Download or read book The Official History of Privatisation Vol I written by David Parker and published by Routledge. This book was released on 2009-01-29 with total page 1030 pages. Available in PDF, EPUB and Kindle. Book excerpt: This first volume of the Official History studies the background to privatisation, and the privatisations of the first two Conservative Governments led by Margaret Thatcher from May 1979 to June 1987. First commissioned by the then Prime Minister Tony Blair as an authoritative history, this volume addresses a number of key questions: To what extent was privatisation a clear policy commitment within the Thatcher Governments of the 1980s - or did Government simply stumble on the idea? Why were particular public corporations sold early in the 1980s and other sales delayed until well into the 1990s? What were the privatisation objectives and how did they change over time, if at all? How was each privatisation planned and executed, how were different City advisers appointed and remunerated, what precise roles did they play? How was each privatisation administered; in what ways did the methods evolve and change and why? How were sale prices determined? Which government departments took the lead role; what was the input of the Treasury and Bank of England; and what was the relationship between Ministers and civil servants? The study draws heavily from the official records of the British Government to which the author was given full access and from interviews with leading figures involved in each of the privatisations – including ex-Ministers, civil servants, business and City figures, as well as academics that have studied the subject. This new official history will be of much interest to students of British political history, economics and business studies.

Download or read book A History of Regulating Working Families written by Nicole Busby and published by Bloomsbury Publishing. This book was released on 2020-08-06 with total page 255 pages. Available in PDF, EPUB and Kindle. Book excerpt: Families in market economies have long been confronted by the demands of participating in paid work and providing care. Across Europe the social, economic and political environment within which families do so has been subject to substantial change in the post-World War II era and governments have come under increasing pressure to engage with this important area of public policy. In the UK, as elsewhere, the tensions which lie at the heart of the paid work/unpaid care conflict remain unresolved posing substantial difficulties for all of law's subjects both as carers and as the recipients of care. What seems like a relatively simple goal – to enable families to better balance care-giving and paid employment – has been subject to and shaped by shifting priorities over time leading to a variety of often conflicting policy approaches. This book critiques how working families in the UK have been subject to regulation. It has two aims: · To chart the development of the UK's law and policy framework by focusing on the post-war era and the growth and decline of the welfare state, considering a longer historical trajectory where appropriate. · To suggest an alternative policy approach based on Martha Fineman's vulnerability theory in which the vulnerable subject replaces the liberal subject as the focus of legal intervention. This reorientation enables a more inclusive and cohesive policy approach and has great potential to contribute to the reconciliation of the unresolved conflict between paid work and care-giving.

Download or read book Systems Of Deceit Financial Fraud And Scandal In The United Kingdom 1700 2010 written by Steven Toms and published by World Scientific. This book was released on 2024-02-28 with total page 318 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial fraud is a serious and seemingly intractable problem. Financial scandals regularly punctuate newspaper headlines and regulators and auditors appear bereft of effective responses. But has this always been the case?This book quantifies financial crime in the UK using three centuries of data. It demonstrates how financial fraud and scandal vary according to systematic economic and institutional arrangements. In doing so, it retells the history of British capitalism, from the mercantilism of the eighteenth century to the financial capitalism of the twenty-first century, illustrating the often negative consequences of economic ideology, policy and structure. It identifies periods when fraud has been less problematic and contrasts these with times when it has surged. The variation of outcomes reflects the balance of power between the state, industrial and financial sectors, the provision of credit through risky lending, and the effectiveness of audits. 'Rogue traders' and other flawed individuals are frequently the focus of blame narratives constructed with the intention of deflecting comprehensive systematic reforms.

Download or read book Pension Security in the 21st Century written by Gordon L. Clark and published by Oxford University Press, USA. This book was released on 2003-11-20 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt: Focusing on how Europe and the USA are dealing with the demographic, financial and political pressures on pension security, this book seeks to explore the links between two spheres often considered separately; i.e. old age security and global finance.

Download or read book A Green History of the Welfare State written by Tony Fitzpatrick and published by Taylor & Francis. This book was released on 2017-03-16 with total page 283 pages. Available in PDF, EPUB and Kindle. Book excerpt: Environmental problems – particularly climate change – have become increasingly important to governments and social researchers in recent decades. Debates about their implications for social policies and welfare reforms are now moving towards centre stage. What has been missing from such debates is an account of the history of the welfare state in relation to environmental issues and green ideas. A Green History of the Welfare State fills this gap. How have the environmental and social policy agendas developed? To what extent have welfare systems been informed by the principles of environmental ethics and politics? How effective has the welfare state been at addressing environmental problems? How might the history of social policies be reimagined? With its lively, chronological narrative, this book provides answers to these questions. Through overviews of key periods, politicians and reforms the book weaves together a range of subjects into a new kind of historical tapestry, including: social policy, economics, party politics, government action and legislation, and environmental issues. This book will be a valuable resource for students and scholars of environmental policy and history, social and public policy, social history, sociology and politics.

Download or read book The Economics of Aging written by James H. Schulz and published by Bloomsbury Publishing USA. This book was released on 2000-12-30 with total page 377 pages. Available in PDF, EPUB and Kindle. Book excerpt: Still the definitive book on the subject, this volume has been thoroughly revised to cover rapidly changing aspects of the economics of aging. It provides an in-depth examination of the nation's evolving private and public policies on retirement, pension, and health, including, for instance, the dramatic changes in employer-sponsored pensions. New attention is given to the retirement of baby boomers and the financial situation of older women, many of whom still live in poverty. Other topics added to this edition include the proposed new way of measuring poverty, new economic implications of demographic aging, the concept of `productive aging', an update on reverse annuity mortgages, hybrid pension plans and pension privatization, and current information on Social Security. This highly readable book is essential for everyone concerned with gerontology. A thorough, rich, and current work, this book is the most comprehensive resource available for students, policymakers, researchers, human resource directors, and in short, all who have a personal or professional interest in the essential questions facing the growing aging population in the United States. It examines changes in retirement patterns, problems of older workers, and the complexity of retirement preparation, as well as pension plan health costs and all the programs affecting financial security.

Download or read book Model Rules of Professional Conduct written by American Bar Association. House of Delegates and published by American Bar Association. This book was released on 2007 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.

Download or read book The making of a welfare class written by Walker, Robert and published by Policy Press. This book was released on 2000-09-27 with total page 369 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the last three decades Britain has witnessed an unprecedented rise in the number of people receiving welfare benefits that has provoked fears of a growing underclass and mass welfare dependency. The making of a welfare class? provides the first comprehensive analysis of the reasons for this growth and subjects notions of welfare dependency and the underclass to empirical test. It focuses on four principal groups of benefit recipients - children and families, retirement pensioners, disabled people, and unemployed people - and, using important new evidence, explores the relative importance of economic, demographic, institutional and normative factors in the pattern of growth. The book addresses a phenomenon - growth in benefit recipiency - which is common to all advanced industrial countries and nowhere well understood. As a central focus of government policy and a key development in modern society, the issues explored in the book will therefore be of interest to academics and policy commentators alike. Written in an accessible style and assuming no prior knowledge, with succinct chapters, elegant summaries and extensive use of graphics, complex arguments appear simple. A comprehensive glossary of technical terms is included. As a result, The making of a welfare class? is compulsory reading for undergraduates and postgraduate students of sociology, social policy and economics and anyone else interested in the development of modern British society and welfare policy.

Download or read book Understanding the Private Public Divide written by Avner Offer and published by Cambridge University Press. This book was released on 2022-04-07 with total page 243 pages. Available in PDF, EPUB and Kindle. Book excerpt: A distinctive new account of why markets focus on short-term goals, while government needs to concentrate on society's long-term interests.

Download or read book Mis selling Financial Services written by Jonathan Kirk and published by Edward Elgar Publishing. This book was released on 2022-11-15 with total page 391 pages. Available in PDF, EPUB and Kindle. Book excerpt: This second edition of Mis-Selling Financial Services is a practical guide to litigating claims arising from the mis-sale of financial products and services. It covers the history of 'mis-selling' litigation and provides an updated overview of the regulatory landscape and how such claims are formulated, as well as a thorough review of the key issues. The revised chapters give an in-depth analysis of the financial products which most commonly form the subject of such claims, from credit to collective investment schemes.

Download or read book Citizens Financial Futures written by Michael Clarke and published by Routledge. This book was released on 2018-12-17 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: Published in 1999, this is a review of recent changes in the regulation of retail financial investment services and products, notably the creation of the Personal Investment Authority and the continuing roles of the Office of Fair Trading and the Securities and Investments Board. The attempt to establish new regulatory standards in the wake of the personal pensions mis-selling and other scandals is critically appraised in the light of evidence of the needs and capacities of citizens. The book concludes, firstly that the regulators have not succeeded in making more than a limited progress in preventing the tendencies of the industry to abuse the public, and secondly, that the model of regulatory effectiveness which they espouse, based on creating a competitive market of informed decision-makers, is inappropriate given the complexity of the products in question. No systematic appraisal of the development of retail financial services regulation exists, other than those conducted by the regulators themselves.

Download or read book Old Age in English History written by Pat Thane and published by OUP Oxford. This book was released on 2000-05-11 with total page 548 pages. Available in PDF, EPUB and Kindle. Book excerpt: At the end of the twentieth century more people are living into their seventies, eighties, nineties and beyond, a process expected to continue well into the next millennium. The twentieth century has achieved what people in other centuries only dreamed of: many can now expect to survive to old age in reasonably good health and can remain active and independent to the end, in contrast to the high death rate, ill health and destitution which affected all ages in the past. Yet this change is generally greeted not with triumph but with alarm. It is assumed that the longer people live, the longer they are ill and dependent, thus burdening a shrinking younger generation with the cost of pensions and health care. It is also widely believed that 'the past' saw few survivors into old age and these could be supported by their families without involving the taxpayer. In this first survey of old age throughout English history, these assumptions are challenged. Vivid pictures are given of the ways in which very large numbers of older people lived often vigorous and independent lives over many centuries. The book argues that old people have always been highly visible in English communities, and concludes that as people live longer due to the benefits of the rise in living standards, far from being 'burdens' they can be valuable contributors to their family and friends.

Download or read book Banking on Death written by Robin Blackburn and published by Verso Books. This book was released on 2020-05-05 with total page 497 pages. Available in PDF, EPUB and Kindle. Book excerpt: Banking on Death offers a panoramic view of the history and future of pension provision. A work of unique scope, it traces the origins and development of the pension idea, from the days of the French Revolution to the troubles of the modern welfare state. As we live longer, employers are closing their pension schemes and many claim that public treasuries will not be able to cope with the retirement of the babyboomers. Banking on Death analyses the challenge facing public schemes and the malfunctioning of private retirement provision, concluding with a bold proposal for how to pay for decent pensions for all. Robin Blackburn argues that pension funds have been depleted by wasteful promotion and used as gambling chips by ruthless and overpaid top executives. This is the world of 'grey capitalism,' where employees' savings are sequestrated from them and pressed into the service of corporate aggrandisement. Even the best companies find it hard to run a business and a pension fund at the same time-especially when the latter is larger than the former. The fund managers' notorious short-termism and herd instinct, and their failure to curb the greed and irresponsibility of the corporate elite, lead to obscene inequalities and a blighted social landscape. The pension privatisation lobby, Blackburn shows, has lost major battles in France and Germany, the United States and Italy, because of the popular fears it evokes. And the case for privatisation looks intellectually threadbare after withering critiques from such notable theorists as Joseph Stiglitz and Pierre Bourdieu. Banking on Death shows that pensions are political dynamite, and have undone governments from France and Italy to Argentina. Popular outcries led Reagan, Clinton, and Blair to change tack: will this happen to George W. Bush too? Blackburn argues that the ageing society will generate increased costs but, so long as the new life course is properly financed, all age groups will gain. He proposes a public regime of asset-based welfare, drawing on the ideas of John Maynard Keynes and Rudolf Meidner, that could ensure secondary pensions for all and foster a more responsible, egalitarian and humane pattern of economic development.

Download or read book Annuity Markets written by Edmund Cannon and published by OUP Oxford. This book was released on 2008-10-02 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Pension Crisis concerns the changing demographic profile of the economy: an increasing number of elderly persons supported by fewer young people. Governments around the world are responding to this impending crisis by shifting their pension policies away from pay-as-you-go systems towards individual savings schemes. These savings need to be converted into a pension at retirement, and annuities provide this function. This book is a comprehensive study of annuity markets. The book starts by outlining the context of public policy towards pensions, and explains the different types of annuities available, focusing on the UK which has the largest annuity market in the world. It examines how annuities are priced, and describes the techniques of mortality measurement. As a background, it provides a history of annuities, and the experience of annuity markets in a number of other countries. The book outlines the economic theory behind annuities, and explains how annuities insure consumers against longevity risks. It goes on to describes how annuities markets function: how they work, and whether they are efficient, leading onto a discussion of the annuity puzzle. The book concludes by discussing the regulatory framework, assets available to back annuity liabilities, and recent developments in annuity markets.

Download or read book Governance The State Regulation and Industrial Relations written by Ian Clark and published by Routledge. This book was released on 2002-06 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book makes an important contribution to the history and theory of British post-war economics in its presentation of an innovative, historically informed, yet contemporary theory of the British state.

Download or read book Analysing the History of British Social Welfare written by Jonathan Parker and published by Policy Press. This book was released on 2024-04-09 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers insights into the development of social welfare policies in Britain. By identifying continuities in welfare policy, practice and thought throughout history, it offers the potential for the development of new thinking, policy making and practice.

Download or read book Consumer Protection in Financial Services written by Southern Methodist University. Institute of International Banking and Finance and published by Kluwer Law International B.V.. This book was released on 1999-05-06 with total page 330 pages. Available in PDF, EPUB and Kindle. Book excerpt: The question of how financial services should be regulated in the interests of consumers has never been more topical. The structure of the financial services industry is changing rapidly and the need for the law to keep pace with these changes has never been greater. This book examines the role of the law in the protection of the consumer, in particular the ways in which the law is, and could be, used to protect consumers when purchasing financial services. A prominent panel of contributors first examines the role of the European Union and the ombudsmen schemes operating in the United Kingdom in improving consumer protection. Eight expert papers present a detailed analysis of aspects of the various legal mechanisms protecting consumers in the banking, financial services, investments and insurance industries. The final part of the book is concerned with the important and controversial area of consumer credit. This unique work is a welcome contribution to a rapidly developing area of law, which has so far received little attention from commentators. It will be of great interest to those at the cutting edge of banking, financial services and consumer law, whether practicing lawyers or in-house counsel, and all those involved in advising consumers.