Download or read book Atomic Credit Repair written by Rob King and published by Createspace Independent Publishing Platform. This book was released on 2017-03-03 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt: COMES WITH DISPUTE LETTER SYSTEM PRO'S USE Are you saying right now DAMM THOSE (Bleeping) CREDIT BUREAU'S? Are those Credit Bureaus stopping you from getting: AN APARTMENT: Sorry here is your damage deposit back your credit application was not approved but thanks for the $30.00 credit application fee. EMPLOYMENT: Sorry you are qualified and we really liked your interview, but after seeing your credit report we will be going a different route. AUTOMOBILE: Well we did get you approved but unfortunately the down payment we talked about will be significantly more. Your monthly payment will also be $168 more a month. We understand that's not financially possible for you but if things change let us know. Thanks for coming in and help yourself to a cup of coffee on your way out. HOUSE: You seem like a nice couple and it's great you are expecting your first child soon but unfortunately we can't get you the mortgage we advertised everywhere. You might want to try those companies online that charge insane interest rates and want a huge deposit as well as your first born child. Thanks for coming in and would you mind filling out a survey online about how well we served you today? A good friend of mine is a divorce attorney. He knows what I do so whenever we get together the subject always seems to go to credit. He told me he's shocked at how much "spouse has bad credit" comes up during a divorce. He says it's always an issue woman have. We have deducted that woman love to nest. They want security (I guess we didn't have to be rocket scientist to figure that out). So anyway STOP RIGHT NOW AND SCROLL TO THE TOP OF THE PAGE AND BUY THIS BOOK SO WE CAN GET STARTED. Is that being forward enough? Seriously we are talking about the cost of a cup of Starbucks coffee. By the way Starbucks in no way endorses my book lol. Howard Schultz the chairman and CEO of Starbucks I'm sure doesn't have credit issues. So if you are still here you might need some more convincing I guess. Good for you... due diligence. My name is John D. Harris I could go on and on here about my experience working as a credit bureau manager but I won't bore you with all the details. THIS REALLY IS NOT ABOUT ME ANYWAYS. IT'S ABOUT YOU AND YOUR CREDIT. Even though your credit affects your whole life experience you probably know very little about real credit repair. Most of the books I have read online about credit repair are out of date or more often than not don't really have a clue what is going on. Let's face it all are lives are on a clock that is always ticking. Tick Tock Tick Tock. THIS IS NOT A PRACTICE RUN. This is your one life. Every day with bad credit is a day you are not experiencing your full life experience. Imagine knowing you have great credit. You know when you talk to the guy in the suit that you have great credit. You know you will be approved for anything. You can shop around for the best rates. You have the best property and pay less than the guy with the dumpy property. You drive the best car for less than the poor guy driving the seven-year-old vehicle. You might start flipping property. You might buy a business on credit. People respect you because you are the baller, you can get things done because you have access to CREDIT. You can take advantage of great deals because you have CREDIT. My bet is that you know more about cooking a turkey, changing your oil, what's on Netflix, Geography, Donald Trump, Words of a different language, Facebook, etc. THAN YOU DO ABOUT REAL CREDIT REPAIR. I guarantee you can have GREAT credit PS: I am a real person, with my book I include my phone number and email.
Download or read book Hidden Credit Repair Secrets written by Arthur E Hamilton and published by . This book was released on 2020-06-02 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you looking for a great DIY guide to fix your personal credit? Hey! Forget everything you've heard about credit. Well, maybe not everything. Let me tell you a SECRET...You, checking your score without following the laid down procedure, can hurt your SCORE severely! Please, read on....Having bad credit affects everyone. When lenders review your credit report and request a credit score for you, they're very interested in how reliably you pay your bills. That's because past payment performance is usually considered a good predictor of future performance. Your credit score will affect everything from loans to getting a mortgage. That is why you must keep good credit and keep the bad credit ratings far away. There is no doubt that you get bad credit ratings from missed payments on things such as car loans, mortgages, and credit card payments. What if I showed you the highly tested techniques and strategies credit repair companies and consultants use to challenge inaccurate and questionable items for their clients? If you had this information, would you use it to start living the life you desire? What if you knew a handful of strategies that would allow you to avoid embarrassing moments when applying for credit. Take control of your credit in the comfort of your home. If you knew these procedures, would you take action to get incorrect, misleading, and questionable items off of your credit report?In my book, "Hidden Credit Repair Secrets," I am revealing the 20 myths banks and Bureaus don't want you to know, I am spilling everything you need to be aware of as-soon-as-possible! You will learn the seven secure step-by-step procedures (actionable steps that could save you money) to terminate a credit card like a GURU. The added advantage is that I have outlined the process to challenge any incorrect, unverifiable, and suspicious information on your credit report!Be assured "Hidden Credit Repair Secrets" is easy to read, and the chapters are arranged sequentially for easy understanding. Above all, the secrets in this book are easy to follow and up-to-date (relevant information that match the financial requirements).What if you knew a handful of approaches that will allow you to do the following: -Avoid embarrassing moments when applying for credit. -Relax in the Day and Sleep at night because of no more offensive collection calls. -Get Loans as often as you want-Avoid frustration and family fights due to money. -Open your Emailing accounts freely because you know it's not a bill collector or a lawsuit. Hey! Take control of your credit in the convenience of your room. If you knew these approaches, would you take action to get incorrect, misleading, and controversial items off of your credit report?In my book, "Hidden Credit Repair Secrets," you will learn the following: -The DIY step of repairing your credit -How to cancel a Card like a GURU-The simple strategy to clearing your debts-The inquires you should avoid so that your score will not drop.-How to boost your credit score using a simple strategy-How to find credit cards with guaranteed approval-The top 20 secret credit bureaus and the banks do not want you to know-How Hard Inquiries can Damage my Score-How to remove hard credit inquiries from your credit report-How to remove a late payment from your previous month's Bill-How to Avoid Credit Card Fees-And so Much More!Credit firm managers are getting fat on the gains you give them in interest payments each month. Please, do everything to stop that! I have revealed the step-by-step directives on how to raise your credit score. This is an easy to read material that you will read in less than 24 hours. If you had all of the tools I have listed above, would you take action right away? If the answer is yes, start repairing your credit today by clicking the "Buy Now" button!
Download or read book Credit Repair written by IntroBooks and published by IntroBooks. This book was released on 2018-02-19 with total page 29 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit reports have a huge financial impact on our lives. Chances are you may not have heard about it because many people end up accepting their credit reports to be entirely accurate. Unfortunately, that is not always the case. Reports are generated with the help of data collected from different companies. Keeping human error in mind and the chances of a machine showing wrong data, there is a possibility that the information fed in your credit report may not be 100 percent accurate. If you have any errors in your report, you may end up with a bad credit report which can keep you from getting a loan or paying a higher premium or more interest. For many people, credit report is a matter of esteem. A bad credit report can lower their prestige and many of them choose not to disclose about it or to try and figure how to solve it themselves but with less understanding of how credit reports work, they give up after some time.
Download or read book Credit Repair written by Dana Lee and published by Createspace Independent Publishing Platform. This book was released on 2018-07-25 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit Repair Credit Repair Second Edition Real Life Real World Credit Repair and Score Increase Tactics. Includes real credit letters and disputes There's no need to hire attorneys or credit repair firms. All they do is send out a templated letter anyways, and creditors get those all the time...BIG DEAL. When the actual DEBTOR sends a serious letter, whoa, watch out..Consumer Laws being brandished on the collector, creditor. They don't like that and will do whatever necessary to get rid of you fast, if you reach the right person and say the right things. These proven strategies can work for anyone. This book will show you how to take action and restore or improve your credit. When doing credit repair...you want your negative information DELETED, do not settle for any other status. Let's face the facts here, without good credit you spend A LOT more money on things like mortgages, car loans, INSURANCE and cell phone plans. Even healthcare can cost a lot more. And let's not forget that nowadays employers usually will check your credit to ensure you aren't a financial risk to them. If your credit sucks, and it's a job you really want, how awful would that be if you get passed over because of your credit score or credit report Collections and Judgment, Get Them Deleted! Dispute your credit the right way using Federal laws in your favor. The Consumer Acts are vast and complex, almost every debt collector or creditor has a violation somewhere in their operations, they're almost impossible NOT to violate. Write Credit Letters From Hell and State Your Demands. No company likes dealing with debtors that know the Consumer Acts and uses them to their advantage. Most companies can barely adhere to the vast Consumer laws and Fair Credit Acts, however minor, most companies violate some aspect of the laws at one time or another. If you can't find a Fair Credit violation, use the Cyber Security breach tactic. This one is VERY SERIOUS. The Government wants large corporations to secure your data, if they are recklessly handling your information, this falls under the Cyber Security mandates and is definitely going to get their attention. Inquiries Nowadays lots of companies don't even tell you upfront that they are making a hard credit inquiry. These can add up over time and pull your score down many points, getting these deleted is the goal. Get your free REAL score and report online direct from the major bureaus. Lots of websites and companies claim they will give you a free credit score but they usually try to trick you. They will try to charge you either a large one-time fee or an ongoing membership fee for access to your credit information. But there is one website that gives you your credit score 100% free without trying to sell you anything, and you can monitor your score without any cost. They can even provide you with free email alerts when anything new pops up on your credit report so you can take care of it right away. Insurance Auto insurance rates are out of control these days, don't let them rip you off because your score places you in a certain category of risk for them, fight back by improving your score quickly and get the low rates you deserve NOW. Also, check your driving record report, sometimes errors in points or citations will cause your insurance premiums to remain high. Sometimes citations that were supposed to drop off haven't.
Download or read book Credit Repair written by Charles Peterson and published by . This book was released on 2018-03-02 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn proven steps and strategies on how to thoroughly purge out negativity from your credit report Today only, get this bestseller for a special price. Read on your PC, Mac, smart phone, or tablet device. Taking care of your credit issue is less demanding when you know the reason for the problem. There are a few procedures to fix precise negative data — like an accumulated obligation you candidly owe. Just sit back and fully grasp how you can take control over your credit report! Here Is A Preview Of What You'll Read... What Is Credit Repair? The Truth About Credit Repair Improving Your Credit Score Credit Bureau Dispute Advance Balances And much, much more! Download your copy today! Take action today and download this book now at a special price!
Download or read book Hidden Credit Repair Secrets written by Mark Clayborne and published by Mark A Clayborne. This book was released on 2012 with total page 177 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book ADVANCED CREDIT REPAIR SECRETS written by Marsha Graham and published by Lulu.com. This book was released on with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Credit Repair written by and published by . This book was released on 2007 with total page 342 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Complete Credit Repair Kit written by Brette McWhorter Sember and published by Sourcebooks, Inc.. This book was released on 2011-11 with total page 482 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Complete Credit Repair Kit was written for the more than three million consumers who are refused credit each year due to inaccurate, incomplete, or out-of-date information in their credit files. With total bankruptcy filings reaching 1.4 million in 2009, this book is a must-have in today's tumultuous economy. This updated edition covers the Credit Card Accountability and Responsibility and Disclosure Act of 2009, a piece of legislation that offers benefits for credit card users and features blank forms and letters on SphinxLegal.com that readers can use to boost their credit scores.
Download or read book The Complete Credit Repair Kit written by Brette McWhorter Sember and published by Sourcebooks, Inc.. This book was released on 2011 with total page 449 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Mastering Credit written by Adidas Wilson and published by Adidas Wilson . This book was released on with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt: Society relies heavily on credit for most financial decisions. Today, good credit is not just important for getting a loan or a credit card. Many businesses have to check your credit before deciding whether or not they will extend their products and services to you. Mortgage lenders need to be sure that you will pay your mortgage responsibly before they can finance you. Without good credit, the mortgage lender concludes that giving you a loan is risky for them. If they still approve, regardless of your poor credit, they will charge you a very high interest rate. Bad credit will see you pay a higher mortgage amount or worse, your mortgage application will be declined. Just because you are not currently interested in buying a house does not mean that your credit does not matter. Landlords will, in most cases, consult your credit before renting you a house or apartment. Your lease is considered a loan. You require a loan to purchase a car unless you have the full amount at hand. Your credit score affects the loan amount and interest rate and whether or not you will be given the loan in the first place. With excellent credit, you will qualify for a higher loan amount and the interest rate will be lower. A poor credit score translates to limited options. Not many lenders will be ready to finance you and the few that will be willing might charge a very high interest rate. Table of Contents Preface Introduction Ch. 1 – Credit Reports Ch. 2 - How to Build Credit Ch. 3 – Details Matter Ch. 4 - FICO Credit Score Ch. 5 - What Is A Good Credit Score? Ch. 6 - How to Raise Your Credit Scores Ch. 7 - Equifax, TransUnion, and Experian Ch. 8 - Consumer Credit Report Ch. 9 - Free Credit Score or Report Ch. 10 - How Credit Cards Impact Your Credit Score Ch. 11 - Mistakes to Avoid When Disputing Credit Report Errors Ch. 12 - How to Remove A Charge-Off Ch. 13 - How to Remove Late Payments Ch. 14 - How to Remove Collections Ch. 15 - How to Remove A Foreclosure from Your Credit Report Ch. 16 - How to Remove A Bankruptcy Ch. 17 - How to Remove A Repossession from Your Credit Report Ch. 18 - Removing A Judgment Ch. 19 – How to Remove A Tax Lien from Your Credit Report Ch. 20 – How to Remove Credit Inquiries from Your Credit Report Ch. 21 - Sample Credit Dispute Letter Ch. 22 - Cease and Desist Letter for Debt Collectors Ch. 23 - Sample Debt Validation Letter Ch. 24 - How to Deal with Debt Collection Agencies Ch. 25 - ChexSystems Ch. 26 - How to Request Debt Validation from Debt Collectors Ch. 27 - Statute of Limitations on Debt Collection Ch. 28 - The Fair Debt Collection Practices Act Ch. 29 - Authorized User Ch. 30 - Credit Card Piggybacking Ch. 31 - Before and After Bankruptcy Conclusion
Download or read book Credit Repair Kit written by Carlos Santana and published by Palibrio. This book was released on 2014-02-25 with total page 79 pages. Available in PDF, EPUB and Kindle. Book excerpt: Born in Puerto Rico and raised in New York of military father, travelled the USA, South America and Europe. Got drafted into the US army. Got married and had three children. Started management training program with Avco Financial Services helping people get their finances in order. Later worked with different banks helping customers achieve their financial goals. Started my own mortgage company and later moved to Puerto Rico where I started a successful mortgage company at the same time I was working with Banco Popular helping people get their finances together. Now that I'm retired and single, I serve the American Legion as Post Commander in Caguas PR serving veterans and their families acquired the benefits they deserve from the Veteran Administration.
Download or read book The Guerrilla Guide to Credit Repair written by Todd Bierman and published by Macmillan. This book was released on 2005-12-27 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: A bad credit rating can keep you from buying a house, renting a car, or even sending flowers. yet most people don't know how to find out the status of their credit or how to fix it if it's bad. This book can save you time and money. Written by a journalist and a credit consultant to the mortgage industry, The Guerrilla Guide to Credit Repair tells you how the major credit bureaus compile your credit history, and teaches you how to deal with them if there is a problem. Easy to use, the book shows you: --How to contact three major credit bureaus and get a copy of your credit report. --How to decipher and understand the report's complex codes, numbers, and implications. --Step-by-step, how to correct errors and clean up your credit history. --How to use your legal rights under the Fair Credit Reporting Act, the Fair Billing Act, and the Truth in Lending Act to protect yourself against credit abuse. Sample credit reports, form letters, and proven techniques for credit repair makes this an invaluable guide for all consumers.
Download or read book The Complete Guide To Credit Repair written by Bill Kelly and published by Simon and Schuster. This book was released on 2000-08-01 with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt: With more and more people declaring bankruptcy and total debt in this country rising, the time is perfect for a book like The Complete Guide to Credit Repair. Not only will this book show people how to repair bad credit to stay out of bankruptcy, it will show them how to avoid bad credit in the future and what they can do to strengthen their situation. Credit bureau information and other vital resources have all changed within the last few years. The Complete Guide to Credit Repair - written in a simple, straightforward tone - is packed with up-to-date information on a topic that millions of people face everyday.
Download or read book The Pocket Idiot s Guide to Repairing Your Credit written by Edie Milligan and published by Penguin. This book was released on 2004 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt: When bad credit happens to good people. Once someone’s personal financial credit goes bad, it can be a difficult process to bring it back into good standing. This guide shows consumers how to repair their credit, increase their credit score, and avoid falling victim to the instant credit repair industry and its fraudulent claims and scams. • Research by the Federal Reserve indicates that household debt and personal bankruptcy filings are at record high levels • Only book on the shelves to include coverage of the The Fair and Accurate Credit Transaction Act, which goes into effect 12/1/2004 • Author has been featured in Money, Family Circle, and Women’s Day, and has appeared on CNBC and CNN
Download or read book Credit Medicine A How To Guide to Credit Repair written by Michael Barone and published by Lulu.com. This book was released on 2016-12-09 with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit Medicine is a how-to guide in helping you repair your credit. This amazing book will walk you step-by step through the credit restoration process and will show you how to fix your credit the right way! There are real solutions to the problem of poor credit and we can help restore your credit rating to good health. Comprehensive and easy to understand, Credit Medicine puts everything you need to know in laymen's terms, so you can complete the credit restoration process on your own. It includes not only detailed, proven strategies for credit repair, but also step-by-step instructions. This is the same process I use to help my clients achieve a credit score that allows them to move forward and enjoy the feeling of credit worthiness. Don't delay! Get started right now and begin the process of restoring your financial health. You'll feel so much better!
Download or read book Clean Up Your Credit written by Richard Mansfield and published by Rowman & Littlefield. This book was released on 2022-05-15 with total page 185 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bad things happen to good people. Events not always under our control can often result in our credit scores going down, and sometimes way, way down. There are consumer protection laws that you can use to remove negative items from your credit report,. Because of a quirk in the law you can, as the author did, remove items that really are yours. But if you try to go it alone, the credit repair journey can be a nightmare. This book introduces a step-by-step credit repair system, actulal documents the author used to settle suits, and legal cases filed in federal courts against major credit bureaus. These are the credit repair secrets they really don’t want to you to know, from someone who successfully challenged the credit reporting industry. Contrary to what you may believe, there is a way to improve your credit score substantially, and this book will help you get there.The author was a vice president at Guardian Bank in charge of the collection department and went on to start a collection agency. After selling the agency he became a credit restoration coach. To prove what he knew in theory could in fact be done, he stopped paying everything: repossession, foreclosure, medical bills, student loans, and credit cards. He even filed for bankruptcy. His credit score went from over 800 down to 461. He had it back to 742 in five months. Mr. Mansfield walks you through every step of the credit restoration process. As a bonus, when you purchase the book there’s information on how to contact Mr. Mansfield directly! There is no other credit restoration book like this.
