Download or read book Busting the Retirement Lies written by Kim D. H. Butler and published by . This book was released on 2014-02 with total page 158 pages. Available in PDF, EPUB and Kindle. Book excerpt: REVISED AND EXPANDED THIRD EDITION Is it possible that everything you have been told about retirement planning is wrong? Is retirement dead? Perhaps not yet, but it's on life support. The concept of retirement, as we've known it, is becoming a thing of the past. With the major economic, social, cultural, medical, technological, and employment shifts that have occurred in the past two decades, most everyone under the age of 100 now has to rethink what they thought "retirement" would be. Furthermore, the various "financial planning" industries are still looking at retirement through the lens of the 20th century. As a result, they are pushing products, services, and concepts that can actually "reduce" your chances for comfort in your later years. "Busting the Retirement Lies" is a quick read that is packed and to the point-and which will transform your perspective on retirement. You will learn: Why "saving enough" is not enough How financial planners skew projections, creating false expectations Why and how conventional retirement strategies are changing And more eye-opening new realities But most of all, regardless of your current age, you will learn what you can do to best enjoy the rest of your life."
Download or read book Busting the Retirement Lies written by Prosperity Economics Movement Staff and published by . This book was released on 2012-10-05 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt: Revised and expanded second edition Is it possible that everything you have been told about retirement planning is wrong? Is retirement dead? Perhaps not yet, but it's on life support. The concept of retirement, as we've known it, is becoming a thing of the past. With the major economic, social, cultural, medical, technological, and employment shifts that have occurred in the past two decades, most everyone under the age of 100 now has to rethink what they thought "retirement" would be. Furthermore, the various "financial planning" industries are still looking at retirement through the lens of the 20th century. As a result, they are pushing products, services, and concepts that can actually reduce your chances for comfort in your later years. Busting the Retirement Lies is a quick read that is packed and to the point-and which will transform your perspective on retirement. You will learn: * Why "saving enough" is not enough * How financial planners can skew projections, creating false expectations * Why and how conventional retirement strategies are changing * And more eye-opening "new realities" But most of all, regardless of your current age, you will learn what you can do to best enjoy the rest of your life.
Download or read book Don t Check Out Early written by Claudie Whistle and published by . This book was released on 2021-05-18 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is much more than a book about retirement planning. It tackles what's wrong with the concept of retirement, from both a financial and a life purpose perspective. (As the author is fond of saying, "Who wants to be 'taken out of service'!? Not me!") The book also gives several examples of role models who are doing "retirement" differently, pursuing businesses, new careers, and meaningful volunteer work beyond the age when many people have confined themselves to an easy chair. And its seven chapters give the steps to living prosperously as you age: -Getting better, not just older... to 100 years or beyond! Move past the self-imposed and societal limitations of aging to live a full and healthy life. This chapter presents wise advice from active centenarians. -Match your purpose with your prowess. Learn tools and resources to help you figure out your innate calling or "soul purpose." Find work (or volunteer opportunities) you love. Don't work a job you hate! Discover how to enjoy your work while making a contribution. -Strategize how to keep doing meaningful work for a lifetime. It makes little sense to simply cease productivity because we're 65. Instead, we can do work we love throughout our lives, combined with meaningful sabbaticals, rest, and travel. -Save 20 percent of your income. Most Americans are drastically under-saving, not realizing the effect that taxes and inflation will have on their spendable income! This chapter features screenshots of several Truth Concepts calculators demonstrating how people will be impacted by inflation, the difference between actual and average returns, and more. -Understand the Reality of Retirement Plans. In this chapter, the Qualified Plan calculator gets a workout! As one of our first reviewers commented, -7 Principles of Prosperity and the CLUE concept, both of which lead the reader to realize they have other investment options than just 401(k)s and IRAs. -Live and Share with Passion. Whether you work, volunteer, or "retire," focus your life on the things that make it meaningful! But most of all, regardless of your current age, you will learn what you can do to best enjoy the rest of your life with purpose, passion, and prosperity!
Download or read book Busting the Life Insurance Lies written by Kim D. H. Butler and published by Createspace Independent Publishing Platform. This book was released on 2016-11-25 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Is life insurance a bad investment? Don't I lose all my cash value when I die? Shouldn't I just make a bundle and invest it instead? What about my spouse or my kids-do they need life insurance? Can I borrow money from (or is it against?) a life insurance policy? My insurance advisor told me one thing about insurance, but my financial planner gave me different advice, and an expert on TV said something else entirely. What do I do now? Help! Every day, people like you and me run into questions like these-and no good answers. The truth about life insurance is that myths, misunderstandings, and even outright lies cause a lot of uncertainty around what it is, how it works, who needs it and when, and-most importantly-the great benefits it can bring to your life. This book is here to clear up all that confusion. With combined experience of over fifty years in the life insurance industry, Kim Butler and Jack Burns know what's true and what isn't. They've seen what works and what fails. They've lived through every success and failure the industry can throw at them. And they're fed up with seeing smart, well-meaning people fall for costly half-truths and mix-ups because they just can't find the right information. Busting The Life Insurance Lies takes the 38 biggest, loudest myths around life insurance and breaks them wide open. Whether you're wondering if life insurance is right for you, wanting to understand how it can help you while you're still alive, or even an insurance advisor yourself, this book will guide you to the answers you need to make the clearest, most informed decision-one you'll feel good about for the rest of your life.
Download or read book Busting the Interest Rate Lies written by Kim D. H. Butler and published by . This book was released on 2016-03-01 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: What you don't understand about interest rates probably IS hurting you... financially Typical financial wisdom and advice is sometimes lacking, and at other times, altogether wrong. This book fills in important gaps about essential but little-understood financial topics you won't hear about from most financial advisors. "Busting the Interest Rate Lies" corrects common financial myths such as: Purchasing a car with 0% dealer financing is the best way to buy a car; You always save money by paying cash for major purchases; A 15-year mortgage is more efficient than a 30-year mortgage; Earning a higher rate of interest on your investments is the key to amassing a small fortune over time. Additionally, you'll discover rarely-discussed facts about: What student loan debt costs the average college graduate; What the banks don't want you to know about credit cards; Insider information on how to get the best deal on a car; Finally An accurate comparison of buying vs. renting; Why "average" investment rates of return don't equal "actual" rates of return; And an analysis of Life Settlements-the best investment you may have never heard of Whether you are just learning to manage your money or whether you are an experienced investor, "Busting the Interest Rate Lies" offers information to help you avoid common financial mistakes and put MANY thousands of dollars into your pocket "
Download or read book Lying for Money written by Dan Davies and published by Scribner. This book was released on 2021-03-09 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: An entertaining, deeply informative explanation of how high-level financial crimes work, written by an industry insider who’s an expert in the field. The way most white-collar crime works is by manipulating institutional psychology. That means creating something that looks as much as possible like a normal set of transactions. The drama comes later, when it all unwinds. Financial crime seems horribly complicated, but there are only so many ways you can con someone out of what’s theirs. In Lying for Money, veteran regulatory economist and market analyst Dan Davies tells the story of fraud through a genealogy of financial malfeasance, including: the Great Salad Oil swindle, the Pigeon King International fraud, the fictional British colony of Poyais in South America, the Boston Ladies’ Deposit Company, the Portuguese Banknote Affair, Theranos, and the Bre-X scam. Davies brings new insights into these schemes and shows how all frauds, current and historical, belong to one of four categories (“long firm,” counterfeiting, control fraud, and market crimes) and operate on the same basic principles. The only elements that change are the victims, the scammers, and the terminology. Davies has years of experience picking the bones out of some of the most famous frauds of the modern age. Now he reveals the big picture that emerges from their labyrinths of deceit and explains how fraud has shaped the entire development of the modern world economy.
Download or read book Boom Bust Boom written by Bill Carter and published by Simon and Schuster. This book was released on 2021-08-31 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: A sweeping account of civilization's dependence on copper traces the industry's history, culture and economics while exploring such topics as the dangers posed to communities living near mines, its ubiquitous use in electronics and the activities of the London Metal Exchange. By the author of Fools Rush In. 30,000 first printing.
Download or read book Lies the Government Told You written by Andrew P. Napolitano and published by Thomas Nelson. This book was released on 2010-03-01 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt: YOU’VE BEEN LIED TO BY THE GOVERNMENT We shrug off this fact as an unfortunate reality. America is the land of the free, after all. Does it really matter whether our politicians bend the truth here and there? When the truth is traded for lies, our freedoms are diminished and don’t return. In Lies the Government Told You, Judge Andrew P. Napolitano reveals how America’s freedom, as guaranteed by the U.S. Constitution, has been forfeited by a government more protective of its own power than its obligations to preserve our individual liberties. “Judge Napolitano’s tremendous knowledge of American law, history, and politics, as well as his passion for freedom, shines through in Lies the Government Told You, as he details how throughout American history, politicians and government officials have betrayed the ideals of personal liberty and limited government." —Congressman Ron Paul, M.D. (R-TX), from the Foreword
Download or read book Exercised written by Daniel Lieberman and published by Pantheon. This book was released on 2021-01-05 with total page 465 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book tells the story of how we never evolved to exercise - to do voluntary physical activity for the sake of health. Using his own research and experiences throughout the world, the author recounts how and why humans evolved to walk, run, dig, and do other necessary and rewarding physical activities while avoiding needless exertion. Drawing on insights from biology and anthropology, the author suggests how we can make exercise more enjoyable, rather that shaming and blaming people for avoiding it
Download or read book Afterwork written by Joel Malick and published by Rose Publishing. This book was released on 2023-05-02 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: Enjoy having 10 powerful disciplines and practical applications you can easily use to break free of an unfulfilling retirement and step forward into a new, remarkably fulfilling season—regardless of how you’ve defined “work.” Afterwork is a healthy and hopeful approach to retirement—and it may be different than conventional wisdom. Our society declares that a self-focused, uber-comfortable, and vacation-minded retirement is what we want. That retirement is mostly a financial problem to be solved. What could possibly go wrong with double the free time and less structure in your life? But, this is where we go wrong. The retirement lie says that a successful retirement is an endless vacation based on financial security, but this way of thinking is a down payment toward purposelessness and disappointment. Afterwork: Exposes the retirement lie Explores 10 key disciplines to avoid a destiny of disillusionment Opens you to a life of purpose and meaning The afterwork mindset and its disciplines are applicable to anyone. Perhaps you’re leaving a traditional career. Your children are grown and gone. Maybe you’ve sold your business. Harder still, you may be navigating the unfathomable passing of a loved one. Preparing for and living well through these tectonic shifts requires serious reflection, intentional thinking and healthy mindsets. That’s afterwork, and its quest for you is to thrive in the most impactful, purposeful season of your life, whether you’re 45 or 75. How Does Afterwork Help? Afterwork is an honest discussion about the “retirement lie” and a guide to living a future worthy of God’s plan for you. Afterwork will help you: Sidestep the loaded word “retire” in favor of a purposeful new season Realize you’re not a “has been”—you are the strongest, most impactful version of you yet Cope with the reality vs. the daydream of the afterwork life and start thriving Avoid the traps of the retirement “sugar rush” and “retirement drift” Shift your focus from money and “happiness” to meaning and impact And more! You’re more than the pile of money and assets in your retirement account—you’re a living, breathing person and one with a lot of life yet to live! If you want to experience your post-career season in the most purposeful and impactful way possible, this is the book for you. Who will you be afterwork? The 10 Key Disciplines of Afterwork Each of Afterwork’s key disciplines will help you take back control of what you can in simple, easy-to-understand ways. Purpose Calendar Movement Journaling Faith Connection Learning Awareness Generosity Awe 4 Key Features of Afterwork Practical: Enjoy having practical, actionable advice you can start following now to launch yourself into the most meaningful season of your life yet! Relevant: Written by highly successful wealth management and financial planning experts Joel Malick and Alex Lippert, you’ll gain decades of knowledge from their real experiences with clients. Easy to Read: With outlines and simple summaries, you can grasp key concepts about retirement at a glance! Whether you’re avoiding the retirement sugar rush or learning how to manage your suddenly empty daily schedule, enjoy clearly written rundowns to help you glean ideas quickly. Easy to Understand: Enjoy having a simple yet deep read into the keys for retirement success. Retirement shouldn’t be only for financial experts of psychology majors.
Download or read book Busted Life Inside the Great Mortgage Meltdown written by Edmund L. Andrews and published by W. W. Norton & Company. This book was released on 2009-05-22 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt: The fiasco that sank millions of Americans, including one journalist, who thought he knew better. A veteran New York Times economics reporter, Ed Andrews was intimately aware of the dangers posed by easy mortgages from fast-buck lenders. Yet, at the promise of a second chance at love, he succumbed to the temptation of subprime lending and became part of the economic catastrophe he was covering. In surprisingly short order, he amassed a staggering amount of debt and reached the edge of bankruptcy. In Busted, Andrew bluntly recounts his misadventures in mortgages and goes one step further to describe the brokers, lenders, Wall Street players, and Washington policymakers who helped bring that money to his door. The result is a penetrating and often acerbic look at the binge and bust that nearly bankrupted the United States. Enabled by know-nothing complacency in Washington, Wall Street wizards used "collateralized debt obligations," "conduits," and other inscrutable financial "innovations" to put American home financing into hyperdrive. Millions of Americans abandoned the safety of thirty-year, fixed-rate mortgages and loaded up on debt. While regulators insisted that the markets knew best, Wall Street firms fragmented and repackaged unsound loans into securities that the rating agencies stamped with triple-A seals of approval. Andrews describes a remarkably democratic debacle that made fools out of people up and down the financial food chain. From a confessional meeting with Alan Greenspan to a trek through the McMansion bubble of the OC, he maps the arc of the Frankenstein loans that brought the American economy to the brink. With on-the-ground reporting from the frothiest quarters of the crisis, Andrews locates what is likely to be the high-water mark in America's long-term embrace of higher borrowing, higher risk-taking, and the fervent belief in the possibility of easy profits.
Download or read book Perpetual Wealth How to Use Family Financing to Build Prosperity and Leave a Legacy for Generations written by Kim D. H. Butler and published by Prosperity Economics Movement. This book was released on 2021-06-11 with total page 390 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to Build-and Keep-Generational Wealth! How can a family build "safe and sure" wealth... that lasts for generations? That's the question answered by Perpetual Wealth. You'll discover how families can create wealth together to serve the good of all. The authors call it "Family Financing," and it's about much more than money! Among the many fascinating and insightful points, you'll learn: Why "typical" financial advice sabotages long-term wealth The "4 Cornerstones of Generational Wealth" that ensure an inheritance will be wisely used, not wasted Why life insurance is "better than a bank" for growing wealth 13 "rules" for raising financially responsible children Plus, how to invest in the future of your family... and leave a lasting legacy Perpetual Wealth also includes an engaging story of a fictional family that will show you examples and ideas for: Family retreats to learn and grow together Writing a family mission statement Using Family Financing for leadership development Guidelines for family saving, lending, and borrowing And much more "The idea of Perpetual Wealth has always fed my Soul Purpose. "Perpetual" meaning long-term legacy, and "Soul Purpose" meaning what I was put on earth to do/give. Those two go together in a way that drives my energies every day. This book gives you some concrete steps to take with your family to work on both legacy and your own sense of your gifts (and your family's gifts) to the world." - Garrett Gunderson New York Times bestselling author and Chief Wealth Architect of Wealth Factory
Download or read book Laziness Does Not Exist written by Devon Price and published by Simon and Schuster. This book was released on 2022-01-04 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: A social psychologist uncovers the psychological basis of the "laziness lie," which originated with the Puritans and has ultimately created blurred boundaries between work and life with modern technologies and offers advice for not succumbing to societal pressure to "do more."
Download or read book Lies Across America written by James W. Loewen and published by The New Press. This book was released on 2019-09-24 with total page 482 pages. Available in PDF, EPUB and Kindle. Book excerpt: A fully updated and revised edition of the book USA Today called "jim-dandy pop history," by the bestselling, American Book Award–winning author "The most definitive and expansive work on the Lost Cause and the movement to whitewash history." —Mitch Landrieu, former mayor of New Orleans From the author of the national bestseller Lies My Teacher Told Me, a completely updated—and more timely than ever—version of the myth-busting history book that focuses on the inaccuracies, myths, and lies on monuments, statues, national landmarks, and historical sites all across America. In Lies Across America, James W. Loewen continues his mission, begun in the award-winning Lies My Teacher Told Me, of overturning the myths and misinformation that too often pass for American history. This is a one-of-a-kind examination of historic sites all over the country where history is literally written on the landscape, including historical markers, monuments, historic houses, forts, and ships. New changes and updates include: • a town in Louisiana that was the site of a major but now-forgotten enslaved persons' uprising • a totally revised tour of the memory and intentional forgetting of slavery and the Civil War in Richmond, Virginia • the hideout of a gang in Delaware that made money by kidnapping free blacks and selling them into slavery Entertaining and enlightening, Lies Across America also has a serious role to play in contemporary debates about white supremacy and Confederate memorials.
Download or read book The Big Retirement Lie written by Michael D. Reese and published by Copper Leaf Pub.. This book was released on 2007-01-01 with total page 173 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book will change the way you look at retirement, and the options you have to icnrese the enjoyment of your "Golden Years" forever!
Download or read book Love Busters written by Willard F. Harley and published by Revell. This book was released on 2008-05 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: This fifteenth anniversary edition helps couples identify and overcome the most common habits that destroy the feeling of love.
Download or read book The Life We Bury written by Allen Eskens and published by Simon and Schuster. This book was released on 2014-10-14 with total page 303 pages. Available in PDF, EPUB and Kindle. Book excerpt: A USA Today bestseller and book club favorite! College student Joe Talbert has the modest goal of completing a writing assignment for an English class. His task is to interview a stranger and write a brief biography of the person. With deadlines looming, Joe heads to a nearby nursing home to find a willing subject. There he meets Carl Iverson, and soon nothing in Joe's life is ever the same. Carl is a dying Vietnam veteran--and a convicted murderer. With only a few months to live, he has been medically paroled to a nursing home, after spending thirty years in prison for the crimes of rape and murder. As Joe writes about Carl's life, especially Carl's valor in Vietnam, he cannot reconcile the heroism of the soldier with the despicable acts of the convict. Joe, along with his skeptical female neighbor, throws himself into uncovering the truth, but he is hamstrung in his efforts by having to deal with his dangerously dysfunctional mother, the guilt of leaving his autistic brother vulnerable, and a haunting childhood memory. Thread by thread, Joe unravels the tapestry of Carl’s conviction. But as he and Lila dig deeper into the circumstances of the crime, the stakes grow higher. Will Joe discover the truth before it’s too late to escape the fallout?
