Download or read book The Guide to Buying Health Insurance and Health Care written by Kevin Wacasey and published by Createspace Independent Publishing Platform. This book was released on 2017-04 with total page 294 pages. Available in PDF, EPUB and Kindle. Book excerpt: The health insurance industry has changed. Gone are the days when you paid your premium, and your plan picked up the tab for all your health care. Nowadays the average deductible is over $2,000, which means that you will have to pay for most, if not all of your health care in any given year. Even worse are the dirty marketing tricks used to sell health insurance. You can spend thousands of dollars a year on a policy that you'll most likely never use, or you can spend even more to get a lower deductible that only gives you the illusion of better coverage. In this book physician and licensed health insurance agent Dr. Kevin Wacasey shows you how to save money on health insurance, and health care. First he cuts through the complexity of buying health insurance, by proving that upgraded plans with supposedly better coverage often end up costing more than you could ever save. Next Dr. Wacasey takes the reader along as he shops for a health insurance plan, then using a simple formula to compare ten different scenarios (pulled straight from healthcare.gov), Dr. Wacasey demonstrates that - in all ten cases - the Bronze plan will end up saving the consumer the most money. Both in sickness, and in health. Finally Dr. Wacasey reveals how much health care goods and services really "cost," and offers tips on how patients can save money on everything from ambulances to operations. Individuals, business owners, and anyone else who has to pay for health insurance, or for health care, will find Dr. Wacasey's book invaluable as he shows how to save lots of money - yet receive better care than ever before - in the first consumer-driven health care system the U.S. has ever known.
Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.
Download or read book Guide to Buying Health Insurance Sourcebook 1st Ed written by James Chambers and published by Infobase Holdings, Inc. This book was released on 2020-09-01 with total page 474 pages. Available in PDF, EPUB and Kindle. Book excerpt: This special edition provides information about understanding the importance and need for health insurance, medical billing, and a detailed study about private and public-health insurance in the United States.
Download or read book Healthcare Insurance and You written by Lisa Zamosky and published by Apress. This book was released on 2013-08-19 with total page 179 pages. Available in PDF, EPUB and Kindle. Book excerpt: Healthcare is changing and you need to know how—and what to do about it. Getting good medical care shouldn’t be so confusing—or so costly. Healthcare, Insurance, and You simplifies the many confusing details about our healthcare system so you can make informed decisions. Result? Better health at lower cost. With the advent of healthcare reform, things are changing—especially when it comes to insurance. Most people will now have to buy insurance. Do you know where to get a policy or what to look for in one? Did you know more people will now qualify for free or subsidized healthcare? Even if you get insurance through work, you'll face new choices that you'd better understand to maintain your peace of mind. As this book shows, the failure to understand how insurance and the healthcare system work can have a major impact on your physical and financial health. Healthcare, Insurance, and You is an easy-to-use guide that explains the main challenges you face when trying to get excellent healthcare: choosing the best insurance policy for your situation, finding the right doctor or hospital, buying prescription drugs the least expensive way, picking out the right Medicare plan, or fighting for your rights when dealing with insurers or medical providers. Healthcare, Insurance, and You includes tips, resources, and strategies for navigating the healthcare system and avoiding common mistakes so you can get the best healthcare for you, your family, or your organization without breaking the bank. This book shows you: How to choose a health plan that best meets your medical and financial needs, including new options under the Affordable Care Act Ways to cut through red tape and fight billing errors and claim denials What businesses need to know about offering—or not offering—insurance to employees How to plan ahead for a disability or for end-of-life care Healthcare costs rank high on the list of money concerns Americans have. And when it comes to getting great healthcare for you and your family and avoiding crippling medical bills, knowledge is power. Healthcare, Insurance, and You is a practical guide that explains the complicated healthcare system in plain language—and puts the power of good health back in your hands. What you’ll learn The impact of the Affordable Care Act on your healthcare and your finances How to take advantage of new health insurance exchanges and tax credits How to choose a health plan that best meets your medical and financial needs How to advocate for yourself, fight billing errors and denied claims, and know where to turn for help How to choose a doctor and hospital based on quality, not hype How to avoid common mistakes that can cost you big--or even put you into bankruptcy How health reform affects businesses and how they can reduce healthcare expenditures Who this book is for Consumers of healthcare in the United States, including both individuals and small businesses buying coverage for employees. Table of Contents A New Healthcare System Buying Health Insurance on your own Paying for Health Insurance Health Insurance at Work Cutting Medical Costs Buying Prescription Drugs You Against the Healthcare System Medicare Taking Charge of Your Healthcare Future Consumer Assistance Programs and State Departments of Insurance
Download or read book Guide to Buying Health Insurance Sourcebook written by Kevin Hayes (Editor of health information) and published by . This book was released on 2020 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Guide to Buying Health Insurance Sourcebook, First Edition provides information about understanding the importance and need for health insurance, medical billing, and a detailed study about private and public-health insurance in the United States including key factors for choosing a private plan, COBRA requirements and benefits, Affordable care act, Medicare, Medicaid, and CHIP coverage along with shopping for health insurance with pre-existing medical conditions, healthcare reforms in the United States, and more.
Download or read book The Healthcare Labyrinth A Guide to Navigating Health Plans and Fixing American Health Insurance written by Marc S Ryan and published by . This book was released on 2022-05-03 with total page 528 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Healthcare Labyrinth is not just a comprehensive guide to navigating health plans--it offers a blueprint for fixing our broken healthcare system. The American health insurance system is anything but simple to maneuver. Health plan enrollees become entangled in an intricate and opaque maze of confusion, often resulting in frustration, regret, and deep debt. In The Healthcare Labyrinth, health plan and healthcare technology veteran Marc S. Ryan seeks to demystify the U.S. healthcare system, helping Americans become wiser consumers and allowing them to navigate the maze with more confidence and certainty. Marc walks through how the current system operates, tracing the dysfunction, high costs, and lack of quality to three major issues: --a lack of affordable universal access; --little focus on wellness, prevention, and care management; and --outrageous pricing, especially compared to other developed nations. Using his decades of experience, Marc outlines a bipartisan blueprint to transform America's unique system without upending the employer-based system. He relies on leading academic, research, and mainstream media sources from across the political spectrum to examine the U.S. healthcare system and compare it to those of other developed nations.
Download or read book Coverage Matters written by Institute of Medicine and published by National Academies Press. This book was released on 2001-10-27 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Roughly 40 million Americans have no health insurance, private or public, and the number has grown steadily over the past 25 years. Who are these children, women, and men, and why do they lack coverage for essential health care services? How does the system of insurance coverage in the U.S. operate, and where does it fail? The first of six Institute of Medicine reports that will examine in detail the consequences of having a large uninsured population, Coverage Matters: Insurance and Health Care, explores the myths and realities of who is uninsured, identifies social, economic, and policy factors that contribute to the situation, and describes the likelihood faced by members of various population groups of being uninsured. It serves as a guide to a broad range of issues related to the lack of insurance coverage in America and provides background data of use to policy makers and health services researchers.
Download or read book Your Guide to Budgeting for Healthcare Tips to Save Money on Health Insurance Plan Costs written by Dominga Leadbeater and published by . This book was released on 2021-05-19 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: Determining how much life insurance to buy can be a bit of a Goldilocks problem. You certainly don't want to buy too little. But you also don't want to buy too much and be spending money you could put to other uses. You want to get it just right. Term insurance is a much simpler product because it offers only life insurance coverage without cash value, making it much more affordable to purchase. A condensed version of Jon's original book, this work offers notes and highlights for a quick study of the fundamentals for efficient purchase of health insurance that maximizes savings.
Download or read book Health Insurance in America written by C. W. Conrad and published by Xlibris Corporation. This book was released on 2020-05-21 with total page 193 pages. Available in PDF, EPUB and Kindle. Book excerpt: When you hear the words "Health Insurance" do you break out into a cold-sweat? When you call your insurance company are you more confused and frustrated about your coverage after you hang up? You are not alone. Some studies say that more than one in four people in America have avoided care or treatment because they were unsure of what their health insurance covered, and a surprisingly large number of people were unsure if they even had health insurance. Health Insurance in America, a consumer's guide, is the first comprehensive health insurance guide written specifically for you; the consumer, to help you navigate the complex and often confusing world of Health Insurance, and make better decisions. It's written in easy to understand language and filled with real-life examples. Regardless of your prior experience or knowledge of insurance, you will find this guide to be an important part of your library. Now includes a look at the health insurance impact during the coronavirus pandemic of 2019/2020.
Download or read book Stop Buying Health Plans and Start Buying Health Insurance written by Jeffrey Ingalls and published by . This book was released on 2007-03 with total page 93 pages. Available in PDF, EPUB and Kindle. Book excerpt: We are all excellent consumers. We collectively have no problem clearly identifying what we want, how we want it and when the price is right. We make our educated presence known in almost every marketplace except one-healthcare. Managed care and its first dollar benefits have created a problem and the solution is . consumer directed healthcare. We can fix our system of healthcare and your second largest business expense, behind payroll, if we stop buying health plans and start buying health insurance.
Download or read book Dr Wacasey s Guide to Buying Health Insurance and Health Care written by Kevin Wacasey and published by Createspace Independent Publishing Platform. This book was released on 2016-10-24 with total page 234 pages. Available in PDF, EPUB and Kindle. Book excerpt: Let A Physician - Who's Also a Health Insurance Agent - Show You How To Pick The Best Health Insurance Plan. And Get The Best Prices on Health Care. Open enrollment is here! Don't even think about picking your next health insurance plan without reading what Dr. Kevin Wacasey, physician and licensed health insurance agent, has to say. In his book Dr. Wacasey cuts through the complexity of buying health insurance by revealing the dirty marketing tricks used to sell it, and shows you how spending more on Silver and Gold plans that have "better" coverage often ends up costing more than you could ever save. For example, would you ever put $3,000 into a slot machine that might pay $1,500 back - if you hit the jackpot? No? Well almost 46,000 Texas teachers did exactly that in 2015, when they paid over $3,000 extra in health insurance premiums to upgrade to a Gold plan, that had a $1,000 deductible. When they could have paid $3,000 less for the Bronze plan, that had a $2,500 deductible. Dr. Wacasey takes you with him as he goes shopping for his own health insurance, and with his Equation proves to you in ten different examples (straight from healthcare.gov) that when it comes to health insurance plans, the Bronze is almost always the best choice. He also provides a fascinating look at the history of how the health insurance industry took over our health care system, what that takeover did to the prices of health care, and how much health care really costs. With the average health insurance deductible in the thousands of dollars, the managed care era is officially over, so it's time for Americans to rethink how we buy health care. Individuals, businesses, and anyone else who pays for health insurance - or health care - will find Dr. Wacasey's book invaluable, as he shows how you can save lots of money - yet receive better care than ever before - in the first, truly consumer-driven health care system our country has ever known.
Download or read book Healthcare Choices written by Archelle Georgiou and published by Rowman & Littlefield. This book was released on 2017-02-16 with total page 209 pages. Available in PDF, EPUB and Kindle. Book excerpt: Making healthcare decisions is hard, but making the right choices has never mattered more. Healthcare Choices: 5 Steps to Getting the Care You Want and Needgives you the tools you need to choose the best medical care—for you. Archelle Georgiou, MD, explainsher CARES model, the formula she developed to help family, friends, and thousands of television viewers make smart healthcare decisions that balance the best medical options with individual preferences. Using more than 30 real-life stories and insider tips, she demonstrates how to use this step-by-step guide to access the medical information you need to evaluate your options and make well-informed choices. Whether you are addressing a life-threatening illness, self-managing a minor ailment, selecting a doctor, or buying insurance, Georgiou’s roadmap shows you how to be an active participant in your care. Her “go to” approach describes how to: Identify all treatment options for an illness, including those not mentioned by your doctor. Make treatment decisions that reflect your priorities and preferences. Find the best doctor to treat your condition. Communicate with your doctor and make shared treatment decisions. Choose the health insurance plan that’s right for you. Maintain a voice in your lifestyle as you age. Healthcare Choiceswill give you the confidence to advocate for the healthcare you want, need, and deserve.
Download or read book Health Insurance 101 written by Marilynn Drohan and published by Independently Published. This book was released on 2021-09-04 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt: When choosing the right health insurance plan for your specific needs and budget, it's important to consider all the options available to you. However, we understand that this is easier said than done and that there are a lot of confusing factors to keep in mind. Whether you're trying to find the best type of plan to choose through your employer-sponsored coverage, or you're just beginning to look into your individual health insurance options, this guide aims to break down the basics and provide you with additional resources to supplement your insurance journey. This is a useful, factual, non-partisan look at the current system for health insurance and getting health care in the U.S., including practical tips to help you save money on your health care, whether you have insurance or not. It is especially intended for self-employed people, freelancers, small-business owners, and others without access to employment-based group health insurance to understand all of the options and ways to save money. However, anyone can benefit from the useful tips and tricks as well as the overviews of important laws and issues for context. This well-researched book is full of valuable information, insights, and money-saving tips, and includes topics such as: -Different types of health insurance demystified and explained in a straightforward way -Practical advice on how to evaluate health plan options -How the Affordable Care Act of 2010 affected health insurance -How the premium subsidies work for individual insurance -Pros and cons of health care options and links for further reading -Interesting factoids on the continuing upward trend in healthcare costs and potential solutions Some of the many programs and options discussed include: -Individual insurance from the marketplace and outside the marketplace -Employment-based insurance for small and large businesses -Health savings accounts and ways to use them -Government programs including Medicaid, Medicare, and military heath programs -Short-term health insurance, accident insurance, and dental and vision insurance -Healthcare cost-sharing ministries -Paying cash, negotiating discounts, concierge medicine, and direct primary care -Telemedicine, medical tourism, discount cards, health clinics, and charity care
Download or read book Guide to Buying Health Insurance Sourcebook written by Angela Williams and published by Omnigraphic, Incorporated. This book was released on 2020 with total page 600 pages. Available in PDF, EPUB and Kindle. Book excerpt: This special edition provides information about understanding the importance and need for health insurance, medical billing, and a detailed study about private and public-health insurance in the United States.
Download or read book Get a Good Deal on Your Health Insurance Without Getting Ripped Off written by Jonathan Pletzke and published by Aji Publishing. This book was released on 2007-09 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt: Whether you currently have health insurance, are looking to purchase it, or believe it is simply something you cannot afford to buy, Get a Good Deal on Your Health Insurance Without Getting Ripped-Off offers every consumer a complete and concise guide to getting the most from individual, small business, Medicare, Medigap, and employer health insurance. This book and the accompanying website www.BestHealthInsuranceBook.com features: * Advice from health insurance agents and financial advisors. * A step-by-step process that guides you through buying health insurance * Plenty of sidebars and illustrations to keep a dry topic interesting * A method to compare your health insurance options, dollar-to-dollar, to get the best deal * Ways to avoid pitfalls, scams, and rip-offs using real world tips and examples * Tips to avoid losing health insurance when you leave a job, retire, retire early, or get laid off *Listings in the book and online that direct you to the right government, association, and business resources *A way to get your best deal whether you are young, old, healthy, or have a medical condition. Get a Good Deal on Your Health Insurance Without Getting Ripped-Off is concise, saving you time by not including any fluff or filler that you have to wade through, just useful information that is easy to understand and apply. Truly a hands-on cookbook for buying health insurance. Get a Good Deal on Your Health Insurance Without Getting Ripped-Off contains everything you need to know to make an educated decision about your health insurance and to be in control of this complex purchase.
Download or read book Affordable Health Insurance in America written by Edwin S. IV Havens and published by iUniverse. This book was released on 2006-05 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you need health insurance but aren't sure how to research or even find medical coverage? Affordable Health Insurance in America provides the resources you need to thoroughly examine and understand comprehensive, yet affordable, health plans. Over forty million Americans live without health insurance; and approximately twenty-five percent of personal bankruptcy filings each year are the result of individuals being unable to pay their medical bills. Attorney and author Edwin Havens teaches you what questions to ask when searching for the right plan for you and your family. Havens also educates you on what aspects of coverage are most important to your personal circumstances. He offers secrets and tips on topics such as the following: Hidden sources that offer affordable health insurance coverage Researching state and federal programs All the factors to consider when purchasing a health insurance plan The United States government may never offer a nationwide health care program, but having adequate health insurance is a necessity of modern life. Affordable Health Insurance in America will provide you the information, resources, and perspectives you need to make an educated and informed decision about medical coverage.
Download or read book The Complete Idiot s Guide to Medical Care for the Uninsured written by Donna Raskin and published by Penguin. This book was released on 2008-04-01 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt: At a time when healthcare costs are skyrocketing, approximately 47 million Americans are without medical insurance. Setting aside the debate over healthcare in the U.S., this guide explores the best options for those without insurance. Readers will find information on state and federal resources for the uninsured, choosing a hospital, saving on prescription medications, and when to use the emergency room and when to use a clinic. *?According to The New York Times, "more than 1?3 of the uninsured-17 million of the nearly 47 million-have family incomes of $40,000 or more" ?According to the Kaiser Commission on Medicaid and the uninsured, there were 6.6 million uninsured people in high-income homes in 2001, and that number has now increased
