Download or read book Saving Seniors Savings written by Therese Johnson and published by Therese Johnson. This book was released on 2017-09-08 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you have a shadow of a life? Did you know that 67% of caregivers die before the person they are taking care of? Are you sleep deprived, physically, emotionally, financially or mentally drained, or bankrupt? In Saving Seniors’ Savings, Gerontologist Therese Johnson explains where to find resources to get caregivers and the money to pay for them, as well as plenty of financial resources that are available to everyone. Do you need a day off? Do you feel guilty because you don’t have enough time to care for your loved one or, enough money to get help for them? In this book, you will learn: -How to find the money to pay for Senior Care Services -How to eliminate your stress, exhaustion, time and money restraints that cause you guilt -How to prevent you or your loved one from losing their hard earned savings -How to get the help you need for your loved one so you can stay healthy and happy -How to create a personalized plan for yourself and not just the ones you love As a caregiver, if you’re not healthy, and you are constantly stressed, you won’t be able to continue to take care of your loved ones. If you’re under financial stress, this book will show you how to get the help and resources you need. Author Therese Johnson is a freelance writer and book author, local TV producer, radio show host on Money 105.5FM’s “Senior Moments”, and the founder of Senior Care Of Sacramento. She is a Gerontologist, community and social service specialist, continuing education provider, and administrator for residential care facilities for the elderly (RCFE). She is also an Alzheimer’s Specialist and certified nurse’s assistant. Johnson is passionate about optimizing the quality of life for senior citizens, through taking an integrative medicine approach to their care, as well as engaging in social and financial advocacy on their behalf. Johnson is also the founder and Executive Director of the Integrated Alzheimer’s Research Group, which provides Alzheimer’s intervention and prevention training. She is the founder and president of the Alzheimer’s Reiki Program, which offers continuing education for nurses and caregivers, taking a holistic approach to treating and holding in remission Alzheimer’s, multiple sclerosis, cardiovascular disease, diabetes, and cancer. Johnson is also a volunteer for Sutter Auburn Faith Hospice.

Download or read book Saving Money on Senior Care written by Ryan Malone and published by CreateSpace. This book was released on 2010-08-02 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: Aging is inevitable. As our loved ones age, many will require additional assistance to ensure their safety and happiness. The reality is that these services can be very expensive. For the vast majority of families, paying for senior care may be a stressful and exhausting experience. Saving Money on Senior Care: How to Make Aging Affordable is designed to provide you a crash-course in six of the most powerful options available to pay for senior care services. It combines the expert advice of leading providers in each category with the tough questions you must ask to ensure you get the straight scoop and the best options for your family. This powerful book arms you with the knowledge and confidence you'll need to seek and utilize the ideal financial services provider to give your family the peace of mind it deserves. Regardless of how much you know about paying for senior care today, you'll find this book a valuable tool in your journey.

Download or read book Stages of Senior Care Your Step by Step Guide to Making the Best Decisions written by Paul Hogan and published by McGraw Hill Professional. This book was released on 2009-12-06 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: A USA Today BESTSELLER! "Informative. Complete. And practical. This book will guide family caregivers through the surprisingly complex world of senior care." —MEHMET OZ, M.D., New York Times bestselling coauthor of YOU: The Owner's Manual: The Complete All-in-One Care Guide Choosing the best care for your aging parents and other seniors in your life is not only complex, with multiple options available, it's also highly personal and often emotional. This essential resource—written by the founders of Home Instead Senior Care, the world's largest provider of nonmedical care for seniors—guides you through a comprehensive range of things to consider, step by step, so you can make better informed decisions and be confident that the senior in your life is receiving the best care possible. Checklists and diagnostics will help you: Decide if at-home care is the right choice for you and your loved ones Evaluate the pros and cons of retirement communities, adult care centers, nonmedical caregivers, assisted living facilities, nursing homes, and hospice Determine the costs of senior care options and find helpful support networks "This is not just another book about caring for aging parents. It's a great reference you'll use again and again. Stages doesn't shy away from the hard questions. Rather, it shows you how to confront them."—SUZANNE MINTZ, President/CEO, National Family Caregivers Association "Recognizing that there is no one-size-fits-all solution, this salient volume compassionately addresses a full range of hard-to-discuss subjects."--PUBLISHERS WEEKLY All of the authors' profits from the sale of this book will be donated to the Home Instead Senior Care Foundation. Paul and Lori Hogan founded Home Instead Senior Care in 1994. Now with 850 offices in 15 countries, Home Instead is recognized as a global leader and authority on senior care. Visit them at www.stagesofseniorcare.com.

Download or read book How to Find Care for Your Elderly Parent written by Kady Dash and published by . This book was released on 2020-01-05 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you worried about taking care of your elderly parents? Do you know how to select the best facility for their needs and financial situation? Kady Dash shares her experiences of what you must know before choosing a place for mom or dad.In this book you will learn: - What eighty questions to ask before selecting a facility- Legal advice Kady got about signing forms, including what not to sign- What to do when the savings to pay for room and board run out- Clarifications of questions on Medicaid forms - Medicaid's unwritten rules, including deadlines that are not the final ones- Specific additional information requests from the caseworker- Concise tips that will save you money- Links to useful websites and vital online formsThe author shares the experience she gained during a two-year journey of moving her mother from independent living to assisted living and then to a nursing home. She details the step-by-step process of what to do when the money to pay for the facilities ran out. Kady describes the obstacles she had to overcome so you can learn from her mistakes instead of your own. It is easy to feel overwhelmed trying to make the best choices for your parent. This book is specific and detailed. It is the no-nonsense helping hand every caregiver needs.

Download or read book Long Term Care Services in the United States 2013 Overview written by National Center for Health Statistics and published by Government Printing Office. This book was released on 2014-03 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt: Long-term care services include a broad range of services that meet the needs of frail older people and other adults with functional limitations. Long-Term care services provided by paid, regulated providers are a significant component of personal health care spending in the United States. This report presents descriptive results from the first wave of the National Study of Long-Term Care Providers (NSLTCP), which was conducted by the Centers for Disease Control and Preventions National Center for Health Statistics (NCHS). This report provides information on the supply, organizational characteristics, staffing, and services offered by providers of long-term care services; and the demographic, health, and functional composition of users of these services. Service users include residents of nursing homes and residential care communities, patients of home health agencies and hospices, and participants of adult day services centers.

Download or read book The No Spend Year written by Michelle McGagh and published by Coronet. This book was released on 2018-01-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.

Download or read book Bank On Yourself written by Pamela Yellen and published by Vanguard. This book was released on 2010-03-23 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Wall Street Journal, USA Today, and BusinessWeek bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don’t want you to know. Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises? More than 100,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You’ll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book.

Download or read book Money Smart for Older Adults Resource Guide written by Federal Deposit Federal Deposit Insurance Corporation and published by . This book was released on 2019-03 with total page 102 pages. Available in PDF, EPUB and Kindle. Book excerpt: This recently updated guide produced by the Bureau of Consumer Financial Protection (BCFP) and the Federal Deposit Insurance Corporation (FDIC) provides information on common frauds, scams and other forms of elder financial exploitation and suggests steps that older persons and their caregivers can take to avoid being targeted or victimized.The mission of the BCFP, a government agency, is to make markets for consumer financial products and services work for consumers by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. The FDIC is an independent agency created by the Congress to maintain stability and public confidence in the nation's financial system.

Download or read book Preserving SeniorCare written by United States. Congress. Senate. Special Committee on Aging and published by . This book was released on 2007 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Paying for Long Term Care written by Justin Grau and published by . This book was released on 2022-08 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Families Caring for an Aging America written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2016-11-08 with total page 367 pages. Available in PDF, EPUB and Kindle. Book excerpt: Family caregiving affects millions of Americans every day, in all walks of life. At least 17.7 million individuals in the United States are caregivers of an older adult with a health or functional limitation. The nation's family caregivers provide the lion's share of long-term care for our older adult population. They are also central to older adults' access to and receipt of health care and community-based social services. Yet the need to recognize and support caregivers is among the least appreciated challenges facing the aging U.S. population. Families Caring for an Aging America examines the prevalence and nature of family caregiving of older adults and the available evidence on the effectiveness of programs, supports, and other interventions designed to support family caregivers. This report also assesses and recommends policies to address the needs of family caregivers and to minimize the barriers that they encounter in trying to meet the needs of older adults.

Download or read book How to Make Your Money Last Completely Updated for Planning Today written by Jane Bryant Quinn and published by Simon & Schuster. This book was released on 2020-01-07 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt: NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.

Download or read book A Bittersweet Season written by Jane Gross and published by Vintage. This book was released on 2012-05-01 with total page 445 pages. Available in PDF, EPUB and Kindle. Book excerpt: Wise, smart, and ever-helpful, an essential guide to caring for aging parents. When Jane Gross found herself suddenly thrust into a caretaker role for her eighty-five year-old mother, she was forced to face challenges that she had never imagined. As she and her younger brother struggled to move her mother into an assisted living facility, deal with seemingly never-ending costs, and adapt to the demands on her time and psyche, she learned valuable and important lessons. Here, the longtime New York Times expert on the subject of elderly care and the founder of the New Old Age blog shares her frustrating, heartbreaking, enlightening, and ultimately redemptive journey, providing us along the way with valuable information that she wishes she had known earlier. We learn why finding a general practitioner with a specialty in geriatrics should be your first move when relocating a parent; how to deal with Medicaid and Medicare; how to understand and provide for your own needs as a caretaker; and much more. Includes chapters on the following subjects: Finding Our Better Selves The Myth of Assisted Living The Vestiges of Family Medicine The Best Doctors Money Can Buy The Biology, Sociology, and Psychology of Aging Therapeutic Fibs

Download or read book Aging Easy written by Mondresia Carver and published by Pa-Pro-VI Publishing. This book was released on 2021-07-19 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: People often ask, "Why Seniors?" My response is always the same, "Why NOT Seniors?" I have always had an unwavering desire to serve and protect the elderly. Even as a child, when given the opportunity to choose, my choice was always to be in the company of the "older folk". I have found their wisdom and conversation to be priceless. For Seniors, living independently during their golden years can be an enjoyable and rewarding time of life. Most desire to maintain their dignity, quality of life, and independence while living at home. Sounds simple enough. However, what I have found to be true, both professionally and personally, is that things aren't always so simple. As a very young adult, I can recall experiencing the loss of my maternal great-grandmother. Having not been afforded the knowledge that I currently possess, watching her cognitive decline over a 5-year span was painful. On the day of her funeral, I can still recall feeling as though I'd lost my grandmother several years prior. A better understanding of her diagnosis would have added more quality to the time we shared. Experiencing the loss of my paternal grandmother was another taxing experience. Though her diagnosis did not rob her of her cognitive ability, Cancer certainly took everything else. During this experience, my knowledge base for the situation was greater. Therefore, medical attention, placement, and long-term planning were much easier. Most recently, the loss of my maternal grandfather was a challenge that tugged on every ounce of knowledge, experience, and emotion possible. Within a 7-month period, I watched my grandfather drift from what most called, "The World's Oldest Teenager" to being completely bedridden and dependent on others for care. Heart attack, stroke, cancer, kidney failure, dialysis, feeding tube, tracheostomy, cardiac arrest, and resuscitation were only among the most significant challenges that he endured. Fortunately, my family and I were able to make "informed" decisions to assure that he maintained quality of life. Working in Senior care for over 20 years, I have been exposed to all aspects. I have consoled weeping widows. I have found placement for seniors who have no family. I have advocated for seniors who were mistreated by family and/or professionals. I have found assistance for seniors that wanted to remain at home but needed a little help. I have helped family to understand that Hospice is actually very beneficial and not death sentence. I have hired good caregivers. I have terminated poor caregivers. I have also provided Psychotherapy for seniors who suffer from depression and anxiety. In short, Seniors and their families experience the same issues as those in other populations. For me, it is a God-given charge that I do all that is within my power to assure that this population is provided with the supports needed to be safe, healthy, and happy.

Download or read book Juggling Life Work and Caregiving written by Amy Goyer and published by . This book was released on 2015 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: One in four American adult face the challenges of caring for an adult friend or relative. Although caregiving can be a richly rewarding and joyful experience, the role comes with enormous responsibilities-- and pressures. This gentle guide provides practical resources and tips that are easy to find when you need them, whether you're caregiving day to day, planning for future needs, or in the middle of a crisis. Goyer offers insight, inspiration, and poignant stories and experiences of caregivers, including her own as a live-in caregiver for her parents.

Download or read book Old and Sick in America written by Muriel R. Gillick, M.D. and published by UNC Press Books. This book was released on 2017-10-06 with total page 327 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since the introduction of Medicare and Medicaid in 1965, the American health care system has steadily grown in size and complexity. Muriel R. Gillick takes readers on a narrative tour of American health care, incorporating the stories of older patients as they travel from the doctor's office to the hospital to the skilled nursing facility, and examining the influence of forces as diverse as pharmaceutical corporations, device manufacturers, and health insurance companies on their experience. A scholar who has practiced medicine for over thirty years, Gillick offers readers an informed and straightforward view of health care from the ground up, revealing that many crucial medical decisions are based not on what is best for the patient but rather on outside forces, sometimes to the detriment of patient health and quality of life. Gillick suggests a broadly imagined patient-centered reform of the health care system with Medicare as the engine of change, a transformation that would be mediated through accountability, cost-effectiveness, and culture change.

Download or read book Mom and Dad We Need to Talk written by Cameron Huddleston and published by John Wiley & Sons. This book was released on 2019-06-25 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn to start open, productive talks about money with your parents as they age As your parents age, you may find that you want or need to broach the often-difficult subject of finances. In Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances, you’ll learn the best ways to approach this issue, along with a wealth of financial and legal information that will help you help your parents into and through their golden years. Sometimes parents are reluctant to address money matters with their adult children, and topics such as long-term care, retirement savings (or lack thereof), and end-of-life planning can be particularly touchy. In this book, you’ll hear from others in your position who have successfully had “the talk” with their parents, and you’ll read about a variety of conversation strategies that can make talking finances more comfortable and more productive. Learn conversation starters and strategies to open the lines of communication about your parents’ finances Discover the essential financial and legal information you should gather from your parents to be prepared for the future Gain insight from others’ stories of successfully talking money with aging parents Gather the courage, hope, and motivation you need to broach difficult subjects such as care facilities and end-of-life plans For children of Baby Boomers and others looking to assist aging parents with their finances, Mom and Dad, We Need to Talk is a welcome and comforting read. Although talking money with your parents can be hard, you aren’t alone, and this book will guide you through the process of having fruitful financial conversations that lead to meaningful action.