Download or read book Student Loan Default Reduction Initiatives written by Lauro Cavazos and published by . This book was released on 1989 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Student Loan Default Reduction Initiatives written by Lauro Cavazos and published by . This book was released on 1989 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Defaulted Student Loans written by United States. General Accounting Office and published by . This book was released on 1990 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Guaranteed Student Loans Potential Default and Cost Reduction Options written by United States. General Accounting Office and published by . This book was released on 1988 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Reducing Student Loan Defaults written by and published by . This book was released on 1990 with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Guaranteed Student Loans written by United States. General Accounting Office and published by . This book was released on 1987 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Defaults in the Federal Guaranteed Student Loan Programs written by United States. Congress. House. Committee on Education and Labor. Subcommittee on Postsecondary Education and published by . This book was released on 1988 with total page 422 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Problems of Default in the Guaranteed Student Loan Program written by United States. Congress. Senate. Committee on Labor and Human Resources. Subcommittee on Education, Arts, and Humanities and published by . This book was released on 1988 with total page 1024 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Toward the Reduction of Student Loan Defaults in New Jersey written by New Jersey Default Task Force and published by . This book was released on 1988 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Toward the Reduction of Student Loan Defaults in New Jersey written by New Jersey Default Task Force and published by . This book was released on 1988 with total page 74 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Staff Report on the Guaranteed Student Loan Program written by United States. Congress. House. Committee on Education and Labor. Subcommittee on Postsecondary Education. Belmont Task Force and published by . This book was released on 1988 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Default Prevention written by Brandon Jouganatos and published by . This book was released on 2014 with total page 302 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of this study was to research default prevention strategies colleges can utilize to reverse student loan default among two-year colleges. Specifically, this study sought to identify what current actions financial aid departments are taking toward student loan default prevention. Controlling for different variables guided by theory and research, this study sought to identify any outlier colleges with lower default rates than would be otherwise predicted by their population and/or institutional characteristics. A mixed methods approach was utilized to collect the data for the study; U.S. Department of Education databases allowed the researcher to gather cohort default rates and other institutional characteristics of two-year colleges for analysis. The researcher used the institutional data for regression analysis to determine the predictive relationship between multiple institutional characteristics of two-year colleges and student loan default. The analysis examined and controlled for the following variables: retention rate, student to faculty ratio, percentage of students receiving Pell grants, and total amount of federal student loans received by institution and percent non-white by institution. The researcher also administered a financial aid administrator survey, which included questions pertaining to the financial aid department structure, practices and default prevention. Finally, interviews with financial aid administrators were conducted to identify what actions have been taken toward student loan default prevention. Resulting from an analysis of the data, two-year colleges were identified as beating the odds by having lower default rates than would otherwise be predicted and institutional default prevention strategies were characterized to reduce student loan default. These results indicate default prevention has a significant impact on lowering student loan default. The findings suggest more knowledge in the field of default prevention is needed to develop effective default prevention strategies. From the findings, it is suggested that further research look into current financial aid practices and the impact of default prevention as a preventative approach to reduce student loan default.
Download or read book Immediate Changes to the NDSL Perkins Loan Default Reduction Assistance Project DRAP written by and published by . This book was released on 1988 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Student Loan Defaults the Belmont Task Force Report written by United States. Congress. House. Committee on Education and Labor. Subcommittee on Postsecondary Education and published by . This book was released on 1988 with total page 376 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Guaranteed Student Loans written by United States. General Accounting Office and published by . This book was released on 1986 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Cohort Default Rates in Context written by Shannon M. Looney and published by . This book was released on 2011 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt: Burgeoning student loan debt indicates problems not only for the country's borrowers but also for the postsecondary system. The rise in student loan defaults signifies a rise in institutional cohort default rates (CDRs)--a measure of accountability that informs the government and the general public how well an institution prepares its students for loan repayment. Like any institutional measure, CDRs support explanations or assumptions about institutional effectiveness and responsiveness. The issues of student debt and CDRs are of particular concern for Minority-Serving Institutions (MSIs), which have a legacy of providing increased access to some of the nation's most underserved students. Students who enroll at MSIs are more often low-income, first-generation, and underprepared--all student characteristics that indicate a greater likelihood of loan default (Fletcher 2010; McMillon 2004; Volkwein and Cabrera 1998; Woo 2002). Additionally, many MSIs are located in regions with high unemployment rates; as such, some MSIs have higher than average CDRs. A number of MSIs are working to develop and implement sound solutions to manage default, particularly by way of financial literacy initiatives (IHEP 2008, 2009, 2010; Looney 2011; USA Funds 2011). A number of studies explore the individual characteristics and implications of student loan default, but few address how postsecondary institutions and their practices may shape borrower behavior. Students who default may do so for a variety of reasons including misinformation, lack of awareness of forbearance and/or deferment options, and other tools to manage loan use. This brief seeks to address the approaches that institutions may employ to reduce or manage a CDR--with a particular emphasis on MSIs. In highlighting these common approaches, this brief hopes to make a stronger case for financial literacy strategies as a solution for institutions looking to increase student completion and reduce default rates. Cohort Default Rate Challenges and Appeals are appended.
Download or read book Additional Guidance Regarding the Provisions of the Secretary s Default Reduction Initiative written by and published by . This book was released on 1990 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt:
