Download or read book SOCIAL SECURITY MADE SIMPLE written by Mike Piper and published by Simple Subjects. This book was released on 2017-03-01 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: Find all of the following, explained in plain-English: How your Social Security retirement benefits, spousal benefits, and widow/widower benefits are calculated How your benefits are affected if you have a government pension or if you continue working while claiming Social Security How to decide when is the best age for you (and your spouse, if you're married) to claim Social Security in order to get the most out of your benefits Whether or not it makes sense to take Social Security early in order to invest the money How to check your earnings record on the Social Security Administration's website to make sure you're getting the full benefit you deserve How Social Security benefits are taxed and how this affects retirement tax planning Please note that this book does not cover Social Security disability benefits or Supplemental Security Income (SSI).

Download or read book Your Retirement Made Simple written by Timothy Turner, JD and published by Createspace Independent Publishing Platform. This book was released on 2017-12-18 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: DISCOVER SECRETS TO KEEP FROM RUNNING OUT OF MONEY IN RETIREMENT "Everything should be made as 'simple' as possible, but not simpler." - Albert Einstein Learn from financial insiders and hear from five financial experts about little-known retirement strategies. These techniques can be used to help keep you from running out of money in retirement. We've called the book "Your Retirement Made Simple" because too many people make retirement planning something that is way too complicated. They use too many technical terms and financial insider "jargon." We call this "technobabble." It's not easy to use simpler terms when discussing financial topics. But in this book, we have tried to convey strategies and techniques using language and a format that you can understand. Using "Simpler" language, but not too simplistic. That is the gist of what Albert Einstein was talking about. Have you read any financial books that you never finished? Was it because they were too boring? Or perhaps they were too complicated to understand? Many books are also just too long. In this book we have brought you expertise from five different retirement experts. We have kept the book short and used an "interview" style format which is easy to read. In addition, we have tried to make the concepts as simple to understand as possible. Our hope is that you find this format easier to understand and "simpler" to read and digest. Each of the five authors of this book has some valuable insights to share with you to help you on your journey towards "Your Retirement Made Simple." We hope you enjoy this book. Please visit our website at: www.YourRetirementMadeSimple.com to give us your feedback and to download some FREE resources related to this book. Thanks and Happy Planning!

Download or read book How to Make Your Money Last Completely Updated for Planning Today written by Jane Bryant Quinn and published by Simon & Schuster. This book was released on 2020-01-07 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt: NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.

Download or read book Can I Retire How Much Money You Need to Retire and How to Manage Your Retirement Savings Explained in 100 Pages Or Less written by Mike Piper and published by Simple Subjects. This book was released on 2018-07 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt: Find all of the following, explained in plain-English with no technical jargon: How to calculate how much you'll need saved before you can retire How to use annuities to minimize the risk of outliving your money How to choose which accounts (Roth vs. traditional IRA vs. taxable) to withdraw from each year When it makes sense to use a Roth IRA conversion to save on taxes How to choose an appropriate asset allocation for your retirement portfolio How to minimize taxes by proper use of an asset location strategy How to reliably pick winning mutual funds

Download or read book 20 Retirement Decisions You Need to Make Right Now written by Ray LeVitre CFP and published by Sourcebooks, Inc.. This book was released on 2014-01-14 with total page 310 pages. Available in PDF, EPUB and Kindle. Book excerpt: You're in Control of Your Retirement Future Inside are twenty major financial decisions that could profoundly impact your lifestyle over the next forty years. For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this fully revised and updated edition, you'll learn how to manage your assets and prepare for the best possible retirement. Do I have enough money to retire now? How will I cover my medical expenses during retirement? When should I begin taking Social Security? How much should I invest in stocks, bonds, and cash? What criteria should I use to identify the best investments? Should I cancel my life insurance policy? Should I pay off my mortgage at retirement?

Download or read book Making Money Made Simple written by Noel Whittaker and published by . This book was released on 1990 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Retirement Made Simple 3rd Edition written by Noel Whittaker and published by . This book was released on 2023-08-30 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The fastest growing demographic in Australia are retirees, with the number of people over 75 expected to double within 10 years. Retirement is often touted as a worry-free time - but it's also a time full of unique challenges. Retirement can be a jungle of decision-making. What sort of assets will you invest in? How long will your money last? Are you eligible for any age pension? Is downsizing right for you? How much should you spend now, and how much would you like to leave to your kids? Add the challenges of finding the right advice, understanding new products that keep evolving, estate planning, volatile markets, unexpected events such as the global financial crisis and COVID-19, and continual changes to our tax, superannuation, age pension and aged care regulations... Above all, how do you value and nurture your greatest assets -- your health and your relationships? These are just a few of the major issues covered in Retirement Made Simple - by acclaimed financial expert Noel Whittaker, who has been writing about these issues for more than 35 years This updated edition of Retirement Made Simple includes the major superannuation and pension changes that took effect in July 2023 and this book will be your guide for the rest of your life. In the simple style for which Noel is renowned, the book covers all the above topics and many more. It will become your indispensable guide on what we hope will be a happy, healthy and prosperous retirement. Another gem from Australia's most trusted personal finance author. An excellent, no-nonsense guide to taking control of your future - Stephen Miles, Investment Editor, Sydney Morning Herald, The Age Noel's greatest gift is his ability to explain complex matters in everyday terms - Des Houghton, former editor, Sunday Mail This book fills a big gap - seniors need all the financial literacy they can get, and now more than ever - Ian Henschke, National Seniors Australia Noel Whittaker has a rare ability to translate complex matters into plain English. This book is a must read for anybody who is retired or planning for it. - Anthony Deceglie, Editor, Sunday Times

Download or read book Thrive in Retirement written by Eric Thurman and published by WaterBrook. This book was released on 2019-02-26 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover the three secrets to happiness--and much more--in the later years of life. Never before in human history have so many people lived for decades beyond their working years. 10,000 Americans turn 65 each day, and their average life expectancy is another 20 years--and many will live longer. But will they just live or have a meaningful life? The truth is that many--if not most--people approaching the latter years do not have a plan, much less a strategy to thrive instead of just survive. Packed with information based on research as well as common-sense wisdom, here are some examples of what readers will discover: How retiring at the wrong time increases the likelihood of dying 89%. What can delay Alzheimer's onset an average of 9 years. How everything that makes you happy comes in just 3 forms. Which partner is most likely to initiate divorce after decades of marriage and why.

Download or read book The Power of Zero Revised and Updated written by David McKnight and published by Crown Currency. This book was released on 2018-09-04 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?

Download or read book Retirement Planning Guidebook written by Wade Pfau and published by . This book was released on 2023-03-20 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Investing Made Simple written by Mike Piper and published by Mike Piper. This book was released on 2015 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: 2012 update to the 2009 ed. includes "updated tax information in the chapter regarding IRAs and 401(k) accounts, and updated section about ETFs as compared to index funds, an updated section about target retirement funds, and a reworking of the chapter about asset allocation and risk tolerance."--www.obliviousinvestor.com.

Download or read book Your Money Made Simple written by Russ Crosson and published by Harvest House Publishers. This book was released on 2019-09-10 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial Advice for Every Season of Life Does successfully making the most of your money feel like a mystery? Are you wondering where it goes or how to get a grip on your spending? Author and Christian financial advisor Russ Crosson has spent more than 40 years guiding individuals and couples in everyday financial situations. In Your Money Made Simple, he offers the key to mastering your finances biblically—and it’s not about how much money you make. Customized to meet your needs, this resource teaches you how to manage your income wisely by.... offering proven formulas that work for any income level, age, or vocation setting you on a path to freedom from financial worries including easy-to-use financial planning tools and graphic charts Packed with wisdom and practical applications, this book will help you make the most of your money and how you spend it.

Download or read book Choose Your Retirement written by Emily Guy Birken and published by Simon and Schuster. This book was released on 2015-09-04 with total page 197 pages. Available in PDF, EPUB and Kindle. Book excerpt: As seen in Woman's Day, US News & World Report, and Money Magazine Uncover the truth about planning for retirement! From financial advisors and pundits on television to colleagues and family members, everyone has something to say about retirement. But how much of it is true? Whether you're looking to move into a senior living community or travel the world, Choose Your Retirement shows you how to realistically prepare for the future you desire. Inside, you will find expert advice for choosing the best retirement path for you and your family as well as information on common myths like: -You will only need 80 percent of your current income in retirement -Medicare will cover all your health-care needs -Switching investments over to bonds is the safest retirement option -Social Security will run out in 2033, leaving millions without their promised benefits Filled with hundreds of facts about retiring, Choose Your Retirement helps you set attainable financial goals and plan for the retirement—and life—you've always wanted.

Download or read book Bank On Yourself written by Pamela Yellen and published by Vanguard. This book was released on 2010-03-23 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Wall Street Journal, USA Today, and BusinessWeek bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don’t want you to know. Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises? More than 100,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You’ll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book.

Download or read book The Smartest Retirement Book You ll Ever Read written by Daniel R. Solin and published by Penguin. This book was released on 2009-09-01 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: Follow the advice in The Smartest Retirement Book You'll Ever Read and you will: Find simple strategies to maximize your retirement nest egg Steer clear of scams that rob you of your hard-earned savings Ensure that your money lasts longer than you do Avoid the common mistakes that can leave your spouse impoverished Discover financial lifelines no matter how desperate the economy "If you want a handy guide that provides information in small chunks, Solin's book is it." -Newark Star-Ledger

Download or read book Federal Employee Retirement Made Simple written by Tim Sullivan and published by . This book was released on 2019-10-16 with total page 158 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you a federal employee and looking for direction on how to navigate through your federal retirement benefits? In this book, you will find out about the TSP Modernization Act of 2017 and how the changes will affect you. You will learn about your FEGLI options, Health Insurance options, and what to do with your TSP (while you are working and in retirement). One critical mistake can cost you thousands of dollars. If you are wanting a successful and happy retirement, with total peace of mind, then this book will strategically guide you along your retirement journey and answer some of those questions that you have.

Download or read book The Charles Schwab Guide to Finances After Fifty written by Carrie Schwab-Pomerantz and published by Crown Currency. This book was released on 2014-04-01 with total page 434 pages. Available in PDF, EPUB and Kindle. Book excerpt: Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.