Download or read book The Grain Banking Model written by Anna Wolff and published by GRIN Verlag. This book was released on 2010-04 with total page 105 pages. Available in PDF, EPUB and Kindle. Book excerpt: Diploma Thesis from the year 2006 in the subject Economics - Case Scenarios, grade: 1,3, European University Viadrina Frankfurt (Oder) (Europa-Universität Viadrina / Reims Management School), language: English, abstract: The rural sector in development countries is characterized by high covariant risk, high client dispersion and lack of suitable collateral. These problems lead to high information asymmetry within the agricultural lending process. Because information is incomplete agricultural lending is costly. Consequently many micro finance institutions (MFIs) have concentrated their branches and activities in urban areas. Therefore scepticism is growing about their role in mobilising rural savings and offering rural lending services. Financial cooperatives demanding compulsory savings and enforcing group lending schemes are able to reduce information asymmetry and hence transaction costs of agricultural lending. Since the financial cooperative follows a minimalist approach, it does not offer non-financial services such as storage facilities, training in farming techniques or the treatment of agricultural produce. In order to enhance clients' ability to utilize credit, and thereby to improve their repayment rates, an MFI should follow the integrated approach. The MFI with an integrated approach offers credit combined with non-financial services. The grain bank is seen as a financial institution which links products and services of the financial cooperative with those of the integrated approach. The grain bank replaces physical cash with grains and farm inputs. Six main products are offered by the grain bank: savings in grain, input credit, inventory credit, household food security loan, storage services and training services. Further the grain bank provides access to input and output markets otherwise not available for the farmer. The Ghanaian "Centre for Agriculture and Rural Development" (CARD) is such a grain bank. The results show that CARD has a better financ
Download or read book Working with the Grain written by Brian Levy and published by Oxford University Press. This book was released on 2014 with total page 285 pages. Available in PDF, EPUB and Kindle. Book excerpt: The development discourse has long been dominated by best practices prescriptions for reform, but these are not a useful way of responding to the governance ambiguities of the early 21st century. Working with the Grain draws on both innovative scholarship and Brian Levy's quarter century of experience at the World Bank to lay out an alternative-a practical, analytically grounded, "with-the-grain" approach to reducing poverty and addressing weaknesses in governance. Best practice prescriptions confuse the goals of development with the journey of getting from here to there. A strong rule of law, capable and accountable governments, and a flexible, level playing field business environment are indeed desirable end points. But the ability to describe well-governed states does not conjure them into existence. If the only available actions are all or nothing, then efforts at change will almost certainly fall short, leading to disillusion and despair. By contrast, this book takes as its point of departure the realities of a country's economy, polity and society, and directs attention towards the challenges of initiating and sustaining forward development momentum. The book: -- distinguishes among four broad groups of countries, according to whether polities are dominant or competitive, and whether institutions are personalized or impersonal -- identifies alternative options for governance and policy reform-top down options which endeavor to strengthen formal institutions, and options supporting the emergence of "islands of effectiveness" -- explores how to identify entry points for change where there is a good fit between divergent country contexts and alternative options for reform. Sometimes the binding constraint to forward movement can be institutional, making governance reform the priority; at other times, the priority can better be on inclusive growth. Taking the decade-or-so time horizon of practitioners, the aim is to nudge things along-seeking gains that initially may seem quite modest but sometimes can give rise to a cascading sequence of change for the better.
Download or read book Export Grain Bank written by United States. Congress. House. Committee on Agriculture. Subcommittee on Wheat, Soybeans, and Feed Grains and published by . This book was released on 1982 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book CU 2 0 written by Kirk Drake and published by . This book was released on 2017-06-14 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt: In recent decades, credit unions have seen unprecedented threats, due in large part to an eighty-year-old business model and an inability to adapt quickly to a digital economy. But Kirk Drake has devised a powerful plan to revitalize these noble institutions, making them more competitive, more creative, more connected with their membership, and more in tune with the times. A serial entrepreneur focused on credit-union technology, Drake has written a must-read manual for every CU board member, CEO, and management team in America. The first and only book of its kind, CU 2.0 offers essential strategies for leveraging the latest technologies to facilitate organizational growth and foster more even competition with the banking industry. With the tools provided here, the CU of tomorrow will be better equipped to empower its employees, while giving its members the superior financial service they want and need. It's time to be innovative and bold, to challenge long-standing inefficiencies and move away from the "old school" methods of doing business. CU 2.0 provides the skills, the savvy, and the fresh ideas necessary to finally transport the credit union out of the twentieth century and into the twenty-first.
Download or read book Farm Credit and the Banking System written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1980 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The U S Banking System written by Felix I. Lessambo and published by Springer Nature. This book was released on 2019-12-18 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: The U.S. banking system differs from many countries both in the range of services supplied and the complexity of operations. Meanwhile, the U.S. financial markets have become the attraction of worldwide investors. This book explains the three key aspects of the industry: the laws governing the banking institutions, the regulations thereof, and their economics and financial statements in a manner not covered by any competitive publications, of interest to both professionals and scholars who want to better grasp this industry. Auditing a bank and/or liquidating a bank require a set of rules not always well understood. The book provides such an overview.
Download or read book The Theory of Free Banking written by George A. Selgin and published by Rowman & Littlefield Publishers. This book was released on 1988 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: To find more information about Rowman and Littlefield titles, please visit www.rowmanlittlefield.com.
Download or read book The Great Banking Scam Is the American Banking System Stealing Your Money written by Dueep Jyot Singh and published by Mendon Cottage Books. This book was released on 2016-03-20 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt: Table of Contents Introduction The Great Credit Card Scam Interest Rates in China China Interest Rates Japanese Banking Interest Rates Japan Interest Rates UK Bank InterestRrates United Kingdom Interest Rates United States Interest Rates Middle East banking rates India Banking Rates India Interest Rates Buy Now Pay Later/Credit Cards During the Great Depression Debt Consolidation The Great Loan Scam The PayPal Interest Scam The Great Safe/Bank Locker Scam How Safe Is Your Safe? Conclusion Authors Bio Publisher Introduction I got this idea as an eye-opener about American banking processes and systems and their comparison with other systems all over the world, when I was speaking to my publisher, Mr. Davidson about the amount of interest being paid by American banks to their account holders. When he said 0.25%. I was shocked. Literally open mouthed. For a moment I thought 25%, which was pretty high and in keeping with the prosperous state of American finances and economy as seen through the rest of the world. But when I saw the decimal point, it was – I Do Not Believe That. In America? Not even 2.5%? The rest of the world looks up to America as one of the great financial leaders of the world. However, Americans do not know that for more than 250 years, they are being regularly stolen from, by their own bankers because naturally the bankers are not going to educate them or inform them about the unethical banking practices practiced down the generations, and they have been getting away with that with impunity. This book is an eye-opener, written by an ex-banker, So Friends, Brothers, Americans, lend me thy ears, I come not to praise your banking system, but to bury it. In this book, you are going to get to know all about America’s history of banking, this system’s encouragement of your reliance on credit cards, depth, consolidation, mortgage system, and other practices, which you have taken for granted because your parents and their parents and their parents did that.
Download or read book For the Grains written by Prof. K.V. Thomas and published by D C Books. This book was released on 2013-01-29 with total page 153 pages. Available in PDF, EPUB and Kindle. Book excerpt: A selection of speeches made by Prof. K.V. THOMAS while he was Union Minister of State for Agriculture, Consumer Affairs, Food and Public Distribution, Govt. of India from May, 2009 and January, 2011
Download or read book Banking written by and published by . This book was released on 1914 with total page 600 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Guidelines for the Establishment Operation and Management of Cereal Banks written by Jan Kat and published by Food & Agriculture Org.. This book was released on 1992 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Observations on the Circulation of Individual Credit and on the Banking System of England written by B. A. Heywood and published by . This book was released on 1812 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Readings in Money Credit and Banking Principles written by Ivan Wright and published by . This book was released on 1926 with total page 1104 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing for Domestic Farm Labor written by United States. Congress. Senate. Committee on Banking and Currency and published by . This book was released on 1963 with total page 1824 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Research Handbook on International Banking and Governance written by James R. Barth and published by Edward Elgar Publishing. This book was released on 2012-01-01 with total page 767 pages. Available in PDF, EPUB and Kindle. Book excerpt: The recent financial crisis has stimulated much debate on the governance of financial institutions, as well as research on the effects of governance arrangements on risk-taking, performance and financial institutions more generally. Furthermore, researchers are asking how regulation, legislation, politics and other factors influence the governance of financial institutions and their behavior in different dimensions. The specially commissioned contributions featured in this timely Handbook confront these complex issues. The contributors – top international scholars from finance, law and business – explore the role of governance, both internal and external, in explaining risk-taking and other aspects of the behavior of financial institutions. Additionally, they discuss market and policy features affecting objectives and quality of governance. The chapters provide in-depth analysis of factors such as: ownership, efficiency and stability; market discipline; compensation and performance; social responsibility; and governance in non-bank financial institutions. Only through this kind of rigorous examination can one hope to implement the financial reforms necessary and sufficient to reduce the likelihood and severity of future crises. Bringing the reader to the frontier of research on governance of financial institutions, this volume is sure to inspire future research in scholars and students of financial institutions, governance and banking as well as all those involved with private financial institutions and public regulatory and supervisory authorities.
Download or read book Managing Plant Genetic Diversity written by V. Ramanatha Rao and published by CABI. This book was released on 2001-12-13 with total page 510 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book contains edited and revised papers from a conference on 'Science and Technology for Managing Plant Genetic Diversity in the 21st Century' held in Malaysia in June 2000, organised by the International Plant Genetic Resources Institute (IPGRI). It includes keynote papers and some 40 additional ones, covering ten themes.The major scientific challenges to developing a global vision for the next century are identified and key research objectives are also discussed.
Download or read book Proceedings written by and published by . This book was released on 1982 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt:
