Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Download or read book The Insider s Guide to Buying a New or Used Car written by Burke Leon and published by Betterway Books. This book was released on 1997-03-15 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: This revised edition of the book that helps car buyers get the best new- and used-car deals--and not get burned--includes even more information gleaned from the Leons' years of buying and selling experience, plus detailed car-buying checklists.

Download or read book The Complete Idiot s Guide to Buying Or Leasing a Car written by Jack R. Nerad and published by Penguin. This book was released on 1996 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt: You're no idiot, of course. You keep your projects on budget at work, shop around to find the best prices on groceries and clothing, and even manage to sock away money for your kids' college tuition. But when it comes to wheeling and dealing to buy a car, you feel like someone else is in the driver's seat. Don't be taken for a ride! The Complete Idiot's Guide to Buying or Leasing a Car helps you learn the techniques you need to drive away in the car you want at the price you can afford. Feel confident about asking questions and bargaining, even when you have to say "no" to a salesperson. In this Complete Idiot's Guide, you get:

Download or read book Buying a Car For Dummies written by Deanna Sclar and published by For Dummies. This book was released on 1998-08-21 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Buying a car is never easy. Besides spending a sizeable amount ofmoney on this investment, your liveliness probably relies on thisvehicle. You need to know that your car will get you from point Ato point B in a timely and safe manner--so buying a lemon isnot something you can afford to do. Buying A Car For Dummies is for you if you need to findout how to buy, sell, insure, drive, protect, or rent a vehicle. Itdoesn't matter how old you are (as long as you can legallydrive and have a license), this book can make your experience withcars a smooth ride. Buying A Car For Dummies can help you save a truckload ofmoney over the life of your vehicle as you find out all you need toknow about new and used car ownership in this entertaining andinformative reference guide. This dependable book covers allavenues of buying and owning a car, from negotiating a fair priceto finding reliable insurance to saving money on routine servicing.You'll stay in the driver& ’s seat as you discoverhow to: * Calculate how much you current car really costs you * Weigh the pros and cons of buying new or used * Get the best trade-in, resale, or donation value for yourvehicle * Pick out a cherry and avoid lemons--expert advice forbuying a reliable used car * Determine what features and options you really need in a newcar * Get the straight scoop on financing or leasing your car * Find an insurance policy and company you can trust * Protect your automotive assets--from steering wheel locksto full-blown security systems With Buying A Car For Dummies as your guide, you can parkyou fears, frustrations, and anxieties as you discover how todecide between buying or leasing new wheels, how to negotiate withcar dealers, how to foil car thieves and carjackers, how to protectyourself in a breakdown or accident, and how to protect yourautomotive assets with insurance, warranties, and servicecontracts. Plus, the book features a list of ten great automotiveWeb sites for pricing information, ratings, industry news,diagnostic troubleshooting, and more.

Download or read book Buying Your First New Car written by John Hawkins and published by Scribl. This book was released on 2019-02-13 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover what dealers do not want you to know and save up to thousands of dollars when buying a new car. So you've finally done it - you've passed your driving test and it's time to think about buying a car. This can be a daunting experience when you do it for the first time, but a little forward planning and knowledge in the right areas will go a long way towards making sure the whole proce...

Download or read book Car Buying Revealed written by Brian Munroe and published by Morgan James Publishing. This book was released on 2008-04-01 with total page 229 pages. Available in PDF, EPUB and Kindle. Book excerpt: Gives advice on every aspect of purchasing a car, including determining budget limits; buying new, used, or foreign cars; negotiating a deal; and making financing arrangements.

Download or read book New Car Buying Guide written by Oscar Tilden and published by CreateSpace. This book was released on 2013-06-26 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt: Who Else Wants To Discover The Insider Tips & Secret Strategies That Can Help You To Smoothly Buying Your First New Car Without Much Hassle & Avoid Getting Scam By Dishonest Car Dealer! If This Is The First Time You Are Planning To Buy A New Car, Then This Insider Tips & Strategies Are Just About To Show You Everything You Need To Know For Picking The Best Car To Meet Your Needs. Discover The 6 Most Important Steps To Follow When Buying A Car… The Steps That Will Accommodate Your Lifestyle and Your Budget…Are you someone who: * Wants to buy a new car but doesn't know where to start? * Has a car but needs to buy a new car in better shape? * Someone who needs financing for a new car but doesn't know where to get the best deal? * Someone looking for the best deal on car loans, or someone interested in learning how much they should spend each month on a car payment? * Someone curious to find out what to look for during a test drive? * Someone interested in learning as much as they can about the car buying process before they approach a dealer? * Someone clueless about car buying but in desperate need of a car that works well and fast? Here is just a sneak peak at what you'll learn in NEW CAR BUYING GUIDE: * Learn where to look when searching for your new car… so you don't waste countless hours searching for cars in all the wrong places. * Discover creative ways to finance your new car… even if you have bad credit or no credit, so you can buy the car you want and deserve when you need it. * Find out what to look for when searching “under the hood” so you can avoid buying a car with serious mechanical flaws. * Learn where to get car insurance and how to decide the best car insurance policy for you, so your car is covered properly and you can drive with peace of mind. * Find out where you can find accurate and up-to-date information on new cars, so if you decide to buy a new car you know exactly where to look and what to look for. * Learn how to decide whether buying a new or used car is the best choice for you, so you can buy a car that fits your budget and personal needs. * Find out how to find the right car company to work with, so you can buy a quality car at a reasonable price. * Discover how to calculate your monthly car insurance and what financial information you'll need to buy the car of your dreams. Plus... You'll Also Learn Things Like: * Find out how to determine if you need a four-door or a two-door, so you buy a car compatible with your needs and preferences. * Discover what safety features are must-have items when buying a car, whether you plan to buy a new or used car, so you can protect yourself and your family. * Learn how to calculate the trunk space you'll need in the new car you buy, so you don't come up short when the time comes to pack for a long road trip. * Learn more about hybrid cars so you can decide whether a hybrid car is the best choice for you. * Discover the 5 tasks you MUST complete before buying a car… so you can avoid delays associated with the car buying process. AND MUCH, MUCH, MUCH MORE!!!

Download or read book The First Timer s Guide to Buying a New Car written by Daniel Montoya and published by . This book was released on 2011-01-11 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt: A car is no longer a luxury but a necessity in this present age. However, it is still a luxurious spend because it costs a lot of money to buy one. So, if you're buying one you need to make doubly sure that it will turn out to be a worthwhile investment. Buying a new car can be overwhelming, especially for the first-time buyer. There are lots of important considerations to think about in order to come up with sensible decisions. A few of the questions you will deliberate on are:* What type of car do I buy?* What important features do I need to look for?* How and where do I get financing? * Interest rates and depreciation value* What insurance coverage do I get?In the process of making the purchase you will also need to make decisions when negotiating with sales people so that you get a very satisfactory transaction.Also, you will need to account for the fact that finally owning a car is a lengthy responsibility. These are some recurrent concerns you will deal with for as long as you have a car:* Fuel expense* Car maintenance and repair costs* Insurance* Registration and licensingUse the information in this book to help you buy your first car so that you get the very best deal on your investment.

Download or read book Buying Your First Car written by Xina M. Uhl and published by The Rosen Publishing Group, Inc. This book was released on 2019-07-15 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: A first car is a young person's ticket to independence and responsibility. A lot is involved in the process of this purchase: how to decide what to buy, what is affordable, how much may be owed in taxes, and what the insurance options are. This information-packed volume helps readers learn how to negotiate the purchase price, whether they are entitled to a warranty, and how to get a loan. Tips include the particulars of service contracts, fuel conservation, hybrid options, and how to maintain the vehicle. Smart cars, cycles, scooters, and other non-car options round out the final chapter of this informative volume.

Download or read book Real U Guide to Buying Your First Car written by Johanna Bodnyk and published by Real U Guides. This book was released on 2004 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Real U Guide to Buying Your First Car is packed with advice for first-time buyers, steering them through the tricky process of choosing a decent used car or finding an affordable new one, arranging financing, deciding about optional equipment, shopping around for the best deal in auto insurance, and more. Whether you're 16 years old or 26, buying your first car should be a thrill and an experience that you'll remember for many years to come. But what if you can't afford the car of your dreams? Or you face soaring interest rates? Or find yourself signing a contract full of hidden charges? This guide has all the right answers, including tips on: - How to sniff out a lemon - Sales pitches to avoid - Why you want to stay out of a car dealership's back room - The truth about leasing - The pros and cons of buying new or used Don't get burned on the first big purchase you make. Find out how to get the best financing, how to avoid the latest scams tactics, whether to buy extended warranties, how to negotiate the best price, and more. Includes a quiz every first time buyer should take: "Are You a Savvy Buyer or a Sucker?"

Download or read book Buying Your First Car written by Jose Whitmarsh and published by Createspace Independent Publishing Platform. This book was released on 2017-04-06 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt: Want to learn exactly how to get started car hunting and learn how the pros choose a car? Discover The Secrets For Successful Car Buying That Teach You How to Get The Best Car For Your Money...Even As A Beginner! Just Follow The Instructions And You'll Be Driving Like A Pro In No Time! Are you ready to get started on your journey to becoming a car owner? Yes? Then let's get started! All too often budding car owners rush right out, buy the first car they see at the car lot, grab some fuel and friends and head right out for a weekend of fun. Sadly, the experience is usually less than positive and they may arrive home with nothing but a broken down wreck to show for their expenditure. The car ends up at the wreckers and the dream of owning their own car is over. Another scenario that occurs frequently is going out to look at cars with a buddy or acquaintance presenting himself as a self-proclaimed "expert." You know the type. He knows it all and proceeds to talk you into buying a car that is just "wrong" for you. You are then stuck with it until you can save up enough to get one that is right; meanwhile you feel annoyed every time you go out in your car. It doesn't have to be like that. You can learn the basics of how to buy your first car on and be sure then of getting the right car for you at the right price. You can do it with your own copy of "Buying Your First Car." "Buying Your First Car" gives you everything you need to get started. Not only will you learn how to select the right car for your needs, you will learn also learn how to maintain it in optimum condition. Here's more: Are You Financially Prepared to Buy that First Car? Although there are cheap cars on the market, you have to stay alert to avoid being ripped off. But is it wiser to buy a cheap car or an expensive car? Insurance Laws. Having the right kind of insurance can save you thousands of dollars and the inconvenience of being without a car, should you have an accident. Drivers and their insurance are subject to federal and state insurance regulations. Learn more inside. Taking Your Car Home. After a great deal of research, it is finally time to buy your new car and bring it home. But you have to know what safety features you will need ensure it is safe for both driver and passengers. All About Mechanical Problems. There are many different kinds of things that can go wrong with a car, but with the right knowledge you can find out what they are and know what to do about them. We want "Buying Your First Car" to be an absolute 100% no-brainer for you. That's why you can order your copy with complete peace of mind.

Download or read book The Car Buying Guide for Beginners written by David Brent and published by Independently Published. This book was released on 2024-04-08 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Navigating the Road to Your Perfect Ride Congratulations on embarking on your journey to car ownership! Buying your first car can be exciting, but also overwhelming. The Car Buying Guide for Beginners is here to be your copilot, navigating you through the process from setting a budget to driving off the lot in your perfect car. This comprehensive guide, written in clear and understandable language, empowers you to make informed decisions throughout the car buying journey. Whether you're a student with a limited budget or a young professional seeking a reliable vehicle, this book equips you with the knowledge and essential steps to find a car that fits your needs and financial situation. Here are the key areas you'll explore to become a confident car buyer: Setting Your Budget: Before you start browsing car listings, it's crucial to determine how much you can comfortably afford. This section dives into calculating your budget, considering not just the purchase price, but also ongoing expenses like insurance, gas, maintenance, and potential repairs. Understanding Your Needs: Not all cars are created equal. This section helps you identify your priorities. Do you need a fuel-efficient car for commuting? A spacious SUV for a growing family? Understanding your needs will guide your car search and ensure you don't get sidetracked by features you don't necessarily require. Researching Makes and Models: With a plethora of car manufacturers and models on the market, research is key. This section equips you with resources and tools to research different car makes, models, and year ranges. Learn about reliability ratings, safety features, fuel efficiency, and common problems associated with specific vehicles. The Used vs. New Debate: Should you buy a brand new car or a used one? This section explores the pros and cons of each option. New cars offer the latest features and warranty coverage, but come with a higher price tag. Used cars can be more budget-friendly, but require careful inspection to avoid potential problems. Financing Options: Unless you're paying for your car upfront, financing will likely be involved. This section explains different loan options available, including dealership financing, bank loans, and credit union loans. Learn about factors like interest rates, loan terms, and down payment requirements. Beyond the core curriculum, The Car Buying Guide for Beginners offers: Negotiation Tips: Don't be afraid to negotiate! This section equips you with strategies for negotiating the car's price, financing terms, and potential add-ons from the dealer. The Art of the Test Drive: A test drive is crucial before committing to a car. This section provides tips for conducting a thorough test drive, focusing on handling, performance, comfort features, and ensuring everything functions properly. The Inspection Imperative: Especially for used cars, a professional inspection is vital. This section explains what a pre-purchase inspection entails and highlights the importance of having a qualified mechanic check the car for any underlying issues. The Car Buying Guide for Beginners empowers you to take control of your car buying journey. Stop feeling pressured or confused by car salespeople! With this guide by your side, you'll be making informed decisions, negotiating with confidence, and driving off in the perfect car for you!

Download or read book Gotcha Capitalism written by Bob Sullivan and published by Ballantine Books. This book was released on 2008-01-22 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: What is Gotcha Capitalism? Coughing up $4 fees for ATM transactions. Iron-clad cell phone contracts you can’t get out of with a crowbar. Paying big bucks for insurance you don’t need on a rental car or forking over $20 a day for supposedly “free” wireless internet. Every day we use banks, cell phones, and credit cards. Every day we book hotels and airline tickets. And every day we get ripped off. How? Here are just a few examples of how big business can get you: • You didn’t fill up the rental car with gas? Gotcha! Gas costs $7 a gallon here. • Your bank balance fell to $999.99 for one day? Gotcha! That’ll be $12. • You miss one payment on that 18-month same-as-cash loan? Gotcha! That’ll be $512 extra. • You’re one day late on that electric bill? Gotcha! All your credit cards now have a 29.99% interest rate. But not for much longer. In Gotcha Capitalism, MSNBC.com’s “Red Tape Chronicles” columnist Bob Sullivan exposes the ways we’re all cheated by big business, and teaches us how to get our money back–proven strategies that can help you save more than $1,000 a year. From the Trade Paperback edition.

Download or read book A Wealth of Common Sense written by Ben Carlson and published by John Wiley & Sons. This book was released on 2015-06-22 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: A simple guide to a smarter strategy for the individual investor A Wealth of Common Sense sheds a refreshing light on investing, and shows you how a simplicity-based framework can lead to better investment decisions. The financial market is a complex system, but that doesn't mean it requires a complex strategy; in fact, this false premise is the driving force behind many investors' market "mistakes." Information is important, but understanding and perspective are the keys to better decision-making. This book describes the proper way to view the markets and your portfolio, and show you the simple strategies that make investing more profitable, less confusing, and less time-consuming. Without the burden of short-term performance benchmarks, individual investors have the advantage of focusing on the long view, and the freedom to construct the kind of portfolio that will serve their investment goals best. This book proves how complex strategies essentially waste these advantages, and provides an alternative game plan for those ready to simplify. Complexity is often used as a mechanism for talking investors into unnecessary purchases, when all most need is a deeper understanding of conventional options. This book explains which issues you actually should pay attention to, and which ones are simply used for an illusion of intelligence and control. Keep up with—or beat—professional money managers Exploit stock market volatility to your utmost advantage Learn where advisors and consultants fit into smart strategy Build a portfolio that makes sense for your particular situation You don't have to outsmart the market if you can simply outperform it. Cut through the confusion and noise and focus on what actually matters. A Wealth of Common Sense clears the air, and gives you the insight you need to become a smarter, more successful investor.

Download or read book Car Buying Revealed written by Brian Munroe and published by Morgan James Publishing. This book was released on 2008-04-01 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you want to save thousands of dollars the next time you buy a car, then you need to read this book right now and do everything it tells you to do. Car Buying Revealed contains all the information that car dealers do not want you to know and have kept secret for many, many years. The code of silence is now broken. This information is now available to you, the everyday consumer. Brian Munroe has revealed so much inside information about the car business that he can not reveal his true identity out of fear for his safety. If you want to be the one in control when you buy a car, then this book is exactly what you need. Car Buying Revealed brings you through the entire car buying process. By the time you are done with this book, you will be able to buy your car over the phone and be in and out of the dealership within an hour. Eliminate all the hassles and games of buying a car. Read Car Buying Revealed.

Download or read book New Car Buying Guide written by Consumer Reports (Firm) and published by . This book was released on 2007-06-12 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Presents the Consumer Reports 2007-2008 new car buying guide that includes comparison charts, ratings and reviews, and leasing information.

Download or read book Inside the Minds of Car Dealers written by Ray Lopez and published by . This book was released on 2009 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Before buying another car, let Ray Lopez, a former swift talking, blood-sucking salesperson and author of Inside the Minds of Car Dealers give you a look under the hood of dealerships to show you every trick that will be used against you! Learn every single psychological ploy and manipulative scheme typical auto dealers employ to squeeze every last dime out of your pocket--all while you''re being sold a car you may not even want! Discover in detail the 12 crucial dos and don''ts to car buying from a seasoned insider. This comprehensive, tell-all car buying guide holds nothing back! reviews Hanford Sentinel Commentary: You and the Law: Shopping for a new car? "Now a retired car salesman, Lopez has written "Inside the Minds of Car Dealers," a book which You and the Law absolutely recommends that anyone in the market for a new car reads before stepping onto a dealer''s lot." "We were impressed by his honesty, desire to educate and protect the public, along with a terrific sense of humor, making this not only a practical, money-saving book, but also an entertaining read. "''Just how practical is the book? Beyond interesting, will it save me money?'' you might be thinking. "One of his tips was responsible for a You and the Law staff member saving close to $4,000 on a new car, while another answered the question, ''Do I trade-in or sell privately?''..." June 14, 2014 6:30 am By Dennis Beaver Hanford Sentinel Commentary: You and the Law: Shopping for a new car? May 2014: Ray Lopez was recently interviewed by ABC''s "20/20" -you can watch it the May 9 segment here. Congrats to Five Star Publications author Ray Lopez - who gave guidance to car shoppers on ABC World News with Diane Sawyer in the broadcast that aired on 11/16/2011. Video: Used Car Tactics: Former Salesman Speaks Out How do you get a car that''s safe, yet something for a great deal? USA Today quotes Ray Lopez, Five Star Publications'' author of Inside the Minds of Car Dealers as saying "buyers of the priciest luxury cars want to have all that''s available. But for more mainstream cars, expensive safety features are a very hard sell." Read the article & Ray''s book to shop smarter for your next car. USA Today Next time I step onto a dealer''s lot, I''m going armed with insider information. Inside the Minds of Car Dealers is a new book written by Ray Lopez, a former car salesman with thirty years of experience in numerous dealerships. Inside the Minds of Car Dealers is, as the title suggests, a 118-page insight into the mind of a car salesman, and contains engagingly-written explanations of what goes on behind the curtain at a car dealer, so to speak. Inside the Minds of Car Dealers offers tips on how to find a good dealer before you even leave the house, explains the head games salesmen play and how they can spot a so-called "auto expert" a mile away-and take him or her for even more money than they will the average consumer. Reading Inside the Minds of Car Dealers, I saw exactly what was going on when I bought my Miata...and my Saab...and my Escort. This book explained what the dealer was doing in each case-and how I was getting taken for every last cent each time! Lopez'' writing style is a bit heavy-handed at times, but the information contained in this volume is vital, valuable stuff that''ll make your next car buying experience a great deal less stressful. It''s $15.95 well spent. Christopher Jackson Elepent Automotive Reviews What makes someone sell you a clunker? "Inside the minds of Car Dealers: How to Buy Your Next Car without Fear" is a guide for readers who seek a psychological edge in dealing with the shifty con artists who go by the more politically correct title of car dealers. Written by a man who has played the devil, he offers much in the way of trying to decipher the thoughts on both sides of the deal and does well in arming his readers in how to get the best deal they can and avoid the toxic ones. "Inside the Minds of Car Dealers" is a must for anyone considering purchasing a new vehicle in the near future. Midwest Book Review Library Bookwatch December 2009 5 out of 5 stars A PROFESSIONAL, INFORMATIVE AND USEFUL GUIDE! In 2003, I walked into a Chevrolet showroom to purchase a new car for my daughter. As I look back now, I remember being there from opening to closing. After signing the contract and going through with the deal, I realized that I wasn''t prepared, and I could have saved a lot of money. Since that sale, I''ve read many books and did some research on how to buy a new car, or used car, and what we should know about trading in your car. In comparison to THE CAR BUYER''S BIBLE, HOW TO BUY A CAR, and BUYING A CAR FOR DUMMIES, I found "INSIDE THE MINDS OF CAR DEALERS" to be the most informative guide on this subject. If you want expert advice on buying a car, then it would be logical to obtain information from someone who spent thirty years as a car salesman, who served an estimated 2,800 customers per year. Ray Lopez worked for many top-notch leading dealerships such as Chrysler, Cadillac, and Nissan. Through the experience of his thirty year career, knowledge, and expertise, the author can educate the public on how to be a wise car buyer. I highly recommend this book to anyone who is contemplating on buying a car, or trading in your used car. The author provides excellent information that is extremely helpful in purchasing a car, or trading one in. This book is easy to read and understand, many tips are provided on how to obtain the best deal, and many crucial factors are included as to what to do, and what not to do. Did you ever go to a showroom, and buy a car that you didn''t want? Were you ever told by a salesman that you can afford to buy their car? Were you ever disrespected, or mistreated by a car salesman? Were you ever lured into a factory discount? Ever gone for a test drive, but told you can''t drive it off the lot due to insurance liability? Ray Lopez can answer these questions and many more, while showing you every trick of the trade that can be used against you, through manipulative schemes. The author reveals the biggest secrets in the car buying industry in this unique, professionally written, informative guide. "INSIDE THE MINDS OF CAR DEALERS" is something you may want to read again-and-again, before walking into that showroom as a potential buyer. You will indeed be prepared, and informed on how to become a composed car buyer. Ray Lopez encourages you to do research, includes resources of what to be aware of, and how to detect signs of being taken advantage of. By Geraldine Ahearn "Author Geri Ahearn" October 5, 2009 (Phoenix, AZ) 5.0 out of 5 stars Very Impressive Amazon Verified Purchase. I bought the book because I wanted to find out the right way to buy a car. I''m going to be ready for a new one in a few months. So I might as well start now on learning all I can about car salesmen. I can''t trust them. My goal was to buy one, read it, then buy another, and so on, as long as they had high recommendations and were reasonably priced. I figured I''d spend about $75 on 5 books. By then I could probably learn everything about how they always end up screwing you. And if it cost me $75 but saved me $1000 or more, it would be a worthwhile investment. I saw this book and I liked the title so I thought, why not? I''ll take a chance. I''m really glad I did. Inside The Minds Of Car Dealers has everything you''ll ever need to know on how to get a really good deal. There was stuff in it that I never even dreamed of that goes at the dealership. And it''s not just with the salesman. It''s with the sales manager, the way the showroom is laid out and even the dealership''s ads for salesmen! Who would''ve ever thought to start researching there first? But it does make sense. This book explains why you never want to go on the lot with an attitude like you know how to deal. I just found out why my friend ended up paying more for his Focus than I did a couple years ago. We bought ours a few days apart. He told them he knew the exact price they paid for the car and he wouldn''t pay anything over that. He ended up paying $1378 more than me. And the reason is in this book. Too bad for him the book wasn''t available back then. There''s so much great information in it and it''s so easy to read too. None of the sales lingo. Just plain English. And it uncovers even more than you''d ever expect. I''m going to read it a few more times before I get my new car. And I recommend to everyone to buy Inside The Minds Of Car Dealers. It will save you money and a lot of time. And like the title says, you can Buy Your Next Car Without Fear. By Radio Guy November 14, 2009 (Los Angeles)