Download or read book Books Buyers and Borrowers written by Peter H. Mann and published by London : Deutsch. This book was released on 1971 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Buyers and Borrowers written by Charles D Emery and published by Routledge. This book was released on 2018-10-24 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn a practical new approach to some long-standing and significant problems that librarians are continually called upon to address, such as: Is the library reaching its target audience? What do shifts in use patterns reflect? How often can users be expected to visit the library on the average? Can users be identified by category by the way they use the library? Author Charles D. Emery takes a close look at some methods which can be used to answer these questions accurately. Using the analogy of repeat buying, which has been shown to follow consistent and regular patterns across a wide range of consumers, brands, products, time periods, and other conditions, Mr. Emery applies the same concepts of research to the investigation and analysis of library use. There are remarkable similarities between library borrowing and consumer purchasing patterns. Thus, not only does the consumer purchasing model provide us with a means of investigating and predicting library user behavior, but it furnishes an appropriate mechanism for the more sophisticated analysis of that behavior through the application of marketing concepts such as product mix and brand switching. By drawing the comparison between library borrowing and consumer purchasing, Mr. Emery has identified what library administrators have hitherto lacked: a readily accessible corpus of theory and practical example upon which to base a coherent and cumulative body of research into the behavior of library users. The results will be useful as input to planning and distribution of resources in matters of budgets, services hours, personnel, and programming.
Download or read book The Borrowing Money Guide written by Joseph R. Miller and published by . This book was released on 2003 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: Presenting unbiased information about borrowing money and an understandig of the processes involved, this easy-to-read, step-by-step book will help you avoid costly credit mistakes and show you how o protect one of your most prized assets ---your credit
Download or read book The Almond in the Apricot written by Sara Goudarzi and published by Deep Vellum Publishing. This book was released on 2022-02-15 with total page 259 pages. Available in PDF, EPUB and Kindle. Book excerpt: Emma had the perfect trifecta: a long-term job as an engineer designing sewers; a steady relationship with her reliable boyfriend; and an adoring and creative best friend (about whom she wasn’t quite ready to admit her unrequited feelings). Then early one morning, a phone call changed her world forever. Now she’s having nightmares that threaten to disrupt the space-time continuum –– nightmares of hiding from bombs in basements, of glass shattering from nearby explosions. But these disturbing dreams, in which she inhabits the body of a young girl named Lily, seem all too real, and Emma’s waking life begins to be affected by the events that transpire in this mysterious wartime landscape. Convinced she has been given a chance to save a life, Emma tries to rescue Lily from heartache, but ultimately it is through Lily that Emma finds her way back. The Almond in the Apricot navigates connections formed across space and time and explores love, grief, and the possibility that the universe might be bigger than either Emma or Lily ever imagined.
Download or read book Smoke in the Sun written by Renée Ahdieh and published by Penguin. This book was released on 2019-10-01 with total page 450 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now in paperback, the heartstopping finale to the New York Times bestseller Flame in the Mist-- from the bestselling author of The Wrath and the Dawn. After Okami is captured in the Jukai forest, Mariko has no choice--to rescue him, she must return to Inako and face the dangers that have been waiting for her in the Heian Castle. She tricks her brother, Kenshin, and betrothed, Raiden, into thinking she was being held by the Black Clan against her will, playing the part of the dutiful bride-to-be to infiltrate the emperor's ranks and uncover the truth behind the betrayal that almost left her dead. With the wedding plans already underway, Mariko pretends to be consumed with her upcoming nuptials, all the while using her royal standing to peel back the layers of lies and deception surrounding the imperial court. But each secret she unfurls gives way to the next, ensnaring Mariko and Okami in a political scheme that threatens their honor, their love and the very safety of the empire.
Download or read book The People s Princess written by Flora Harding and published by HarperCollins UK. This book was released on 2022-03-31 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt: Step behind the palace doors in this gripping historical novel that is a must read for fans of The Crown and Princess Diana!
Download or read book I Have No Mouth I Must Scream written by Harlan Ellison and published by Open Road Media. This book was released on 2014-04-29 with total page 167 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seven stunning stories of speculative fiction by the author of A Boy and His Dog. In a post-apocalyptic world, four men and one woman are all that remain of the human race, brought to near extinction by an artificial intelligence. Programmed to wage war on behalf of its creators, the AI became self-aware and turned against humanity. The five survivors are prisoners, kept alive and subjected to brutal torture by the hateful and sadistic machine in an endless cycle of violence. This story and six more groundbreaking and inventive tales that probe the depths of mortal experience prove why Grand Master of Science Fiction Harlan Ellison has earned the many accolades to his credit and remains one of the most original voices in American literature. I Have No Mouth and I Must Scream also includes “Big Sam Was My Friend,” “Eyes of Dust,” “World of the Myth,” “Lonelyache,” Hugo Award finalist “Delusion for a Dragon Slayer,” and Hugo and Nebula Award finalist “Pretty Maggie Moneyeyes.”
Download or read book I Like the Library written by Anne F. Rockwell and published by Dutton Books for Young Readers. This book was released on 1977 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: A young child describes all the things that are available at the library.
Download or read book Rook written by Sharon Cameron and published by Scholastic Inc.. This book was released on 2015-04-28 with total page 487 pages. Available in PDF, EPUB and Kindle. Book excerpt: Who needs a wedding ring when you can pick up a sword? A remarkable and utterly inventive novel from Sharon Cameron, author of THE DARK UNWINDING, which USA TODAY called "spellbindingly imaginative." History has a way of repeating itself. In the Sunken City that was once Paris, all who oppose the new revolution are being put to the blade. Except for those who disappear from their prison cells, a red-tipped rook feather left in their place. Is the mysterious Red Rook a savior of the innocent or a criminal?Meanwhile, across the sea in the Commonwealth, Sophia Bellamy's arranged marriage to the wealthy Rene Hasard is the last chance to save her family from ruin. But when the search for the Red Rook comes straight to her doorstep, Sophia discovers that her fiance is not all he seems. Which is only fair, because neither is she. As the Red Rook grows bolder and the stakes grow higher, Sophia and Rene find themselves locked in a tantalizing game of cat and mouse. Daring intrigue, delicious romance, and spine-tingling suspense fill the pages of this extraordinary tale from award-winning author Sharon Cameron.
Download or read book Well Worth Saving written by Price V. Fishback and published by University of Chicago Press. This book was released on 2013-10-04 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt: The urgent demand for housing after World War I fueled a boom in residential construction that led to historic peaks in home ownership. Foreclosures at the time were rare, and when they did happen, lenders could quickly recoup their losses by selling into a strong market. But no mortgage system is equipped to deal with credit problems on the scale of the Great Depression. As foreclosures quintupled, it became clear that the mortgage system of the 1920s was not up to the task, and borrowers, lenders, and real estate professionals sought action at the federal level. Well Worth Saving tells the story of the disastrous housing market during the Great Depression and the extent to which an immensely popular New Deal relief program, the Home Owners’ Loan Corporation (HOLC), was able to stem foreclosures by buying distressed mortgages from lenders and refinancing them. Drawing on historical records and modern statistical tools, Price Fishback, Jonathan Rose, and Kenneth Snowden investigate important unanswered questions to provide an unparalleled view of the mortgage loan industry throughout the 1920s and early ’30s. Combining this with the stories of those involved, the book offers a clear understanding of the HOLC within the context of the housing market in which it operated, including an examination of how the incentives and behaviors at play throughout the crisis influenced the effectiveness of policy. More than eighty years after the start of the Great Depression, when politicians have called for similar programs to quell the current mortgage crisis, this accessible account of the Home Owners’ Loan Corporation holds invaluable lessons for our own time.
Download or read book Paying with Plastic second edition written by David S. Evans and published by MIT Press. This book was released on 2004-12-17 with total page 388 pages. Available in PDF, EPUB and Kindle. Book excerpt: The definitive account of the trillion-dollar payment card industry. The payment card business has evolved from its inception in the 1950s as a way to handle payment for expense-account lunches (the Diners Club card) into today's complex, sprawling industry that drives trillions of dollars in transaction volume each year. Paying with Plastic is the definitive source on an industry that has revolutionized the way we borrow and spend. More than a history book, Paying with Plastic delivers an entertaining discussion of the impact of an industry that epitomizes the notion of two-sided markets: those in which two or more customer groups receive value only if all sides are actively engaged. New to this second edition, the two-sided market discussion provides useful insight into the implications of these market dynamics for cardholder rewards, merchant interchange fees, and card acceptance. The authors, both of whom have researched the industry for more than 25 years, also examine the implications of the recent antitrust cases on the industry as well as other business and technological changes—including the massive consolidation brought about by bank mergers, the rise of the debit card, and the emergence of e-commerce—that could alter the payment card industry dramatically in the years to come.
Download or read book the witch doesn t burn in this one written by Amanda Lovelace and published by Andrews McMeel Publishing. This book was released on 2018-03-06 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: The witch: supernaturally powerful, inscrutably independent, and now—indestructible. These moving, relatable poems encourage resilience and embolden women to take control of their own stories. Enemies try to judge, oppress, and marginalize her, but the witch doesn’t burn in this one.
Download or read book Financial Sense to White Picket Fence written by Chris Sorensen and published by Real Estate Education Center. This book was released on 2011-08-01 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sorensen's approachable, personal style simplifies daunting personal housing decisions. His illustrated guide provides consumer protection, personal finance, and residential real estate assistance for all Californians.
Download or read book Bobby Kennedy written by Chris Matthews and published by Simon and Schuster. This book was released on 2017-10-31 with total page 416 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Chris Matthews’s New York Times bestselling portrait of Robert F. Kennedy, “Readers witness the evolution of Kennedy’s soul. Through tragedy after tragedy we find the man humanized” (Associated Press). With his bestselling biography Jack Kennedy, Chris Matthews profiled of one of America’s most beloved Presidents and the patriotic spirit that defined him. Now, with Bobby Kennedy, Matthews provides “insight into [Bobby’s] spirit and what drove him to greatness” (New York Journal of Books) in his gripping, in-depth, behind-the-scenes look at one of the great figures of the American twentieth century. Overlooked by his father, and overshadowed by his war-hero brother, Bobby Kennedy was a perpetual underdog. When he had the chance to become a naval officer like his older brother, Bobby turned it down, choosing instead to join the Navy as a common sailor. It was a life-changing experience that led him to connect with voters from all walks of life: young and old, black and white, rich and poor. They were the people who turned out for him in his 1968 campaign. RFK would prove himself to be the rarest of politicians—both a pragmatist who knew how to get the job done and an unwavering idealist who could inspire millions. Drawing on extensive research and interviews, Matthews pulls back the curtain on the private world of Robert Francis Kennedy. Matthew illuminates the important moments of his life: from his early years and his start in politics, to his crucial role as attorney general in his brother’s administration and, finally, his tragic run for president. This definitive book brings Bobby Kennedy to life like never before.
Download or read book I Have Lived a Thousand Years written by Livia Bitton-Jackson and published by Simon and Schuster. This book was released on 2011-11-01 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: What is death all about? What is life all about? So wonders thirteen-year-old Elli Friedmann as she fights for her life in a Nazi concentration camp. A remarkable memoir, I Have Lived a Thousand Years is a story of cruelty and suffering, but at the same time a story of hope, faith, perseverance, and love. It wasn’t long ago that Elli led a normal life that included family, friends, school, and thoughts about boys. A life in which Elli could lie and daydream for hours that she was a beautiful and elegant celebrated poet. But these adolescent daydreams quickly darken in March 1944, when the Nazis invade Hungary. First Elli can no longer attend school, have possessions, or talk to her neighbors. Then she and her family are forced to leave their house behind to move into a crowded ghetto, where privacy becomes a luxury of the past and food becomes a scarcity. Her strong will and faith allow Elli to manage and adjust, but what she doesn’t know is that this is only the beginning. The worst is yet to come...
Download or read book The Book on VA Loans written by Chris Birk and published by . This book was released on 2020-02-18 with total page 350 pages. Available in PDF, EPUB and Kindle. Book excerpt: For 75 years, the VA loan program has helped U.S. service members and their families achieve the dream of homeownership. Today, in the wake of the subprime mortgage meltdown and ensuing foreclosure crisis, this no-down payment loan is more important than ever. VA loans have emerged as a lifeline for veterans and active duty personnel who understand their unmatched safety and buying power. The Book on VA Loans takes service members and their families on an insider's journey into VA loans, from credit scores and interest rates to the unique opportunities and challenges of this long-cherished program. Readers get insider tips and expert advice from the country's largest dedicated VA lender, Veterans United Home Loans. They also receive a buyer-friendly education in a sometimes complicated world that can trip up even seasoned real estate veterans.Featuring simple, straightforward language and voices of previous VA borrowers, this resource helps ensure service members are in the best position possible to maximize the benefits earned by their service.
Download or read book The Book Buyer written by and published by . This book was released on 1886 with total page 436 pages. Available in PDF, EPUB and Kindle. Book excerpt:
