Download or read book The Foreclosure Phenomenon written by Joaquin F. Benitez and published by Benitez Holdings Limited. This book was released on 2013-03 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: Thousands of homeowners across the United States and Canada are being affected by the Foreclosure Phenomenon on a daily basis. Foreclosures are plaguing our society more than they ever have before, and the biggest challenge that struggling homeowner's face is the lack of reliable information available to them. Consider this book your foreclosure survival guide. If you are going through a foreclosure proceeding, are struggling to make your mortgage payments or are being threatened to have your house foreclosed on, this book is for you. The Foreclosure Phenomenon puts foreclosures into the simplest terms possible. It offers new insight on foreclosures from the banks perspective and more importantly it offers struggling homeowners ideas and strategies that they can use to successfully defend their home from a foreclosure. You are given a clear overview on what a foreclosure is, how court proceedings are carried out, and most importantly how you as a homeowner can save your home from a foreclosure. This book offers you a step-by-step guide on what you need, what information you need to obtain and from who, who you need to talk to, what you need to do and what to do with all of this information you have collected. In addition, each chapter outlines the different types of financial situations you may be experiencing - you could be ahead, breaking even, or underwater. The author offers suggestions and strategies any homeowner can easily implement regardless of which specific situation they find themselves in. The author gives his reader access to bonus information on how to calculate property value, a sample household income and expense budget, a link on how to improve communication and offers guidelines on how to create a lease-to-own agreement, through four separate appendixes. In his holistic approach to tackling the Foreclosure Phenomenon he offers his readers suggestions on how to address the emotional, physical and mental toll the foreclosure procedure has on a struggling homeowner. No matter what your current situation is, you can overcome the challenges faced in a foreclosure proceeding and succeed. The author has a distinct perspective on foreclosure proceedings, having experienced one himself during the economic slowdown in the mid 1990's. He connects with his audience in a deeper and more thoughtful way. This book was written as though the author is right beside you, as though you have a best friend calming you down and giving you advice throughout the entire process. Joaquin captures his audience with clear and concise strategies any homeowner can use and benefit from. He outlines what the foreclosure phenomenon is, how it directly impacts you as a homeowner and what steps can be taken to lessen its bearing on you. This is a great book for any homeowner struggling to keep up with their mortgage payments. You can take control and protect your home from foreclosure and walk away with little to no damage to your credit. Every chapter, every page is filled with a multitude of tips, hints and guidelines you can use to save your home. You can defend your home from a foreclosure and along the way he will remind you that "Everything is going to be ok."

Download or read book Report to Congress on the Root Causes of the Foreclosure Crisis written by Christopher E. Herbert and published by DIANE Publishing. This book was released on 2010-06 with total page 83 pages. Available in PDF, EPUB and Kindle. Book excerpt: Analyzes data and trends in the residential housing market and reviews the academic lit. and industry press on the root causes of the current foreclosure crisis (FC). Provides a review of policy responses and recommended actions to mitigate the FC and help prevent similar crises from occurring in the future. Contents: (1) Trends in Delinquencies and Foreclosures: Regional Trends in Foreclosures; (2) Lit. Review: General Lit. on Causes of Foreclosures and Delinquencies; Lit. Assessing Causes of the Current FC; Factors Enabling Expanded Risky Lending; (3) Policy Responses to the FC: Efforts To Address Rising Foreclosures; Efforts To Reduce the Risk of High Rates of Mortgage Foreclosures in the Future; Mortgage Market Reform. Illus.

Download or read book The Foreclosure of America written by Adam Michaelson and published by Penguin. This book was released on 2009-01-06 with total page 372 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now in paperback-an inside look at Countrywide Home Loans and the mortgage crisis, from a former mortgage lender executive. In July 2004, Adam Michaelson attended a high-level meeting at Countrywide Financial headquarters about a new loan product that would allow borrowers to pay less than their minimum monthly payment. The "finance jocks" believed that the booming housing market would only get bigger, supporting homeowners in a cycle of borrowing against their houses and refinancing later. They were wrong. And when the bottom dropped out, Countrywide suffered the consequences-as did millions of Americans. With an insider's knowledge and thorough reporting on the impact on American families and the ripple effects on the economy, Michaelson examines the marketing of a mirage and the bad business decisions that destroyed a company, confronts the ethical questions that have arisen in the wake of the foreclosure crisis, and offers creative proposals to prevent such a meltdown from ever happening again.

Download or read book Foreclosed written by Christopher K. Odinet and published by Cambridge University Press. This book was released on 2019-02-07 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Foreclosed, Christopher K. Odinet gives voice to the stories of homeowners that have been neglected, particularly those facing foreclosure and deep financial distress. The book reveals the powerful and often invisible mortgage servicing industry, the tremendous discretionary power it wields over the housing lives of most Americans, and the servicing problems that still persist today. In doing so, it unveils a quiet and dangerous market shift in mortgage servicing - namely, an ongoing move toward a shadow banking sector where regulation is weak - that threatens the stability of our housing finance system. Ultimately, the book demonstrates how the law does not afford homeowners the protection most think and how regulation of these mortgage middlemen remains weak. Foreclosed should be read by anyone concerned with the state of housing and home ownership in the United States.

Download or read book The ForeclosureS com Guide to Advanced Investing Techniques You Won t Learn Anywhere Else written by Alexis McGee and published by John Wiley & Sons. This book was released on 2008-03-31 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the cofounder of ForeclosureS.com, this handy guide shows you the inside secrets of successful foreclosure investing that professional investors don?t want you to know. It covers three main strategies: buying the deed and taking the title through foreclosure; buying through foreclosure auctions; and buying from REO lender auctions. Together, these three strategies offer big-time profit-making opportunities for first-time and seasoned investors alike. If you want to take the next step to investing success, this is the guide for you.

Download or read book The Foreclosure Crisis written by United States. Congress. House. Committee on Oversight and Government Reform and published by . This book was released on 2011 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Reducing Foreclosures written by Christopher Foote and published by DIANE Publishing. This book was released on 2009 with total page 53 pages. Available in PDF, EPUB and Kindle. Book excerpt: Takes a skeptical look at a leading argument about what is causing the foreclosure crisis and what should be done to stop it. The authors focus on two key decisions: the borrower's choice to default on a mortgage and the lender's subsequent choice whether to renegotiate or modify the loan. Unaffordable loans, defined as those with high mortgage payments relative to income at origination, are unlikely to be the main reason that borrowers decide to default. The efficiency of foreclosure for investors is a more plausible explanation for the low number of modifications to date. Policies designed to reduce foreclosures should focus on ameliorating the effects of job loss rather than modifying loans to make them more affordable on a long-term basis. Illustrations.

Download or read book The Rise and Fall of the US Mortgage and Credit Markets written by James Barth and published by John Wiley & Sons. This book was released on 2009-06-22 with total page 560 pages. Available in PDF, EPUB and Kindle. Book excerpt: The mortgage meltdown: what went wrong and how do we fix it? Owning a home can bestow a sense of security and independence. But today, in a cruel twist, many Americans now regard their homes as a source of worry and dashed expectations. How did everything go haywire? And what can we do about it now? In The Rise and Fall of the U.S. Mortgage and Credit Markets, renowned finance expert James Barth offers a comprehensive examination of the mortgage meltdown. Together with a team of economists at the Milken Institute, he explores the shock waves that have rippled through the entire financial sector and the real economy. Deploying an incredibly detailed and extensive set of data, the book offers in-depth analysis of the mortgage meltdown and the resulting worldwide financial crisis. This authoritative volume explores what went wrong in every critical area, including securitization, loan origination practices, regulation and supervision, Fannie Mae and Freddie Mac, leverage and accounting practices, and of course, the rating agencies. The authors explain the steps the government has taken to address the crisis thus far, arguing that we have yet to address the larger issues. Offers a comprehensive examination of the mortgage market meltdown and its reverberations throughout the financial sector and the real economy Explores several important issues that policymakers must address in any future reshaping of financial market regulations Addresses how we can begin to move forward and prevent similar crises from shaking the foundations of our financial system The Rise and Fall of the U.S. Mortgage and Credit Markets analyzes the factors that should drive reform and explores the issues that policymakers must confront in any future reshaping of financial market regulations.

Download or read book Addressing the Impact of the Foreclosure Crisis Federal Reserve Mortgage Outreach and Research Efforts written by and published by DIANE Publishing. This book was released on 2010 with total page 27 pages. Available in PDF, EPUB and Kindle. Book excerpt: This publication highlights MORE-sponsored projects designed to communicate best practices and information about innovative programs to improve conditions in neighborhoods affected by high rates of foreclosure. It also reviews initiatives undertaken by the various Reserve Banks and the Board of Governors to respond to the foreclosure crisis.

Download or read book Smart Money Guide to Bargain Homes written by James I. Wiedemer and published by Dearborn Trade Publishing. This book was released on 1994 with total page 246 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a foreclosure lawyer and broker with years of first-hand experience, this book is filled with explanations of foreclosure procedures geared to the new, small investor and prospective homebuyer. Emphasizes bargains available from lending institutions and government agencies such as HUD, VA, and FNMA.

Download or read book Race as Phenomena written by Emily S. Lee and published by Rowman & Littlefield. This book was released on 2019-07-09 with total page 253 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book introduces and explores the relation between race and phenomenology through varied African American, Latina, Asian American, and White American perspectives. Phenomenology is best known as a descriptive endeavor to more accurately describe our experience of the world. These essays examine the ways in which this relation between phenomenology and race acts as a site of racial meaning. Philosophy of race conceives race as a social construction. Because of the sedimentation of racial meaning into the very structure and practices of society, the socially constructed meanings about features of the body are mistaken as natural. Hence although racial meaning is theoretically recognized as socially constructed, during an every-day interaction, racial meaning is mistaken as inevitable and natural. Ideal for advanced students in phenomenology and philosophy of race, this volume pushes the phenomenological method forward by exploring its relation to questions within philosophy of race.

Download or read book Life without a Ground A Praxis of Being in the World written by Daniil Koloskov and published by Springer Nature. This book was released on with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Helping Homeowners Harmed by Foreclosures written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing, Transportation, and Community Development and published by . This book was released on 2013 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Coping with the Foreclosure Crisis written by United States. Congressional Oversight Panel and published by . This book was released on 2009 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book How to Make a Fortune from the Biggest Market Opportunitiesin U S History written by Ron Insana and published by Penguin. This book was released on 2010-12-28 with total page 157 pages. Available in PDF, EPUB and Kindle. Book excerpt: A CNBC senior analyst reveals what you need to know to take advantage of today's economy to rebound and rebuild lost nest eggs and fortunes. For those in the know, today's financial headlines don't spell disaster. They spell the sale of a century. But it takes a trustworthy veteran of the trading trenches to guide investors through these volatile times. Drawing on his two decades as a financial reporter, plus three recent years working on Wall Street, Ron Insana helps readers restore their depleted portfolios by showing them: ? How to determine reemerging opportunities in submerged markets ? Where to invest in really legit real estate ? How to magnify the magnificent opportunities in municipal bonds and Treasury Inflation Protected Securities (TIPS) ? Where to go mining for the rare gems among the heaps of junk bonds The paperback edition is completely revised and updated with timely advice for a recovering economy. For anyone sifting through retirement- account wreckage or a tanking net worth, How to Make a Fortune from the Biggest Market Opportunities in U.S. History is the ultimate rescue manual for reaping rich rewards.

Download or read book Nine tenths of the Law written by Hannah Dobbz and published by AK Press. This book was released on 2012-11-27 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Millions of foreclosed homes and abandoned buildings on one hand; millions of Americans desperate for decent shelter on the other. Hannah Dobbz makes the necessary addition of resources and needs in a book that is both a brilliant history of squatting in the USA and a template for the next stage of the Occupy movement.--Mike Davis, author of Planet of Slums and Buda's Wagon How does "property" fit into designs for an equitable society? Nine-tenths of the Law examines the history of squatting and property struggles in the United States, from colonialism to twentieth century urban squatting and the foreclosure crisis of the late 2000s, and how such resistance movements shape the law. Stories from our most hard-hit American cities show that property is truly in crisis: One in five homes in Buffalo, NY, are abandoned. Our national housing vacancy rate is 14 percent. If we gave a house to every homeless person in the United States two-thirds of that stock would remain empty. In May of 2011, one in every 103 homes in Nevada was in foreclosure. Nine-tenths of the Law expands our understanding of property law and highlights recent tactics like creative squatting ventures and the use of adverse possession to claim title to vacant homes. Hannah Dobbz unveils the tangled relationship Americans have always had in creating and sustaining healthy communities. Hannah Dobbz is a writer, editor, filmmaker, and former squatter. In 2007 she produced a film about squatters in the Bay Area called Shelter. The film has screened widely at universities, bookstores, and community spaces, including the 2009 Three Rivers Film Festival in Pittsburgh, Pennsylvania.

Download or read book The Foreclosure Echo written by Linda E. Fisher and published by Cambridge University Press. This book was released on 2019-07-18 with total page 227 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fisher and Fox demonstrate how ordinary people experienced the foreclosure crisis and how lenders and public institutions failed to protect them.