Download or read book An Economic Analysis of Microfinance Through Women Entrepreneurs written by D. Amutha and published by . This book was released on 2014 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The micro finance is agenda for empowering poor women. Micro enterprises are an integral part of planned strategy for securing balanced development of the economy of the poor women. Rural women's participation in agro-based activities is much more than what statistics reveal. The study was conducted with the following specific objectives; to evaluate the role of self Help Groups in women entrepreneurship in Vellapatti village. To assess the perception of beneficiaries about the role of SHGs. To evaluate the working of the SHGs in Vellapatti village. The present study is based on both primary and secondary data. Primary data have been collected by conducting a survey among 75 sample respondents from 9 Self Help Groups in different areas of Vellapatti village of Tuticorin town. Eight respondents were selected from each Self Help Group. Random sampling technique was used to select the respondents. Percentage analysis, averages, chi square test and probability analysis were used. The data relates to the month of April 2012. The study reveals that 17.33 percent of the sample respondent's suggestions to improve the performance of SHGs are to provide more loans, whereas 60 percent and 22.67 percent of the sample respondents' suggestion is to provide loan at right time and to provide loan at lesser rate of interest. Microfinance has been one of the few effective tools for poverty reduction over the past years. Through the creation of self help groups, poor people can safely deposit money and accumulate funds for future investments or emergencies as well as access loans for productive purposes leading to higher incomes. Women are participating in all the productive activities and are at par with men. Government, banks and other financial institutions should come forward to offer loans for rural women, so that women entrepreneurs' movement in India will work on right direction to empower more and more women in social, economical, cultural and in political matters.

Download or read book Women s Entrepreneurship and Microfinance written by Chiranjib Neogi and published by Springer. This book was released on 2018-03-06 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers a critical perspective on the issues related to women’s empowerment, microfinance, and entrepreneurship in India. Written by distinguishing experts in this field, this book highlights women’s empowerment, which is a process of entrusting power to an individual on the control over resources and decisions. However, these two factors are less effective in a society where religion and cultural dominance is high. The book sheds light on the social security measures undertaken by the government aiming to the right to work helped women who are bounded by social restrictions. Over time there is a shift in rural occupational structure towards non-farm activities, which is largely distress driven self-employment. Access to credit is a great source to provide self-employment that develops self-esteem among women and uplift their position. The book highlights the discrimination against women entrepreneurs in access to credit led to gender biased entrepreneurial society. Association with self-help groups (SHGs) has made women more socially empowered. SHG members help them to change their life in a positive manner through micro-entrepreneurial activities. The book has emphasized on the role of microfinance, which has served the poor to become financially self-reliant. It is observed that for second generation borrowers, the impact of microfinance seems to fizzle out, where MFIs who are gaining efficiency are diverting their objective of servicing poor, signalling a sign of mission drift.

Download or read book Empowering Women Through Microfinance in Developing Countries written by Alhassan, Yahaya and published by IGI Global. This book was released on 2023-10-25 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: Empowering Women Through Microfinance in Developing Countries is a book that explores how microfinance can be used to empower women in developing countries. It provides theoretical and empirical insights from industry experts, experienced researchers, and policymakers on the problems, processes, and prospects of using microfinance as a catalyst for women's empowerment in the developing world. The book covers a range of topics, including the impact of microfinance interventions on women's empowerment, financial inclusion, and women's entrepreneurship, poverty reduction among women, and small and medium-sized enterprise growth. This book addresses the lack of understanding about how microfinance can be used to empower women in developing countries. The insights provided in this book will be valuable for researchers, students, microfinance institutions, policymakers, state institutions, managers, non-governmental organizations, and financial institutions looking to expand their product portfolio and outreach. The book also provides policy directions and rethinking of practice in using microfinance as a strategy for eliminating barriers to women's empowerment in developing countries.

Download or read book An impact assessment of microfinance institutions on women entrepreneurs in small and medium enterprises SMEs written by Theophilus Tei Ayanou and published by GRIN Verlag. This book was released on 2014-07-15 with total page 77 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bachelor Thesis from the year 2011 in the subject Economics - Finance, Kwame Nkrumah University of Science and Technology, course: Business Administration, language: English, abstract: This research study investigates the impact assessment of microfinance on women entrepreneurs in SMEs. The researchers used case study, questionnaire as an instrument of primary data collection and secondary data. Statistical Package for Social Scientist (SPSS) and Microsoft Excel were used in data presentation and analysis. Random sampling of women entrepreneurs were used to select a sample size of sixty (60) respondents. For clear analysis, the study centers on three broad variables for impact assessments which are business, household and sociopolitical. The study reveals that microfinance has a positive impact on women entrepreneurs in relation to their business, household, socially and politically. The research also found out that the level of interest rate charged is a potential contribution to loan delinquency and the demand of collateral securities is a challenge to women entrepreneurs in their quest to access loan from MFIs. Also, the researcher contains recommendations to MFIs and women entrepreneurs in SMEs in the Kumasi Metropolis.

Download or read book Micro Finance and Women Empowerment written by Murlidhar A. Lokhande and published by . This book was released on 2014 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In India, micro finance is a movement with the underlying objective of helping poor households to have access to financial services, including credit at affordable cost. Many of those who promote micro finance believe that such access will help poor people get out of poverty. For others, micro finance is a way to promote economic development, employment, and growth through the support of micro entrepreneurs and small businesses. Women in India are typically poorer than men and have fewer options for earning a livelihood that provides adequate food, housing, and education for their children. However, they are also viewed as the change agents of the family. Women are more likely to invest their earnings into improving the lives of the families. By encouraging women to take charge of their futures, micro finance institutions can impact families and whole communities. However, the pace of women empowerment in India, through micro finance, is slow, due to a variety of constraints which urgently need to be rooted out. This book examines some of the issues that need to be addressed in order to empower the lives of India's women through micro finance.

Download or read book The Oxford Handbook of Entrepreneurial Finance written by Douglas Cumming and published by OUP USA. This book was released on 2012-03-22 with total page 937 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides a comprehensive picture of issues dealing with different sources of entrepreneurial finance and different issues with financing entrepreneurs. The Handbook comprises contributions from 48 authors based in 12 different countries.

Download or read book Microcredit and women s empowerment written by Samjhana Wagle and published by Cook Communication. This book was released on 2020-08-18 with total page 129 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.

Download or read book Social Collateral written by Caroline E. Schuster and published by Univ of California Press. This book was released on 2015-10-06 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Microcredit is part of a global trend of financial inclusion that brings banking services, and especially small loans, to the world's poor. While credit for the poor has increasingly come under the rubric of commercial banking, Paraguayan solidarity lending offers a window into the tensions between social development and global finance. There, non-profit development programs offer group loans to women. These highly regulated loans are secured through mutual support and peer pressure--social collateral--rather than through physical collateral. To understand the broader issues of economic interdependency and its regulatory features, Social Collateral tracks collective debt across the commercial society and smuggling economies at the Paraguayan border. The story of social collateral cannot be told without an interwoven story about the feminization of solidarity lending. At its core is an economy of gender--from pink-collar financial work, to men's committees, to hard women smugglers. At stake are interdependencies that bind borrowers and lenders, financial technologies, and Paraguayan development in ways that structure both global inequality and opportunity"--Provided by publisher.

Download or read book Women Empowerment Through Capacity Building written by P. J. Christabell and published by Concept Publishing Company. This book was released on 2009 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: Study on the role of microfinance in building up economic and democratic capacity of women in India.

Download or read book Women In Micro And Small scale Enterprise Development written by Louise Dignard and published by Routledge. This book was released on 2021-11-18 with total page 247 pages. Available in PDF, EPUB and Kindle. Book excerpt: An exploration of women's participation in small- and micro-enterprise activities in less developed countries. Topics covered include: the human economy of microentrepreneurs; and the Swedish International Development Authority's support of women's small-scale enterprises in Tanzania.

Download or read book Women s Entrepreneurship and Economics written by Miguel-Angel Galindo and published by Springer Science & Business Media. This book was released on 2011-11-25 with total page 229 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past century, an extensive literature has developed, exploring the impact of entrepreneurship on economic performance. The active participation of entrepreneurs in virtually all aspects of business and economic activity has obliged policy makers within the global economy to consider entrepreneurship as a determining variable in any political force, not only for bodies and groups created specifically to this end, but also for any decision-making body. To this end, specific actions promoting entrepreneurship have already been established around the world. However, the particular dynamics of entrepreneurship by women present unique opportunities and challenges. The women’s perspective has often been overlooked in research, practice, and policymaking, and yet yields rich insights and implications. This volume features research from an international array of authors, global data, and in-depth analysis of women’s entrepreneurial activity in Europe, Latin America, the United States, and Canada, to shed light on the positive impact of women’s entrepreneurship on economic growth and development. The first part covers a broad range of concepts relating to the history and context of the female economic perspective. The second part focuses on performance and success factors, with respect to such issues as innovation, social needs, and entrepreneurial orientation. The third part addresses issues of financing, including discussion of access to capital, microcredit, and entrepreneurial behavior. The fourth part considers additional topics, such as work-family balance and access to education. Together, the chapters offer new perspectives on the unique characteristics of women entrepreneurs and their contributions to economic development in theory, practice, and policymaking.

Download or read book Microfinance for Entrepreneurial Development written by Douglas Cumming and published by Springer. This book was released on 2017-09-28 with total page 235 pages. Available in PDF, EPUB and Kindle. Book excerpt: This edited collection presents recent developments, practical innovations, and policy reforms in the realm of microfinance in emerging markets. Microfinance has been hotly debated by ever-colliding camps of ardent supporters, who believe that microfinance addresses credit market failures and provides a durable answer to the problem of the poverty, and staunch critics, who argue that lending by microfinance institutions is wasteful, and the interest rates are too high. To bring further insight into this important debate, this book presents comprehensive historical, political, and economic perspectives on the latest issues in microfinance. An impressive array of scholars and practitioners build a framework for thinking about regulation to drive sustainable, inclusive development. With case studies of programs in India, Ghana, and Bangladesh, and examinations of the effects of gender and religion on financial decision-making, this comprehensive collection offers something valuable to scholars, policymakers, and practitioners—anyone with a vested interest in promoting innovation in microfinance.

Download or read book Microfinance as a driving force for socio economic development in emerging economies Measuring its effectiveness in North India written by Kumar Deepam and published by GRIN Verlag. This book was released on 2015-11-20 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2015 in the subject Business economics - Economic Policy, grade: A2, University of Limerick (Kemmy Business School), course: MSc in Financial Services, language: English, abstract: This thesis examines the effectiveness of microfinance in the socio-economic development with the major focus on poverty reduction and gender equality (in the sense of women empowerment) in Northern part of India. The purpose of this research is to measure the effectiveness of microfinance in the sense of socio-economic development in the Northern part of India. The aim has been accomplished by using the methods of statistical analysis and through the examination of primary and secondary data. The methods of data analysis that were employed in the research incorporated chi-square tests, independent sample t-tests and binary logistic regressions. The data has been analysed based on the survey of 100 respondents, who were below nationally defined poverty line in Lucknow (Major metropolitan city of North India) and areas nearby. The survey data was divided into two parts i.e. 60% of the respondents were the non-microfinance respondents and remaining 40% were the microfinance recipients. Recommendations regarding the research have been based on the findings from the analysis. Findings of the study have shown that young entrepreneurs who are below poverty line are more likely to apply for the micro loan. This has been explained by the binary logistic regression analysis of the whole sample. Further, the findings show that microfinance has very low outreach in North India. This has been explained by the data from the MIX market, level of awareness of microfinance among the non-microfinance respondents and the case study of Nat Purva Village near Lucknow. Furthermore, the results disclosed that microfinance recipients face difficulty while applying to micro loan due to which they also face difficulty in paying the loan amount with interest back. This has been explained by the chi-square test and binary logistic regression analysis of the responses from the microfinance recipients. However, overall impact of microfinance on both poverty reduction and gender equality is turned out to be positive. This has been explained by MFI’s major focus on women entrepreneurs, changes in social and economic conditions of the recipients after taking the micro loan, expenditure of the recipients on education of children, recipient’s recommendations regarding micro loan and the ability of recipients to apply for the micro loan again.

Download or read book Empowerment of Women Microfinance and women empowerment written by Meenakshi Malhotra and published by . This book was released on 2004 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: Reviews the position of women in society, with particular reference to their educational achievements and employment opportunities. Focuses on the potential of microcredit programmes and how women entrepreneurs affect the global economy. Assess where rural women stand in the development process today.

Download or read book Micro Finance Micro Enterprises and Women Entrepreneurs written by Rabindra Kumar Swain and published by . This book was released on 2014 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro finance is the provision of a diverse range of financial services and products, including small loans (micro credit), saving accounts, insurance, pensions, and money transfers. In India, these are designed to assist people living in poverty who are not able to access financial services in the mainstream banking sector because they have no collateral, formal identification, or steady income. Micro enterprises contribute significantly to economic growth, equity, and social stability. The sector is one of the most important vehicles through which India's low-income-earning people can escape poverty. With limited skills and education, poor women, particularly in rural areas, find tremendous economic opportunities in micro enterprises. This book explains and examines the role of micro finance and micro enterprises in empowering women from disadvantaged sections of the Indian economy.

Download or read book Women Entrepreneurs in Pakistan written by Nabeel A. Goheer and published by International Labour Office. This book was released on 2003-01 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report is the outcome of a research study initiated and financed by the ILO with the aim of better understanding Pakistani women entrepreneurs and their problems. It offers a portrayal of the specific business environment for women in this country and shows how a complex interplay of different factors has resulted in the disadvantaged status of women in society thus restricting their mobility, economic participation and business activity. The book includes the results of a survey undertaken in the region of 150 women entrepreneurs and follows with a set of recommendations. Narrative stories of 20 selected women entrepreneurs from various economic backgrounds, diverse family set-ups, and different professions are also included.

Download or read book Empowering Women Through Entrepreneurship Development written by Zaibun Nisa and published by . This book was released on 2022 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The government of India has been promoting its microfinance program through various govt., non-government organisation and SHG-bank linkage program. 'The NGOs have shown edge over strengths to other microfinance institutes as they incur minimum overhead and operating costs to reach the poor and needy. Their flexibility and responsiveness in operation provide appropriate solution to the problems of beneficiaries' (Noorul Hasan, An assessment of the impact of non-government MFIs in Entrepreneurial Development, 2019).The present study identified seven non-government organisation extending micro credit & microfinance in the Uttar Pradesh state of India. The study analysis the role of non-government organisations in improving economic conditions of women by promoting self-employment and assisting them in acquiring decision making skills that leads development of entrepreneurship and women empowerment.