Download or read book Building micro small and medium enterprises capacity and access to green finance through the Land Finance Hub A case study of Indonesian MSMEs written by Puspitaloka, D. and published by CIFOR. This book was released on 2023-11-27 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Expanding Access to Finance for Small Scale Businesses written by Weltbankgruppe and published by . This book was released on 2017 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: A lack of access to finance has been one of the biggest impediments to the development and growth of the small-scale business sector in Indonesia. While micro, small and medium-sized enterprises (MSMEs) account for almost all employment in Indonesia (97 percent), the sector as a whole accounts for just about 57 percent of Gross National Product. Surveys suggest that one of the main constraints on the growth of the sector is a lack of access to finance, with almost half of Indonesian MSMEs citing access to finance as the top constraint to business growth. In 2012 the World Bank Group (WBG), in partnership with Switzerland and Japan, engaged with the Government of Indonesia to improve access to finance for the small-scale sector by enabling the use of movable collateral for formal lending. The use of movable collateral, such as vehicles, machinery, equipment, inventory or livestock, make it possible for enterprises and individuals who lack fixed collateral, such as land and property, to access finance. It also supports the growth of the financial sector, as it promotes portfolio diversification. This case study shows how the World Bank Group's specialist team in Indonesia engaged with the government to promote an enabling environment and develop a sound secured transactions infrastructure to increase access to finance for the MSME sector.

Download or read book Listen and Design written by Iwan Jaya Azis and published by Springer Nature. This book was released on 2024 with total page 172 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access book thoroughly investigates the domain of policy design tailored specifically for micro, small, and medium enterprises (MSMEs) with a central emphasis on harmonizing these policies with the preexisting social capital inherent to these enterprises, consistent with the mandate of Bank Indonesia to guard price stability and to promote financial stability, inclusive, and sustainable growth. Professor Iwan Jaya Azis has made yet another substantial and original contribution to the literature on economic development This study, on micro, small and medium enterprises (MSMEs), is a continuation of his life-long professional career, to focus on key development and policy issues. advocates an approach to listen, that is, to talk to the actors in a variety of economic and ecological settings, and to design policies accordingly. All too often, this seemingly obvious methodology has been ignored in favor of a top-down approach. (Hal Hill, H.W. Arndt Professor Emeritus of the Southeast Asian Economies, Crawford School, Australian National University) Iwan Aziss "Listen and Design" is another great new book of his building on its predecessor "Periphery and Small Ones Matter", it shows that the success of policy programs requires understanding the prevailing social capital To do this requires listening to MSMEs so as to "align the preferences of enterprises and policy makers." This is the third, great contribution of Iwan Azis book for all development economists and policy makers. (Ludger Schuknecht, Former German Federal Ministry of Finance, ex-OECD Deputy Secretary-General, and currently Vice President and Corporate Secretary of the Asian Infrastructure Investment Bank (AIIB)) The role of micro, small, and medium enterprises is crucial in contributing to the development process. Early in the structural transformation, these enterprises are in the informal sector and gradually move into the formal sector as they learn more efficient business practices. The important contribution of this book is that it successfully searches for policies that can speed up this process and make these enterprises more efficient and productive. The methodology used by the author is original. This book deserves to be read by researchers and policymakers interested in micro enterprises. (Erik Thorbecke, H.E. Babcock Professor of Economics (Emeritus), Cornell University) There have been many analyses and studies on MSMEs, but Iwan Azis book tops them all in terms of evidence base, innovative approach with the AHP and ANP methodology something the author has worked for decades, and most of all written with the heart by recognizing that people are at the center of development and the importance of social capital This is an incredible reference for all stakeholders from governments, networks of MSMEs, facilitators, and all those who care about people and community centered development. (Mari E Pangestu, Former Trade Minister of Indonesia and Managing Director of Development Policy and Partnerships, World Bank).

Download or read book Indonesia Market Study written by and published by . This book was released on 2014 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Small and Medium Enterprises in Kotawaringin Timur Central Kalimantan Indonesia written by Rani Evelin Oktaviyanti and published by Asadel Publisher. This book was released on 2024-01-17 with total page 57 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book, now in its second edition, provides an in-depth analysis of the challenges faced by micro, small, and medium enterprises (MSMEs) in Sampit City, along with updated solutions and steps for their development and growth. Authored by Rani Evelin Oktaviyanti and Rhegy Septiawan, a management student at Universitas Darwan Ali, this edition incorporates the latest research findings and insights gained from extensive study conducted as part of her Merdeka Belajar Kampus Merdeka (MBKM) program, under the guidance of her academic advisor, Mr. Andy Ismail. Divided into several chapters, the book covers various aspects of MSMEs in Sampit City, including their historical background, development trajectory, prevalent business models, potential growth avenues, and the persistent challenges concerning capital, management, and technology. Moreover, it offers practical solutions and actionable tips for overcoming these obstacles, featuring updated information on governmental support initiatives, success strategies tailored for Sampit City's business landscape, and effective marketing and sales methodologies. In its conclusion, the book succinctly summarizes its key findings and underscores the pivotal role of MSMEs in driving the economic prosperity of Sampit City. With its enriched content, the second edition serves as an invaluable resource for entrepreneurs, business owners, policymakers, and scholars keen on understanding the evolving dynamics of MSMEs in Sampit City, as well as for those interested in the broader context of economic development in Indonesia.

Download or read book Fostering Resilience through Micro Small and Medium Enterprises written by Tulus T.H. Tambunan and published by Springer Nature. This book was released on 2022-03-30 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book focuses on the development of Micro, Small and Medium Enterprises (MSMEs) in Indonesia based on various primary and secondary field surveys. In doing so, the book provides a regional comparison of countries in Asia- Pacific, covering issues such as employment generation, formation of gross domestic product (GDP), export development, development constraints, productivity, and investment. To achieve this, the book analyzes the role of partnerships between MSMEs such as large companies, banks and government institutions, and the role of cooperatives. It also includes studies on women’s entrepreneurship in Indonesia, and also explores the crisis mitigating measures (CMMs) widely adopted by MSMEs affected by financial crises in the past. Finally, the book also examines the development of financial technology (FinTech), and in particular peer-to-peer (P2P) lending and how this can serve as an alternative source of funding for MSMEs in Indonesia. Aspects of this book would be useful to students, researchers, practitioners, and also those interested in economic-related sustainable development goals (SDGs), given the importance the United Nations (UN) has assigned to MSMEs for taking a lead in employment creation, and poverty eradication.

Download or read book Economic Empowerment Through Micro Small and Medium Enterprises MSMEs written by Khyati Rathore and published by . This book was released on 2019 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: The complexity of issues that characterize the underserved spaces and communities in the urban ecosystem calls for a comprehensive approach to development initiatives in cities. This is the approach of the Kali Pepe Co-development Initiative, designed for the development of urban space and low-income communities along the Pepe River in Solo, Indonesia. The co-development initiative aims to address livelihood development, urban regeneration, community governance, housing, and infrastructure development of these neighborhoods. To ensure sustainable, inclusive and long-term growth, community members are considered key stakeholders in the process of development. In support of this initiative, this report explores mechanisms to enable bottom-up economic empowerment in these communities. The mechanisms explored in this report can help build scale and capacity and enable access to finance for micro-small-medium enterprises, which are critical for the sustainable livelihood development of low-income communities. The report further identifies the role of NGOs to support the development strategies and facilitate community participation.

Download or read book The Digitalization of Indonesian Small and Medium Enterprises written by Trina Fizzanty and published by Springer Nature. This book was released on with total page 158 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Gender and start up capital for agrifood MSMEs in Indonesia and Viet Nam written by Ambler, Kate and published by Intl Food Policy Res Inst. This book was released on 2020-12-17 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro, small, and medium enterprises (MSMEs) in developing countries frequently face financial con-straints undermining their ability to reach their full production potential. These constraints include expo-sure to uninsured risk, lack of suitable savings technologies, and expensive or inaccessible credit. Such challenges may be particularly acute for MSMEs operating in the agrifood system, in value chains be-tween farmers and retailers, where the seasonality and structure of these value chains creates unique financing needs relative to other sectors. Moreover, constraints affecting MSME performance in one part of the value chain may impact other value chain actors both up and downstream, including smallholder farmers, consumers, and exporters. As has been observed more broadly about MSMEs, marginalized groups such as women, low-income households, and ethnic minorities often face additional barriers to finance and adoption suitable financial services.1 If so, then the most vulnerable populations may be unintentionally excluded from emerging economic opportunities in the agriculture sector.

Download or read book Strategic Intention Financial Support on MSMEs written by Iqbal Sasongko and published by . This book was released on 2019 with total page 15 pages. Available in PDF, EPUB and Kindle. Book excerpt: Through its micro, small, and medium enterprises (MSMEs), the sprawling Jakarta satellite city of South Tangerang is ushering development of its own creative industry in hopes of becoming a competitive creative hub. Cities and creative industries are seen to have a mutually-beneficial relationship with each other (Flew, 2010). Despite their importance, micro and small enterprises (MSEs) tend to have a high mortality rate due to poor performance which can be attributed to lack of financing and poor strategic management. In order to assist with the development of South Tangerang's creative industry, this study intends to shed light on the correlation between the use of generic strategies and access to external funding on the value-based management (VBM) performance of MSEs.Data is gathered from a focus group discussion, a questionnaire distributed to 100 creative entrepreneurs from 5 administrative villages, and unstructured interviews. After conducting path analysis using AMOS, the results find that creative MSEs tend to employ differentiation focus and previous findings confirm that implementing proactive strategies can boost the sales and profits of smaller firms (Pushpakumari & Watanabe, 2010); however, limited resources force MSEs to implement focus strategy and therefore MSEs should use collaboration and competency-based strategies instead (Ogot, 2012). Another revelation is that formal debt financing only has minor influence in the development of creative MSEs as evidenced by a number of the respondents' fear or distrust of banks; as also discovered by Machmud & Huda (2011), respondents' ineligbility to be granted credit due to lack of collateral or poor business plan further exacerbates the situation.

Download or read book Determinants of Access to Financing in Rural Areas written by Sasipa Pojanavatee and published by . This book was released on 2017 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Role of Micro Small and Medium Enterprises in Achieving SDGs written by Himachalam Dasaraju and published by Springer Nature. This book was released on 2023-11-30 with total page 381 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book discusses and provides empirical evidence of the importance of Micro, Small and Medium Enterprises (MSMEs) in achieving Sustainable Development Goals (SDGs) in a number of developing countries. In doing so, the book focuses on the contributions of MSMEs to national efforts, directly or indirectly, to achieve poverty reduction (Goal 1), zero hunger (Goal 2), good health and wellbeing (Goal 3), quality education (Goal 4), gender equality (Goal 5), clean water & sanitation (Goal 6), income distribution (Goal 10), and sustainable cities & communities (Goal 11). The book consists of chapters discussing evidence on these particular topics based on research from various countries including Indonesia, India, Sri Lanka, Nepal and Malaysia.

Download or read book The Role of MSMEs in Achieving SDGs in Developing Economies written by Tulus T. H. Tambunan and published by . This book was released on 2021-08-14 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: With the title the Role of MSMEs in Achieving SDGs in Developing Economies. The case of Indonesia, this book based on a series of research highlights the current development of micro-small and medium enterprises (MSMEs) in Indonesia. Although the focus is on Indonesia, for certain aspects this book also covers current development of MSMEs in some other countries in the Asia Pacific region, as a regional comparison. It explains the development of MSMEs from various theoretical perspectives, and examines empirically some important related issues, such as their growth or performance in times of economic crises (i.e. the Asian financial crisis 1997/98, the 2008/09 global financial crisis and the Covid-19 pandemic crisis); their role in economic development especially with respect to their contributions to the generation of jobs or employment opportunities, gross domestic product (GDP) and export growth; challenges and constraints of women entrepreneurship; their access to formal sources of financing and the importance of financial technology especially Peer-to-Peer (P2P) lending; development constraints facing MSMEs; their adoption of internet for marketing their products (e-commerce) in the context of digital transformation; and their role in achieving the Sustainable Development Goals (SGDs). Researchers, development policy makers, PhD and undergraduate students on economic development issues, as well as society at large who have great attention to development, challenges, opportunities and constraints MSMEs in developing countries, especially in Indonesia, are the main target audience of this book. Findings from Indonesia shown in this book reflects key features of MSMEs

Download or read book The Role of Credit Guarantee Schemes for Financing MSMEs written by Adhitya Wardhono and published by . This book was released on 2019 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro, small, and medium-sized enterprises (MSMEs) play a significant role in the Indonesian economy, however most MSMEs have difficulties in accessing finance. The Credit Guarantee Scheme (CGS) is a popular program for guaranteeing bank lending to MSMEs by the government. The objective of this research is to evaluate and compare the performance of the CGS in rural and urban areas of Indonesia. The data used in this research are from the Indonesian Family Life Survey (IFLS) 2007 and 2014. We looked at the role of microfinance as a bridge for MSMEs to access credit, however our results show that this role does not function optimally for MSMEs that have no credit guarantee. MSMEs that do not have a credit guarantee do not have much opportunity to access credit from formal microfinance institutions. In addition, MSMEs in rural areas have significantly fewer opportunities to gain access to credit from formal institutions than MSMEs in urban areas.

Download or read book Insights on the Development of Micro Small and Medium Sized Enterprises in Indonesia written by TULUS T. H. TAMBUNAN and published by . This book was released on 2024-06 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is about micro-, small and medium-sized enterprises (MSMEs) in Indonesia. Based on the literature on MSMEs, especially in developing countries and in Indonesia, the latest country data, and the results of several case studies and surveys, and using a descriptive approach, this book presents and discusses the latest developments in MSMEs in the country, in particular their contribution to the formation of GDP, creation of employment opportunities and productivity, main obstacles, level of internationalization (export performance), digitalization, cluster development, and women's entrepreneurship. The main aim of this book is to answer the following question: can Indonesian MSMEs survive amidst globalization, increasingly fierce competition in the global market, as well as technological advances, including the increasingly massive use of artificial technology? Especially in Indonesia, this question has not received much attention in the research on MSMEs that has been conducted so far. Therefore, this book fills this gap.

Download or read book Entrepreneurial Finance for MSMEs written by Joshua Yindenaba Abor and published by Palgrave Macmillan. This book was released on 2016-11-18 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides a framework for understanding micro, small and medium sized enterprises (MSMEs) as important contributors to economic growth. By examining the economic and investment decisions behind these businesses, the author shows how managers of MSMEs can add value to the firm by applying managerial finance tools. Early chapters establish the basic tenets of new venture development and financing and explore the economic environment that business-owners inhabit, focusing on venture capital, microfinance intervention, and public sector interventions. Later chapters guide the reader through the process of financial planning and forecasting, and valuation, finishing with insights into how to harvest investments and make sound financial decisions. The book has interdisciplinary appeal and offers a timely consideration of MSMEs in developing economies. It will be valuable reading for all interested in the management and development of small businesses, the finance of entrepreneurship and policy affecting small and medium sized enterprises.

Download or read book Open Innovation in Small Business written by Ahmad Rafiki and published by Springer Nature. This book was released on 2023-10-27 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book emphasizes the open innovation which mainly consists of innovation inside-out and outside-in needed by the small and medium-sized enterprises (SME). This open innovation relates to the performance and survival of SMEs in a global competition. The SMEs must learn, have, and do innovative initiatives and actions. This book elaborates all related concepts and innovative practices toward better performances, which includes the impacts of globalization and dynamic markets with a special focus on sustainability. Every country has different perspectives considering open innovation as a solution to the businesses. Thus, readers can see the best practices to be adopted or adapted in their business environment. The book includes the solution for the SMEs in terms of creating values. Open innovation is known as a window for creating values. Open innovation can be seen by SMEs as a possible way to adapt and thrive in an increasingly competitive and volatile environment, including to overcome their limitations. By implementing open innovation, SMEs will compensate for their lack of internal resources and competencies through external resources to develop new technologies and take advantage of market opportunities. This book is dedicated to the entrepreneurs, businessmen, practitioners, policymakers, academician, and students in developing strategies and having future plan related to innovation which is crucial for creating values in business operations. A benchmarking through innovation is important to improve among businesses to achieve effectiveness and efficiency.