Download or read book Housing and Mortgage Markets in Historical Perspective written by Eugene N. White and published by University of Chicago Press. This book was released on 2014-10-17 with total page 408 pages. Available in PDF, EPUB and Kindle. Book excerpt: The central role of the housing market in the recent recession raised a series of questions about similar episodes throughout economic history. Were the underlying causes of housing and mortgage crises the same in earlier episodes? Has the onset and spread of crises changed over time? How have previous policy interventions either damaged or improved long-run market performance and stability? This volume begins to answer these questions, providing a much-needed context for understanding recent events by examining how historical housing and mortgage markets worked—and how they sometimes failed. Renowned economic historians Eugene N. White, Kenneth Snowden, and Price Fishback survey the foundational research on housing crises, comparing that of the 1930s to that of the early 2000s in order to authoritatively identify what contributed to each crisis. Later chapters explore notable historical experiences with mortgage securitization and the role that federal policy played in the surge in home ownership between 1940 and 1960. By providing a broad historical overview of housing and mortgage markets, the volume offers valuable new insights to inform future policy debates.
Download or read book Racial Democracy and the Black Metropolis written by Preston H. Smith and published by U of Minnesota Press. This book was released on 2012 with total page 457 pages. Available in PDF, EPUB and Kindle. Book excerpt: How a black elite fighting racial discrimination reinforced class inequality in postwar America
Download or read book The Postwar Residential Mortgage Market written by Saul B. Klaman and published by . This book was released on 1961-01-21 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The Description for this book, The Postwar Residential Mortgage Market, will be forthcoming.
Download or read book The Postwar Residential Mortgage Market written by Saul B. Klaman and published by . This book was released on 1961 with total page 301 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Hearings written by United States. Congress Senate and published by . This book was released on 1959 with total page 2070 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The San Francisco Bay Area Residential Mortgage Market written by Paul Francis Wendt and published by . This book was released on 1952 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Detached America written by James A. Jacobs and published by University of Virginia Press. This book was released on 2015-09-09 with total page 474 pages. Available in PDF, EPUB and Kindle. Book excerpt: During the quarter century between 1945 and 1970, Americans crafted a new manner of living that shaped and reshaped how residential builders designed and marketed millions of detached single-family suburban houses. The modest two- and three-bedroom houses built immediately following the war gave way to larger and more sophisticated houses shaped by casual living, which stressed a family's easy sociability and material comfort and were a major element in the cohesion of a greatly expanded middle class. These dwellings became the basic building blocks of explosive suburban growth during the postwar period, luring families to the metropolitan periphery from both crowded urban centers and the rural hinterlands. Detached America is the first book with a national scope to explore the design and marketing of postwar houses. James A. Jacobs shows how these houses physically document national trends in domestic space and record a remarkably uniform spatial evolution that can be traced throughout the country. Favorable government policies, along with such widely available print media as trade journals, home design magazines, and newspapers, permitted builders to establish a strong national presence and to make a more standardized product available to prospective buyers everywhere. This vast and long-lived collaboration between government and business—fueled by millions of homeowners—established the financial mechanisms, consumer framework, domestic ideologies, and architectural precedents that permanently altered the geographic and demographic landscape of the nation.
Download or read book Post war Middle class Housing written by Gaia Caramellino and published by Peter Lang Gmbh, Internationaler Verlag Der Wissenschaften. This book was released on 2015 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book analyses the role of middle-class housing in the shaping of post-war European and American cities. Observing the processes of design, construction and transformation in 12 different countries, it provides a striking, multi-faceted overview of this residential heritage and challenges its role in the contemporary city.
Download or read book American Bonds written by Sarah L. Quinn and published by Princeton University Press. This book was released on 2019-07-16 with total page 310 pages. Available in PDF, EPUB and Kindle. Book excerpt: How the American government has long used financial credit programs to create economic opportunities Federal housing finance policy and mortgage-backed securities have gained widespread attention in recent years because of the 2008 financial crisis, but issues of government credit have been part of American life since the nation’s founding. From the 1780s, when a watershed national land credit policy was established, to the postwar foundations of our current housing finance system, American Bonds examines the evolution of securitization and federal credit programs. Sarah Quinn shows that since the Westward expansion, the U.S. government has used financial markets to manage America’s complex social divides, and politicians and officials across the political spectrum have turned to land sales, home ownership, and credit to provide economic opportunity without the appearance of market intervention or direct wealth redistribution. Highly technical systems, securitization, and credit programs have been fundamental to how Americans determined what they could and should owe one another. Over time, government officials embraced credit as a political tool that allowed them to navigate an increasingly complex and fractured political system, affirming the government’s role as a consequential and creative market participant. Neither intermittent nor marginal, credit programs supported the growth of powerful industries, from railroads and farms to housing and finance; have been used for disaster relief, foreign policy, and military efforts; and were promoters of amortized mortgages, lending abroad, venture capital investment, and mortgage securitization. Illuminating America’s market-heavy social policies, American Bonds illustrates how political institutions became involved in the nation’s lending practices.
Download or read book Little White Houses written by Dianne Harris and published by U of Minnesota Press. This book was released on 2013-01-05 with total page 206 pages. Available in PDF, EPUB and Kindle. Book excerpt: A rare exploration of the racial and class politics of architecture, Little White Houses examines how postwar media representations associated the ordinary single-family house with middle-class whites to the exclusion of others, creating a powerful and invidious cultural iconography that continues to resonate today. Drawing from popular and trade magazines, floor plans and architectural drawings, television programs, advertisements, and beyond, Dianne Harris shows how the depiction of houses and their interiors, furnishings, and landscapes shaped and reinforced the ways in which Americans perceived white, middle-class identities and helped support a housing market already defined by racial segregation and deep economic inequalities. After describing the ordinary postwar house and its orderly, prescribed layout, Harris analyzes how cultural iconography associated these houses with middle-class whites and an ideal of white domesticity. She traces how homeowners were urged to buy specific kinds of furniture and other domestic objects and how the appropriate storage and display of these possessions was linked to race and class by designers, tastemakers, and publishers. Harris also investigates lawns, fences, indoor-outdoor spaces, and other aspects of the postwar home and analyzes their contribution to the assumption that the rightful owners of ordinary houses were white. Richly detailed, Little White Houses adds a new dimension to our understanding of race in America and the inequalities that persist in the U.S. housing market.
Download or read book American Bonds written by Sarah L. Quinn and published by Princeton University Press. This book was released on 2021-08-10 with total page 309 pages. Available in PDF, EPUB and Kindle. Book excerpt: How the American government has long used financial credit programs to create economic opportunities Federal housing finance policy and mortgage-backed securities have gained widespread attention in recent years because of the 2008 financial crisis, but issues of government credit have been part of American life since the nation’s founding. From the 1780s, when a watershed national land credit policy was established, to the postwar foundations of our current housing finance system, American Bonds examines the evolution of securitization and federal credit programs. Sarah Quinn shows that since the Westward expansion, the U.S. government has used financial markets to manage America’s complex social divides, and politicians and officials across the political spectrum have turned to land sales, home ownership, and credit to provide economic opportunity without the appearance of market intervention or direct wealth redistribution. Highly technical systems, securitization, and credit programs have been fundamental to how Americans determined what they could and should owe one another. Over time, government officials embraced credit as a political tool that allowed them to navigate an increasingly complex and fractured political system, affirming the government’s role as a consequential and creative market participant. Neither intermittent nor marginal, credit programs supported the growth of powerful industries, from railroads and farms to housing and finance; have been used for disaster relief, foreign policy, and military efforts; and were promoters of amortized mortgages, lending abroad, venture capital investment, and mortgage securitization. Illuminating America’s market-heavy social policies, American Bonds illustrates how political institutions became involved in the nation’s lending practices.
Download or read book Study of Mortgage Credit written by United States. Congress. Senate. Committee on Banking and Currency and published by . This book was released on 1959 with total page 874 pages. Available in PDF, EPUB and Kindle. Book excerpt: Examines problems and developments associated with homebuilding, the housing market, family income, and mortgage financing forecast during next decade.
Download or read book Home Mortgage Disclosure Act of 1975 written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1975 with total page 1964 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book American Housing Production 1880 2000 written by Mason C. Doan and published by University Press of America. This book was released on 1997 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: American Housing Production, 1880-2000 presents a concise history of nonfarm housing production, progress, and policy in the United States. This century has been divided into a 14-part chronological structure with irregular time intervals, in contrast to conventional decade time periods. This arrangement is intended to reflect more fully the economic and political forces causing short run movements in housing output. This book treats housing production within a broad economic, demographic, and political context. Special relative measures of housing production, mortgage debt, and household formation have been developed to provide historical perspective over the period covered. Strong emphasis is placed on the growth and improved quality of the housing stock and on the evolution of community facilities essential to safe and sanitary housing, and of a mortgage credit system capable of supporting rising levels of production and home ownership. It analyzes the uneven results of Federal housing legislation, including the effort to assure equal access for all citizens to housing and mortgage markets, and the unfortunate experience of the Department of Housing and Urban Development. A look ahead to future prospects for housing production concludes the book.
Download or read book Home Mortgage Dixclosure Act of 1975 Hearings Before 94 1 written by United States. Congress. Senate. Committee on Banking and Currency and published by . This book was released on 1975 with total page 700 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book 60 Books on Housing and Community Planning written by United States. Housing and Home Finance Agency. Library and published by . This book was released on 1963 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Home Mortgage Disclosure Act of 1975 May 5 6 7 and 8 1975 pages i x 965 1633 written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1975 with total page 684 pages. Available in PDF, EPUB and Kindle. Book excerpt:
