Download or read book Commercial Banks in India written by Benson Kunjukunju and published by . This book was released on 2008-01-01 with total page 342 pages. Available in PDF, EPUB and Kindle. Book excerpt: Banking sector in India has undergone remarkable changes since the nationalisation of 14 major commercial banks in 1969. The geographical and functional coverage of banks has surged at a rate that is unprecedented in the world. Nationalisation of commercial banks in 1969 and 1980 was a mixed blessing. Reforms have brought about considerable improvements as reflected in various parameters relating to capital adequacy, asset quality, profitability and operational efficiency. Unfortunately, commercial banks continue to face the problem of non-performing assets (NPAs). The present volume deals with various aspects related to the development of commercial banks in India, with particular focus on post-liberalisation (1991 onwards) developments.

Download or read book Commercial Banks in India After Nationalisation written by Bhaskar Namdeo Adarkar and published by Bombay : A. D. Shroff Memorial Trust. This book was released on 1971 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Commercial Banking in India After Nationalisation written by Bhagwati Prasad Agrawal and published by New Delhi : Classical Publishing Company : distributors, Classical Publishers & Distributors. This book was released on 1981 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Nationalisation and Growth of Indian Banking written by Arvinder Singh Chawla and published by . This book was released on 1987 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Nationalisation of Banks in India written by Harish Chandra Sharma and published by . This book was released on 1970 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Nationalisation of Banks written by G. S. Monga and published by . This book was released on 2001 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contributed articles with reference to Indian banks.

Download or read book Banking Sector Reforms in India and Performance Evaluation of Commercial Banks written by Debaprosanna Nandy and published by Universal-Publishers. This book was released on 2010-07-29 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The Committee on Financial System (CFS), popularly known as Narasimham Committee, was set up in 1991 to make recommendations for bringing about the necessary reforms in the financial sector. Narasimham Committee appraised and acknowledged the success and progress of Indian banks since the major banks were nationalized on 19 July 1969. Unfortunately, the developments were witnessed only in the field of expansion and spread of bank branches, generation of huge employment and mobilization of savings rather than also in improvement in efficiency. Besides, corruption, fraud, misutilization in public money, outdated technology, and politicization in policy making were found to be major drawbacks in the real progress of the banks. As the banking sector plays an important and crucial role in the economy of a country for its stabilization and balanced growth, major reforms were urgently needed, after 22 years of nationalization, to revive Indian banks. This was not only in the field of profitability, but also in the overall efficiency, viz., better management of non-performing assets (NPAs), satisfying capital requirements, increased cost effectiveness and control, enhanced customer service, improved technology, establishing competitive interest rate, effective man-power planning, introduction of asset-liability management, better productivity, launching new products, and becoming more competent to face the upcoming challenges and competition from foreign as well as private sector banks in the era of globalization and liberalization. The objectives of the study are to examine the need and relevance of reforms in Indian banks, to assess the efficiency and profitability of Indian banks during reforms from different perspectives, to discuss various issues of NPA management in the light of reforms, to measure the performance of the banks of West Bengal during the reforms, to analyse the role of information technology and its relevancy in Indian banks in the era of reforms, and to impart necessary suggestions for the improvement of the efficiency and profitability of Indian banks.

Download or read book Welfare State and Bank Nationalisation in India written by K. Shanker Shetty and published by . This book was released on 1982 with total page 372 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Role of Commercial Banks in India s Developing Economy written by B. P. Sharma and published by New Delhi : S. Chand. This book was released on 1974 with total page 442 pages. Available in PDF, EPUB and Kindle. Book excerpt: Monograph on the role of commercial banks in the economic development of India - includes industrial banking, agricultural banking, savings mobilisation, export credit, agricultural credit and other forms of financing, and covers ownership, nationalization, social controls, management development, etc. Bibliography pp. 405 and 406 and statistical tables.

Download or read book State in Relation to Commercial Banking in the Developing Economy of India written by Amarchand Gorelal Sharma and published by . This book was released on 1968 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Nationalisation of Banks written by and published by . This book was released on 1970 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Banks and Banking in India written by Madan Mohan Shukla and published by Delhi : New Star Publishers. This book was released on 1970 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Preformance of Nationalised Commercial Banks of India written by Susanta Niyogi and published by . This book was released on 2002-01-01 with total page 151 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Nationalisations in India Financial sector written by Kamal Nayan Kabra and published by . This book was released on 1989 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Banking Developments in India 1947 to 2007 written by Niti Bhasin and published by . This book was released on 2006 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The banking system of India consists of the Central Bank (Reserve Bank of India), Commercial Banks, Co-operative Banks and Development Banks (development finance institutions). These institutions, which provide a meeting ground for the savers and the investors, form the core of India's financial sector. Through mobilisation of resources and their better allocation, banks play an important role in the development process of underdeveloped countries. Banking development in India has been, by and large, a state-induced activity. The Reserve Bank of India was nationalised in 1949 followed by the nationalisation of Imperial Bank of India (now the State Bank of India) in 1955. In 1969, 14 major commercial banks were nationalised and the exercise was repeated when 6 more commercial banks were nationalised in 1980. Thus, prior to economic reforms initiated in early 1990s, banking business in India was a near-monopoly of the Government of India. The underlying philosophy of this approach was to encourage growth, via availability of adequate credit at reasonable/concessional rates of interest, in areas where commercial considerations did not allow for disbursal of credit. Nationalisation of commercial banks was a mixed blessing. After nationalisation there was a shift of emphasis from industry to agriculture. The country witnessed rapid expansion in bank branches, even in rural areas. However, bank nationalisation created its own problems like excessive bureaucratization, red-tapism and disruptive tactics of trade unions of bank employees. It was in this backdrop that wide-ranging banking sector reforms were introduced as in integral part of the economic reforms programme started in early 1990s and which is still under way. The present book explains and examines the changes which have swept the Indian banking sector over the last 60 years since independence. The approach to the subject is mainly descriptive, interested by critical comments at places."

Download or read book A Portrait of Nationalised Banks written by Hari Narayan Agrawal and published by Delhi : Inter-India Publications. This book was released on 1979 with total page 348 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Trends and Portents in Banking written by M. C. Khandelwal and published by . This book was released on 1991 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Stellar Role Of Financial Institutions In General And Of Banking Sector In Particular In Promoting Socio-Economic Developments Is Duly Recognized Universally. In India The Significance Of And Expectations From This Sector Increased Tremendously Particularly After The Nationalisation Of Major Commercial Banks In 1969. And Undoubtedly, Since Then The Banking Institutions Have Tried To Provide A Big Push Both To The So Called Transfer Process I.E.Mobilisation Of Savings As Well As Their Channelisation In Desirable Investments Via The Mechanism Of Finance, And Social Transformation Through Mass Banking.There Are, However, The Starker Facts Of The Matter Also. While The Quantum Of Deposit Obilisation And Credit Outflows Have Remained Below The Potential And Requirements Respectively, The Quality Of Leading Has Hardly Satisfied The Twin Criteria Of Efficiency And Equity. Paradoxically, The Growth Of Literature On Such An Important Area Of Banking Has Lagged Behind Its Expansion And Proliferation. An Attempt Has Been Made In The Present Edited Volume To Bridge This Gap By Combining A Collection Of Theoretical And Empirical Studies So That Practical Suggestions May Have Theoretical Underpinnings And The Volume Proves Useful Both Heuristically For Further Researches And Practically For Action.