Download or read book Banking Developments in India 1947 to 2007 written by Niti Bhasin and published by . This book was released on 2006 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The banking system of India consists of the Central Bank (Reserve Bank of India), Commercial Banks, Co-operative Banks and Development Banks (development finance institutions). These institutions, which provide a meeting ground for the savers and the investors, form the core of India's financial sector. Through mobilisation of resources and their better allocation, banks play an important role in the development process of underdeveloped countries. Banking development in India has been, by and large, a state-induced activity. The Reserve Bank of India was nationalised in 1949 followed by the nationalisation of Imperial Bank of India (now the State Bank of India) in 1955. In 1969, 14 major commercial banks were nationalised and the exercise was repeated when 6 more commercial banks were nationalised in 1980. Thus, prior to economic reforms initiated in early 1990s, banking business in India was a near-monopoly of the Government of India. The underlying philosophy of this approach was to encourage growth, via availability of adequate credit at reasonable/concessional rates of interest, in areas where commercial considerations did not allow for disbursal of credit. Nationalisation of commercial banks was a mixed blessing. After nationalisation there was a shift of emphasis from industry to agriculture. The country witnessed rapid expansion in bank branches, even in rural areas. However, bank nationalisation created its own problems like excessive bureaucratization, red-tapism and disruptive tactics of trade unions of bank employees. It was in this backdrop that wide-ranging banking sector reforms were introduced as in integral part of the economic reforms programme started in early 1990s and which is still under way. The present book explains and examines the changes which have swept the Indian banking sector over the last 60 years since independence. The approach to the subject is mainly descriptive, interested by critical comments at places."
Download or read book Banking and Financial Markets in India 1947 to 2007 written by Niti Bhasin and published by . This book was released on 2007 with total page 564 pages. Available in PDF, EPUB and Kindle. Book excerpt: The present book explains and examines at length the changes which have swapt India`s sector over the last 60 years since Independence, with foucs on post-1991 period. The book is organised into a9 parts, each part containing chapters/information relevant to the theme of that part.
Download or read book Sixty Years of the Indian Economy 1947 to 2007 written by Chandra Shekhar Prasad and published by . This book was released on 2007 with total page 748 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Urban Development and Housing in India 1947 to 2007 written by Rishi Muni Dwivedi and published by New Century Publications. This book was released on 2007 with total page 504 pages. Available in PDF, EPUB and Kindle. Book excerpt: Urban and housing policies have been witnessing a continuous chagne since the launching of the First Five Year Plan in 1951 and particularly so sicne 1991. Part 1 of this work provides a detailed introduction to urban development and housing policies in India. Part II of the book presents edited extracts on the subject from India`s Five Year Plans. Part III contains selected schemes of urban development and housing which are presently in operation.
Download or read book Banking on Equality written by Supriti Bezbaruah and published by Routledge. This book was released on 2015-03-24 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: It may well be surprising to say that the world should look to India as a model of gender equality. India’s banking sector proves the exception, with several women reaching the highest positions in India’s top banks, including the country’s largest bank. Based on interviews and surveys of bank employees in India’s National Capital Region, this book looks at what lies behind the media rhetoric and provides a systematic analysis of patterns of, and responses to, gender inequality in the banking sector in India. The book uncovers how gender discrimination still persists in the banking sector, albeit in covert forms. Through a comparison of nationalized, Indian private and foreign banks, the book demonstrates how the impact of laws, local cultural norms and gendered workplace practices are mediated through different organizational forms in these different types of banks to create varied experiences of gender inequality. The book is one of the first books to provide a thorough, in-depth analysis of women’s employment in the Indian banking sector, currently an under-researched area.
Download or read book MODERN BANKING written by D. MURALEEDHARAN and published by PHI Learning Pvt. Ltd.. This book was released on 2014-11-01 with total page 477 pages. Available in PDF, EPUB and Kindle. Book excerpt: Technological innovations and advancements have spread into every sphere of life and banking is no exception. With competition being tough and fierce, business, especially banking, has to adopt new methods and techniques. Modern banking essentially implies use of modern technology and communication tools, for example, computer and the Internet, for bringing about more efficiency and speed in banking operations and making them more and more customer friendly and customer focused. This accessible and well-written text examines the latest developments in the Indian Financial System and the significant roles the Indian Banking Sector has played in the development of the economy. Thoroughly practical and comprehensive, the book discusses the modern trends in Indian banking, especially its prospects with the use of technology, and other core areas of banking. It covers a wide range of topics such as financial markets and institutions; the role of central banks in different countries, including the role of RBI which is the central bank of India; basic lending principles; methods of remittance; services approach; and micro-credit. Besides, it dwells in details on venture capital, credit rating, modern e-payment systems, core banking, and hi-tech banking. Now in the Second Edition, the book has been thoroughly revised and updated. This edition includes several new topics, such as local area banks, EXIM Bank (Amendment) Act, 2011, stock invest, Factoring Regulation Act, 2011, prepaid payment instruments, GIRO payment, white label ATMs, tablet banking, recent development in priority sector lending, financial inclusion plan, Micro-finance Institutions (Development and Regulation) Bill, 2012, technology in the banking sector, Basel Committee, global economic trends, KYC, rural infrastructure development fund, licensing of new banks in private sector, gold loans, and shadow banking system. Intended primarily as a text for the students of Commerce, this student-friendly text should prove to be extremely useful also for the postgraduate students of Management, Finance, and Economics. It should prove equally useful to students of Chartered Accountancy and those appearing in competitive examinations. The book can also be profitably used by practising managers, bankers, researchers, and all those who would like to acquaint themselves with modern Indian banking, especially the role of banks in the new millennium. Key Features • Coverage is quite comprehensive, with latest data • Lays special emphasis on IT-enabled and technology-based banking practices
Download or read book India s Foreign Relations 1947 2007 written by Jayanta Kumar Ray and published by Routledge. This book was released on 2013-04-03 with total page 715 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book analyses India’s relations with its neighbours (China, Pakistan, Bangladesh, Sri Lanka) and other world powers (USA, UK, and Russia) over a span of 60 years. It traces the roots of independent India’s foreign policy from the Partition and its fallout, its nascent years under Nehru, and non-alignment to the influence of economic liberalization and globalization. The volume delves into the underlying reasons of persistent problems confronting India’s foreign policy-makers, as well as foreign-policy interface with defence and domestic policies. This book will be indispensable to students, scholars and teachers of South Asian studies, international relations, political science, and modern Indian history.
Download or read book Indian Financial Sector written by Rakesh Mohan and published by International Monetary Fund. This book was released on 2017-01-20 with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper traces the story of Indian financial sector over the period 1950–2015. In identifying the trends and turns of Indian financial sector, the paper adopts a three period classification viz., (a) the 1950s and 1960s, which exhibited some elements of instability associated with laissez faire but underdeveloped banking; (b) the 1970s and 1980s that experienced the process of financial development across the country under government auspices, accompanied by a degree of financial repression; and (c) the period since the 1990s till date, that has been characterized by gradual and calibrated financial deepening and liberalization. Focusing more the third period, the paper argues that as a consequence of successive reforms over the past 25 years, there has been significant progress in making interest and exchange rates largely market determined, though the exchange rate regime remains one of managed float, and some interest rates remain administered. Considerable competition has been introduced in the banking sector through new private sector banks, but public sector banks continue have a dominant share in the market. Contractual savings systems have been improved, but pension funds in India are still in their infancy. Similarly, despite the introduction of new private sector insurance companies coverage of insurance can expand much further, which would also provide greater depth to the financial markets. The extent of development along all the segments of the financial market has not been uniform. While the equity market is quite developed, activities in the private debt market are predominantly confined to private placement form and continue to be limited to the bluechip companies. Going forward, the future areas for development in the Indian financial sector would include further reduction of public ownership in banks and insurance companies, expansion of the contractual savings system through more rapid expansion of the insurance and pension systems, greater spread of mutual funds, and development of institutional investors. It is only then that both the equity and debt markets will display greater breadth as well as depth, along with greater domestic liquidity. At the same time, while reforming the financial sector, the Indian authorities had to constantly keep the issues of equity and efficiency in mind.
Download or read book New Horizons In Business World written by Dr. Jagdeep Singh, Ms Usha Rani Chahal & Ms Sujata Sasan and published by K.K. Publications. This book was released on 2022-01-09 with total page 394 pages. Available in PDF, EPUB and Kindle. Book excerpt: New Horizons In Business World The present book focuses on the fascinating but intrigu-ing world of the business environment. This edited volume is a collection of various research and conceptual papers titled "NEW HORIZONS IN BUSINESS WORLD". The present edited book contains chapters on various topics related to Green Marketing, Contemporary Issues In Indian Business Environment, The Role Of Government Policies In Art And Crafts Business, Role of Women In Entrepreneurship & Business Management, E-Tailing — A New Dimension For Retailing In India, A Study On Consumer Satisfaction Using GAP Analysis With Reference to MARUTI And HYUNDAI, Indian Banking Industry-Emerging Trends, Challenges & Opportunities, Entrepreneurship Education In India — Scope, Challenges And Role Of B-(Continued) Schools In Promoting Entrepreneurship Education and various other topics related to the current business world. We hope this edited volume supplements the already available vast literature on this subject and helps in enhancing the understanding and provides insight into the new horizons of the business world. We would like to offer special thanks to all the contributors for their valuable contribution and trust in this present book. Their articulations bring in a new light on this issue. We offer gratitude to the publisher for sincere efforts in printing this book in a superb manner. Dr. Jagdeep Singh Ms. Usha Rani Chahal Ms. Sujata Sasan
Download or read book Economic Developments in India Volume 126 written by and published by Academic Foundation. This book was released on with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Endogenous Origins of Economic Reforms in India and Chin written by Rajiv G. Maluste and published by Universal-Publishers. This book was released on 2011-07 with total page 369 pages. Available in PDF, EPUB and Kindle. Book excerpt: 'Attitudinal change' in the context of economic reforms has been referred to in Rodrik and Subramanian (2005), DeLong (2003), Kohli (1989), and Panagariya (2004, 2008). This dissertation provides empirical support for this literature, establishing an earlier start for India's economic policy liberalisation than presented in stylized accounts. It demonstrates the endogenous nature of the origins of these policy shifts. 'Attitudinal change' literature had directed attention to the need for further research into India's policy changes of the early 1980s and for studying broader comparability issues in other developing countries. This research makes a contribution towards filling these gaps. This dissertation shows that India started its economic liberalisation under the Indira Gandhi administration from 1980 to 1984. These findings depart from the conventional view that India's economic policy changes were initiated by the Narasimha Rao government in 1991, or by the Rajiv Gandhi administration in the mid to late 1980s. The dissertation establishes that policy shifts of the early 1980s had endogenous origins in the political leadership's attitudinal changes. The Indira Gandhi administration of the early 1980s revisited the statist policies of its previous tenure from 1966 to 1977. The new approach entailed more openness towards private enterprise, scaling back the role of the public sector, and starting India's integration into the global economy. The dissertation also discusses the comparable role of attitudinal changes at the start of China's policy liberalisation led by Deng Xiaoping from 1978 to 1982. It focuses on the significance and challenges faced by China's political leadership in bringing about societal attitudinal change. The dissertation concludes by drawing comparisons between India and China, developing a linkage between their endogenous attitudinal changes and economic policy liberalisation.
Download or read book Managing Non Performing Assets in Indian Public Sector Banks written by Sk Mujibar Rahaman and published by Exceller Books. This book was released on 2022-09-30 with total page 189 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book provides a comprehensive coverage of a burning issue faced by the banking industry in India, namely, the problem of Non-Performing Assets (NPAs). The book elucidates the theoretical exposition of NPAs in the first instance. It also demystifies the trends in movement of NPAs and thereby expounds efficiency in NPA management by Public Sector Banks, PSBs, in India. Recognising the inevitable and festering nature of the problem, the author has come out, inter alia, with a data-driven approach to measure financial performance and thereby assessed impact of the problem on different performance areas of banks. The book also investigates the major factors causing the problem of NPAs of the Indian PSBs. Finally, the author provides certain recommendations for the banks and the government that can help manage NPAs and strengthen the banking industry in the country.
Download or read book Changing Senario of Business and E Commerce written by and published by Dr.Dinesh D.Bhakkad. This book was released on with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Indian Banking Service written by Mr. Dinesh R. Chavda and published by Lulu.com. This book was released on with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book India and International Law Volume 2 written by Bimal N. Patel and published by BRILL. This book was released on 2008-02-01 with total page 596 pages. Available in PDF, EPUB and Kindle. Book excerpt: India and International Law, volume 2 examines India’s policy and practical approach to modern and emerging subjects such as energy, investment, sports, banking, biotechnology, taxation, water courses, feminism, air law and role of India in UN reforms. The most discussed interlinked issues of civilian nuclear energy and nuclear weapons are analysed in two separate chapters. This volume also examines legal challenges and offers possible solutions in the area of private international law, which hopefully would serve the purposes of relevant policy-makers, judiciary, common men and women and 2.5 million Non-Resident Indians (NRIs).India and International Law, volume 2 will enable the readers to realize the sheer magnitude of legal challenges faced by India, hence, one way forward is to consider some of the suggestions offered by the authors. It is hoped that these two volumes will provide a useful framework for similar studies and will remain a must source of consultation for those who are interested in India’s state practice on international law.
Download or read book India s Economic Development Since 1947 written by Uma Kapila and published by Academic Foundation. This book was released on 2009 with total page 746 pages. Available in PDF, EPUB and Kindle. Book excerpt: Providing a basic understanding of India's economy, this guide addresses topics such as growth, policy regime changes, unemployment, macroeconomic stabilization, agriculture, and development prospects.
Download or read book Women Workers in Urban India written by Saraswati Raju and published by Cambridge University Press. This book was released on 2016-04-21 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: ""Discusses the role of women workers who are joining the workforce in the cityscape and bringing to surface the contradictions that this assumption offers"--Provided by publisher"--