Download or read book Upside Down Navigating a Personal Mortgage Crisis written by Bob Wartinger and published by Lulu.com. This book was released on 2009-12 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt: What a year in real estate that was! It was hard to face the facts for a while, and my most trusted friends could only shake their heads in sympathy. My brand new house was worth less than fifty percent of its appraised value, and considerably less than the value of the materials and labor that went into constructing it - only one year after being built! I was in a situation all too common in America today - "upside down" - with a large mortgage to pay and increasingly squeezed in my ability to make monthly payments. "Upside Down" is my story: How I resolved the predicament of the investment that wasn't. I have written "Upside Down" to help you and other homeowners who find themselves in a similar real estate predicament. It includes tips and information regarding short sales or, at the very least, resolving difficult mortgage situations.
Download or read book The Wall Street Journal Guide to the New Rules of Personal Finance written by Dave Kansas and published by Harper Collins. This book was released on 2010-12-28 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: Everything you thought you knew about saving, managing risk, and securing your financial future has changed. The world is very different in the wake of the biggest financial crisis since the Great Depression. Retirement accounts have been eviscerated, risk appetites diminished, and questions raised about age-old personal finance strategies such as "buy and hold" and the efficacy of relying heavily on stock mutual funds. In The Wall Street Journal Guide to the New Rules of Personal Finance, Dave Kansas offers guidelines for understanding the new regulations for finance firms, the rising importance of international investing, and the very different environment that now exists for home buyers. With valuable chapters on debt reduction, diversification, retirement planning, real estate, commodities, and other vital topics, this essential volume is designed to help the individual determine which tenets of an investing strategy remain sound and which deserve re-examination. It is the ultimate guide to profitably investing your money in a world that has fundamentally changed.
Download or read book Marine Navigation and Safety of Sea Transportation written by Adam Weintrit and published by CRC Press. This book was released on 2009-06-02 with total page 822 pages. Available in PDF, EPUB and Kindle. Book excerpt: In recent years much attention has been paid to safety of navigation and marine transportation. Marine Navigation and Safety of Sea Transportation addresses the main aspects of marine safety, including: safety of navigation; manoeuvering and ship-handling systems; marine traffic control and automatic identification systems; navigation tools, system
Download or read book Principles for Navigating Big Debt Crises written by Ray Dalio and published by Simon and Schuster. This book was released on 2022-12-06 with total page 480 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ray Dalio, the legendary investor and #1 New York Times bestselling author of Principles—whose books have sold more than five million copies worldwide—shares his unique template for how debt crises work and principles for dealing with them well. This template allowed his firm, Bridgewater Associates, to anticipate 2008’s events and navigate them well while others struggled badly. As he explained in his #1 New York Times bestseller Principles, Ray Dalio believes that most everything happens over and over again through time so that by studying patterns one can understand the cause-effect relationships behind events and develop principles for dealing with them well. In this three-part research series, he does just that for big debt crises and shares his template in the hopes of reducing the chances of big debt crises happening and helping them be better managed in the future. The template comes in three parts: 1. The Archetypal Big Debt Cycle (which explains the template) 2. Three Detailed Cases (which examines in depth the 2008 financial crisis, the 1930s Great Depression, and the 1920s inflationary depression of Germany’s Weimar Republic) 3. Compendium of 48 Cases (which is a compendium of charts and brief descriptions of the worst debt crises of the last 100 years) Whether you’re an investor, a policy maker, or are simply interested in debt, this unconventional perspective from one of the few people who navigated the crisis successfully, Principles for Navigating Big Debt Crises will help you understand the economy and markets in revealing new ways.
Download or read book What To Do With Your Money When Crisis Hits written by Michelle Singletary and published by HarperCollins. This book was released on 2021-05-18 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: From pandemics to recessions, bear markets to energy crises, life is full of financial setbacks. The hard truth is that it’s not a matter of if there will be another economic downturn, but when. The important question to ask is this: how do you prevent a crisis from turning into a full-blown catastrophe? Drawing on years of experience as an award-winning personal finance columnist, Michelle Singletary shares her expert advice for weathering a financial storm. In this book, she answers the most pressing questions that crop up when money suddenly becomes scarce, like: What bills need to be paid first? When is it right to dip into savings? What are the best ways to cut back on spending? How do you keep from panicking when the stock market is down? Is this “opportunity” a scam in disguise? This hands-on guide covers debt concerns, credit card issues, cash-flow problems, and dozens of other common financial matters. Whether you’re in the midst of one crisis or preparing for the next, this book provides the tools to secure your wealth and your future.
Download or read book Fire Department Incident Safety Officer includes Navigate Advantage Access written by David W. Dodson and published by Jones & Bartlett Learning. This book was released on 2015-08-21 with total page 543 pages. Available in PDF, EPUB and Kindle. Book excerpt: The third edition of Fire Department Incident Safety Officer has been thoroughly updated to cover the latest trends, information, and best-practices needed by current and aspiring Incident Safety Officers (ISO’s). Developed in partnership with the Fire Department Safety Officer’s Association and based on the 2015 Edition of NFPA 1521, Standard for Fire Department Safety Officer Professional Qualifications, this authoritative resource focuses uniquely on the roles, responsibilities, and duties for fire service officers assigned to the incident command staff position of safety officer. From smoke reading to alternative energy sources to green construction buildings, Fire Department Incident Safety Officer, Third Edition is loaded with up-to-date information needed to keep fire department members safe, including: A new chapter dedicated to the Incident Safety Officer at Training Drills and Special Events Entire chapters devoted to important topics like reading smoke, reading buildings,
Download or read book Startups and Crisis Management written by Dafna Kariv and published by Taylor & Francis. This book was released on 2022-10-31 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: Drawing on a mixture of theory, cases, and interviews, Startups and Crisis Management provides a valuable overview of how new ventures fared in the wake of the COVID-19 pandemic. It then considers the wider lessons for startups operating in times of crisis and adjusting to the ‘new normal’. The macroeconomic shocks of rising unemployment, lockdowns, and remote working have impacted the entrepreneurial ecosystem and raised questions about how startups can survive, adjust, and thrive once more. This book analyses the reciprocal relationship between startups and their ecosystems, using theoretical lenses such as push and pull factors, necessity entrepreneurship, networking, and embeddedness. Each chapter contains case studies based on interviews with individuals from startups around the world, exploring how real-life firms reacted to the coronavirus crisis. This illuminating text will be a useful resource for modules exploring startups during times of crisis, and courses on entrepreneurship and crisis management more broadly.
Download or read book Navigating Uncertainty written by Ian Scoones and published by John Wiley & Sons. This book was released on 2024-07-24 with total page 131 pages. Available in PDF, EPUB and Kindle. Book excerpt: Uncertainties are everywhere. Whether it’s climate change, financial volatility, pandemic outbreaks or new technologies, we don’t know what the future will hold. For many contemporary challenges, navigating uncertainty – where we cannot predict what may happen – is essential and, as the book explores, this is much more than just managing risk. But how is this done, and what can we learn from different contexts about responding to and living with uncertainty? Indeed, what might it mean to live from uncertainty? Drawing on experiences from across the world, the chapters in this book explore finance and banking, technology regulation, critical infrastructures, pandemics, natural disasters and climate change. Each chapter contrasts an approach centred on risk and control, where we assume we know about and can manage the future, with one that is more flexible, responding to uncertainty. The book argues that we need to adjust our modernist, controlling view and to develop new approaches, including some reclaimed and adapted from previous times or different cultures. This requires a radical rethinking of policies, institutions and practices for successfully navigating uncertainties in an increasingly turbulent world.
Download or read book Policy Analysis in Thailand written by Ora-orn Poocharoen and published by Policy Press. This book was released on 2023-05-22 with total page 357 pages. Available in PDF, EPUB and Kindle. Book excerpt: The subject of policy analysis in Thailand is less examined than in Western societies. This is the first English-language book to engage in a detailed, comprehensive and current study of policy analysis in Thailand. Providing a broad view of history, styles and methods, it examines policy analysis both within and beyond executive government, revealing the role of parties, the military and interest groups. It will be a valuable resource for policy analysis researchers and practitioners, and as a comparison with other volumes in the International Library of Policy Analysis series.
Download or read book Ambidextrous Leadership written by Julia Duwe and published by Springer Nature. This book was released on 2021-11-20 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book prepares leaders for fundamental change processes of organizations. In times of radical changes and unplanned crises, ambidexterity has become a key competence of global companies. Ambidextrous organizations manage to improve their core business, while at the same time opening up new business fields for the future. To unlock innovation next to the running business, it is essential for leaders to be ambidextrous. How these balanced leaders can operate with two different styles is demonstrated in numerous practical examples and tips for successful implementation. The book illustrates how the trade-off can be turned into an elegant balancing act. Learn how to become an ambidextrous leader in this standard work on ambidexterity and leadership. · Ambidexterity as a leadership approach for the digital transformation · Consciously shaping the digital change process · Enabling leaps in innovation · Driving evolution and revolution simultaneously · The relevance of ambidextrous leadership in times of crisis The book provides easy-to-implement courses of action for executives to consciously and actively shape change, to inspire people in companies to release their creative potential and to make the leap into the future as an organization. The book also addresses the consequences of the COVID-19 pandemic on crisis management. It documents how ambidextrous leadership skills are becoming a key competence in times of crisis.
Download or read book Fire Fighter Safety and Survival includes Navigate Advantage Access written by Don Zimmerman and published by Jones & Bartlett Learning. This book was released on 2019-11-01 with total page 393 pages. Available in PDF, EPUB and Kindle. Book excerpt: Whether you are on the job or in training, Fire Fighter Safety and Survival, Third Edition is a must-have resource for fire fighters, EMS providers, and other safety professionals. Focused on improving statistics for line-of-duty injuries and fatalities, this book details the 16 Fire Fighter Life Safety Initiatives supported by the National Fallen Firefighters Foundation (NFFF) and describes a fire fighter life safety program, as well as methods for implementation. Actual scenarios from the fire service put you in the center of life-threatening situations and gives you the skills and knowledge it takes to create positive outcomes from incidents and promote a safety culture in your department.The Third Edition features:Correlating directly with the 16 Fire Fighter Life Safety Initiatives supported by the NFFF and the National Fire Academy’s Fire and Emergency Services Higher Education (FESHE) course objectives and outcomes for the Associate’s (Core) course Principles of Fire and Emergency Services Safety and Survival (C0281). This book delivers the know-how to help you reduce injuries and fatalities within your department.Each chapter begins with a Case Study that provides students a means to test their understanding of the chapter concepts in the context of a fictional scenario.Make a difference in your department with new and evolving ideas that give you the knowledge and tools to succeed without sacrificing cherished, longstanding traditions.Understand and apply safety concepts introduced in the chapters through realistic scenarios and examples shared by the author.Broaden your horizons with real examples of safety problems and solutions from other industries where high risk, life safety, and human response all comes into play.Important new topics were added, including:NFPA 3000TM, Standard for an Active Shooter/ Hostile Event Response (ASHER) ProgramNFFF Vulnerability Assessment Program (VAP) and United States Fire Administration USFA Risk Management PracticesNew cancer prevention strategies monitoring polycyclic aromatic hydrocarbons (PAHs)The use of drones by emergency responders with new Federal Aviation Administration (FAA) requirementsA discussion on emotional support aligned with NFPA and the American Psychological Association (APA) Diagnostic and Statistical Manual of Mental Disorders (DSM–5)
Download or read book Leadership and Management Strategies for Creating Agile Universities written by Connolly, Thomas M. and published by IGI Global. This book was released on 2021-12-03 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: The global higher education sector has changed dramatically as universities continue to face unprecedented challenges associated with the COVID-19 pandemic. Many are struggling to navigate this crisis while maintaining high-quality course delivery, ensuring strong student recruitment numbers, and providing clear communication to staff and students. Issues have emerged at an exponential rate, and coping with the pandemic has been particularly difficult for universities as they serve several functions, such as being educational institutions as well as major employers. Leadership and Management Strategies for Creating Agile Universities reflects on the challenges that higher education institutions have faced during the pandemic and the associated projected socio-economic impact yet to be felt. It also considers how different universities have addressed the challenges so as to learn what has and has not worked and speculates what future implications exist for the vision of a new higher education sector in a changing world. Covering topics such as developmental leadership, IT governance, and lifelong learning, it is ideal for policymakers, industry professionals, academicians, researchers, governors, decision makers, teachers, and students.
Download or read book Congressional Record written by United States. Congress and published by . This book was released on 1970 with total page 1262 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)
Download or read book Option B written by Sheryl Sandberg and published by Knopf. This book was released on 2017-04-24 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: #1 NEW YORK TIMES BEST SELLER • From authors of Lean In and Originals: a powerful, inspiring, and practical book about building resilience and moving forward after life’s inevitable setbacks After the sudden death of her husband, Sheryl Sandberg felt certain that she and her children would never feel pure joy again. “I was in ‘the void,’” she writes, “a vast emptiness that fills your heart and lungs and restricts your ability to think or even breathe.” Her friend Adam Grant, a psychologist at Wharton, told her there are concrete steps people can take to recover and rebound from life-shattering experiences. We are not born with a fixed amount of resilience. It is a muscle that everyone can build. Option B combines Sheryl’s personal insights with Adam’s eye-opening research on finding strength in the face of adversity. Beginning with the gut-wrenching moment when she finds her husband, Dave Goldberg, collapsed on a gym floor, Sheryl opens up her heart—and her journal—to describe the acute grief and isolation she felt in the wake of his death. But Option B goes beyond Sheryl’s loss to explore how a broad range of people have overcome hardships including illness, job loss, sexual assault, natural disasters, and the violence of war. Their stories reveal the capacity of the human spirit to persevere . . . and to rediscover joy. Resilience comes from deep within us and from support outside us. Even after the most devastating events, it is possible to grow by finding deeper meaning and gaining greater appreciation in our lives. Option B illuminates how to help others in crisis, develop compassion for ourselves, raise strong children, and create resilient families, communities, and workplaces. Many of these lessons can be applied to everyday struggles, allowing us to brave whatever lies ahead. Two weeks after losing her husband, Sheryl was preparing for a father-child activity. “I want Dave,” she cried. Her friend replied, “Option A is not available,” and then promised to help her make the most of Option B. We all live some form of Option B. This book will help us all make the most of it.
Download or read book Managing Global Risks in the Urban Age written by Yee-Kuang Heng and published by Routledge. This book was released on 2016-03-03 with total page 131 pages. Available in PDF, EPUB and Kindle. Book excerpt: The first full-length exposition of what it terms a global city-global risks nexus, this volume crosses disciplinary boundaries to draw upon research from Security Studies; Geography; Sociology; and Urban Studies. Innovative in its approach integrating theories about Global Cities with those positing a Global Risk Society, Yee-Kuang Heng positions this research in the midst of two concurrent global trends that will gain more significance in coming years. The world is experiencing the consequences of not only rapid globalisation, but also urbanization. In 2008, the UN declared that more than half the world’s population was now urban. At the same time, highly connected global cities like New York, London, Tokyo and Singapore also face rapidly spreading global risks such as pandemics and financial crises. Unique in developing a typology of global risks that threaten a global city like Singapore, beyond its Asian focus, the book also draws out thematic and policy lessons pertinent to other global cities. ’Global cities’ do not simply materialize. They are dependent on a range of stakeholders at various levels that produce and re-produce its command and control capabilities, in the face of global risks. Singapore’s experiences managing global risks in the financial; aviation; and maritime domains are common concerns shared by many countries and cities that have, or aspire to develop, similar critical infrastructure.
Download or read book Governing the Pandemic written by Arjen Boin and published by Springer Nature. This book was released on 2021-05-10 with total page 137 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access book offers unique insights into how governments and governing systems, particularly in advanced economies, have responded to the immense challenges of managing the coronavirus pandemic and the ensuing disease COVID-19. Written by three eminent scholars in the field of the politics and policy of crisis management, it offers a unique ‘bird’s eye’ view of the immense logistical and political challenges of addressing a worst-case scenario that would prove the ultimate stress test for societies, governments, governing institutions and political leaders. It examines how governments and governing systems have (i) made sense of emerging transboundary threats that have spilled across health, economic, political and social systems (ii) mobilised systems of governance and often fearful and sceptical citizens (iii) crafted narratives amid high uncertainty about the virus and its impact and (iv) are working towards closure and a return to ‘normal’ when things can never quite be the same again. The book also offers the building blocks of pathways to future resilience. Succeeding and failing in all these realms is tied in with governance structures, experts, trust, leadership capabilities and political ideologies. The book appeals to anyone seeking to understand ‘what’s going on?’, but particularly academics and students across multiple disciplines, journalists, public officials, politicians, non-governmental organisations and citizen groups.
Download or read book Hidden in Plain Sight written by Peter J. Wallison and published by Encounter Books. This book was released on 2016-03-29 with total page 331 pages. Available in PDF, EPUB and Kindle. Book excerpt: The 2008 financial crisis—like the Great Depression—was a world-historical event. What caused it will be debated for years, if not generations. The conventional narrative is that the financial crisis was caused by Wall Street greed and insufficient regulation of the financial system. That narrative produced the Dodd-Frank Act, the most comprehensive financial-system regulation since the New Deal. There is evidence, however, that the Dodd-Frank Act has slowed the recovery from the recession. If insufficient regulation caused the financial crisis, then the Dodd-Frank Act will never be modified or repealed; proponents will argue that doing so will cause another crisis. A competing narrative about what caused the financial crisis has received little attention. This view, which is accepted by almost all Republicans in Congress and most conservatives, contends that the crisis was caused by government housing policies. This book extensively documents this view. For example, it shows that in June 2008, before the crisis, 58 percent of all US mortgages were subprime or other low-quality mortgages. Of these, 76 percent were on the books of government agencies such as Fannie Mae and Freddie Mac. When these mortgages defaulted in 2007 and 2008, they drove down housing prices and weakened banks and other mortgage holders, causing the crisis. After this book is published, no one will be able to claim that the financial crisis was caused by insufficient regulation, or defend Dodd-Frank, without coming to terms with the data this book contains.
