benefits should be reformed, to create a fairer, simpler and more coherent system for the future.

Download or read book United Kingdom written by International Monetary Fund. European Dept. and published by International Monetary Fund. This book was released on 2016-02-24 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: United Kingdom: Selected Issues

Download or read book Tackling pensioner poverty written by Great Britain: Parliament: House of Commons: Work and Pensions Committee and published by The Stationery Office. This book was released on 2009-07-30 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Department for Communities and Local Government written by Great Britain: Parliament: House of Commons: Committee of Public Accounts and published by Stationery Office. This book was released on 2013-06-07 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: Central government grant funding to local authorities is being cut by over a quarter in real terms (£7.6 billion) between 2011 and 2015. The Department for Communities and Local Government is also introducing fundamental changes to the local government finance system with reforms to business rates and council tax benefits, so the pressures on the sector are set to increase. The Department does not properly understand the overall impact on local services that will result from the funding reductions, nor has it modelled how funding changes may adversely affect other areas of the public sector. It must improve its ability to foresee what effects the full package of funding reductions and reforms will have on local authority areas, particularly for those authorities which face higher deprivation levels. Local authorities' statutory duties have stayed broadly the same, and in some areas, such as adult social care, the demand for services is increasing. There is a risk that the worst-affected councils will be unable to meet their statutory obligations, threatening their viability. The Department must clarify its plans to respond if councils become unviable. More information is needed to understand councils' spending and performance. The Department did not make clear how it will monitor councils' ability to cope with funding changes, or the extent to which they are able to do this by increasing efficiency rather than reducing services. Neither has it demonstrated that the information published is sufficient to provide assurance on the value for money with which councils spend their resources.

Download or read book Taxation and Social Policy written by Andy Lymer and published by Policy Press. This book was released on 2023-04 with total page 302 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is about tax and social policy and how they interact with each other. The impact of taxation as an instrument of social policy is central in influencing redistribution and behaviour. This broad-based edited collection fills a significant gap in both literatures, bringing together disparate debates in this emerging area of analysis. It guides readers through the key interactions of tax and social policies and the central debates and challenges posed by their effect on each other. It examines how analyses might be combined and policy options developed for more effective delivery and impact in both areas.

Download or read book Barlow s Cohabitants and the Law written by David Josiah-Lake and published by Bloomsbury Publishing. This book was released on 2018-05-18 with total page 405 pages. Available in PDF, EPUB and Kindle. Book excerpt: As the number of couples choosing to live together (and not to marry) is on the rise, it is essential that access to what their legal rights and obligations are is readily available. The fourth edition of Barlow's Cohabitants and the Law provides a wealth of both new and updated information on important issues affecting cohabiting couples such as cohabitation agreements, disputes in relation to children, the family home and tax and social security. Part I focuses on the ongoing relationship and Part II with relationship breakdown. There have been significant legislative, procedural and case law developments since the publication of the third edition in all of the key areas of family, child, land and trust law that impact on cohabiting couples in much the same way as married couples, eg: - New child maintenance regulations (CMS) - Family Procedure Rules 2010 - Human Fertilisation and Embryology Act 2008 - Adoption and Children Act 2002 - Stack v Dowden [2007] UKHL 17, [2007] 2 ALL ER 929 - Jones v Kernott [2011] UKSC 53, [2012] 1 AC 776; and - Bhurra v Bhurra [2014] EWHC 727, [2014] All ER (D) 213 (Mar) Mention is also be made of EU jurisdiction distinctions/differences. The practical stance of the work is enhanced by a precedents and checklist section, and the provision of a number of 'at a glance' comparative tables setting out the rights of cohabitants, married couples and civil partners in relation to property and housing, financial provision following breakdown of the relationship, child maintenance, death, pensions and more.

Download or read book Statutory Valuations written by Andrew Baum and published by Taylor & Francis. This book was released on 2014-02-25 with total page 374 pages. Available in PDF, EPUB and Kindle. Book excerpt: The fourth edition of Statutory Valuations has been completely revised and expanded and draws on the expertise of several new authors. The text reflects the effect of the considerable statutory changes over the ten years since the last edition. There are new chapters dealing with taxation (income tax, corporation tax, capital gains tax, inheritance tax, stamp duty land tax and VAT) and with rating and council tax. As in previous editions, there is full coverage of the valuation implications of regulation of the landlord and tenant relationship in commercial property; the impact of both the Rent Acts and leasehold reform on residential property; as well as comprehensive material on the background to, and assessment of, compulsory purchase and planning compensation. This book is designed both for students and practitioners and is a must-buy for anyone seeking a comprehensive analysis of the law relating to valuation as well as practical approaches to dealing with valuation problems. The clear concise narrative provides worked examples of valuations.

Download or read book The Scottish Economy written by Kenneth Gibb and published by Taylor & Francis. This book was released on 2017-07-06 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Scottish economy is at the heart of contemporary constitutional and public policy debates. This substantial new edited collection, the first comprehensive and authoritative analysis for more than 60 years, is a timely update on the classic volume of the same name edited by Sir Alec Cairncross in 1954. It is data rich, and offers links to updatable data and leading indicators of the Scottish economy including measures of public finances, distributional evidence and growth. Readers will find a series of easy to follow chapters covering the Scottish economy from every angle – oil and gas, health, education, finance, rural Scotland, inequality, climate change, gender and work, housing, infrastructure and cities. Each sector-based chapter explores the main issues, draws out key empirical facts and considers policy challenges that lie ahead. This book includes: an historical account of the development of the Scottish economy; the trajectory of economic policy in Scotland; reviews of the current fiscal position and the wider economic landscape; and also an intriguing insight into the emerging distinctive approach to Scottish public policy. This book brings together evidence and high quality research by experts on the Scottish economy in a politically neutral, accessible and non-technical way. The volume will assist readers in navigating their way through the many political debates about constitutional and economic futures that are underway in modern Scotland and the UK. A website also exists to accompany The Scottish Economy - www.scottisheconomy.scot. In today's inter-connected world, it makes sense to have a book on the Scottish economy supplemented by online access to important data, information and evidence as a means of keeping material current.

Download or read book The Impact of Devolution on Social Policy written by Derek Birrell and published by Policy Press. This book was released on 2009-09-09 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt: With new devolved administrations in Scotland, Wales and Northern Ireland, this book provides a study of developments in the major areas of social policy and a full comparison between the four UK nations.

Download or read book Does Council Tax Benefit Work written by Tom Clark and published by . This book was released on 1999 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt: Investigates the performance and the prospects for reform of council tax benefit.

Download or read book The best start in life written by Great Britain: Parliament: House of Commons: Work and Pensions Committee and published by The Stationery Office. This book was released on 2008-03-10 with total page 270 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Government has set itself the challenging target of halving the number of children living in poverty by 2010-11 and eradicating child poverty by 2020. With 2010 fast approaching, Ministers are still committed to the targets, and the Committee wanted to ascertain whether DWP has the right measures in place to meet its objectives. Significant progress has been made, but the target remains challenging: there are still 2.8 million children living in poverty and the most recent data shows a slight increase in this number. The Committee is convinced of the damaging effect of poverty on a child's self-esteem and expectations, and also its effects in contributing to social exclusion. Children growing up in poverty are also more likely to have poorer health and poorer educational outcomes. There are groups of children who have a much higher risk of growing up in poverty, for example if they or a parent are disabled, and there are higher poverty rates amongst Pakistani, Bangladeshi and black children. Getting parents into sustainable work should be the focus of the strategy to lift them and their children out of poverty, but there are concerns that the Jobseekers' Allowance regime is not sufficiently flexible to reflect the complexity of lone parents' lives. To eradicate child poverty by 2020, the Government needs a long-term strategy on benefit income for those who are unable to work. If benefits are uprated in line with inflation, the gap between the incomes of those in work and those on benefits will only get wider, as benefits will not keep pace with earnings. As poverty is measured as a percentage of median earnings, the implications for the 2020 target, in particular, are serious.

Download or read book Rating Valuation written by Patrick H. Bond and published by Taylor & Francis. This book was released on 2023-12-22 with total page 529 pages. Available in PDF, EPUB and Kindle. Book excerpt: Rating Valuation: Principles and Practice has long been the standard go-to guide for both students studying rating valuation and practitioners needing a comprehensive reference book covering rating law, valuation and, importantly, practice. This fifth edition brings the reader up to date with the changes for the 2023 Rating Revaluation and developments in case law, as well as highlighting the differences between the law in England and Wales. A comprehensive chapter covers rates in Northern Ireland. Starting with the basics, the book goes on to provide more in-depth detail for advanced readers, using clear, accessible and engaging analysis and example valuations throughout to break down what many see as a complex subject. Whether you are studying to pass your APC, or just want an overview of the changes following the latest revaluation, Rating Valuation: Principles and Practice will give you all you need to understand rating valuation.