Download or read book The Clash of Generations written by Laurence J. Kotlikoff and published by MIT Press. This book was released on 2012-03-23 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: How America went bankrupt and how we can save ourselves—as a country and as individuals—from economic disaster. The United States is bankrupt, flat broke. Thanks to accounting that would make Enron blush, America's insolvency goes far beyond what our leaders are disclosing. The United States is a fiscal basket case, in worse shape than the notoriously bailed-out countries of Greece, Ireland, and others. How did this happen? InThe Clash of Generations, experts Laurence Kotlikoff and Scott Burns document our six-decade, off-balance-sheet, unsustainable financing scheme. They explain how we have balanced our longer lives on the backs of our (relatively few) children. At the same time, we've been on a consumption spree, saving and investing less than nothing. And that's not to mention the evisceration of the middle class and a financial system that has proven it can't be trusted. Kotlikoff and Burns outline grassroots strategies for saving ourselves—and especially our children—from what could be a truly catastrophic financial collapse. Kotlikoff and Burns sounded the alarm in their widely acclaimedThe Coming Generational Storm, but politicians didn't listen. Now the need for action is even more urgent. It's up to us to demand radical reform of our tax system, our healthcare system, and our Social Security system, and to insist on better paths to investment return than those provided by Wall Street (mis)managers. Kotlikoff and Burns's "Purple Plans" (so called because they will appeal to both Republicans and Democrats) have been endorsed by a who's who of economists and offer a new way forward; and their revolutionary investment strategy for individuals replaces the idea of financial capital with "life decision capital." Of course, we won't be doing all this just for ourselves. We need to fix America's fiscal mess before our kids inherit it. https://www.youtube.com/watch?v=IMKw76lBn0k&feature=youtube_gdata_player

Download or read book American Resistance written by Dana R. Fisher and published by Columbia University Press. This book was released on 2019-11-05 with total page 139 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since Donald Trump’s first day in office, a large and energetic grassroots “Resistance” has taken to the streets to protest his administration’s plans for the United States. Millions marched in pussy hats on the day after the inauguration; outraged citizens flocked to airports to declare that America must be open to immigrants; masses of demonstrators circled the White House to demand action on climate change; and that was only the beginning. Who are the millions of people marching against the Trump administration, how are they connected to the Blue Wave that washed over the U.S. Congress in 2018—and what does it all mean for the future of American democracy? American Resistance traces activists from the streets back to the communities and congressional districts around the country where they live, work, and vote. Using innovative survey data and interviews with key players, Dana R. Fisher analyzes how Resistance groups have channeled outrage into activism, using distributed organizing to make activism possible by anyone from anywhere, whenever and wherever it is needed most. Beginning with the first Women’s March and following the movement through the 2018 midterms, Fisher demonstrates how the energy and enthusiasm of the Resistance paid off in a wave of Democratic victories. She reveals how the Left rebounded from the devastating 2016 election, the lessons for turning grassroots passion into electoral gains, and what comes next. American Resistance explains the organizing that is revitalizing democracy to counter Trump’s presidency.

Download or read book Last Child in the Woods written by Richard Louv and published by Algonquin Books. This book was released on 2008-04-22 with total page 414 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Book That Launched an International Movement Fans of The Anxious Generation will adore Last Child in the Woods, Richard Louv's groundbreaking New York Times bestseller. “An absolute must-read for parents.” —The Boston Globe “It rivals Rachel Carson’s Silent Spring.” —The Cincinnati Enquirer “I like to play indoors better ’cause that’s where all the electrical outlets are,” reports a fourth grader. But it’s not only computers, television, and video games that are keeping kids inside. It’s also their parents’ fears of traffic, strangers, Lyme disease, and West Nile virus; their schools’ emphasis on more and more homework; their structured schedules; and their lack of access to natural areas. Local governments, neighborhood associations, and even organizations devoted to the outdoors are placing legal and regulatory constraints on many wild spaces, sometimes making natural play a crime. As children’s connections to nature diminish and the social, psychological, and spiritual implications become apparent, new research shows that nature can offer powerful therapy for such maladies as depression, obesity, and attention deficit disorder. Environment-based education dramatically improves standardized test scores and grade-point averages and develops skills in problem solving, critical thinking, and decision making. Anecdotal evidence strongly suggests that childhood experiences in nature stimulate creativity. In Last Child in the Woods, Louv talks with parents, children, teachers, scientists, religious leaders, child-development researchers, and environmentalists who recognize the threat and offer solutions. Louv shows us an alternative future, one in which parents help their kids experience the natural world more deeply—and find the joy of family connectedness in the process. Included in this edition: A Field Guide with 100 Practical Actions We Can Take Discussion Points for Book Groups, Classrooms, and Communities Additional Notes by the Author New and Updated Research from the U.S. and Abroad

Download or read book College Admissions Cracked written by Jill Margaret Shulman and published by Little, Brown Spark. This book was released on 2019-08-06 with total page 309 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to help your kid navigate the college admissions process -- from scheduling standardized tests to writing essays -- month by month, girlfriend's-guide style. So, your child is a high school junior. You've heard other parents with kids older than yours whisper the word "college" like it was a terminal disease. You've seen their taut, maniacal grins as they try to hold it together. The process of weathering and conquering the college admissions process with a teenager is a daunting affair for many. Advice will pour in through friends, your child's guidance counselor, and your mother's neighbor's cousin. Thankfully, Jill Margaret Shulman, a college admissions coach, application evaluator, college writing instructor, essayist, author, and empathetic parent, is here to be your fiercest ally. She'll guide you through the entire crazy ritual that college admissions has become, month by month, breath by deep, cleansing breath, until you drop your kid off at college where she will ignore your phone calls and texts. Come as you are -- whether chill or roiling with anxiety -- and Shulman, along with a platoon of experts and fellow parents, will help you maintain your strength and sense of self-worth, so easily lost somewhere between your teenager's screaming, "I hate you! You're ruining my life!" and typing your credit card number into the College Board's website for the twentieth time. You've got college admissions cracked, and now, this book has got your back.

Download or read book Trophy Child written by Ted Cunningham and published by David C Cook. This book was released on 2012-09-01 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written for every mom who helps too much with homework just to impress the teacher and every dad who takes credit for his daughter’s soccer success, Trophy Child will give parents the encouragement they need to nurture their kids into who God created them to be. Our culture’s obsession with achievement often leads parents to form expectations for their kids based on the world’s standards, not on the Bible. As a result, their kids feel they never measure up. Trophy Child will help modern Christian parents create a home where children find success in following their heavenly Father’s leading for them—and readers know the joy of seeing their children embrace their full potential as children of God.

Download or read book Real Life on a Budget written by Jessi Fearon and published by CreateSpace. This book was released on 2015-06-28 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: Real Life on a Budget is a practical guide to helping you navigate the waters of money management. It features real life budget advice, practical challenges, actionable steps that will help you map out your journey to living and thriving on a budget. If you have been struggling with developing, maintaining, and living on a budget, Real Life on a Budget will help you create a system to better manage your finances and will challenge you to stick to your real life budget. Written by popular personal finance blogger, Jessi Fearon (www.thebudgetmama.com), Real Life on a Budget provides Jessi's real-world budget advice and exercises for every area of managing your household budget. Real Life on a Budget is a powerful tool to help you start living and thriving on a budget.

Download or read book But First Save 10 written by Sarah-Catherine Gutierrez and published by . This book was released on 2020 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: Major financial mistakes no longer have to be a rite of passage for adulthood. But First, Save 10 casts aside self-judgment budgeting, demystifies common financial jargon, and teaches a simple approach designed to yield abundance and joy. Plan retirement on your own terms and buck that unfulfilling job or start your dream business-this system is your ticket to a life of true freedom, however you define it. With a pay yourself first cash management system combined with automation, you'll accomplish what prior generations have collectively failed to do: 1. Save (enough) and invest to retire;2. Create, fund, and retain an emergency fund;3. Save for future expenses that bring joy, security, and freedom;4. Pay down debt aggressively and use debt sparingly and responsibly;5. Design a life with low fixed overhead; and6. Enjoy spending the rest. Finally, we have a sustainable routine, adaptable for any income at any life point-a system that offers the power to design our futures and define our destinies.

Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Download or read book SAVING OURSELVES from SUICIDE BEFORE and After written by Linda Pacha and published by . This book was released on 2020-04-29 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Nick, a kindhearted nineteen-year-old, walked from his college campus to a tall bridge and jumped into the Mississippi. The lost body, the subsequent jumpers . . . suddenly the unthinkable became unfathomable. Linda Pacha takes you on a powerful journey through her son's heartbreaking life story-----including ongoing bullying, not fitting in, and ultimately suffering from mental health issues-----as well as her family's grief process, offering guidance to save others from suicide and help those grieving in the aftermath of loss. Her hope is that you will benefit from these insights gained from hindsight to help yourself, your family, or your friends.Suicide prevention-----Access to real-life examples of suicide warning signs missed in Nick's last behaviors and communications; discussion of mental health issues as a risk factor; an inside look at private challenges and bullying; and ways to help those struggling to stay alive. Self-help/grief after loss-----Recommendations on navigating the grief process, including the challenging steps back into society, new family dynamics, and necessary choices after loss; explanation of the stigma, judgment, and misconceptions of mental health and suicide; and ways to help loss survivors. Tips for a better tomorrow-----Practical suggestions for reducing the pressure we put on ourselves and our youth and for creating a more compassionate world.

Download or read book Raising Our Children Raising Ourselves written by Naomi Aldort and published by Book Pub Network. This book was released on 2009 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: [This title] operates on the radical premise that neither child nor parent must dominate. -- Review.

Download or read book Saving Ourselves Interviews With World Leaders On The Sustainable Transition written by Yacine Belhaj-bouabdallah and published by World Scientific. This book was released on 2017-03-09 with total page 301 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sustainability is going to be one of the most important issues of the coming decades. For the first time, institutions at all levels, public and private, national and international, are teaming up to combat climate change and to promote more sustainable societies. In this book, Yacine Belhaj-Bouabdallah interviews heads of states, politicians, religious leaders, leading academics, diplomats, CEOs, and heads of NGOs to make the challenges and solutions facing us more understandable to everyone.Covering issues such preserving biodiversity, improving our food systems, building sustainable cities, and promoting good governance, Saving Ourselves aims to show that though we are facing some unprecedented challenges, we are also at a critical point in time to take advantage of all the opportunities sustainable development provides. Through interviews with 90 world leaders, this book sheds light on the different arguments presented in the fight to save our planet. The contributors include, Prime Minister Justin Trudeau of Canada, President Michelle Bachelet of Chile, Prime Minister Sheikh Hasina of Bangladesh, President Ameenah-Gurib Fakim of Mauritius, President Marie Louise Coleiro Preca of Malta, Prime Minister Enele Sopoaga of Tuvalu, 6 former heads of states/governments, 5 mayors, 7 ministers, 2 Nobel Prize winners, leading academics, and the heads of organisations such as WWF International, Oxfam International, the IUCN, Unilever, and the World Business Council on Sustainable Development.

Download or read book The Coming Generational Storm written by Laurence J. Kotlikoff and published by MIT Press. This book was released on 2005-01-18 with total page 279 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to avoid a fiscal crisis in the next generation— and how to protect yourself if the government acts too late: policy recommendations and individual strategies to protect against skyrocketing tax rates, drastically reduced health and retirement benefits, high inflation, and a ruined currency. In 2030, as 77 million baby boomers hobble into old age, walkers will outnumber strollers; there will be twice as many retirees as there are today but only 18 percent more workers. How will America handle this demographic overload? How will Social Security and Medicare function with fewer working taxpayers to support these programs? According to Laurence Kotlikoff and Scott Burns, if our government continues on the course it has set, we'll see skyrocketing tax rates, drastically lower retirement and health benefits, high inflation, a rapidly depreciating dollar, unemployment, and political instability. The government has lost its compass, say Kotlikoff and Burns, and the current administration is heading straight into the coming generational storm. But don't panic. To solve a problem you must first understand it. Kotlikoff and Burns take us on a guided tour of our generational imbalance, first introducing us to the baby boomers—their long retirement years and "the protracted delay in their departure to the next world." Then there's the "fiscal child abuse" that will double the taxes paid by the next generation. There's also the "deficit delusion" of the under-reported national debt. And none of this, they say, will be solved by any of the popularly touted remedies: cutting taxes, technological progress, immigration, foreign investment, or the elimination of wasteful government spending. So how can the United States avoid this demographic/fiscal collision? Kotlikoff and Burns propose bold new policies, including meaningful reforms of Social Security, and Medicare. Their proposals are simple, straightforward, and geared to attract support from both political parties. But just in case politicians won't take the political risk to chart a new direction, Kotlikoff and Burns also offer a "life jacket"—guidelines for individuals to protect their financial health and retirement. This paperback edition of The Coming Generational Storm has been revised and updated and includes a new foreword by the authors.

Download or read book Birthday Monsters written by Sandra Boynton and published by Workman Publishing. This book was released on 1993-01-12 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: You hear your door come crashing down—those birthday monsters are in town! And they're going to wreak havoc in the most extraordinarily rude ways. What fun! From Boynton on Board, the more-than-20-million-copy-bestselling series of extra-big, extra-fat, and extra-fun board books, here is BIRTHDAY MONSTERS. Featuring Sandra Boynton's lively rhyming text and inimitable illustrations, this story about a madcap crew of lovable party crashers will appeal to kids and adults alike.

Download or read book Packaging Boyhood written by Sharon Lamb, Ed.D. and published by St. Martin's Press. This book was released on 2009-10-13 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: Player. Jock. Slacker. Competitor. Superhero. Goofball. Boys are besieged by images in the media that encourage slacking over studying; competition over teamwork; power over empower - ment; and being cool over being yourself. From cartoons to video games, boys are bombarded with stereotypes about what it means to be a boy, including messages about violence, risktaking, and perfecting an image of just not caring. Straight from the mouths of over 600 boys surveyed from across the U.S., the authors offer parents a long, hard look at what boys are watch ing, reading, hearing, and doing. They give parents advice on how to talk with their sons about these troubling images and provide them with tools to help their sons resist these mes sages and be their unique selves.

Download or read book Saving Jake written by D'Anne Burwell and published by Focusup Books. This book was released on 2015-08-27 with total page 314 pages. Available in PDF, EPUB and Kindle. Book excerpt: D'Anne Burwell's smart, athletic son-raised in a loving and prosperous home-begins abusing OxyContin as a teenager, and within a year drops out of college, walks out of rehab, and lands homeless on the streets of Boulder. Struggling with fear, guilt, and a desperate need to protect her son, D'Anne grapples with her husband's anger and her daughter's depression as the family disease of addiction impacts them all. She discovers the terrifying links between prescription-drug abuse and skyrocketing heroin use. And she comes to understand that to save her child she must step back and allow him to fight for his own soul. SAVING JAKE gives voice to the devastation shared by the families of addicts, and provides vital hope. Above all, it is a powerful personal story of love and redemption.

Download or read book Rescuing Riley Saving Myself written by Zachary Anderegg and published by Skyhorse. This book was released on 2015-11-10 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: “This heartwarming book is for those who appreciate tales of adventure, overcoming adversity, and the strong relationships formed between dogs and their people.” —Library Journal, starred review While hiking on a solo vacation in a remote, uninhabitable region of Arizona, Zachary Anderegg happened upon Riley, an emaciated puppy clinging to life at the bottom of a 350-foot canyon. In a daring act of humanity that trumped the deliberate savagery behind Riley’s presence in such a place, Zak single-handedly orchestrated a delicate rescue. Zak and Riley’s destinies were intertwined long before they improbably found each other. For much of Zak’s childhood, he was at the bottom of a veritable canyon himself—a canyon in which imprisoning depth and darkness were created by bullies who just wouldn’t quit and parents who weren’t capable of love. When Zak found Riley, the puppy’s condition bespoke his abusers’ handiwork—three shotgun pellets embedded beneath his skin and teeth turned permanently black from malnutrition. The meeting was one of a man and a dog singularly suited to save each other. As a former US Marine sergeant, Zak was one of only a few people with the mettle and physical wherewithal to get Riley out. And in rescuing him, Zak was also attempting to save himself, conquering the currents of cruelty that swelled beneath his early life and had always threatened to drown him.

Download or read book Girl Boy Sea written by Chris Vick and published by Zephyr. This book was released on 2020-06-18 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt: Storm, shipwreck, survival. This novel delves deep into the might and majesty of the unpredictable ocean, the strength of an unlikely friendship between a British boy and a Berber girl and their will to survive against all the odds.