Download or read book Access to Finance and Inclusive Growth of Scheduled Caste and Scheduled Tribe Women Entrepreneurs The Role of Micro Finance Institutions in Tamil Nadu written by Dr.L.rathakrishnan and published by Archers & Elevators Publishing House. This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Empowerment of Scheduled Caste Women Through Self Groups written by Santosh Kumar Singh and published by . This book was released on 2007 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: Development Alone Cannot Bring Peace, Prosperity And Progress Unless Social Justice And Gender Equality Are Ensured. It Has Been Realized That Development Programs Have Bypassed Women Who Constitute About Half Of The Population Of The Country. The International Conferences, Conventions, And Legal Enactment Highlighted The Imperative Need For The Gender Equality And Women Empowerment. The Scheduled Castes Women, Who Are Mainly Agricultural Labourers And Are Engaged In Unorganized Sector Of Economy, Are Still Living Below The Poverty Line And Suffer Due The To Their Overall Backwardness. Social Empowerment Cannot Bring Gender Equality And Social Justice Unless Economic Empowerment Is Ensured. In Order To Overcome Exploitation, Poverty And Making Women Self Reliant, Shg S Based Micro Finance Has Been Considered As A Instrument For Overall Economic Empowerment Of Rural Poor Women. Against This Background, Present Book Purports To Examine Status Of Scheduled Castes Women And Review Their Access To Micro Finance For Social-Economic Development. The Book Is Divided In Nine Chapters, Which Mainly Focus On Development Of Scheduled Castes Women, Micro Credit, Formation Of Shg S, Impact Of Micro Finance And Problem In Micro Financing In India. The Book Is Useful For Those Who Are Interested In This Field.

Download or read book IMPACT OF MICRO FINANCE ON RURAL SCHEDULED CASTE WOMEN EMPOWERMENT THROUGH SELF HELP GROUPS A STUDY written by Dr. C. Arunamma & Prof. G.Venkata Ramana and published by Ashok Yakkaldevi. This book was released on 2022-11-29 with total page 179 pages. Available in PDF, EPUB and Kindle. Book excerpt: The concept of Empowerment is a multi-faceted, multi-dimensional and multi-layered. The women’s empowerment is a process by which women gain greater share of control over resource-material, human and intellectual like knowledge, information, ideas and financial resources like money-and access to money and control over decision-making in the home, community, society and nation.1 The Proceedings of the Third International Women’s Conference held at Nairobi in the year 1985, paved the way for emergence of concept of women empowerment and the statesmen of great vision perceived it as a powerful tool for re-distribution of social power and control of resources in favor of women.

Download or read book One Vision Billion Dreams written by Santosha K. Nayak and published by Notion Press. This book was released on 2020-11-26 with total page 367 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is all about the economic empowerment of the common man. More than 80% of the people are under sheer darkness and away from real development. When we talk and see of development, it is less than 20 % of the country. Historically and systematically large sections of the people were kept under darkness. And the trend hasn’t seen light for quite some time despite all the efforts from many eminent persons from different walks of life. Perhaps, they all used only their minds and lacked in their heart while trying to find solutions. The author in this book has attempted afresh some steps with a bottom up approach to achieve real development of all, especially the left-out 80%; and achieve comprehensive economic development across every nook and corner of the country. This book talks about Unique Natural Endowment Theory, Graded Self-sufficient Model of Regional Economic Development; and analysed the structural needs in each sector of the economy so as to address the persistent on the ground problems. At present, entrepreneurial knowledge is at a low level among the larger mass; and challenges to micro entrepreneurship are high. The book also talks about entrepreneurial spirit and processes for the common man. This book discovers ways to reach new heights of growth and development in New India. This book has dreams for every common man and tries to find ways to materialise the individual dreams of the billion plus people of India. That's why this book is - One Vision for a Billion Dreams.

Download or read book Financial Inclusion and Livelihood Transformation written by Srimoyee Datta and published by Springer Nature. This book was released on 2023-08-28 with total page 215 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the role and effect of Microfinance Institutions (MFIs) with different dimensions. It is being supported with strong empirical evidence into various parameters of MFIs directed towards inclusive finance and the transformation journey of livelihoods of its beneficiaries. It also incorporates empirical evidence with the perception of both beneficiaries and non-beneficiaries. Starting its journey toward the path of comprehending how MFIs make their footprint among the excluded population in the selected areas, it incorporates the different outcomes of MFI lending like credit utilisation patterns, income generation, and employability. As financial stability helps to break out the vicious cycle of poverty, this book emphasises the self-dependent element for the beneficiaries and their households. It addresses the important issue of the female counterparts in society. It shows how the MFIs work actively to generate female empowerment from multiple dimensions among the selected communities. It addresses key issues to consider for inclusive policy formulation, especially for backward communities in the backward areas and gives a realistic scenario of the MFI activities, their interactions with the respondents, the various outcomes, and areas for further developments, etc. This book is beneficial for academicians, researchers, and policymakers.

Download or read book The Role of Microfinance in Women s Empowerment written by Raji Ajwani-Ramchandani and published by Emerald Group Publishing. This book was released on 2017-10-17 with total page 330 pages. Available in PDF, EPUB and Kindle. Book excerpt: Delving into the effects of microfinance in both rural and urban communities, this book will be of interest to researchers of women studies, microfinance, and development economics.

Download or read book Handbook of Research on Microfinancial Impacts on Women Empowerment Poverty and Inequality written by Das, Ramesh Chandra and published by IGI Global. This book was released on 2018-08-17 with total page 479 pages. Available in PDF, EPUB and Kindle. Book excerpt: One of the major tools of attaining proper development all around the world is complete financial inclusion, such that all classes of people can secure their lifestyles through access to financial services from formal sectors. Expanding access to resources and increasing self-employment opportunities help reduce poverty and improve social development. The Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality is an essential reference source that discusses the role of financial inclusion in gender equality, as well as economic independence and self-employment. Featuring research on topics such as inequality, collaborative economy, and social responsibility, this publication is ideally designed for policy makers, economic researchers, and academicians seeking coverage on social mobilization, capital formation, capacity building, and pro-poor economy designs.

Download or read book Inclusive Growth and Microfinance Access written by K. C. Mishra (Education director) and published by . This book was released on 2013 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Role of Micro Finance and Financial Inclusion written by D. Amutha and published by . This book was released on 2014 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance sector has covered a long journey from micro savings to micro credit and then to micro enterprises and now entered the field of micro insurance, micro remittance, micro pension and micro livelihood. This gradual and evolutionary growth process has given a great boost to the rural poor in India to reach reasonable economic, social and cultural empowerment, leading to better life of participating households. Financial institutions in the country have been playing a leading role in the microfinance programme for nearly two decades now. They have joined hands proactively with informal delivery channels to give microfinance sector the necessary momentum. During the current year too, microfinance has registered an impressive expansion at the grass root level. The micro finance is agenda for empowering poor women. Micro enterprises are an integral part of planned strategy for securing balanced development of the economy of the poor women. Rural women's participation in agro-based activities is much more than what statistics reveal. This is mainly due to the fact that most of the work done by the women at farm and home is disguised as daily chores. Mechanization and easy availability of labour provide more time to energetic women to engage themselves in self-employment or entrepreneur ventures. Rural women are having human and non-human resources to take up an enterprise need one an innovative mind and motivation. Entrepreneurship is the only solution to the growing employment among rural youth. It helps to generate employment for a number of people within their own social system. This is more beneficial for women in rural areas as it enables them to add to the family income while taking care of their own home and livestock centred task. Rural women possess abundant resources to take up enterprises. She has the benefit of easy availability of arm and livestock based raw materials and other resources. Hence, she can effectively undertake both the production and processing oriented enterprises. Entrepreneurship development among rural women helps to enhance their personal capabilities and increase decision-making status in the family and society as a whole.

Download or read book A study on the importance of micro finance on Kudumbasree members with special reference to Purapuzha Panchayath Kerala written by Jose Joseph and published by Amazon Publishers, USA. This book was released on 2020-12-02 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The most widely published feature of Kudumbasree is the setting up of micro enterprises using local resources as well as skills. Micro enterprise development is viewed as an opportunity for providing gainful employment to the people below poverty line and thereby improving their income and living standards. Micro finance in India started in the early 1980s with small efforts or forming informal SHG to provide access to much needed saving and credit services to the marginal population more importantly in rural areas. National bodies like the Small Industrial development Bank of India (SIBI) and NABARD are devoting significant time and financial resource to micro finance sector. The main objectives of this study 1) to identify important applications of micro finance among members in Kudumbasree, 2) to find out whether micro finance influences economic development of women, 3) to get insight about micro finance activities. A well-structured questionnaire was prepared to collect primary data. The questionnaire for this study was developed partly on the basis of existing literature and partly from the opinion of experts in the field by keeping in mind the scope and objectives of the study. Through this study an attempt has been made to analyse the working system of NHG of Purappuzha panchayath. Kudumbasree unit has created an innovative method of mobilising rural savings that eventually helped for providing credit. The members admitted that their socio-economic status improved after joining this unit. NHG unit has brought the national and international recognition as an ideal and workable model of participatory development for eradicating poverty.

Download or read book Financial Inclusion Through Micro Finance written by Suman P.M. and published by . This book was released on 2018-09 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: Despite the rapid spread of financial and banking system in India after Independence in 1947, a large segment of the society--particularly low-income households in rural areas--has very little access to financial services, both formal and semi-formal. As a consequence, many of them have to depend either on their own or high cost informal sources of finance, such as moneylenders. This is particularly true of the sporadic financial requirements of poor households for emergency purposes such as medical treatment. It is well-known that poor people, small entrepreneurs and other disadvantaged groups are presently excluded from the financial sector, which leads to their marginalisation and denial of opportunity to grow and prosper. Hence, financial inclusion of the disadvantaged and marginalized sections of society is a prerequisite for healthy and harmonious socio-economic development of India. Financial inclusion is the process of providing wide range of financial services and adequate credit in time to the weaker sections and low-income groups at an affordable cost. Merely having a bank account may not be a good indicator of financial inclusion. The essence of financial inclusion is to ensure that a range of appropriate financial services are available to every individual so that he/she may show his/her worth to the society. It has been widely accepted that micro finance is the most important tool of financial inclusion. Provisions of micro finance to the poor, especially women in rural areas, coupled with supporting activities like education, training and skill formation, can transform Indian economy on desired lines. Self-help groups (SHGs) represent a unique approach to financial intermediation. The approach combines access to low-cost financial services with a process of self-management and development. The present work is an attempt to emphasize the importance of financial inclusion of the poor and underlines the role of micro finance and SHGs in this endeavour.

Download or read book An Economic Analysis of Microfinance Through Women Entrepreneurs written by D. Amutha and published by . This book was released on 2014 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The micro finance is agenda for empowering poor women. Micro enterprises are an integral part of planned strategy for securing balanced development of the economy of the poor women. Rural women's participation in agro-based activities is much more than what statistics reveal. The study was conducted with the following specific objectives; to evaluate the role of self Help Groups in women entrepreneurship in Vellapatti village. To assess the perception of beneficiaries about the role of SHGs. To evaluate the working of the SHGs in Vellapatti village. The present study is based on both primary and secondary data. Primary data have been collected by conducting a survey among 75 sample respondents from 9 Self Help Groups in different areas of Vellapatti village of Tuticorin town. Eight respondents were selected from each Self Help Group. Random sampling technique was used to select the respondents. Percentage analysis, averages, chi square test and probability analysis were used. The data relates to the month of April 2012. The study reveals that 17.33 percent of the sample respondent's suggestions to improve the performance of SHGs are to provide more loans, whereas 60 percent and 22.67 percent of the sample respondents' suggestion is to provide loan at right time and to provide loan at lesser rate of interest. Microfinance has been one of the few effective tools for poverty reduction over the past years. Through the creation of self help groups, poor people can safely deposit money and accumulate funds for future investments or emergencies as well as access loans for productive purposes leading to higher incomes. Women are participating in all the productive activities and are at par with men. Government, banks and other financial institutions should come forward to offer loans for rural women, so that women entrepreneurs' movement in India will work on right direction to empower more and more women in social, economical, cultural and in political matters.

Download or read book The Microcredit Business and Women s Empowerment in India written by Malika Basu and published by Shaker. This book was released on 2008 with total page 344 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Micro Finance An Innovative Tool for Inclusive Growth in India written by V. Basil Hans and published by . This book was released on 2017 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: While there is a strong feeling around that globalisation is tapering there are also serious concerns about continuing marginalisation of sections of population in India. Millennium Development Goals, Human Rights Advocacy, Economic Empowerment and Inclusive Growth have, therefore, become watch (catch?) words today. Ever since Independence, India has considered that financial route is the safest one for a broad-based growth. The fast growth banking in general and that of rural banks, co-operatives and Self Help Groups (SHGs) should be seen in this context. To achieve the goal of inclusive growth micro-finance was introduced to meet small financial needs of the people with small means. It is a tool that can develop entrepreneurial activities, employment, economic growth, social cohesion, financial sustainability, eradicate poverty and promote human development. However, poverty is a huge and complex problem, and microfinance itself should grow from “transferring resources” to “transforming resources”. It has to be freed from the ongoing controversies of interest rates as well as from the problems of uneven spread etc and help SHGs take up “social intermediation” in the next phase.In this paper we discuss - (i) the opportunities and challenges faced by microfinance institutions in mobilising resources and enabling individuals and communities to overcome hurdles for more participative and productive growth; and (ii) the need for fostering new collaboration between institutions and people for good governance.

Download or read book Financial Inclusion Self help Groups SHGs and Women Empowerment written by Kartick Das and published by . This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Women's lack of economic empowerment not only impedes growth and poverty reduction, but also negatively impacts education and health outcomes for children. Thus, it is extremely important to ensure that women are economically empowered. Financial inclusion may be defined as the process of ensuring access to financial services and timely and adequate credit - where needed by vulnerable groups, such as women - at an affordable cost. India's Self-help Group (SHG)-Bank Linkage Program was launched in 1992 as a flagship program by the country's National Bank for Agriculture and Rural Development. The objective is to meet the financial needs of the poor by linking SHGs with the formal credit agencies. Financial inclusion of India's women can be best ensured through SHGs. This collection contains papers that provide valuable insights into the importance and functioning of SHGs to ensure financial inclusion and hence economic empowerment of women in India.

Download or read book Micro Finance and Women Development written by and published by . This book was released on 2014 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Empowering Rural Women Through Microfinancing written by Awadhesh Kumar Singh and published by . This book was released on 2008 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Indian context.