Download or read book A Nation of Home Owners written by Peter Saunders and published by Routledge. This book was released on 2021-03-23 with total page 461 pages. Available in PDF, EPUB and Kindle. Book excerpt: Originally published in 1990, and re-issued in 2020 with an updated Preface, this book shows how the UK has become a nation of home owners, and the effect it has had on people’s lives, the impact which it has had on British society and the implications for those who have hitherto been excluded. The book briefly charts the history of the growth of owner-occupation in Britain and considers the evidence on the popularity of owning as opposed to renting. The question of whether and how owner occupiers accumulate wealth from their housing is discussed and the evidence on the political implications of the growth of owner-occupation examined. The influence of buying a house on the way that home is experienced is analysed and the sociological implications in regard to the analysis of social inequalities in Britain discussed. The research for the book was based on in-depth interviews with home-owners and tenants in Burnley, Derby and Slough.
Download or read book A Nation of Home Owners written by Peter Saunders and published by Routledge. This book was released on 1990-01 with total page 418 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 1914 90 per cent of British householders rented their homes; today, two-thirds own them. This book explores one of the most striking changes in Britain during the 20th century - the growth of home ownership - and analyzes its significance for our understanding of contemporary society.
Download or read book A World of Homeowners written by Nancy Kwak and published by University of Chicago Press. This book was released on 2018-09-28 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Latin America, Scandinavian housing experts explained that "housing is too important a commodity to be subjected to the same general market conditions as other goods", but the Americans ridiculed such a stance. The Cold War was fought with bricks and mortar, not just small, hot wars in poor places and the threat of nuclear Armageddon. Privatisation began in Malaysia in the 1940s; in West Germany, Taiwan, Burma and South Korea in the 1950s; India in 1964; Jordan in 1965; Brazil in 1966; Guatemala and Nigeria in 1967; and the Philippines (again) in 1968. In the 1960s, the US granted loans to expand the private housing sectors in Chile, Colombia, Costa Rica, Ecuador, El Salvador, Guatemala, Nicaragua, Panama, Peru, Uruguay and Venezuela. They began housing projects in Rhodesia, Zambia and Mali. They moved into Senegal in 1972, Botswana in 1973, Tanzania in 1974 and Kenya in 1975 - all the while spreading the American dream.
Download or read book The Ideology of Home Ownership written by R. Ronald and published by Springer. This book was released on 2008-05-28 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: Demand for owner-occupied housing has expanded dramatically across modern-industrialized societies in recent years leading to volatile increases in residential property values. This book explores the rise of modern home-ownership as a cultural, socio-political and ideological phenomenon.
Download or read book The National Homeownership Strategy written by United States. Department of Housing and Urban Development and published by . This book was released on 1995 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Race for Profit written by Keeanga-Yamahtta Taylor and published by UNC Press Books. This book was released on 2019-09-03 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt: LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
Download or read book A Nation of Home Owners written by Peter Saunders and published by Taylor & Francis. This book was released on 2021-03-23 with total page 435 pages. Available in PDF, EPUB and Kindle. Book excerpt: Originally published in 1990, and re-issued in 2020 with an updated Preface, this book shows how the UK has become a nation of home owners, and the effect it has had on people’s lives, the impact which it has had on British society and the implications for those who have hitherto been excluded. The book briefly charts the history of the growth of owner-occupation in Britain and considers the evidence on the popularity of owning as opposed to renting. The question of whether and how owner occupiers accumulate wealth from their housing is discussed and the evidence on the political implications of the growth of owner-occupation examined. The influence of buying a house on the way that home is experienced is analysed and the sociological implications in regard to the analysis of social inequalities in Britain discussed. The research for the book was based on in-depth interviews with home-owners and tenants in Burnley, Derby and Slough.
Download or read book Americans and Their Homes written by New Strategist Publications, Inc and published by New Strategist. This book was released on 2011 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The third edition of Americans and Their Homes: Demographics of Homeownership looks at homeownership and the housing market through 2010. In Americans and Their Homes, which contains 50 percent more information than the previous edition, you get demographic data profiling the nation's homeowners and renters--their age, income, household type, race, Hispanic origin and geographical residence. You will also learn about their homes--heating, cooling, kitchen and laundry equipment, purchase price and value, housing costs, and much, much more.New to this edition of Americans and Their Homes is much more data on the demographics of renters and the characteristics of their homes and apartments. As it becomes more difficult to buy and sell houses, renting has become a viable alternative for millions of Americans--especially young adults. Americans and Their Homes shows you who rents and what they rent. Despite the turmoil of the Great Recession, most homeowners still have plenty of equity in their home. But a growing number are underwater. Americans and Their Homes: Demographics of Homeownership reveals these trends and gives you the facts behind them.
Download or read book Restoring a Nation of Home Owners written by and published by . This book was released on 2016 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Neighbors at War written by Ward Lucas and published by Ward Lucas. This book was released on 2013-01-01 with total page 391 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Sociological Research Methods in Context written by Fiona Devine and published by Red Globe Press. This book was released on 1999-06-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Designed to complement existing introductory methods texts, this book emphasises the importance of context in understanding and interpreting both the practice and conduct of empirical research.
Download or read book Homes Fit For Heroes written by Mark Swenarton and published by Routledge. This book was released on 2018-11-09 with total page 314 pages. Available in PDF, EPUB and Kindle. Book excerpt: Homes fit for Heroes looks at the pledge made 100 years ago by the Lloyd George government to build half a million ‘homes fit for heroes’ – the pledge which made council housing a major part of the housing system in the UK. Originally published in 1981, the book is the only full-scale study of the provision and design of state housing in the period following the 1918 Armistice and remains the standard work on the subject. It looks at the municipal garden suburbs of the 1920s, which were completely different from traditional working-class housing, inside and out. Instead of being packed onto the ground in long terraces, the houses were set in spacious gardens surrounded by trees and open spaces and often they contained luxuries, like upstairs bathrooms, unheard-of in the working-class houses of the past. The book shows that, in the turbulent period following the First World War, the British government launched the housing campaign as a way of persuading the troops and the people that their aspirations would be met under the existing system, without any need for revolution. The design of the houses, based on the famous Tudor Walters Report of 1918, was a central element in this strategy: the large and comfortable houses provided by the state were intended as visible evidence of the arrival of a ‘new era for the working classes of this country’.
Download or read book Credit Nation written by Claire Priest and published by Princeton University Press. This book was released on 2022-12-20 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: How American colonists laid the foundations of American capitalism with an economy built on credit Even before the United States became a country, laws prioritizing access to credit set colonial America apart from the rest of the world. Credit Nation examines how the drive to expand credit shaped property laws and legal institutions in the colonial and founding eras of the republic. In this major new history of early America, Claire Priest describes how the British Parliament departed from the customary ways that English law protected land and inheritance, enacting laws for the colonies that privileged creditors by defining land and slaves as commodities available to satisfy debts. Colonial governments, in turn, created local legal institutions that enabled people to further leverage their assets to obtain credit. Priest shows how loans backed with slaves as property fueled slavery from the colonial era through the Civil War, and that increased access to credit was key to the explosive growth of capitalism in nineteenth-century America. Credit Nation presents a new vision of American economic history, one where credit markets and liquidity were prioritized from the outset, where property rights and slaves became commodities for creditors' claims, and where legal institutions played a critical role in the Stamp Act crisis and other political episodes of the founding period.
Download or read book No Place Like Home written by Brian J. McCabe and published by Oxford University Press. This book was released on 2016 with total page 234 pages. Available in PDF, EPUB and Kindle. Book excerpt: While Americans often believe that owning a home serves as a tool for building stronger communities and crafting better citizens, this book argues that these long-standing beliefs about the public benefits of homeownership are deeply mischaracterized. As owning a home has emerged as the most important way to build wealth in the United States, it has also reshaped the way citizens become involved in their communities. Rather than engaging as public-spirited stewards of civic life, the book argues that homeowners often engage in local politics as a way to protect their property values. This civic engagement, the book argues, contributes to the politics of exclusion. It keeps particular citizens from gaining access to high-opportunity neighborhoods and reinforces patterns of residential segregation. It often marginalizes renters from participation in public life, and it equates property values with the common good. Through an analysis of the politics of homeownership, this book asks readers to reconsider the power of homeownership to strengthen citizenship and build better communities.--
Download or read book A Nation of Realtors written by Jeffrey M. Hornstein and published by Duke University Press Books. This book was released on 2005-05-11 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: DIVA history of the real estate profession that rethinks the impact of gender and class tensions in twentieth-century America. /div
Download or read book Social Dynamics in Swiss Society written by Robin Tillmann and published by Springer. This book was released on 2018-06-13 with total page 253 pages. Available in PDF, EPUB and Kindle. Book excerpt: Using longitudinal data from the Swiss Household Panel to zoom in on continuity and change in the life course, this open access book describes how the lives of the Swiss population have changed in terms of health, family circumstances, work, political participation, and migration over the last sixteen years. What are the different trajectories in terms of mobility, health, wealth, and family constellations? What are the drivers behind all these changes over time and in the life course? And what are the implications for inequality in society and for social policy? The Swiss Household Panel is a unique ongoing longitudinal survey that has followed a large sample of Swiss households since 1999. The data provide the rare opportunity to go beyond a snapshot of contemporary Swiss society and give insight into the processes in people’s lives and in society that lie behind recent developments.
Download or read book Chasing the American Dream written by William M. Rohe and published by Cornell University Press. This book was released on 2018-07-05 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt: Providing decent, safe, and affordable housing to low- and moderate-income families has been an important public policy goal for more than a century. In recent years there has been a clear shift of emphasis among policymakers from a focus on providing affordable rental units to providing affordable homeownership opportunities. Due in part to programs introduced by the Clinton and Bush administrations, the nation's homeownership rate is currently at an all-time high. Does a house become a home only when it comes with a deed attached? Is participation in the real-estate market a precondition to engaged citizenship or wealth creation? The real estate industry's marketing efforts and government policy initiatives might lead one to believe so. The shift in emphasis from rental subsidies to affordable homeownership opportunities has been justified in many ways. Claims for the benefits of homeownership have been largely accepted without close scrutiny. But is homeownership always beneficial for low-income Americans, or are its benefits undermined by the difficulties caused by unfavorable mortgage terms and by the poor condition or location of the homes bought? Chasing the American Dream provides a critical assessment of affordable homeownership policies and goals. Its contributors represent a variety of disciplinary perspectives and offer a thorough understanding of the economic, social, political, architectural, and cultural effects of homeownership programs, as well as their history. The editors draw together the assessments included in this book to prescribe a plan of action that lays out what must be done to make homeownership policy both effective and equitable.
