Download or read book Victory Lap Retirement written by Mike Drak and published by Milner & Associates. This book was released on 2019-03-30 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: The key to a happy retirement may be . . . not retiring. Work because you want to, not because you have to, to achieve balance, health, and purpose in your life after full-time employment. Retirees are living longer than ever before and many will have to finance as many years in retirement as they had in their entire working career. So now, the old idea of full-stop retirement - going from 100 per cent work mode to 100 per cent leisure mode - is neither sustainable nor desirable. Besides, many studies have shown that those who stay engaged, challenged, and stimulated stay healthier and live longer. Continuing to work to some degree after you have left your full-time career can actually improve your health and increase your lifespan. The key is to work because you want to and not because you have to. Instead of continuing to run the organizational rat race or being stuck on the treadmill of life, you can learn how to break through the finish line of financial independence and plan your own Victory Lap, a blend between work and play that each person intentionally designs for themselves. This book explains the concept of Victory Lap Retirement, outlines the benefits, and shows you how to plan for your own unique Victory Lap - the post-employment lifestyle that's right for you - allowing you to live life to the fullest, on your terms, while you are young enough to enjoy it. The second edition contains new information on decumulation, strategies retirees can use to safely draw down their assets to help finance their Victory Lap, as well as many additional examples. "This wise book rests on some important truths: We all crave lives of meaning, we want to continue to grow and learn throughout our years, and financial well-being is central to our health and happiness. Victory Lap Retirement is a how-to guide for making all of those goals come together into a truly modern retirement plan." Christine Benz, Director of Personal Finance and Senior Columnist, Morningstar, Inc. "[The authors] say the full-stop retirement doesn't work anymore, and I agree. Start planning your Victory Lap." - Rob Carrick, Personal Finance Columnist, The Globe and Mail "I've long believed that the idea of retiring at sixty-five is as outdated as the horse and buggy. You could live another thirty years or more. What are you going to do with that time? This book can help you find the answers." - Gordon Pape, Bestselling Author and Publisher of The Internet Wealth Builder and The Income Investor "Victory Lap Retirement provides a great model for finding the right balance between today and tomorrow, work and play, family and self, financial independence and fun. It's a brilliant roadmap for being deliberate about your priorities and to avoid ending up just being a cog in the wheel of life. The authors masterfully leverage their personal experience and the lessons learned from working with thousands of clients, bucking the tired old model of retirement and instead offering readers a detailed roadmap to deliberately create a far more meaningful, interesting, and fulfilling second half of life." - Brent Brodeski, CEO, Savant Capital Management "The authors reframe the idea of retirement as a smart twist on an age-old dilemma. The science of well-being later in life tells us we need to have a purpose - why not make a few bucks while you're at it? This book will open your mind to what your Victory Lap might be if the thought of doing nothing at some point is foreign to you." - Larry Berman, Host of BNN Bloomberg's Berman's Call, and Chief Investment Officer, ETF Capital Management

Download or read book Retirement Heaven Or Hell 9 Principles for Designing Your Ideal Post Career Lifestyle written by Mike Drak and published by Milner & Associates. This book was released on 2021-01-12 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Keys to a Successful Retirement written by Fritz Gilbert and published by Sourcebooks, Inc.. This book was released on 2020-05-05 with total page 155 pages. Available in PDF, EPUB and Kindle. Book excerpt: You're finally retired! Learn how to make these the best years of your life. Congrats on your retirement! But now what will you do with all that free time? With Keys to a Successful Retirement, you'll discover everything you need to know to get your retired years off to a great start. Covering topics like finances, embracing your passions, and dealing with feelings of aimlessness, grief, and depression that may crop up, this in-depth guide to retired living answers all the burning questions you want to ask—as well as those you're afraid to. Take a complete look at your newfound freedom and explore what it really means to have a successful retirement. This in-depth guide includes: Essential basics—Make sure you're retirement ready with advice for managing your savings, dealing with healthcare, staying fit, and more. Handling tough times—Dig into the more challenging aspects of retirement, like how to best handle the effects it can have on your mental health. Be your own boss—Get guidance that teaches you how to decide what you want your retirement to be and how you can lean into the things that you love. An exciting new chapter of your life is starting—get a helping hand ensuring it's the best it can be!

Download or read book Ready to Retire written by Lyndsay Green and published by HarperCollins. This book was released on 2016-01-05 with total page 127 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ready to Retire? What You and Your Spouse Need to Know About The New Reality of Retirement Conceived and written for those about to retire - or already in retirement and the women (and men) who live with them. Ready to Retire? helps people understand what they and their partners are going through as they meet the new reality of life beyond the workplace. Cultural messaging has traditionally reinforced the idea of the man as bread winner and men have a particularly hard time making the retirement adjustment as they so often completely self-identify with their work. In light of this cultural trend, bestselling author and sociologist Lyndsay Green sets out to demystify retirement for men and their partners, and provides an engaging and uplifting portrait of the emotional landscape of men in their sixties and seventies. While most books on this subject focus on finances, Lyndsay Green writes more about the psychological implications of retirement. More descriptive than instructional, the book is based on interviews with over sixty people, from age 56 to 88, living in cities, small towns and rural areas. In spite of the fact that many men have a deep-rooted fear about retirement, and that so often their spouses can be baffled by their inability to express those fears and needs, Lyndsay Green discovered that the story of men’s retirement is mostly one of adjustment, revitalization and reinvention. Ready to Retire? is an inspiring portrait of the emotional lives of men who have retired or are considering retirement, and the women (and men) they live with.

Download or read book Victory Lap Retirement written by Mike Drak and published by . This book was released on 2016 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Grant s Final Victory written by Charles Bracelen Flood and published by Da Capo Press, Incorporated. This book was released on 2011-10-11 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: In a masterful narrative, a prominent historian brings to life the last year of General Grant's life--a tragic, poignant, and inspiring story.

Download or read book The Sleep Easy Retirement Guide written by David Aston and published by . This book was released on 2020-01-15 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Dave Aston has written a book that every Canadian over 50 should read. It offers a clear, comprehensive roadmap to a satisfying retirement, no matter what your level of wealth. If you''re seeking a trustworthy guide through the sales pitches, financial jargon and scare tactics that go along with retirement planning, spend a weekend with Dave''s work. You''ll be glad you did." - Ian McGugan, investment columnist for the Globe and Mail, and formerly founding editor of MoneySense magazine Is your retirement dream in doubt because of big financial questions that keep you up at night? We all dream about retirement, but surveys show that most Canadians are very concerned about it. How big a nest egg will I need? How long will I have to work? How much can I afford to draw from my portfolio every year? What''s the impact of taking CPP early or late? Can I achieve my retirement dreams given my financial reality? So many complex, interconnected questions . . . and too many fragmented, conflicting answers. The media and financial institutions bombard us with information and advice, but it often comes at us in bits and pieces and much of it is contradictory. It''s hard to make sense of it all, to see how it relates to your situation, and to see your own complete financial picture in all the piecemeal advice. Written by an award-winning financial journalist, this book is your frank and trusted guide to the often confusing world of retirement planning. Covers the major financial questions you''re most likely wrestling with. Cuts through the noise to provide clear explanations and sensible strategies. Assesses the pros and cons of your options to help you make decisions that are right for you. Shows you how to fit the major pieces together to plan for a comfortable and sustainable retirement, no matter how much money you have. This book will help you: answer the big, burning financial questions that keep you up at night; achieve concrete and practical solutions; and find the peace of mind to live out your retirement dreams with confidence. "This is a useful, well-written book... Dave asks the right questions, then he provides clear, thoughtful answers. He avoids conventional wisdom that is often conventional but seldom wise. His message is positive: most Canadians can, by applying themselves and acting responsibly, find a path to a comfortable, rewarding retirement. Then he takes your hand and leads you there." - Malcolm Hamilton, retired actuary and senior fellow with the CD Howe Institute "In a perilous sea of financial misinformation, fluff and hype, David Aston''s book is a much-needed lifeboat. He understands personal finance better than most of the so-called experts and provides clear, useful advice you can take to the bank." - Duncan Hood, business editor at the Toronto Star and former MoneySense editor "David Aston''s new book provides well-researched answers to the 12 biggest financial questions most will face, whether decades from retirement or already there. Destined to be a well-thumbed reference book in every retiree''s personal library, and those who hope one day to be retired." - Jonathan Chevreau, Financial Independence Hub, author of Findependence Day, co-author of Victory Lap Retirement "Everyone should have a simple retirement plan they can stick to. The book shows how everyone can maximize retirement strategies and income flows to achieve the ideal retirement they aspire to even on the most modest of incomes." - Julie Cazzin, Executive Editor at MoneySense.ca and author of MoneySense''s Family Profile feature from 1999 to 2018 "David shares common-sense retirement strategies for average Canadians. Knowledge is power for retirees and David shares it in a way that can help everyone sleep well at night." - Jason Heath managing director of Objective Financial Partners Inc., a firm of fee-for-service financial planners based in the Toronto area, and a personal finance columnist for the Financial Post and MoneySense.ca

Download or read book The Real Estate Retirement Plan written by Calum Ross and published by Dundurn. This book was released on 2017-02-25 with total page 269 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Globe and Mail Bestseller! A guide for Canadians on how to use real estate as an investment and retirement solution. Leveraging equity in a principal residence and using it wisely to purchase rental property is the solution to a safe, secure retirement for millions of Canadians. Many Canadians who own their home have never considered buying a second property. And nearly one-third of retirees are worried about running out of money. The Real Estate Retirement Plan shows how homeowners can use the tools already available to them — their mortgages — to access the initial capital to invest and prepare for their retirement. This is a proven, validated antidote to today’s historically low savings rates, poor current rates of return, and pressure on CPP and health care. With examples and a detailed discussion of the principles and mechanics, Calum Ross and Simon Giannini demystify real-estate investing and make an irrefutable case for borrowing to invest.

Download or read book Findependence Day written by Jonathan Chevreau and published by Trafford Publishing. This book was released on 2013-03-29 with total page 291 pages. Available in PDF, EPUB and Kindle. Book excerpt: Get rich slowly! Financial independence is a marathon, not a sprint. The financial crisis revealed the hazards of financial illiteracy. Governments desperately want citizens to become financially independent so theyll be less of a burden on them. Findependence Day presents personal finance in a cant put down story format easily digested by young adults entering the work force and the world of money. Because money problems often cause marital breakups, it focuses on the financial journey of a young couple who experience the usual ups and downs of job loss, buying homes, raising children, investing and pensions, starting businesses, coping with stock market volatility and more. The secrets of financial independence are critical wherever you are in the financial life cycle: Newlyweds embarking on family formation will discover the importance of financial planning. Debt-plagued graduates will be motivated to embrace guerrilla frugality. Home-owners will learn the foundation of financial independence is a paid-for home. Those in their first jobs will embrace employer 401(k) plans, traditional IRAs and Roth IRAs. New parents will discover the need for life insurance and saving for childrens education. Mid-life investors will learn how to cut costs in their portfolios while benefiting from the expertise of financial planners. Those near retirement will learn about advanced concepts like annuities and Asset Dedication. Jonathan Chevreau is the editor of MoneySense magazine, former personal finance columnist for the Financial Post and author of nine financial books, including The Wealthy Boomer: Life After Mutual Funds. Hes active in social media and blogs at www.findependenceday.com. Once in a blue moon, a financial book is written that should be required reading for all. Such is the case with Findependence Day. -- Peter Grandich, The Grandich Letter A tour de force: a personal-finance book that is hard to put down. Larry MacDonald, CanadianBusiness.com Having some fun while learning what's good for you is a double win -- particularly learning what we all need to know to live happier lives." Charles Ellis, author of Winning the Losers Game This revised all-American edition features end-of-chapter summaries of financial concepts learned, a glossary and bibliography of books that will boost your financial literacy or that of your kids.

Download or read book The Rule of 30 written by Frederick Vettese and published by ECW Press. This book was released on 2021-10-19 with total page 191 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consider the age-old question of how much you should save to enjoy a comfortable retirement: Are your knees knocking? Are you nervously biting your nails? In The Rule of 30 personal finance expert Frederick Vettese provides a surprising — and hopeful — answer. Through conversations between a young couple and their neighbor, a retired actuary, the couple and the reader discover: • How they would have fared had they been saving over various periods in the past, and how the future investment climate will differ • The problem with saving a constant percentage of pay • The Rule of 30 and why it is a more rational way to save • Whether investing in real estate is a viable alternative to investing in stocks The Rule of 30 changes the mindset from saving the same flat percentage of pay to saving when it is most convenient to your situation. In most cases, it means less saving early on while mortgage payments are high and children are costly, and more saving later. Saving for retirement is a high priority, but it is not the only priority in life. It is time to dispense with old myths like “just save 10% of your take-home pay.” The truth is we should save differently throughout our pre-retirement years — and The Rule of 30 is a road map for doing so.

Download or read book Victory of Eagles written by Naomi Novik and published by Del Rey. This book was released on 2009-05-19 with total page 386 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the New York Times bestselling author of A Deadly Education comes the fifth volume of the Temeraire series, as Will Laurence and Temeraire struggle to reunite and face the Napoleonic army on London's doorstep. “A story about friendship that transcends not only time and class, but species.”—NPR For Britain, conditions are grim: Napoleon’s resurgent forces have breached the Channel and successfully invaded English soil. Napoleon’s prime objective is the occupation of London. Unfortunately, the dragon Temeraire has been removed from military service—and his captain, Will Laurence, has been condemned to death for treason. Separated by their own government and threatened at every turn by Napoleon’s forces, Laurence and Temeraire must struggle to find each other amid the turmoil of war. If only they can be reunited, master and dragon might rally Britain’s scattered resistance forces and take the fight to the enemy as never before, for king and country—and for their own liberty. Don’t miss any of Naomi Novik’s magical Temeraire series HIS MAJESTY’S DRAGON • THRONE OF JADE • BLACK POWDER WAR • EMPIRE OF IVORY • VICTORY OF EAGLES • TONGUES OF SERPENTS • CRUCIBLE OF GOLD • BLOOD OF TYRANTS • LEAGUE OF DRAGONS

Download or read book How to Retire Happy Wild and Free written by Ernie John Zelinski and published by . This book was released on 2009-09-16 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Retirement is the beginning of life, not the end.

Download or read book Exit written by Sara Lawrence-Lightfoot and published by Macmillan. This book was released on 2012-05-22 with total page 273 pages. Available in PDF, EPUB and Kindle. Book excerpt: Lawrence-Lightfoot is enthralled by exits: long farewells, quick goodbyes, sudden endings, the ordinary and the extraordinary. She explores the ways we leave one thing and move on to the next in an enthusiastic, uplifting lesson about ourselves and the role of transition in our lives.

Download or read book The Cold Dish written by Craig Johnson and published by Penguin. This book was released on 2019-08-06 with total page 450 pages. Available in PDF, EPUB and Kindle. Book excerpt: Introducing Wyoming’s Sheriff Walt Longmire in this riveting novel from the New York Times bestselling author of Hell Is Empty and As the Crow Flies, the first in the Longmire Mystery Series, the basis for LONGMIRE, the hit Netflix original drama series. Fans of Ace Atkins, Nevada Barr and Robert B. Parker will love this outstanding first novel, in which New York Times bestselling author Craig Johnson introduces Sheriff Walt Longmire of Wyoming’s Absaroka County. Johnson draws on his deep attachment to the American West to produce a literary mystery of stunning authenticity, and full of memorable characters. After twenty-five years as sheriff of Absaroka County, Walt Longmire’s hopes of finishing out his tenure in peace are dashed when Cody Pritchard is found dead near the Northern Cheyenne Reservation. Two years earlier, Cody has been one of four high school boys given suspended sentences for raping a local Cheyenne girl. Somebody, it would seem, is seeking vengeance, and Longmire might be the only thing standing between the three remaining boys and a Sharps .45-70 rifle. With lifelong friend Henry Standing Bear, Deputy Victoria Moretti, and a cast of characters both tragic and humorous enough to fill in the vast emptiness of the high plains, Walt Longmire attempts to see that revenge, a dish best served cold, is never served at all.

Download or read book Work Optional written by Tanja Hester and published by Hachette UK. This book was released on 2019-02-12 with total page 235 pages. Available in PDF, EPUB and Kindle. Book excerpt: A practical action guide for financial independence and early retirement from the popular Our Next Life blogger. In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most? Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting -- or not! Work Optional is more than just a financial plan: it's a plan for your whole life -- designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps. You can live a happier, more meaningful life, free from the daily grind. Regardless of where you are in your career, Work Optionalwill get you there.

Download or read book The Golden Albatross How To Determine If Your Pension Is Worth It written by Grumpus Maximus and published by . This book was released on 2020-06-06 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: "I don't love this job anymore, but should I stay for the pension?" This gut-wrenching question is common for many people working in pensionable careers. But how much is your pension worth? And, is staying worth it? Since 2017, Grumpus Maximus has researched and written about this critical decision point, which he calls The Golden Albatross. Having served 20 years in the U.S. Military, he too struggled with the same questions, and now he helps others learn from his mistakes. If your job offers a pension, then this book is a must-read. Easily learn how to calculate your pension's objective value and weigh it against the subjective benefits of leaving for more fulfilling work. When done, you will agree, it was worth it.

Download or read book My Last Year of Life In School written by Keith Manos and published by . This book was released on 2015-10-15 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: "My Last Year of Life (in School)" could be the sentimental Goodbye, Mr. Chips or the realistic Up the Down Staircase, but it isn't. Instead, the semi-fictional My Last Year of Life (in School) is based on actual events and reveals an insider's close-up and often disturbing look at what outsiders might think is a typical suburban high school. This epistolary novel, told in a diary format, also exposes both the personal and national issues that confront American educators today. As Ethan Miller copes with school board members, students, parents, colleagues, and administrators in his own school district, he also struggles with the issues and tragedies faced by educators across the country based on news reports and website blogs from the 2012-2013 school year during his 35th and last year as an English teacher. My Last Year of Life (in School) is a poignant and enlightening story about a teacher confronting the challenges of his last year in the classroom.