Download or read book The Economic and Social Contributions of Life Insurance to the Nation written by Institute of Life Insurance (New York, N.Y.) and published by . This book was released on 1959 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Comomic and Social Contributions of Life Insurance to the Nations written by Symposium on the Economic and Social Contributions of Life Insurance to the Nation. New York, 1959 and published by . This book was released on 1959 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Economic and Social Contributions of Life Insurance to the Nation written by and published by . This book was released on 1959 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Economic and Social Contributions of Life Insurance to the Nation written by Detlev Wulf Bronk and published by . This book was released on 1959 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Determinants of Life Insurance Consumption across Countries written by Thorsten Beck and published by World Bank Publications. This book was released on 2002 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Economic Relation of Life Insurance to Society and State written by American Academy of Political and Social Science and published by . This book was released on 1898 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Economic and Social Contributions of Life Insurance to the Nation written by Institute of Life Insurance (New York, N.Y.) and published by . This book was released on 1959 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Merits of Life Insurance written by Elma Satrovic and published by GRIN Verlag. This book was released on 2018-09-10 with total page 189 pages. Available in PDF, EPUB and Kindle. Book excerpt: Document from the year 2018 in the subject Economics - Finance, grade: 14, University of Sarajevo, language: English, abstract: In this book linear panel data estimators are employed to investigate the relationship between life insurance and economic growth. This study contributes to previous studies by using Maximum likelihood estimation of dynamic panel that was not used in previous studies concerning the aforementioned relationship; by controlling for number of factors thought to influence economic growth; by referring to a much larger number of countries and by exploring the relationship between life insurance and economic growth while controlling for the degree of financial sector development, as well as for the regional and income disparities. Sixteen models that explore the impact of control variables integrated singly in the equations and an integrated model that controls for the impact of all key variables are estimated. Empirical results reveal a significant positive relationship between life insurance and economic growth in models -. Education is reported to have a positive impact on economic growth. Government spending is found to have a negative impact on economic growth, while model reports that inflation has a negative impact on economic growth. Trade openness is not reported to have a significant impact on economic growth in model. Model reveals a significant positive impact of banking sector on economic growth; significant negative impact of non-life insurance sector while stock market is not reported to have a significant impact. An integrated model that controls for the impact of all key variables gives a strong support to the results obtained in models -. Results of models - that attempt to control for the importance of regional disparities indicate that a significant positive relationship between life insurance and economic growth is reported for all regions but South Asia and North America. Models - that additionally control for differences in levels of development reveal a significant positive relationship between life insurance and economic growth in high-, middle- and low-income countries.
Download or read book Social Health Insurance for Developing Nations written by R. Paul Shaw and published by World Bank Publications. This book was released on 2007-01-01 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: Specialist groups have often advised health ministers and other decision makers in developing countries on the use of social health insurance (SHI) as a way of mobilizing revenue for health, reforming health sector performance, and providing universal coverage. This book reviews the specific design and implementation challenges facing SHI in low- and middle-income countries and presents case studies on Ghana, Kenya, Philippines, Colombia, and Thailand.
Download or read book Vital Statistics in Relation to Life Insurance written by Louis I. Dublin and published by Forgotten Books. This book was released on 2018-04-29 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Vital Statistics in Relation to Life Insurance: Paper Read Before Subsection B, Section VIII, "Public Health and Medical Science," of the Second Pan-American Scientific Congress, Washington, December 30, 1915 Life insurance companies provide protection against the economic losses resulting from death. Consequently they must have, as guides for making their premium rates, the facts as to the mortality of their possible membership. The data of mortality must be analyzed for each year of age and for such distinctions as color, sex, and the general economic and social condition of the insured. This is the basis of the life insurance companies' interest in vital statistics, and, just as they have been dependent on this science for their safety and growth, so they have been, in turn, a very potent influence in its progress. In England, where modern life insurance first took definite form, and where it has attained the widest exten sion, vital statistics has likewise found its highest development. In other countries of Europe we find, with the growth of insur ance systems, a simultaneous advancement of vital statistics to serve the ends of insurance and of other social activities. The history of vital statistics and of life insurance in America likewise points to a most intimate and profitable interrelation. One need only recall contributions so basically important as the reports of Elizur Wright, 1859-1867, who, as first Com missioner of Insurance in 'massachusetts, gave direction to the evolution of insurance mortality experience; the American Experience Table of Mortality, first published in its present form by Sheppard Homans of the Mutual Life Insurance Company, in 1868; the report of Levi Meech, 1881, covering the mortality experience of thirty American life companies for geo graphic divisions of the country and for certain of the more important causes of death; and the report of E. J. Marsh of the Mutual Life Insurance Company, 1896, which continued further the analysis, by causes, of the mortality of persons insured under the old line plan. For many years the reports of the Actuarial Society of America have been replete withvaluable material for the statistical investigator. Mention should be made of the Specialized Mortality Investigation of 1904 by this Society, and more recently of the report made in conjunction with the Association of Life Insurance Medical Directors under the title, medico-actuarial Mortality Investi gation. These volumes have thrown a flood of light on the mortality of large groups of our population as influenced by sex, by occupation, by physique, by conjugal condition, and by habits of life; they constitute most important contributions to the vital statistics of this country. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Download or read book Social Functions and Economic Aspects of Health Insurance written by William A. Rushing and published by Springer. This book was released on 2011-09-26 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Statistics published by the U. S. Department of Commerce (1980) indicate that in 1977 we spent 8. 1% of our gross national product (GNP) on life, health, property-casualty, and other forms of insurance. An additional 5. 7% was used to pay the Social Security tax, which is another form of insurance premium, for a total of 14. 8% of the GNP. \ Although insurance had its historical origin in marine insurance, it has now developed into one of the major industries of the American economy and extends into many areas of economic activity. One area where growth has been particularly strong is the medical sector. Health insurance is a major institution in all industrialized countries. It became a government responsibility in 1883 when Bismarck intro duced a compulsory program of health insurance for industrial workers in Germany. Programs for workers in various industrial and income categories soon followed in other European countries-Austria (1888), Hungary (1891), Norway (1909), Servia (1910), Great Britain (1911), and Russia and Romania (1912) (Rubinow, 1913:250). Programs in these countries were extended in subsequent years, and other countries in Europe followed with their own programs. Consequently, today most industrial countries have universal or near-universal health insurance coverage. In the United States the issue of national health insurance has been seriously debated since just prior to World War I, and polling data since the 1930s show that a substantial majority of the public has been supportive of such a program (Erskine, 1975).
Download or read book Determinants of Life Insurance Consumption Across Countries written by Thorsten Beck and published by . This book was released on 2013 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The importance of life insurance companies as part of the financial sector has significantly increased over the past decades, both as provider of important financial services to consumers and as a major investor in the capital market. However, the authors still observe a large variance in life insurance consumption across countries, which raises the question of its determinants. The authors use a greatly expanded data set on life insurance consumption to examine the determinants of the demand and supply of life insurance products across countries and over time. Using a cross-sectional sample of 63 countries averaged over 1980-96, the authors find that educational attainment, banking sector development, and inflation are the most robust predictors of life insurance consumption, while income is only a weak predictor. The results on educational attainment and inflation are confirmed in a panel of 23 countries over the period 1960-96. The results strengthen the case for promoting price stability, financial sector reform, and an efficient education system if life insurance and its many benefits are to be fully realized in an economy.
Download or read book Impact of Health Insurance in Low and Middle income Countries written by Maria-Luisa Escobar and published by Brookings Institution Press. This book was released on 2010 with total page 239 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past twenty years, many low- and middle-income countries have experimented with health insurance options. While their plans have varied widely in scale and ambition, their goals are the same: to make health services more affordable through the use of public subsidies while also moving care providers partially or fully into competitive markets. Until now, however, we have known little about the actual effects of these dramatic policy changes. Understanding the impact of health insurance-based care is key to the public policy debate of whether to extend insurance to low-income populationsand if so, how to do itor to serve them through other means.
Download or read book Insurance and Issues in Financial Soundness written by Nigel Davies and published by International Monetary Fund. This book was released on 2003-07-01 with total page 45 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper explores insurance as a source of financial system vulnerability. It provides a brief overview of the insurance industry and reviews the risks it faces, as well as several recent failures of insurance companies that had systemic implications. Assimilation of banking-type activities by life insurers appears to be the key systemic vulnerability. Building on this experience and the experience gained under the FSAP, the paper proposes key indicators that should be compiled and used for surveillance of financial soundness of insurance companies and the insurance sector as a whole.
Download or read book Hidden Costs Value Lost written by Institute of Medicine and published by National Academies Press. This book was released on 2003-06-19 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: Hidden Cost, Value Lost, the fifth of a series of six books on the consequences of uninsurance in the United States, illustrates some of the economic and social losses to the country of maintaining so many people without health insurance. The book explores the potential economic and societal benefits that could be realized if everyone had health insurance on a continuous basis, as people over age 65 currently do with Medicare. Hidden Costs, Value Lost concludes that the estimated benefits across society in health years of life gained by providing the uninsured with the kind and amount of health services that the insured use, are likely greater than the additional social costs of doing so. The potential economic value to be gained in better health outcomes from uninterrupted coverage for all Americans is estimated to be between $65 and $130 billion each year.
Download or read book What We Owe Each Other written by Minouche Shafik and published by Princeton University Press. This book was released on 2022-08-23 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: From one of the leading policy experts of our time, an urgent rethinking of how we can better support each other to thrive Whether we realize it or not, all of us participate in the social contract every day through mutual obligations among our family, community, place of work, and fellow citizens. Caring for others, paying taxes, and benefiting from public services define the social contract that supports and binds us together as a society. Today, however, our social contract has been broken by changing gender roles, technology, new models of work, aging, and the perils of climate change. Minouche Shafik takes us through stages of life we all experience—raising children, getting educated, falling ill, working, growing old—and shows how a reordering of our societies is possible. Drawing on evidence and examples from around the world, she shows how every country can provide citizens with the basics to have a decent life and be able to contribute to society. But we owe each other more than this. A more generous and inclusive society would also share more risks collectively and ask everyone to contribute for as long as they can so that everyone can fulfill their potential. What We Owe Each Other identifies the key elements of a better social contract that recognizes our interdependencies, supports and invests more in each other, and expects more of individuals in return. Powerful, hopeful, and thought-provoking, What We Owe Each Other provides practical solutions to current challenges and demonstrates how we can build a better society—together.
Download or read book Life Insurance in Europe written by Marta Borda and published by Springer. This book was released on 2021-10-23 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the challenges for the life insurance sector in Europe arising from new technologies, socio-cultural and demographic trends, and the financial crisis. It presents theoretical and applied research in all areas related to life insurance products and markets, and explores future determinants of the insurance industry’s development by highlighting novel solutions in insurance supervision and trends in consumer protection. Drawing on their academic and practical expertise, the contributors identify problems relating to risk analysis and evaluation, demographic challenges, consumer protection, product distribution, mortality risk modeling, applications of life insurance in contemporary pension systems, financial stability and solvency of life insurers. They also examine the impact of population aging on life insurance markets and the role of digitalization. Lastly, based on an analysis of early experiences with the implementation of the Solvency II system, the book provides policy recommendations for the development of life insurance in Europe.
