Download or read book Blueprint for restructuring America s financial institutions written by Brookings Institution (Washington and published by . This book was released on 1988 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Blueprint for Restructuring America s Financial Institutions written by Brookings Task Force on Depository Institutions Reform and published by Brookings Institution Press. This book was released on 1989 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: The weaknesses of the nation's federal deposit insurance programs have become glaringly apparent now that policymakers are prepared to spend billions of dollars to clean up insolvencies in the savings and loan industry. In this book, a task force of banking experts looks beyond the resolution of the current problems to the fundamental challenge of ensuring that another crisis never occurs.

Download or read book Blueprint for Restructuring America s Financial Institutions written by George J. Benston and published by . This book was released on 1989* with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Restructuring Regulation and Financial Institutions written by James R. Barth and published by Springer Science & Business Media. This book was released on 2001-08-31 with total page 504 pages. Available in PDF, EPUB and Kindle. Book excerpt: Policy makers around the globe will find that Restructuring Regulation and Financial Institutions offers a cogent assessment of the contemporary regulatory environment in the U.S. financial markets, and a blueprint for action in evolving global financial markets. Financial markets are among the most highly-regulated markets in the world. Nevertheless, financial crises still occur, witness the U.S. savings-and-loan fiasco of the late 1980s and early 1990s, and the Mexican and East Asian Financial implosions of 1994 and 1997. What role does regulation play in stabilizing-or-destabilizing financial markets? Restructuring Regulation and Financial Institutions answers this question with incisive analysis of financial market regulation in the United States. Each paper considers how regulation enhances or impedes the efficiency of a particular financial sector, and is followed by comments by two or three noted experts. The result of this approach is a wealth of useful information that may be applied by policy makers contemplating the restructuring of regulations and financial institutions. The contributors to this volume are distinguished economists, many of whom have careers not just in business, government, or academia, but have held influential positions in all three. Such varied backgrounds enable the contributors to offer remarkable insights based on the best of theory and practice. Never before has understanding the workings of U.S. financial market regulation been so important to the development of world financial markets. The ramifications of financial regulation in the United States extend far beyond the nation's borders. World financial markets are undergoing dramatic change, driven by the rapid development and deployment of new technology that enables information-and money-to travel farther, faster. However, a Byzantine array of regulatory structures in the international arena hinders the development of efficient global financial markets. Policy makers around the world are attempting to address the issues by emulating the financial markets of the United States.

Download or read book The Next Money Crash And a Reconstruction Blueprint written by Uli Kortsch and published by iUniverse. This book was released on 2020-12-28 with total page 351 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book lays out an action plan with some room for improvisation. Will we have the courage to act? Kicking the proverbial can down the road feels easy in the moment but can lead to devastating consequences. The point of a system redesign is to acknowledge we have a broken monetary system, that has drifted far away from serving “We the People” . There is a growing recognition, even within the Federal Reserve, that something is wrong. The needed actions described here on money and banking can restore a better balance for all. With knowledge there is true power.

Download or read book Financial Restructuring to Sustain Recovery written by Martin Neil Baily and published by Brookings Institution Press. This book was released on 2013-12-11 with total page 191 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Brookings Institution Press and Nomura Institute of Capital Markets Research publication The financial crisis of 2007–08 and the Great Recession caused more widespread economic trauma than any event since the Great Depression. With a slow and uneven recovery, encouraging stability and growth is critical. Financial Restructuring to Sustain Recovery maintains that while each part of the financial services industry can play a useful role in revving up the U.S. economic engine to full capacity, the necessary reforms are sometimes subtle and often difficult to implement. Editors Martin Neil Baily, Richard Herring, and Yuta Seki and their coauthors break recovery down by three areas: Restructuring the housing finance market Reforming the bankruptcy process Reenergizing the market for initial public offerings Included are lessons drawn from Japan's experience in overcoming its long-lasting financial crisis after the collapse of its real estate market in the 1990s. Contributors: Franklin Allen (Wharton School, University of Pennsylvania), James R. Barth (Auburn University College of Business; Milken Institute), Thomas Jackson (Simon School of Business, University of Rochester), Jay R. Ritter (Warrington College of Business, University of Florida), David Skeel (University of Pennsylvania Law School), and Glenn Yago (Milken Institute).

Download or read book Reengineering the Bank written by Paul H. Allen and published by . This book was released on 1997 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the rapidly changing financial services market, banks need to seriously reconsider their way of doing business. Reengineering the Bank helps you redesign your organization from a "blank sheet of paper" to do better things at lower cost, rather than repeat the past. Reengineering the Bank includes discussion on issues such as: reengineering to face increased competition and to redesign obsolete business practices; reducing expenses and bureaucracy to improve performance; correctly pricing products and services; increasing shareholder value and market performance through reengineering; implementing tested strategies that result in increased service quality, competitiveness and customer focus, while dramatically improving returns. Reengineering the Bank details how to undertake a reengineering program. Thorough descriptions and case studies will help you apply successful approaches to your institution. Now is the perfect time for banks to act: record spreads and profits in the industry can help to fund a forward-thinking redesign effort. But you need to seize the moment while you can because competition is too fierce, too smart and too close to home. Reengineering now can ensure your bank's continued success and competitiveness.

Download or read book Restructuring the American Financial System written by George G. Kaufman and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 185 pages. Available in PDF, EPUB and Kindle. Book excerpt: In light of the periodic malfunctions in important sectors of the finan cial services industry in recent years, such as commercial banking, thrift institutions, and the securities market, numerous proposals have been developed for restructuring the financial system to improve both its safety and efficiency. Among the groups analyzing the performance of the financial system and recommending changes where necessary, has been the Shadow Financial Regulatory Committee. This Committee, which is described in greater detail in Chapter 1, consists of 12 independent banking experts from the academic and practitioner worlds that meet quarterly to analyze current developments in the financial services indus try and to make recommendations for improvements that would be in the public interest. The purpose of the Committee, its members, and a listing of policy statements are included in the Appendix. All but one of the chapters in this volume represent essays by indi vidual members of the Committee on issues discussed by the Committee at recent meetings and that, for the most part, resulted in policy state ments. They basically discuss the reasons for the policy statement adopted and place the issue in perspective. Where appropriate, the rele vant section of the respective policy statement is presented at the begin ning of each chapter. Each essay, however, reflects only the views of the individual author and not necessarily those of other members of the Committee or of the Committee as a whole.

Download or read book Financial Sector Crisis and Restructuring written by Carl-Johan Lindgren and published by . This book was released on 1999 with total page 103 pages. Available in PDF, EPUB and Kindle. Book excerpt: An IMF paper reviewing the policy responses of Indonesia, Korea and Thailand to the 1997 Asian crisis, comparing the actions of these three countries with those of Malaysia and the Philippines. Although all judgements are still tentative, important lessons can be learned from the experiences of the last two years.

Download or read book Reforming Financial Institutions and Markets in the United States written by George G. Kaufman and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume focuses on constructing a safer and more efficient financial system based on the lessons learned from the financial debacles of the 1980s. The first essay discusses the economic and political forces both propelling and opposing widespread banking reform. The next two essays describe the intellectual history of the deposit insurance reform provisions of FDICIA, arguably the most important banking legislation since the Banking Act of 1933, discuss the weaknesses and strengths of these provisions and make recommendations for improving the effectiveness of the reforms. Theoretical and empirical evidence is then summarized and evaluated with respect to the costs and benefits of regulators granting forbearance to economically insolvent institutions. An analysis is given of the whys and hows of privatizing federal deposit insurance in case the reforms in FDICIA prove ineffective. An examination follows of the causes and consequences of the Bank of Credit and Commerce International (BCCI) debacle of the early 1990s and the implications for the supervision of foreign banks in the United States and elsewhere. Next the broader issue is discussed of whether U.S. financial markets affect the behavior of U.S. corporate managers, particularly whether they encourage managerial myopia. Without concluding whether such myopia exists, policy options are examined that would make financial markets more conducive to longer-term planning, including permitting banks to invest in corporate equity and thus monitor firms as owners as well as creditors.

Download or read book Banking Regulators Report on Capital Standards written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1990 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Never Again The Savings and Loan Bailout Bill written by and published by Hoover Press. This book was released on with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Modernizing the Financial System written by United States. Department of the Treasury and published by . This book was released on 1991 with total page 780 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book S L Hell The People and the Politics Behind the 1 Trillion Savings and Loan Scandal written by Kathleen Day and published by W. W. Norton & Company. This book was released on 1993-05-17 with total page 419 pages. Available in PDF, EPUB and Kindle. Book excerpt: The savings and loan collapse of the Reagan/Bush years was caused by a failure of the American political system. This is the full story of that failure, including the machinations of Neil Bush, told in absorbing detail by the Washington Post reporter who uncovered much of it herself from 1986-90 and who continues to be one of the scandal's most astute investigators.

Download or read book S L Hell The People and the Politics Behind the 1 Trillion Savings and Loan Scandal written by Kathleen Day and published by W. W. Norton & Company. This book was released on 1993-05-17 with total page 419 pages. Available in PDF, EPUB and Kindle. Book excerpt: The savings and loan debacle is the costliest scandal in the country's history. How could such a catastrophe have occurred? The most remarkable thing about the collapse of the savings and loan industry is that so many of the major participants--the regulators, politicians, and S&L operators themselves--chose to do nothing as they watched problems mount and taxpayer liabilities grow. That choice was dictated by a variety of motives: greed, political self-interest, and even (sometimes) misguided good intentions. Whatever the motives, this collective interest in hiding the debacle made it certain that the industry's final fall would come with an enormous bang, one that would force administrations that professed a free market philosophy essentially to nationalize a majority of the nation's thrifts. As a result, the industry in many respects became one of the best examples of socialism in the U.S. economy.

Download or read book Testimonies Remarks Reports Etc written by United States. Securities and Exchange Commission and published by . This book was released on 1990-06 with total page 916 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Deposit Insurance written by and published by . This book was released on 2000 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: