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Book The Impact of New York s Usury Ceiling on Mortgage Lending and Housing

Download or read book The Impact of New York s Usury Ceiling on Mortgage Lending and Housing written by Citibank (New York, N.Y.) and published by . This book was released on 1976 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Usury Lending Limits

    Book Details:
  • Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
  • Publisher :
  • Release : 1980
  • ISBN :
  • Pages : 276 pages

Download or read book Usury Lending Limits written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1980 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book State Usury Ceilings

    Book Details:
  • Author : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance
  • Publisher :
  • Release : 1979
  • ISBN :
  • Pages : 276 pages

Download or read book State Usury Ceilings written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance and published by . This book was released on 1979 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Effects of the Subprime Mortgage Crisis in New York City and Efforts to Help Struggling Homeowners

Download or read book Effects of the Subprime Mortgage Crisis in New York City and Efforts to Help Struggling Homeowners written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2008 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book A Reexamination of the Problem of State Usury Ceilings

Download or read book A Reexamination of the Problem of State Usury Ceilings written by James E. McNulty and published by . This book was released on 1979 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper reviews the research on the impact of state usury ceilings. Existing econometric studies (with some exceptions) rely primarily on cross-sectional analysis, and in addition they appear to suggest that usury ceilings are restrictive only when the ceiling is below average market rates. However, other evidence of a fairly wide distribution of rates within urban mortgage markets suggests that, as interest rates are rising, a given ceiling would begin to be restrictive even before the average rate prevailing in the market reaches the ceiling rate. This hypothesis was upheld in tests using data for savings and loan associations in Georgia. Because there were approximately 17 states with 10 percent usury ceilings in mid-1978, when average market rates were in the 9 1/2% - 9 3/4% range, the restrictiveness of usury ceilings may be significantly greater than is generally considered to be the case. Furthermore, the evidence developed here suggests that the movement toward floating usury ceilings in many states in recent years may not be a welcome development, since such ceilings would tend to discourage higher risk loans, even when the general availability of mortgage credit is good.

Book The Housing Outlook for 1979

    Book Details:
  • Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs
  • Publisher :
  • Release : 1979
  • ISBN :
  • Pages : 204 pages

Download or read book The Housing Outlook for 1979 written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs and published by . This book was released on 1979 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Hearings  Reports and Prints of the Senate Committee on Banking  Housing and Urban Affairs

Download or read book Hearings Reports and Prints of the Senate Committee on Banking Housing and Urban Affairs written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1977 with total page 802 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book State Usury Ceilings and Their Impact on Small Businesses

Download or read book State Usury Ceilings and Their Impact on Small Businesses written by United States. Congress. House. Committee on Small Business. Subcommittee on General Oversight and Minority Enterprise and published by . This book was released on 1980 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Housing Finance Review

Download or read book Housing Finance Review written by and published by . This book was released on 1982 with total page 834 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Federal Preemption of State Usury Ceilings

Download or read book Federal Preemption of State Usury Ceilings written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Affairs and Coinage and published by . This book was released on 1982 with total page 764 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book The Effects of Usury Ceiling on Mortgage Markets

Download or read book The Effects of Usury Ceiling on Mortgage Markets written by Robert I. Weinstein and published by . This book was released on 1984 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book U S  Export Control Policy and Extension of the Export Administration Act

Download or read book U S Export Control Policy and Extension of the Export Administration Act written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1979 with total page 540 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book The Credit Deregulation and Availability Act of 1983

Download or read book The Credit Deregulation and Availability Act of 1983 written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1983 with total page 514 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Annual Report   Federal Home Loan Bank of New York

Download or read book Annual Report Federal Home Loan Bank of New York written by Federal Home Loan Bank of New York and published by . This book was released on 1975 with total page 466 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Regulation Q and Related Measures

    Book Details:
  • Author : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance
  • Publisher :
  • Release : 1980
  • ISBN :
  • Pages : 1026 pages

Download or read book Regulation Q and Related Measures written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance and published by . This book was released on 1980 with total page 1026 pages. Available in PDF, EPUB and Kindle. Book excerpt: