Download or read book Budgeting A Practical Guide to Managing Your Money the Minimalist Way How to Take Control of Your Money Reduce Debt and Start Living written by Samuel Barraza and published by Samuel Barraza. This book was released on 2021-12-20 with total page 177 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book teaches the basics of budgeting that should have been taught to us all in schools. It also touches on the topic of investing your money to make it grow. We start with your goals for budgeting and saving money. We then discuss the strategies and tools that you will need to create and implement a sustainable plan. Let's have a look at some of the things you will learn... • Why less is more • How to change your mindset • The basics for a minimalist budget • How to pay yourself first • What you need and what you don't • How to stick to your minimalist budget • How to track your spending • Much, much more... This is a simple and understandable guide to budgeting. You will find insights, tips, and tricks for a better budgeting strategy that you can apply today on your path to financial success, as well as present and future account recommendations depending on your situation. No more wondering where your money is going, it is time to take control.
Download or read book Worth It written by Amanda Steinberg and published by Simon and Schuster. This book was released on 2017-02-07 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: The founder of the DailyWorth.com financial site explains how women can reevaluate money as a source of personal power in order to live life on their own terms, explaining how to implement strategies for security, confidence, and management.
Download or read book The Minimalist Budget written by Simeon Lindstrom and published by Createspace Independent Publishing Platform. This book was released on 2017-04-22 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this boxed set, we'll be tackling the familiar challenges of personal finance management... but in an unfamiliar way. INCLUDED IN THIS COLLECTION: BOOK 1: Rethinking Budgeting - How to Escape the Poverty Mindset and Create a Lifestyle That Works for You BOOK 2: The Minimalist Budget - A Practical Guide On How To Save Money, Spend Less And Live More With A Minimalist Lifestyle BOOK 3: Dollars & No Sense - Why Are You Spending Your Money Like An Idiot? DESCRIPTION: In this boxed set, we'll be tackling the familiar challenges of personal finance management... but in an unfamiliar way. If your main money problem is simply "I don't have enough of it!", you may be surprised at the approach these books will take. Here, you will NOT find the same old tips and tricks on how to save money by re-using teabags or buying rice in bulk. Instead, we'll get to the very heart of what money actually means, how we spend it and why, and what you can do to start using what you have right now to create a lifestyle that has meaning for you. "Budget" - it's a meager little word, one that all too often comes after "tight". Maybe you think of this word as an adjective, something to describe a cheap and substandard car or hotel. "Budget" brings to mind rationing... a kind of money diet. If you're like many people, budgeting is something you do with a kind of deflated spirit. Budgeting means bargain bin quality and the sad sense that what you want is going to be just out of reach. With these books, we'll try to go a little deeper. We'll consider the root causes of careless spending, as well as the three biggest but largely invisible money myths we all believe in to some extent. We'll then consider ways to start creating a budget that works for you and your goals, rather than against it. So much budget and personal finance advice out there is about solving problems using the same thinking that created them. These books will try a different approach to budgeting altogether. And it starts with a fact that many personal finance guides out there avoid like the plague. My hope with these books is that they'll give you a starting point to begin to reconsider your relationship to money and, by extension, your relationship to yourself and the world you live in. My hope is that you'll find something that inspires you to think differently and make different choices, ones that will leave you feeling more in control and more fulfilled than ever before. We each only have one life - here's to spending it wisely! WHAT ARE READERS SAYING? "This is definitely not just another cut-and-save type of book. While it does deliver a wealth of very solid advice on how to make drastic changes in your spending habits and provide great advice on how to save money in an variety of areas, it gave me so much more food for thought that I could ever have anticipated. This book ties all of the above into our own personal psychology and our attitudes about money, possessions and the role they play in our lives. The next time someone asks for advice on this topic, I will definitely recommend this collection." "This incredible guide is packed with information on how to revamp your lifestyle. The author breaks down multiple budgeting strategies and end with a step-by-step actionable plan. Plenty of food for thought, excellent strategies offered and nicely organized." "This is the type of book everyone should read. It takes on a gargantuan task: asking you to re-evaluate money as it pertains to your life personally, culturally, and literally." Grab your copy TODAY of this LIMITED EDITION boxed set!
Download or read book The Minimalist Vegan written by Michael Ofei and published by Minimalist Company Pty Limited. This book was released on 2018-01-08 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Minimalist Vegan by Masa and Michael Ofei is less of a how-to book, and more of a why-to book. A manifesto on why to live with less stuff and with more compassion. They explore the intersection of minimalism and veganism and all that each complimentary lifestyle has to offer. They dive deep into conscious living and what it actually means. With chapters on topics such as "The More Virus" and Courageously Simple to The Superior Species and A Plastic World, Masa and Michael cover every aspect to help challenge your way of thinking. Their hope is that by the end of it, you'll have the thirst and passion to architect your life in a way that brings you purpose and joy each and every day. They have written this book to be read within a few hours. Yes, even if you'd consider yourself to be a slow reader! Each chapter can be read independently, so you can jump ahead to a section that resonates with you. However, reading the book from start to finish is a great way to build momentum as you manifest your ideas and dive into a more conscious way of living.
Download or read book All Your Worth written by Elizabeth Warren and published by Simon and Schuster. This book was released on 2006-01-09 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The bestselling mother/daughter coauthors of "The Two-Income Trap" now pen an essential guide to the five simple keys to lasting financial peace.
Download or read book The Minimalist Lifestyle written by Sergio Rijo and published by SERGIO RIJO. This book was released on 2023-09-22 with total page 101 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you tired of feeling overwhelmed and stressed out by the constant demands of modern life? Do you find yourself surrounded by clutter and possessions that no longer bring you joy or value? If so, then The Minimalist Lifestyle: Achieve More with Less is the book for you. In this complete guide to minimalism, simple living, and decluttering, you will learn how to embrace a minimalist mindset and transform your life. From practical tips for decluttering your home and simplifying your possessions to strategies for simplifying your schedule and reducing your stress levels, this book offers a comprehensive approach to living with less and achieving more. Through the pages of this book, you will discover the benefits of minimalism, including reduced stress and anxiety, improved focus and productivity, and increased creativity and fulfillment. You will learn how to identify and let go of the excess in your life, and how to align your actions with your values and priorities. But minimalism isn't just about decluttering your physical possessions - it's also about decluttering your mind and embracing a simpler, more intentional way of living. This book will help you cultivate a more mindful and present approach to life, so you can live more fully and authentically. Whether you're looking to simplify your home, your schedule, or your mindset, The Minimalist Lifestyle: Achieve More with Less offers practical guidance, inspiring stories, and actionable advice to help you create a more minimalist, intentional, and fulfilling life.
Download or read book Clever Girl Finance written by Bola Sokunbi and published by John Wiley & Sons. This book was released on 2019-06-25 with total page 247 pages. Available in PDF, EPUB and Kindle. Book excerpt: Take charge of your finances and achieve financial independence – the Clever Girl way Join the ranks of thousands of smart and savvy women who have turned to money expert and author Bola Sokunbi for guidance on ditching debt, saving money, and building real wealth. Sokunbi, the force behind the hugely popular Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side. Monitor your expenses, build a budget, and stick with it Make the most of a modest salary and still have money to spare Keep your credit in check and clean up credit card chaos Start and succeed at your side hustle Build a nest egg and invest in your future Transform your money mindset and be accountable for your financial well-being Feel the power of real-world stories from other “clever girls” Put yourself on the path to financial success with the valuable lessons learned from Clever Girl Finance.
Download or read book Financial Freedom written by Grant Sabatier and published by Penguin. This book was released on 2020-04-07 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: The International Bestseller New York Public Library's "Top 10 Think Thrifty Reads of 2023" "This book blew my mind. More importantly, it made financial independence seem achievable. I read Financial Freedom three times, cover-to-cover." —Lifehacker Money is unlimited. Time is not. Become financially independent as fast as possible. In 2010, 24-year old Grant Sabatier woke up to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million, and CNBC began calling him "the Millennial Millionaire." By age 30, he had reached financial independence. Along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete. Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want. Sabatier offers surprising, counter-intuitive advice on topics such as how to: * Create profitable side hustles that you can turn into passive income streams or full-time businesses * Save money without giving up what makes you happy * Negotiate more out of your employer than you thought possible * Travel the world for less * Live for free--or better yet, make money on your living situation * Create a simple, money-making portfolio that only needs minor adjustments * Think creatively--there are so many ways to make money, but we don't see them. But most importantly, Sabatier highlights that, while one's ability to make money is limitless, one's time is not. There's also a limit to how much you can save, but not to how much money you can make. No one should spend precious years working at a job they dislike or worrying about how to make ends meet. Perhaps the biggest surprise: You need less money to "retire" at age 30 than you do at age 65. Financial Freedom is not merely a laundry list of advice to follow to get rich quick--it's a practical roadmap to living life on one's own terms, as soon as possible.
Download or read book MONEY Master the Game written by Anthony Robbins and published by Simon and Schuster. This book was released on 2016-03-29 with total page 688 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Bibliography found online at tonyrobbins.com/masterthegame"--Page [643].
Download or read book All About Asset Allocation Second Edition written by Richard A. Ferri and published by McGraw Hill Professional. This book was released on 2010-07-12 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: WHEN IT COMES TO INVESTING FOR YOUR FUTURE, THERE'S ONLY ONE SURE BET—ASSET ALLOCATION THE EASY WAY TO GET STARTED Everything You Need to Know About How To: Implement a smart asset allocation strategy Diversify your investments with stocks, bonds,real estate, and other classes Change your allocation and lock in gains Trying to outwit the market is a bad gamble. If you're serious about investing for the long run, you have to take a no-nonsense, businesslike approach to your portfolio. In addition to covering all the basics, this new edition of All About Asset Allocation includes timely advice on: Learning which investments work well together and why Selecting the right mutual funds and ETFs Creating an asset allocation that’s right for your needs Knowing how and when to change an allocation Understanding target-date mutual funds "All About Asset Allocation offers advice that is both prudent and practical--keep it simple, diversify, and, above all, keep your expenses low--from an author who both knows how vital asset allocation is to investment success and, most important, works with real people." -- John C. Bogle, founder and former CEO, The Vanguard Group "With All About Asset Allocation at your side, you'll be executing a sound investment plan, using the best materials and wearing the best safety rope that money can buy." -- William Bernstein, founder and author, The Intelligent Asset Allocator
Download or read book Financially Fearless written by Alexa von Tobel and published by Crown Currency. This book was released on 2013-12-31 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt: Finally, a financial plan that lets you be YOU, only richer. It’s time to throw away all your old notions of what financial advice should look like. Because if you’re looking for a book to put you on an austerity savings plan that has you giving up vacations and lattes, you’re out of luck. But if you’re looking to get your finances in rock-hard shape--in less time than it takes to finish a workout--then Alexa von Tobel, Founder and CEO of LearnVest, has your back. How? Through the LearnVest Program. First, you’ll take stock of where you stand today. Then, you’ll create your customized 50/20/30 plan. 50/20/30 simply refers to the percentage breakdown of how to spend your take-home pay each month. The 50 gets the essentials out of the way so you don't have to stress about them. The 20 sets your foundation for the future, then the 30 is left to spend on the things that bring happiness to your life. By the time you’re finished reading this book, you’ll walk away with a financial game plan tailored to your priorities, your hopes and dreams, and your lifestyle. And, because von Tobel and the team at LearnVest are experts at financial planning in the online era, you’ll also learn how to integrate your financial plan into your mobile, social, digital life. Like your own personal financial planner between two covers, this book will set you up for a secure, worry-free money future, without having to give up things you love. So toss those old-school financial guides out the window, and get ready to start living your richest life.
Download or read book Early Retirement Extreme written by Jacob Lund Fisker and published by Createspace Independent Publishing Platform. This book was released on 2010 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "How to retire in your 20s and 30s (without winning the lottery). This book provides a robust strategy that makes it possible to stop working for money in less than a decade."--Page 4 of cover.
Download or read book Real Life on a Budget written by Jessi Fearon and published by CreateSpace. This book was released on 2015-06-28 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: Real Life on a Budget is a practical guide to helping you navigate the waters of money management. It features real life budget advice, practical challenges, actionable steps that will help you map out your journey to living and thriving on a budget. If you have been struggling with developing, maintaining, and living on a budget, Real Life on a Budget will help you create a system to better manage your finances and will challenge you to stick to your real life budget. Written by popular personal finance blogger, Jessi Fearon (www.thebudgetmama.com), Real Life on a Budget provides Jessi's real-world budget advice and exercises for every area of managing your household budget. Real Life on a Budget is a powerful tool to help you start living and thriving on a budget.
Download or read book Fair Play written by Eve Rodsky and published by Penguin. This book was released on 2021-01-05 with total page 385 pages. Available in PDF, EPUB and Kindle. Book excerpt: AN INSTANT NEW YORK TIMES BESTSELLER • A REESE'S BOOK CLUB PICK Tired, stressed, and in need of more help from your partner? Imagine running your household (and life!) in a new way... It started with the Sh*t I Do List. Tired of being the “shefault” parent responsible for all aspects of her busy household, Eve Rodsky counted up all the unpaid, invisible work she was doing for her family—and then sent that list to her husband, asking for things to change. His response was...underwhelming. Rodsky realized that simply identifying the issue of unequal labor on the home front wasn't enough: She needed a solution to this universal problem. Her sanity, identity, career, and marriage depended on it. The result is Fair Play: a time- and anxiety-saving system that offers couples a completely new way to divvy up domestic responsibilities. Rodsky interviewed more than five hundred men and women from all walks of life to figure out what the invisible work in a family actually entails and how to get it all done efficiently. With 4 easy-to-follow rules, 100 household tasks, and a series of conversation starters for you and your partner, Fair Play helps you prioritize what's important to your family and who should take the lead on every chore, from laundry to homework to dinner. “Winning” this game means rebalancing your home life, reigniting your relationship with your significant other, and reclaiming your Unicorn Space—the time to develop the skills and passions that keep you interested and interesting. Stop drowning in to-dos and lose some of that invisible workload that's pulling you down. Are you ready to try Fair Play? Let's deal you in.
Download or read book The Simple Path to Wealth written by Jl Collins and published by Jl Collins LLC. This book was released on 2021-08-16 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!
Download or read book Kakeibo written by Fumiko Chiba and published by National Geographic Books. This book was released on 2018-11-06 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: DISCOVER THE JAPANESE SECRET TO FINANCIAL WELL-BEING: The Kakeibo is a wonderful tool for anyone who wants to make keeping track of their spending more streamlined People in Japan are masters of minimal living, able to make do with less in all aspects of life, whether it's de-cluttering personal belongings or savvy seasonal cooking. At the heart of all this is the kakeibo: the budgeting journal used to set savings goals and track spending. The premise is simple: at the beginning of each month, the prompts in this book help you to plan how much you would like to save and what you need to do in order to reach your goal. The kakeibo then gives you space to jot down your weekly spending and reflect on the month just gone. The act of completing your journal ensures that saving is a part of your everyday life, while also giving you the opportunity to reflect and improve every month.
Download or read book Your Money or Your Life written by Vicki Robin and published by Penguin. This book was released on 2008-12-10 with total page 385 pages. Available in PDF, EPUB and Kindle. Book excerpt: A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times
