Download or read book Race for Profit written by Keeanga-Yamahtta Taylor and published by UNC Press Books. This book was released on 2019-09-03 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt: LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.

Download or read book Hearings Reports and Prints of the Senate Committee on the Judiciary written by United States. Congress. Senate. Committee on the Judiciary and published by . This book was released on 1979 with total page 1402 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book User Requirements in the Home written by Arthur I. Rubin and published by . This book was released on 1971 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Dynamics of Neighborhood Change written by James Mitchell and published by . This book was released on 1975 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: This document has evolved over three years to meet the need for a more comprehensive understanding of how neighborhoods change. The Office of Policy Development and Research at HUD formulated policy alternatives to stem the rising tide of abandoned residential buildings. It showed abandonment as the last stage of a process, not a random or isolated phenomenon. The failure of programs to counteract and halt the decline of neighborhoods has stemmed mainly from an imperfect understanding of this process. There have also been political problems with acting in neighborhoods before the symptoms were painfully evident and from the tendency of program developers to deal with the house, rather than the people who own it, rent it, loan on it, or insure it. Few programs have recognized that those people were part of a total neighborhood rather than occupants of individual buildings. The process of neighborhood change is triggered and fueled by individual, collective and institutional decisions. These are made by a myriad of people-households, bankers, real estate brokers, investors, speculators, public service providers (police, fire, schools, sanitation, etc.) and others. It is a reasonable conclusion that if a concentrated effort is made to affect these decisions then neighborhood decline can be slowed, halted, or in some circumstances, reversed.

Download or read book Negro Heritage written by and published by . This book was released on 1970 with total page 634 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Housing in the seventies working papers 1 and 2 written by United States. Dept. of Housing and Urban Development and published by . This book was released on 1976 with total page 804 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Fair Housing Amendments Act of 1979 written by United States. Congress. Senate. Committee on the Judiciary. Subcommittee on the Constitution and published by . This book was released on 1980 with total page 1422 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Study and Investigation of Housing written by United States. Congress. Joint Committee on Housing and published by . This book was released on 1948 with total page 2554 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Housing in the Seventies written by and published by . This book was released on 1976 with total page 808 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Regional Modeling Abstracts written by Charles R. Meyers (Jr.) and published by . This book was released on 1971 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Research Grants Index written by National Institutes of Health (U.S.). Division of Research Grants and published by . This book was released on 1967 with total page 974 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Housing Status of Black Americans written by James Benjamin Stewart and published by Transaction Publishers. This book was released on with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt: In comprehensive overviews and case studies covering seven metropolitan areas, this volume provides an examination of prevailing housing conditions and their effect on special populations within the black community, and assesses judicial and legislative means of improving the status of both homeowners and renters. The 11 articles were originally published in the The Review of Black Political Economy, v.19, nos.3-4, Winter/Spring 1991. No index. Annotation c. by Book News, Inc., Portland, Or.

Download or read book Hearings written by United States. Congress. Joint Committee ... and published by . This book was released on 1947 with total page 2628 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Pittsburg Pennsylvania Cleveland Ohio Detroit Michigan Indianapolis Indiana St Louis Missouri Cincinnati Ohio Columbus Ohio Chicago Illinois Milwaukee Wisconsin written by United States. Congress. Joint Committee on Housing and published by . This book was released on 1948 with total page 1296 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Racist America written by Joe R. Feagin and published by Routledge. This book was released on 2014-01-21 with total page 393 pages. Available in PDF, EPUB and Kindle. Book excerpt: This third edition of Joe R. Feagin’s Racist America is significantly revised and updated, with an eye toward racism issues arising regularly in our contemporary era. This edition incorporates more than two hundred recent research studies and reports on U.S. racial issues that update and enhance all the last edition’s chapters. It expands the discussion and data on concepts such as the white racial frame and systemic racism from research studies by Feagin and his colleagues. The author has further polished the book to make it yet more readable for undergraduates, including eliminating repetitive materials, adding headings and more cross-referencing, and adding new examples, anecdotes, and narratives about contemporary racism.

Download or read book Occasional Papers in Housing and Community Affairs written by and published by . This book was released on 1979 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Knocking the Hustle written by Lester Spence and published by . This book was released on 2015-12-10 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past several years scholars, activists, and analysts have begun to examine the growing divide between the wealthy and the rest of us, suggesting that the divide can be traced to the neoliberal turn. "I'm not a business man; I'm a business, man." Perhaps no better statement gets at the heart of this turn. Increasingly we're being forced to think of ourselves in entrepreneurial terms, forced to take more and more responsibility for developing our "human capital." Furthermore a range of institutions from churches to schools to entire cities have been remade, restructured to in order to perform like businesses. Finally, even political concepts like freedom, and democracy have been significantly altered. As a result we face higher levels of inequality than any other time over the last century. In Knocking the Hustle: Against the Neoliberal Turn in Black Politics, Lester K. Spence writes the first book length effort to chart the effects of this transformation on African American communities, in an attempt to revitalize the black political imagination. Rather than asking black men and women to "hustle harder" Spence criticizes the act of hustling itself as a tactic used to demobilize and disempower the communities most in need of empowerment.