Download or read book My Money My Way written by Kumiko Love and published by Penguin. This book was released on 2022-02-01 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.

Download or read book Your Money Your Goals written by Consumer Financial Consumer Financial Protection Bureau and published by Createspace Independent Publishing Platform. This book was released on 2015-03-18 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Welcome to the Consumer Financial Protection Bureau's Your Money, Your Goals: A financial empowerment toolkit for social services programs! If you're reading this, you are probably a case manager, or you work with case managers. Finances affect nearly every aspect of life in the United States. But many people feel overwhelmed by their financial situations, and they don't know where to go for help. As a case manager, you're in a unique position to provide that help. Clients already know you and trust you, and in many cases, they're already sharing financial and other personal information with you. The financial stresses your clients face may interfere with their progress toward other goals, and providing financial empowerment information and tools is a natural extension of what you are already doing. What is "financial empowerment" and how is it different from financial education or financial literacy? Financial education is a strategy that provides people with financial knowledge, skills, and resources so they can get, manage, and use their money to achieve their goals. Financial education is about building an individual's knowledge, skills, and capacity to use resources and tools, including financial products and services. Financial education leads to financial literacy. Financial empowerment includes financial education and financial literacy, but it is focused both on building the ability of individuals to manage money and use financial services and on providing access to products that work for them. Financially empowered individuals are informed and skilled; they know where to get help with their financial challenges. This sense of empowerment can build confidence that they can effectively use their financial knowledge, skills, and resources to reach their goals. We designed this toolkit to help you help your clients become financially empowered consumers. This financial empowerment toolkit is different from a financial education curriculum. With a curriculum, you are generally expected to work through most or all of the material in the order presented to achieve a specific set of objectives. This toolkit is a collection of important financial empowerment information and tools you can access as needed based on the client's goals. In other words, the aim is not to cover all of the information and tools in the toolkit - it is to identify and use the information and tools that are best suited to help your clients reach their goals.

Download or read book Budgeting 101 written by Michele Cagan and published by Simon and Schuster. This book was released on 2018-11-06 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: “Cagan makes the case that a budget isn’t a buzz killer. It’s financial salvation.” —The Washington Post Don’t break the bank—learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you’ll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered.

Download or read book All Your Worth written by Elizabeth Warren and published by Simon and Schuster. This book was released on 2006-01-09 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The bestselling mother/daughter coauthors of "The Two-Income Trap" now pen an essential guide to the five simple keys to lasting financial peace.

Download or read book Budgeting Smarts written by Sandra Donovan and published by Twenty-First Century Books. This book was released on 2012-01-01 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: Gives information about budgeting, credit cards, and saving money for teens.

Download or read book The Everything Budgeting Book written by Tere Stouffer and published by Simon and Schuster. This book was released on 2013-10-04 with total page 389 pages. Available in PDF, EPUB and Kindle. Book excerpt: A step-by-step plan for creating a budget that makes every dollar count! Are you looking for practical ways to stretch your paycheck? Between working and maintaining a home, saving money can be difficult, but with The Everything Budgeting Book, 3rd Edition, you'll learn to use your money wisely today and prepare for tomorrow. This step-by-step guide shows you how to: Improve spending patterns. Save on everyday expenses. Keep finances in order. Prepare for unexpected events. Plan for the future. Whether you're saving for a house, a child's education, or a new car, The Everything Budgeting Book, 3rd Edition will help you meet your financial goals. With this essential guide, you can stop living paycheck-to-paycheck and start enjoying the wealth you didn't even know you had.

Download or read book HOW TO ACHIEVE YOUR FINANCIAL GOALS from Dreams to Reality written by BRENNAN CALLAGHAN McARTHUR and published by Victor Raul Salazar Rodriguez. This book was released on with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you ever felt trapped in an endless financial cycle, where financial stability and prosperity seem impossible to achieve? Would you like to have a clear and effective plan to turn your financial dreams into reality? This book doesn't just offer theoretical information about personal finance; it is a practical, step-by-step guide that will enable you to take control of your financial future. It breaks down complex financial concepts into simple, accessible terms. Each chapter is designed to provide you with practical tools and effective techniques that you can implement immediately, regardless of your previous level of financial literacy. We invite you to explore not only the principles of sound financial management, but also to understand the profound implications your financial decisions have on your mental health, physical well-being, and personal relationships. With each page, you will move closer to a life where finances are a source of empowerment rather than distress, where every financial decision you make is aligned with your holistic well-being and the strengthening of your personal relationships. With each page, you will move closer to a life where finances are a source of empowerment rather than distress, where every financial decision you make is aligned with your overall well-being and the strengthening of your personal relationships. "How to Achieve Your Financial Goals: From Dream to Reality" is an investment in your future that will provide you with the tools and knowledge necessary to transform your financial dreams into a tangible reality. Don't miss this opportunity to take control of your financial life and create the future you want - start your path to financial success today! Features: 1. Hardcover 2. High-quality binding 3. Sized for comfortable reading: 6.14" (156 mm) x 9.21" (234 mm) 4. 86 sheets of heavy-duty paper

Download or read book Financial Goal Setting Explained written by Can Akdeniz and published by Can Akdeniz. This book was released on with total page 27 pages. Available in PDF, EPUB and Kindle. Book excerpt: No matter what stage of life you are at, and regardless of your personal circumstances or financial position, all of us have hopes and dreams for the future. Some people have small aspirations, while some of us like to dream big. But just how do we go about making these dreams reality? One solution is to create a life road map, where you set goals to guide you over the next few decades. Research has proven that individuals who set goals and targets for themselves – whether it be in their personal or professional lives – are likely to do better than those who are content to amble along not really planning for the future at all. When you apply goal setting to your finances or your business, the results are even more profound. Through this book you’ll discover why goal setting is so important and how a little time and effort on your part to create a robust life plan can really help boost your finances and lay the foundations for exactly the kind of future you want for you, your family, and your business.

Download or read book Budgeting written by Liam S. Parker and published by PublishDrive. This book was released on 2018-06-01 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt: Would you like to retire early, pay off your debt, and never have another sleepless night because of money problems? Having a budget is the KEY to achieving these and many other financial goals. No more living paycheck to paycheck, borrowing money, and feeling stressed out all the time. Here's some of what you can expect to learn inside the pages of this book: Discover exactly what type of spending is causing you the most damage. How to implement the easiest and most effective budget type based on your current needs. Learn how to stay on track, even after a few slip-ups. How to quickly prepare an emergency fund that you can always rely on. Understand the key differences between needs and wants in your life so that you prioritize your spending where it matters the most. Pretty much anyone can start budgeting and receive multiple benefits from it, regardless of their current income level. Budgeting can be extremely simple and easy to implement, even if you have zero financial knowledge. It's not rocket science! It can also have lots of positive benefits that will spill over to multiple areas of your life. With personal finance, time is your best ally. Start making smart decisions with your money today by scrolling up and clicking the BUY NOW button at the top of this page!

Download or read book Living Big on a Small Budget written by Anthony Ekanem and published by Anthony Ekanem. This book was released on 2016-07-14 with total page 71 pages. Available in PDF, EPUB and Kindle. Book excerpt: When it comes to money, you really can't take things one day at a time. You must look ahead to the future, and set financial goals, and then create a plan to reach those goals. Once that is done, you start meeting those goals – one day and one step at a time. Don't make the mistake of thinking that you will 'cross that bridge when you get to it.' When it comes to money, you simply cannot do that, or you will find that you will never reach your goals. You must look ahead and see where those bridges are, and start working out how you will cross them long before you get to them! When you finish your education and go to work, you must look ahead to when you will marry. When you marry, you must look ahead to when you will buy a home and have children. You must look ahead to your child's education and their wedding, and you must look ahead to your own retirement – even if it is fifty years away! All of this takes money, and it is money that you need to start gathering right away...not on the day that you need it. In order to plan your financial future successfully, you really must make a basic plan for your life. That plan will most definitely change over the years, but the main parts won't change. For instance, the chances are very good that you will marry and have children. You will almost definitely reach a point where you want to purchase a home. If you have children, they will absolutely need to be educated, and will most likely marry. You will definitely want or need to retire at some point. Those things are not likely to change in your life's plan. So, think ahead through the coming years of your life, and make a financial plan that will help you obtain your goals. The rest of life, with all of its up and downs can then be taken in stride – one day at a time.

Download or read book Budget Planner written by Artprintly Books and published by Independently Published. This book was released on 2019-05-14 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you want to take control of your finances? Discover Artprintly Books' Budget Planner, and get your money management on track. Budgeting can seem challenging-with so many daily distractions, it can be hard to focus on building smarter financial habits. We get it. So Artprintly Books created a comprehensive, yet simple planner to help you gain control over your spending and saving, so that every week, every month of the year, you know exactly where your money is going, and you can make intentional financial planning decisions to get you from where you are, to where you want to be. Blending artful design with a budget-optimized layout, the planner opens with a quick and easy overview of budgeting terms. Then, you'll receive prompts to get you focused on your financial goals, plus a Savings Tracker to chart your progress toward them. Monthly Calendars follow, along with a Monthly Budget organizer for tracking monthly income, savings deposits, your starting and ending balances, and variable and fixed expenses, including monthly bills and due dates. Plus, there are plenty of additional lined, Weekly Expense Tracker pages, so you can log your daily purchases and achieve mastery over your spending habits. Along the way, you'll receive motivational words of encouragement, including Inspirational Quotes. The 12-Month Planner is big enough to write in, yet small enough to take with you in a purse or bag. As an added bonus, it is UNDATED, so you can start instantly, at any time you like-no need to wait! DETAILS: 12 Months of Planning-Undated, Start Anytime. Inspirational Quotes. Overview of Budgeting Terms. Savings Goal Tracker 12 Monthly Calendars with Lined Notes Sections. 12 Monthly Budget Spreads, with Sections for Income, Savings, Fixed Expenses, Variable Expenses, Starting Balance, and Ending Balance. Weekly Expense Tracker Pages, Lined. Quick Journaling Prompts for Brainstorming Goals. Acid-Free Paper in an elegant cream color. Printed with Chlorine-Free Ink, in modern gray tones. Perfect Binding, so pages turn easily. Matte Cover featuring artist-designed cover art. Dimensions: 6 inches by 9 inches, for on-the-go, daily use.

Download or read book Financial Peace written by Dave Ramsey and published by Lampo. This book was released on 2002-01-01 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dave Ramsey explains those scriptural guidelines for handling money.

Download or read book Budget and Financial Planner written by Alice Wojtkiewicz and published by . This book was released on 2021-12-24 with total page 157 pages. Available in PDF, EPUB and Kindle. Book excerpt: A year's worth of goal setting, progress logs, goal tracking, weekly spending sheets based on a zero-balance budget strategy. Lots of space for notes, celebrating small wins and motivation to make this the year you reach your financial goals and build healthy financial habits for life! For more designs visit our Author page on Amazon or RejoiceAlwaysPublishing.com 8.5 x 11 in. x 160 pages on lovely cream paper Get organized for the year with goal setting and habit trackers Set your financial goals and milestones, color them in as you make progress Set up your zero-balance budget for the year Log your spending on bi-weekly sheets Check on your zero-balance budget each quarter to make updates Down-payment savings trackers Debt pay-off coloring trackers Extra paper for notes throughout on dot grids

Download or read book Budget Your Goals Not Your Silver written by H Doyle Smith and published by Archway Publishing. This book was released on 2024-05-24 with total page 263 pages. Available in PDF, EPUB and Kindle. Book excerpt: When the author purchased a property in the mountains, he daydreamed about owning a large tract in the area. On reflection, he asked himself, What will I do with it? Without a use, the land would have no value. This insight showed him that the value of the land depended on the objective for which the land would be used, not some other person’s opinion of its value. As a result, when he studied economics in college, he questioned the basic definition of an economic transaction. Rather than finding that that transaction was an exchange of currency for goods and services, he found that the basic transaction in economics was the use of a resource for accomplishing an objective. This enabled him to look at economies where money was not used. The title of this book, Budget Your Goals Not Your Silver, is the result. Car salesmen are taught not to sell cars but what the cars will be useable for. The real estate agent must sell what the house can be used for and not the house itself. Cash economies must use data, and data is not available unless there is a unit of measurement, but the process of obtaining what is needed is not limited to cash economies. This book discusses the process of economies. As essential as economic studies are, valid economic studies must use data. But understanding the process goes beyond that study.

Download or read book Better Than Budgeting written by Norbert Frank and published by Createspace Independent Publishing Platform. This book was released on 2014-11-15 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: Is Your Money Slipping Away from You? Our finances are our most important asset, and as such they require careful, complete attention. With the myriad of expenses in our world, the constant access to online stores, and the simplicity of spending money (through plastic and instant online transactions) without having a quantity of physical cash to monitor, it's all too easy to lose track of how much money we have and where it goes. And that's not even considering that complicated, dangerous cycle of credit reliance so many of us have fallen victim to. Consider These Questions: Do you know your financial situation at all times? Do you know how much money you net every month after gross and expenses? Do you have a set budget plan to keep a positive interval in place? Do you ever miss payments? Do you know how much money you need to "break even" after expenses monthly? These may seem intensive, but they're absolutely vital questions to address. If you aren't aware of these factors, how is it possible to know if you're making enough to support your lifestyle? A Simple, Proven Money Management Solution to Keep You on Track Norbert D. Frank's book is a response to the immensely successful Getting Things Done by esteemed author David Allen. Spinning off of Allen's premise of improving effectiveness by writing down tasks and keeping organized through simple work flow procedures, Better than Budgeting is a simple, proven means of providing understanding and financial self-actualization through similar methods. By promoting a step-by-step process on a daily, weekly, and monthly basis and fleshing out all financial aspects in a straight-forward manner, the practice of this book is to gather and understand an entire financial overview. Once the reader understands those basic, essential skills, he/she can then move on to more complex, practical techniques of money management, from investments to overcoming common negative associations. What's Included Your purchase of Better than Budgeting comes with all of these supplementary components to help the reader enhance their financial awareness: A Better than Budgeting workbook to apply the knowledge from the book An Excel-based expense tracker for easily managing expenditures An Excel-based contract management tool to keep projections in clear focus An Excel-based wealth overview to provide a total understanding over overall financial standings All tools are also available for the free Libre Office and optimized for print out All of these additions are optional for use, but are intended to promote and ensure the best possible financial practices on a regular basis. Message from the author The art of proper money management is easy - theoretically. But to apply it in practice is often quite difficult. Electronic tools can help but don't solve the underlying challenge of winning the game of personal finances. Therefore this book has a very strong focus on guiding you step by step through the process and giving you all the information and tools you need to start right away. Financial and expense tracking are the basis of staying informed, positive spending habits, and smart spending is the best way to keep the wealth you already have. Stay in control and reach financial goals. To your financial success! - Norbert D. Frank

Download or read book Budget Planner written by My Life at Peace Budget Planners and published by . This book was released on 2020 with total page 138 pages. Available in PDF, EPUB and Kindle. Book excerpt: 12 Month Undated Budget Planner to Crush Your Financial Goals Tired of living paycheck to paycheck or never getting ahead financially? This complete budgeting system guides you through everything from figuring out where you are today, to setting goals, to executing and crushing those goals. Buy today and start your journey to a new, financially sound future no matter what that means to you. The prompted worksheets will guide you on your journey through the following: Begin by writing all your income and expenses down as your starting point. If you have money leaving than you bring in, you can see areas to cut back on or where you may need to increase your income. Write down your financial goals including the amount and when you want to accomplish them. Next, you'll write down all your debt in order to begin tracking your monthly payments so you never forget to make a payment. If you have goals for savings, you'll fill out the savings trackers for each of the goals. There are a variety of different styles of trackers to fit your needs and preferences whether you prefer to see the numbers, only, color in progress like a gauge, or use a combination of these methods. These help you visualize getting closer to your goals and give you encouragement. If you have goals for paying down or paying off debt, you'll fill out the pay down trackers for each of the goals. There are a variety of different styles of trackers to fit your needs and preferences just like with the savings trackers. For all of your loan and credit card accounts, you'll fill out a detailed credit overview so you know all the details about each of the accounts whether you currently have balances on them or not. Knowledge is power! There are 12 undated monthly 2-page calendars so you can start your journey any time during the year. Use the calendars to write down payment or savings due dates, goal dates, reminders, or notes as you make progress toward your goals. For each month, you'll fill out a budget worksheet so you know exactly how much you expect incoming and outgoing. This will help you stop overspending as you can see exactly how much money you need to pay your bills, and how much is left over for emergencies or special treats. There are 5 weekly progress worksheets each month to help you track the actual money that comes in and goes out each month. This will help you stay on track with your budget, and when there is more money leaving than you expected, a way for your to pinpoint exactly what area you need to focus on inproving each month. Plenty of space to write in this 138 page, 8.5"x11" workbooks with a glossy soft cover. This is your time to finally get control of your finances and live the life you dreamed of. Don't waste another minute...order today and start on your fiancial journey!

Download or read book Mastering Your Money Practical Budgeting Tips for Financial Success written by Vijay Gupta and published by eInitial Publication. This book was released on 2024-02-09 with total page 51 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Mastering Your Money: Practical Budgeting Tips for Financial Success" is your essential guide to taking control of your finances and achieving your financial goals. This comprehensive book offers practical advice and actionable strategies to help you create and stick to a budget, manage your expenses wisely, save and invest for the future, and ultimately attain financial freedom. Whether you're just starting your financial journey or looking to refine your budgeting skills, "Mastering Your Money" provides the tools, resources, and insights you need to master your money and build a secure financial future.