Download or read book The Wall Street Journal Complete Identity Theft Guidebook written by Terri Cullen and published by Crown Currency. This book was released on 2007-07-10 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: It could happen when you make a routine withdrawal from an ATM, respond to an e-mail asking for information about an online account, or leave a new box of checks unattended in your mailbox. Identity theft is one of the easiest crimes to commit in America—and one of the hardest to prosecute. As thieves become increasingly clever, Americans have more reasons than ever to fear this elusive, ubiquitous crime. Now there’s a book to help you beat it. In two easy-to-understand sections, Terri Cullen, The Wall Street Journal’s expert on identity theft, first walks you through the most common types of identity theft and how to arm yourself against them, and then leads victims step-by-step through the process of reclaiming a stolen identity. The average victim loses more than $6,000 and spends approximately 600 hours negotiating the complex bureaucracies and paperwork—this book will help save time and effort by laying out the process. And by following the advice in the first half, you may never need the second! You’ll learn: • how to avoid the most common scams, from “phishing” to “dumpster diving” • why children under eighteen are the fastest-growing target, and how you can protect your family • why your credit report is the single most important document for protecting your identity • how to use the sample letters, forms, and other useful tools inside for recovering from identity theft In today’s marketplace, your two most valuable assets are your credit and your identity. No one should be without this vital guide to protecting them.

Download or read book The Wall Street Journal Complete Home Owner s Guidebook written by David Crook and published by Crown Business. This book was released on 2008-12-30 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: Your Map for a Brave New Real-Estate World The days of real-estate mania—when you really couldn’t go wrong with buying a home, then selling it in a few years for a lot more than you paid for it—are over. Inflated prices and the “subprime” mortgage crisis have finally burst the bubble. Now, more than ever, it’s important for current and prospective home buyers to understand just what they’re getting into when they take that plunge—and to think smarter when it comes to making the most of their biggest asset. The Wall Street Journal. Complete Home Owner’s Guidebook shows readers how to become savvy home buyers—and eventually owners—not only in this new, uncertain era but in any market: • Understand the benefits and pitfalls of owning versus renting • Make sense of the housing market—ask the important questions, factor in the unforeseen costs, and explode the big myths of home ownership • Take advantage of current opportunities if you’re a first-time home buyer • Overcome the challenges if you’re looking to trade up or cash out on your home for retirement • Make the best profit on your home in any market • Understand why your home—your number one asset—really isn’t such a great investment From the Trade Paperback edition.

Download or read book The Wall Street Journal Complete Small Business Guidebook written by Colleen DeBaise and published by Crown Currency. This book was released on 2009-12-29 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: Because starting a small business is not only a huge financial risk but also a complete lifestyle change, anyone who wants to be his or her own boss needs to approach entrepreneurship thoughtfully and with careful planning. That’s why there is no better resource than The Wall Street Journal Complete Small Business Guidebook, a practical guide for turning your entrepreneurial dreams into a successful company, from America’s most trusted source of financial advice. It answers would-be business owners’ biggest question—how do I fund my venture?—then explains the mechanics of building, running and growing a profitable business. You’ll learn: • How to write a winning business plan • Secrets to finding extra money during the lean years and beyond • Ways to keep your stress in check while maintaining a work/life balance • How to manage your time, including taking vacations and dealing with sick days • Strategies for keeping your business running smoothly—from investing in technology to hiring the right people • Marketing and management basics • When angel investors or venture capital might be an appropriate way to grow • How to execute your exit strategy Running the show may not always be easy, but the rewards can be tremendous. You may be on the job 24/7, but you have the freedom to call the shots, to hire whomever you want, to work when you want and to take your business as far as you want to go.

Download or read book The Wall Street Journal Complete Personal Finance Guidebook written by Jeff D. Opdyke and published by Crown Currency. This book was released on 2010-05-05 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: From America’s most authoritative source: the quintessential primer on understanding and managing your money Money courses through just about every corner of our lives and has an impact on the way we live today and how we’ll be able to live in the future. Understanding your money, and getting it to work for you, has never been more important than it is today, as more and more of us are called upon to manage every aspect of our financial lives, from managing day-to-day living expenses to planning a college savings fund and, ultimately, retirement. From The Wall Street Journal, the most trusted name in financial and money matters, this indispensable book takes the mystery out of personal finance. Start with the basics, learn how they work, and you’ll become a better steward of your own money, today and in the future. Consider The Wall Street Journal Complete Personal Finance Guidebook your cheat sheet to the finances of your life. This book will help you: • Understand the nuts and bolts of managing your money: banking, investing, borrowing, insurance, credit cards, taxes, and more • Establish realistic budgets and savings plans • Develop an investment strategy that makes sense for you • Make the right financial decisions about real estate • Plan for retirement intelligently Also available—the companion to this guidebook: The Wall Street Journal Personal Finance Workbook, by Jeff D. Opdyke Get your financial life in order with help from The Wall Street Journal. Look for: • The Wall Street Journal Complete Money and Investing Guidebook • The Wall Street Journal Complete Identity Theft Guidebook • The Wall Street Journal Complete Real Estate Investing Guidebook

Download or read book The Wall Street Journal Financial Guidebook for New Parents written by Stacey L. Bradford and published by Crown Currency. This book was released on 2009-06-02 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: A practical approach to affording your kids from cradle to college. Bringing home your bouncing baby boy or girl should be an exciting time of celebration–not cause for worry about how you’re going to pay for feeding, clothing, and caring for your new bundle of expenses. The average family will spend between $11,000 and $16,000 during a new baby’s first year, and more than $200,000 before a kid’s eighteenth birthday. Unfortunately, a second child only doubles your costs, with little economy of scale for each additional baby. Before you start using these statistics as birth control, take a deep breath and know that you can have a family and make a comfortable future for your children while saving for your own important goals. The Wall Street Journal Financial Guidebook for New Parents shows you the way, with information on how to: • Safeguard your child’s well-being with wills, trusts, and life insurance • Best weigh your child-care options and decide whether to go back to work • Save on taxes with child-friendly tax credits and deductions plus tax-advantaged benefits at work • Manage your family’s health-care costs • Save for long-term costs by setting up a college fund • Spend smart and save money at every stage of your child’s development • Continue to contribute to your own retirement savings From maternity (and paternity) leave to flexible spending accounts to 529 college plans, The Wall Street Journal Financial Guidebook for New Parents provides all the information you need to meet your child’s expenses while also protecting your family’s financial security.

Download or read book The Wall Street Journal Complete Estate Planning Guidebook written by Rachel Emma Silverman and published by Crown Currency. This book was released on 2011-09-06 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: Let’s face it: you can't avoid death or taxes. But you can create an estate plan that will make both a whole lot easier for your loved ones and put you in control of how your assets will get passed to your heirs. Here, Wall Street Journal personal-finance reporter Rachel Emma Silverman walks you step-by-step through the process. Chock-full of clear and solid advice on how to get the most out of the main estate planning tools - including wills, trusts, life insurance, guardianship papers, and powers-of-attorney documents - the Wall Street Journal Complete Estate-Planning Guidebook will help make your estate-planning process as simple, smooth, and unintimidating as possible. This book will help you: · Clarify your estate-planning goals, such as dividing up property for heirs, reducing taxes or leaving money for charity · Understand the key estate-planning documents you’ll need, including wills, beneficiary-designation forms, powers-of-attorney and health-care advance directives · Decode the technical jargon that estate planners often use, so you feel comfortable discussing QTIPs and QPRTs when you sit down with your lawyer. · Reduce possible estate, gift or generation-skipping taxes and legal and probate fees – decreasing what goes to the tax man and increasing what goes to your heirs · Learn strategies to divide money and personal property among your heirs, and reduce the possibility of family fights · Discuss sensitive estate-planning issues with your family · Maintain your estate-plan over time, including how to store and when to update your documents With completely up-to-date information on how to navigate the new 2011 estate tax legislation, and thoughtful advice on how to handle your estate in complicated situations – like if you’re single, in a same-sex relationship, or wish to provide for children with special needs - this is the estae-planning guide for today’s messy and complicated world. One of the biggest estate planning mistakes people make, says Silverman, is waiting too long to start. Which is why the Wall Street Journal Complete Estate-Planning Guidebook isn’t just for those planning for retirement or their golden years. It’s for anyone, of any age, who wants the peace of mind of knowing that your wishes will be respected and your hard-earned money will get passed on as you would like.

Download or read book The Wall Street Journal Complete Real Estate Investing Guidebook written by David Crook and published by Crown Currency. This book was released on 2008-06-03 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt: The conservative, thoughtful, thrifty investor’s guide to building a real-estate empire. Profitable real-estate investing opportunities exist everywhere as long as you know what to look for and understand how to make prudent deals that transform property into profits. David Crook, of The Wall Street Journal, shows how to make safe and sane investments that ensure a good night’s sleep as your real-estate portfolio grows, your properties appreciate and your income increases. The Wall Street Journal Complete Real-Estate Investing Guidebook offers the most authoritative information on: • Why real-estate investing is a great wealth-building alternative to stocks and bonds and why it’s crucial that you avoid get-rich schemes • How to get the financing and make the contacts to get started • How to start small and local, be hands-on and go step-by-step with a vacation home to rent out, a pure rental property or a small apartment building • How to find and value great properties, do the numbers and ensure you have that beautiful thing called cash flow • How the government blesses real-estate investors with tax breaks and loopholes, and how you can be one of the anointed • How to deal with the nuts-and-bolts of being a landlord and have a strife-free relationship with your tenants

Download or read book The Wall Street Journal Guide to Starting Fresh written by Karen Blumenthal and published by Crown Pub. This book was released on 2011-01-15 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: A guide to starting over financially after losing a spouse, declaring bankruptcy or foreclosing a home provides coverage of topics ranging from debt and housing to insurance and savings. Original.

Download or read book The Wall Street Journal Guide to Starting Your Financial Life written by Karen Blumenthal and published by Crown Currency. This book was released on 2009-04-07 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: Your Road to Lifelong Financial Independence It’s about time you felt empowered to better manage your money because–in tough economic times more than ever–your financial freedom depends on making smart choices. But it’s hard to know where to begin, especially when you’re just starting out. And of course, it only gets more complicated as you go through life: How do you establish good credit? Do you buy or rent? What kinds of health coverage do you really need? How do you actually stay afloat in an uncertain market? The Wall Street Journal Guide to Starting Your Financial Life gets you off on the right financial foot, from tackling everyday choices like cell-phone plans and pet ownership to big decisions such as smart investment strategies and buying a car or a house. You’ll learn: • How to open your first checking and savings accounts, get your first credit card, and establish good credit • The ins and outs of starting a job, including information about taxes, choosing health insurance options, and saving for retirement • How to budget for big purchases and expenses, such as paying off student loans, buying a car, and affording your housing • Strategies for buying the little things you want and need without going broke • The basics of investing, how to manage an inheritance, and the documents you need to protect your assets This valuable resource puts you in the driver’s seat, so you will be in control of your money and on your way to achieving lifelong financial independence across any economic terrain.

Download or read book The Wall Street Journal Guide to Building Your Career written by Jennifer Merritt and published by Crown Currency. This book was released on 2012-04-03 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you looking for a mere job—the kind where you do virtually the same thing day after day, year after year, and spend the hours counting down the minutes until the clock hits five p.m.? Or are you looking for a career—the kind that engages your interests and passions, constantly presents new and exciting opportunities and challenges, and allows you to grow personally and professionally? If you chose the latter, this is the book for you. In The Wall Street Journal Guide to Building Your Career, former Wall Street Journal careers editor Jennifer Merritt shows you how to build the foundation for the fulfilling professional career that leads to that corner office. She'll walk you through how to: • Select and nab that important career-launching college internship • Ace your first interview—and blow them away in the second round • Navigate the unwritten rules of any office culture • Negotiate tastefully and successfully for the salary your skills are worth • Get that critical promotion when you're at the peak of your learning curve • Choose the mentor (or mentors) who can best help you achieve your goals • Leap ahead of other high achievers racing you to the top Drawing on advice from industry experts, career coaches, and ordinary people who've made the climb themselves, Merritt offers insider tips for landing and moving up in the kind of job that's not just about earning a paycheck but about realizing your ambitions and achieving the kind of success you've always dreamed of.

Download or read book Identity Theft written by Sandra K. Hoffman and published by Bloomsbury Publishing USA. This book was released on 2009-12-14 with total page 281 pages. Available in PDF, EPUB and Kindle. Book excerpt: A comprehensive examination of different forms of identity theft and its economic impact, including profiles of perpetrators and victims and coverage of current trends, security implications, prevention efforts, and legislative actions. What are the common forms of identity theft? Who are the most likely targets? What is law enforcement doing to counter a crime perpetrated not only by petty thieves and sophisticated con artists, but by terrorists, money-launderers, and those involved in human trafficking, drug trafficking, and illegal immigration? Identity Theft: A Reference Handbook examines these questions and more. With the 1998 Identity Theft and Assumption Deterrence Act as its starting point, this informative volume begins by explaining the federal, state, and global definitions of identity theft and how the lack of a standardized approach masks the true pervasiveness of the problem. In addition to addressing the crime's perpetrators, methods, and victims, the book also looks at what individuals, businesses, and the government are doing—and should consider doing—to curb the growth of this crime.

Download or read book Identity Theft Handbook written by Martin T. Biegelman and published by John Wiley & Sons. This book was released on 2009-02-10 with total page 510 pages. Available in PDF, EPUB and Kindle. Book excerpt: Not a week goes by when identity theft isn t mentioned in the media or that a Congressional outcry isn t heard about this unrelenting crime. The first authoritative book on identity theft, Identity Theft Handbook is written by a career professional who has spent over 25 years investigating and preventing identity theft in both the public and private sectors. Its rich real-world content includes interviews with government and private sector thought leaders. As well, the costs of identity theft, future trends, and prevention guidance is discussed. For investigators, auditors, and managers.

Download or read book Common Cents written by Nancy J. Kimelman and published by Union Square & Co.. This book was released on 2010-12-07 with total page 334 pages. Available in PDF, EPUB and Kindle. Book excerpt: Common Cents gives average Americans the fundamental knowledge they need to make smart decisions on family finances, investments, jobs, even health care and outsourcing. It brings into focus the hot-button economic, social, and political issues that dominate the front pages of newspapers—especially during this election season. You won’t find get-rich-quick schemes or insider tips on the stock market here; instead, Dr. Nancy J. Kimelman addresses the most pressing questions of our time (such as oil and immigration) and shows you how to raise your economic IQ so you can enjoy a more comfortable, assured, and intelligent life. With her guidance, you’ll argue better, vote better, and—with your newfound financial security—even sleep better.

Download or read book Cyber Attack Survival Manual From Identity Theft to The Digital Apocalypse written by Heather Vescent and published by Weldon Owen. This book was released on 2020-11-17 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The Cyber Attack Survival Manual is the rare security awareness book that is both highly informative and interesting. And this is one of the finest security awareness books of the last few years." – Ben Rothke, Tapad Engineering Let two accomplished cyber security experts, Nick Selby and Heather Vescent, guide you through the dangers, traps and pitfalls of online life. Learn how cyber criminals operate and how you can defend yourself and your family from online security threats. From Facebook, to Twitter, to online banking we are all increasingly exposed online with thousands of criminals ready to bounce on the slightest weakness. This indispensable guide will teach you how to protect your identity and your most private financial and personal information.

Download or read book Handbook of Risk and Crisis Communication written by Robert L. Heath and published by Routledge. This book was released on 2020-10-28 with total page 665 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Handbook of Risk and Crisis Communication explores the scope and purpose of risk, and its counterpart, crisis, to facilitate the understanding of these issues from conceptual and strategic perspectives. Recognizing that risk is a central feature of our daily lives, found in relationships, organizations, governments, the environment, and a wide variety of interactions, contributors to this volume explore such questions as "What is likely to happen, to whom, and with what consequences?" "To what extent can science and vigilance prevent or mitigate negative outcomes?" and "What obligation do some segments of local, national, and global populations have to help other segments manage risks?", shedding light on the issues in the quest for definitive answers. The Handbook offers a broad approach to the study of risk and crisis as joint concerns. Chapters explore the reach of crisis and risk communication, define and examine key constructs, and parse the contexts of these vital areas. As a whole, the volume presents a comprehensive array of studies that highlight the standard principles and theories on both topics, serving as the largest effort to date focused on engaging risk communication discussions in a comprehensive manner. Now available in paperback, the Handbook of Risk and Crisis Communication can be readily used in graduate coursework and individual research programs. With perspectives from psychology, sociology, anthropology, political science, economics, and communication, the Handbook provides vital insights for all disciplines studying risk, and is required reading for scholars and researchers investigating risk and crisis in various contexts.

Download or read book The Handbook of Security written by Martin Gill and published by Springer. This book was released on 2016-02-26 with total page 1072 pages. Available in PDF, EPUB and Kindle. Book excerpt: The substantially revised second edition of the Handbook of Security provides the most comprehensive analysis of scholarly security debates and issues to date. Including contributions from some of the world's leading scholars it critiques the way security is provided and managed.

Download or read book Human Computer Interaction and Cybersecurity Handbook written by Abbas Moallem and published by CRC Press. This book was released on 2018-10-03 with total page 532 pages. Available in PDF, EPUB and Kindle. Book excerpt: Recipient of the SJSU San Jose State University Annual Author & Artist Awards 2019 Recipient of the SJSU San Jose State University Annual Author & Artist Awards 2018 Cybersecurity, or information technology security, focuses on protecting computers and data from criminal behavior. The understanding of human performance, capability, and behavior is one of the main areas that experts in cybersecurity focus on, both from a human–computer interaction point of view, and that of human factors. This handbook is a unique source of information from the human factors perspective that covers all topics related to the discipline. It includes new areas such as smart networking and devices, and will be a source of information for IT specialists, as well as other disciplines such as psychology, behavioral science, software engineering, and security management. Features Covers all areas of human–computer interaction and human factors in cybersecurity Includes information for IT specialists, who often desire more knowledge about the human side of cybersecurity Provides a reference for other disciplines such as psychology, behavioral science, software engineering, and security management Offers a source of information for cybersecurity practitioners in government agencies and private enterprises Presents new areas such as smart networking and devices