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Book Refinancing the College Dream

Download or read book Refinancing the College Dream written by Edward P. St. John and published by JHU Press. This book was released on 2014-09-15 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: During the 1990s, rising tuition costs and inadequate federal grant aid prevented more than a million otherwise qualified, low-income students from continuing their education past high school. Education policy expert Edward P. St. John is troubled by this situation and argues that equal access to higher education is both feasible and just. In Refinancing the College Dream, he examines recent trends in public funding of education and explores alternatives to financing which would provide equal access to postsecondary education for all Americans. The growing gap in the rate of participation in higher education for low-income groups compared to upper-income groups over the past three decades, St. John finds, has been a direct result of the decreased availability of federal grants, even after taking into account such factors as an increased emphasis on strengthening high school graduation requirements. To reverse this trend, he suggests that policymakers refocus the debate over the public financing of higher education from taxpayer costs to principles of social responsibility and justice, along with economic theories of human capital. He then shows how improved coordination between state and federal agencies, expanded use of loans, and better targeting of grant aid can maximize access for low-income students while minimizing increases in taxes. Making higher education accessible to low-income students is one of the crucial challenges for citizens and policymakers in the early twenty-first century. Refinancing the College Dream offers a theoretical and practical foundation for boldly rethinking the financial strategies used by colleges and universities, states, and the federal government to accomplish this essential goal.

Book Refinancing the College Dream

Download or read book Refinancing the College Dream written by Edward P. St. John and published by JHU Press. This book was released on 2003-08-20 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt: Refinancing the College Dream offers a theoretical and practical foundation for boldly rethinking the financial strategies used by colleges and universities, states, and the federal government to accomplish this essential goal.--Laura W. Perna, University of Maryland at College Park "Journal of College Student Development"

Book Plan and Finance Your Family s College Dreams

Download or read book Plan and Finance Your Family s College Dreams written by John Hupalo and published by Peterson's. This book was released on 2016-06-14 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Planning and paying for a college education is a daunting task for most parents. It is a stressful and costly process that needs a well-thought-out academic and financial strategy. This guide offers just that! Two of the nation's leading college planning and financing experts provide clear step-by-step guidance on how to successfully save, plan for, apply to, and finance a college education. Age- and grade-appropriate guidance empowers families with children of all ages, with detailed information on preparing, financing, and successfully applying to college. Financing a college education requires a good look at all available options: savings, free money, financial aid, and loans. Finding the right savings vehicle and investments is important. Learn the pros and cons of various savings and investment options, including Bank accounts, 529 Plans, Coverdell Education Savings Accounts, and more-so you can begin to develop your plan. Easy-to-understand explanations help parents better understand college loans, including details about federal and private loans, consolidation and refinancing of loans, as well as a discussion on what it means to co-sign a loan. Based on the expert advice presented in this book, parents will be able to create a personalized college admission and financing plan that is unique to their family.

Book Plan and Finance Your Family s College Dreams

Download or read book Plan and Finance Your Family s College Dreams written by John A. Hupalo and published by . This book was released on 2016 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Planning and paying for a college education is a daunting task for most parents. It is a stressful and costly process that needs a well-thought-out academic and financial strategy. This guide offers just that! Two of the nation's leading college planning and financing experts provide clear step-by-step guidance on how to successfully save, plan for, apply to, and finance a college education. -Age- and grade-appropriate guidance empowers families with children of all ages, with detailed information on preparing, financing, and successfully applying to college. -Financing a college education requires a good look at all available options: savings, free money, financial aid, and loans. Finding the right savings vehicle and investments is important. -Learn the pros and cons of various savings and investment options, including Bank accounts, 529 Plans, Coverdell Education Savings Accounts, and more-so you can begin to develop your plan. -Easy-to-understand explanations help parents better understand college loans, including details about federal and private loans, consolidation and refinancing of loans, as well as a discussion on what it means to co-sign a loan. -Based on the expert advice presented in this book, parents will be able to create a personalized college admission and financing plan that is unique to their family.

Book Plan and Finance Your Family s College Dreams  A Parent s Step By Step Guide from Pre K to Senior Year

Download or read book Plan and Finance Your Family s College Dreams A Parent s Step By Step Guide from Pre K to Senior Year written by Peter Mazareas and published by Peterson's. This book was released on 2016-06-14 with total page 265 pages. Available in PDF, EPUB and Kindle. Book excerpt: Planning and paying for a college education is a daunting task for most parents. It is a stressful and costly process that needs a well-thought-out academic and financial strategy. This guide offers just that! Two of the nation's leading college planning and financing experts provide clear step-by-step guidance on how to successfully save, plan for, apply to, and finance a college education. Age- and grade-appropriate guidance empowers families with children of all ages, with detailed information on preparing, financing, and successfully applying to college. Financing a college education requires a good look at all available options: savings, free money, financial aid, and loans. Finding the right savings vehicle and investments is important. Learn the pros and cons of various savings and investment options, including Bank accounts, 529 Plans, Coverdell Education Savings Accounts, and more-so you can begin to develop your plan. Easy-to-understand explanations help parents better understand college loans, including details about federal and private loans, consolidation and refinancing of loans, as well as a discussion on what it means to co-sign a loan. Based on the expert advice presented in this book, parents will be able to create a personalized college admission and financing plan that is unique to their family.

Book Financing the American Dream

Download or read book Financing the American Dream written by Lendol Calder and published by Princeton University Press. This book was released on 2009-07-01 with total page 394 pages. Available in PDF, EPUB and Kindle. Book excerpt: Once there was a golden age of American thrift, when citizens lived sensibly within their means and worked hard to stay out of debt. The growing availability of credit in this century, however, has brought those days to an end--undermining traditional moral virtues such as prudence, diligence, and the delay of gratification while encouraging reckless consumerism. Or so we commonly believe. In this engaging and thought-provoking book, Lendol Calder shows that this conception of the past is in fact a myth. Calder presents the first book-length social and cultural history of the rise of consumer credit in America. He focuses on the years between 1890 and 1940, when the legal, institutional, and moral bases of today's consumer credit were established, and in an epilogue takes the story up to the present. He draws on a wide variety of sources--including personal diaries and letters, government and business records, newspapers, advertisements, movies, and the words of such figures as Benjamin Franklin, Mark Twain, and P. T. Barnum--to show that debt has always been with us. He vigorously challenges the idea that consumer credit has eroded traditional values. Instead, he argues, monthly payments have imposed strict, externally reinforced disciplines on consumers, making the culture of consumption less a playground for hedonists than an extension of what Max Weber called the "iron cage" of disciplined rationality and hard work. Throughout, Calder keeps in clear view the human face of credit relations. He re-creates the Dickensian world of nineteenth-century pawnbrokers, takes us into the dingy backstairs offices of loan sharks, into small-town shops and New York department stores, and explains who resorted to which types of credit and why. He also traces the evolving moral status of consumer credit, showing how it changed from a widespread but morally dubious practice into an almost universal and generally accepted practice by World War II. Combining clear, rigorous arguments with a colorful, narrative style, Financing the American Dream will attract a wide range of academic and general readers and change how we understand one of the most important and overlooked aspects of American social and economic life.

Book Breaking Through the Access Barrier

Download or read book Breaking Through the Access Barrier written by Edward P. St. John and published by Routledge. This book was released on 2010-10-18 with total page 297 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book argues that the policies designed to address inequalities in college access are failing to address underlying issues of inequality. Breaking Through the Access Barrier introduces a groundbreaking new theory—academic capital formation (ACF)—to promote improvement in academic preparation, college information, and student aid.

Book Black Men in Higher Education

Download or read book Black Men in Higher Education written by J. Luke Wood and published by Routledge. This book was released on 2014-11-13 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt: Black Men in Higher Education bridges theory to practice in order to better prepare practitioners in their efforts to increase the success of Black male students in colleges and universities. In this comprehensive but manageable text, leading researchers J. Luke Wood and Robert T. Palmer highlight the current status of Black men in higher education and review relevant research literature and theory on their experiences in various postsecondary education contexts. The authors also provide and contextualize innovative, actionable strategies and solutions to help institutions increase the participation and success of Black male college students. The most recent addition to the Key Issues on Diverse College Students series, this volume is a valuable resource for student affairs and higher education professionals to better serve Black men in higher education.

Book OECD Reviews of Tertiary Education Tertiary Education for the Knowledge Society Volume 1 and Volume 2

Download or read book OECD Reviews of Tertiary Education Tertiary Education for the Knowledge Society Volume 1 and Volume 2 written by OECD and published by OECD Publishing. This book was released on 2008-09-16 with total page 723 pages. Available in PDF, EPUB and Kindle. Book excerpt: Tertiary Education for the Knowledge Society provides a thorough international investigation of tertiary education policy across its many facets – governance, funding, quality assurance, equity, research and innovation, academic career, links to the labour market and internationalisation.

Book Public Policy and Higher Education

Download or read book Public Policy and Higher Education written by Edward P. St. John and published by Routledge. This book was released on 2013 with total page 350 pages. Available in PDF, EPUB and Kindle. Book excerpt: Amid changing economic and social contexts, radical changes have occurred in public higher education policies over the past three decades. Public Policy and Higher Educationprovides readers with new ways to analyze these complex state policies and offers the tools to examine how policies affect students’ access and success in college. Rather than arguing for a single approach, the authors examine how policymakers and higher education administrators can work to inform and influence change within systems of higher education using research-based evidence along with consideration of political and historical values and beliefs. Special Features: Case Studies—allow readers to examine strategies used by different types of colleges to improve access and retention. Reflective Exercises—encourage readers to discuss state and campus context for policy decisions and to think about the strategies used in a state or institution. Approachable Explanations—unpack complex public policies and financial strategies for readers who seek understanding of public policy in higher education. Research-Based Recommendations—explore how policymakers, higher education administrators and faculty can work together to improve quality, diversity, and financial stewardship. This textbook is an invaluable resource for graduate students, administrators, policymakers, and researchers who seek to learn more about the crucial contexts underlying policy decisions and college access.

Book Education and the Public Interest

Download or read book Education and the Public Interest written by Edward P. St. John and published by Springer Science & Business Media. This book was released on 2007-05-28 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt: Economic globalization has been accompanied by implementation of education reforms linked to accountability and public finance schemes that emphasize student choice in schools and student loans in higher education. This book provides a systematic evaluation of the effects of state education reforms and finance policies over the past decades. It includes a discussion of the need for a fundamental rethinking of educational policy in the United States.

Book Public Vices  Private Virtues   Assessing the Effects of Marketization in Higher Education

Download or read book Public Vices Private Virtues Assessing the Effects of Marketization in Higher Education written by Pedro N. Teixeira and published by Springer Science & Business Media. This book was released on 2011-11-13 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: Recent years have seen the strengthening of a discourse that emphasises the virtues of markets, competition and private initiative, vis-à-vis the vices of public intervention in higher education. This volume presents a timely reflection about the effects this increasing marketization has been producing in many higher education systems worldwide. The various chapters of this volume analyse the impact of markets at the system level, with significant attention being devoted to the changes in modes of regulation, the strengthening of aspects such as privatization and inter-institutional competition in higher education systems, and the closer interaction between higher education and its economic environment. Several of the contributors devote attention as well to the implications of market forces for institutional change, notably regarding issues such as mission, organizational structure and governance and the way marketization is affecting the internal distribution of power and the definition of priorities. Finally, the volume includes several chapters focusing on the different markets of higher education, such as the academic labour market, undergraduate and postgraduate education, and research markets. Altogether these chapters provide important insights concerning the many national and institutional contexts in which the marketization of higher education has been taking place around the world.

Book Higher Education  Handbook of Theory and Research

Download or read book Higher Education Handbook of Theory and Research written by John C. Smart and published by Springer Science & Business Media. This book was released on 2007-05-16 with total page 614 pages. Available in PDF, EPUB and Kindle. Book excerpt: This handbook series provides a compendium of literature reviews on a wide array of topics of interest to the higher education scholarly and policy communities. Each chapter provides a comprehensive review of research findings on a selected topic, critiques the research literature, and sets forth an agenda for future research. Coverage focuses on twelve general areas that encompass the salient dimensions of scholarly and policy inquiries undertaken in the international community.

Book Fairness in Access to Higher Education in a Global Perspective

Download or read book Fairness in Access to Higher Education in a Global Perspective written by Heinz-Dieter Meyer and published by Springer Science & Business Media. This book was released on 2013-04-20 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of this volume is to help jump-start an urgently needed conversation about fairness and justice in access to higher education to counteract the ubiquitous mantras of neoliberal globalization and managerialism. The book seeks to carve out a strong moral and normative basis for opposing mainstream developments that engender increasing inequality and market-dependency in higher education. The book’s chapters consider how different national communities channel access to higher education, what their “implicit social contracts” are, and what outcomes are produced by different policies and methods. The book is essential reading for scholars of higher education and students concerned with increasing inequality in a globalizing educational marketplace.

Book American Higher Education Since World War II

Download or read book American Higher Education Since World War II written by Roger L. Geiger and published by Princeton University Press. This book was released on 2021-05-25 with total page 398 pages. Available in PDF, EPUB and Kindle. Book excerpt: A masterful history of the postwar transformation of American higher education In the decades after World War II, as government and social support surged and enrollments exploded, the role of colleges and universities in American society changed dramatically. Roger Geiger provides an in-depth history of this remarkable transformation, taking readers from the GI Bill and the postwar expansion of higher education to the social upheaval of the 1960s and 1970s, desegregation and coeducation, and the ascendancy of the modern research university. He demonstrates how growth has been the defining feature of modern higher education, but how each generation since the war has pursued it for different reasons. Sweeping in scope and richly insightful, this groundbreaking book provides the context we need to understand the complex issues facing our colleges and universities today, from rising inequality and skyrocketing costs to deficiencies in student preparedness and lax educational standards.

Book The Way Class Works

    Book Details:
  • Author : Lois Weis
  • Publisher : Routledge
  • Release : 2009-09-10
  • ISBN : 1135909172
  • Pages : 561 pages

Download or read book The Way Class Works written by Lois Weis and published by Routledge. This book was released on 2009-09-10 with total page 561 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since the 1980s, the relationship between social class and education has been overshadowed by scholarship more generally targeting issues of race, gender, and representation. Today, with the global economy deeply immersed in social inequalities, there is pressing need for serious class-based analyses of schooling, family life and social structure. The Way Class Works is a collection of twenty-four groundbreaking essays on the material conditions of social class and the ways in which class is produced "on the ground" in educational institutions and families. Written by the most visible and important scholars in education and the social sciences, these timely essays explore the production of class in and through the economy, family, and school, while simultaneously interrogating and challenging our understandings of social class as linked to race, gender, and nation. With essays by distinguished scholars and questions for further reflection and discussion, The Way Class Works will be an invaluable resource for students and scholars in education, sociology, and beyond.

Book Borrowing Inequality

    Book Details:
  • Author : Derek V. Price
  • Publisher : Lynne Rienner Publishers
  • Release : 2004
  • ISBN : 9781588262165
  • Pages : 186 pages

Download or read book Borrowing Inequality written by Derek V. Price and published by Lynne Rienner Publishers. This book was released on 2004 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Price concludes with provocative proposals for aid policies that would expand the range of college and career choices for students - policies that would in fact support the role of higher education as a vehicle for individual opportunity and social change."--BOOK JACKET.