Download or read book Property and Casualty Insurance for Today s Market written by Gary Burden and published by . This book was released on 2014-01-01 with total page 332 pages. Available in PDF, EPUB and Kindle. Book excerpt: Professional Training Institution has been teaching insurance related topics since 1988. This book provides in depth information for those that are looking to learn more about insurance concepts or prepare for an insurance exam. In this book, one will find information that is ideal to those preparing for the licensing exam, trying to understand the world of insurance for themselves or as a reference book for those in the industry. We put insurance terms and concepts in an easy to understand language. Clear headings, bold key terms and good explanations make this book a user-friendly read. Each chapter includes a breakdown of key topics, numbers and sample questions. At the end of the book you will find two 100 question exams and glossary.Chapter 1 - Insurance Basics for Property and CasualtyChapter 2 - Contract Law and UnderwritingChapter 3 - Basics of Two Party ContractsChapter 4 - Basics of Third Party CoverageChapter 5 - Homeowners and Dwelling PoliciesChapter 6 - Personal Auto PolicyChapter 7 - Miscellaneous Personal PoliciesChapter 8 - The Commercial Package PolicyChapter 9 - Commercial Property PolicyChapter 10 - Commercial General LiabilityChapter 11 - Commercial CrimeChapter 12 - Equipment Breakdown or Boiler and MachineryChapter 13 - Commercial AutoChapter 14 - Commercial Inland MarineChapter 15 - FarmsChapter 16 - Business Owners PolicyChapter 17 - Miscellaneous Commercial ProductsChapter 18 - Practice Finals

Download or read book Property and Casualty Insurance Companies written by American Mutual Insurance Alliance and published by . This book was released on 1962 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Mass Marketing of Property and Liability Insurance written by Spencer L. Kimball and published by . This book was released on 1970 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Best s Insurance Reports written by and published by . This book was released on 1919 with total page 768 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Weiss Ratings Guide to Property Casualty Insurers Spring 2015 written by Ratings Weiss and published by Financial Ratings Series. This book was released on 2015-02 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Grey House Publishing is proud to announce the 2015 editions of Weiss Ratings'' Guide to Property & Casualty Insurers. This quarterly guide is the ideal resource for accurate, unbiased ratings and data to help citizens across the U.S. choose reliable property and casualty insurance companies for themselves and their families. Many people assume their insurance companies will survive, year after year. However, prudent consumers and professionals realize that in this world of shifting risks, the solvency of insurance companies can''t be taken for granted. Luckily, Weiss Ratings'' Guide to Property & Casualty Insurers gives both novice and experienced insurance policy seekers the tools they need to survive in today''s shifting economic market. All of Weiss Ratings'' Guides are published quarterly, utilize a clear-cut A-to-F rating system (similar to school grading systems), and contain more complete, up-to-date ratings than any of their competitors. These 2015 editions of Weiss Ratings'' Guide to Property & Casualty Insurers feature ratings and analyses of more than 1,200 companies across the country, highlighting providers of homeowners'', business, auto, workers'' compensation, product liability, medical malpractice, and professional liability insurance. Many of these companies are not rated anywhere else. The Guide to Property & Casualty Insurers is divided into seven main sections, preceded by an introductory section and followed by a thorough Appendix. Weiss'' complete letter-grade rubric is detailed on the inside front cover--an easily accessible reference for users researching companies in this guide. The introductory section begins by welcoming the user and defining the Guide''s mission statement, followed by a "How To Use This Guide" orientation to the book. The final components of this section are an explanation of the Financial Strength Ratings used in the book and a page of important warnings and cautions for the user to take into account when evaluating property and casualty insurance providers. Section I, an Index of Companies, is comprised of an alphabetical listing of all rated and unrated property and casualty insurers in the United States, and contains key rating factors and performance measures for all insurers. An explanation of each of the footnotes and stability factors appear at the end of this section. Section II, Analysis of Largest Companies, contains rating factors, historical data, and general information on each of the 450 largest property and casualty insurers in the U.S. that have the most recent quarterly financial information available. These summaries are made up of several components and also contain graphs and charts to assist the user in understanding the data. Components of the analyses include: Financial Strength Rating, Major Rating Factors, Principal Business, and Principal Investments. Complete contact information is also listed. Sections III, IV, and V deal with Recommended Companies. These are U.S. property and casualty insurers that have been awarded a Financial Strength Rating between A and B . Section III lists the companies alphabetically and includes complete contact information with ratings. Section IV ranks companies by Financial Strength Rating in each line of business that they have received more than $1 million in direct premiums. Section V organizes companies by state in which they are licensed to do business, and listings include Domicile State and Total Assets. Section VI contains a list of all Rated and Unrated Property and Casualty Insurers. Companies are ranked by Financial Strength Rating, and then listed alphabetically within each rating category. Section VII, Rating Upgrades and Downgrades, identifies those companies receiving a rating change since the previous edition of this publication. Each listing has a brief summary of the change and reason for the change. The Guide ends with an Appendix containing five sections: an article about State Guaranty Associations, a list of State Contact Information, details about Risk-Adjusted Capital, a list of Recent Industry Failures, and a Glossary containing the most important terms used throughout the publication. With ongoing changes to property and casualty insurance plans, it''s important for all policy holders to have access to information and evaluations of their property and casualty insurers. Weiss Ratings'' Guide to Property & Casualty Insurers provides the most extensive coverage of insurers writing policies--helping consumers and businesses avoid financial headaches--all presented in an accessible format for users at any level. Whether the user is within the automotive industry, insurance industry, or is a consumer looking for information on his or her insurance company or looking to change insurers, this Guide is the best and only source for unbiased and timely analyses.

Download or read book Report of the Study Commission on Property Insurance and Reinsurance State of Florida written by Florida. Study Commission on Property Insurance and Reinsurance and published by . This book was released on 1993 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Weiss Ratings Guide to Property Casualty Insurers Spring 2016 written by Weiss Ratings and published by Financial Ratings Series. This book was released on 2016-02 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Grey House Publishing is proud to announce the 2016 editions of Weiss Ratings' Guide to Property & Casualty Insurers. This quarterly guide is the ideal resource for accurate, unbiased ratings and data to help citizens across the U.S. choose reliable property and casualty insurance companies for themselves and their families. Many people assume their insurance companies will survive, year after year. However, prudent consumers and professionals realize that in this world of shifting risks, the solvency of insurance companies can't be taken for granted. Luckily, Weiss Ratings' Guide to Property & Casualty Insurers gives both novice and experienced insurance policy seekers the tools they need to survive in today's shifting economic market. All of Weiss Ratings' Guides are published quarterly, utilize a clear-cut A-to-F rating system (similar to school grading systems), and contain more complete, up-to-date ratings than any of their competitors. These 2016 editions of Weiss Ratings' Guide to Property & Casualty Insurers feature ratings and analyses of more than 1,200 companies across the country, highlighting providers of homeowners', business, auto, workers' compensation, product liability, medical malpractice, and professional liability insurance. Many of these companies are not rated anywhere else. The Guide to Property & Casualty Insurers is divided into seven main sections, preceded by an introductory section and followed by a thorough Appendix. Weiss' complete letter-grade rubric is detailed on the inside front cover--an easily accessible reference for users researching companies in this guide.

Download or read book Property casualty Insurance Guaranty Funds and Insurer Vulnerability to Misfortune written by Tim C. Opler and published by . This book was released on 1995 with total page 698 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Weiss Ratings Guide to Property Casualty Insurers Summer 2016 written by Weiss Ratings and published by Financial Ratings Series. This book was released on 2016-06 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Grey House Publishing is proud to announce the 2016 editions of Weiss Ratings' Guide to Property & Casualty Insurers. This quarterly guide is the ideal resource for accurate, unbiased ratings and data to help citizens across the U.S. choose reliable property and casualty insurance companies for themselves and their families. Many people assume their insurance companies will survive, year after year. However, prudent consumers and professionals realize that in this world of shifting risks, the solvency of insurance companies can't be taken for granted. Luckily, Weiss Ratings' Guide to Property & Casualty Insurers gives both novice and experienced insurance policy seekers the tools they need to survive in today's shifting economic market. All of Weiss Ratings' Guides are published quarterly, utilize a clear-cut A-to-F rating system (similar to school grading systems), and contain more complete, up-to-date ratings than any of their competitors. These 2016 editions of Weiss Ratings' Guide to Property & Casualty Insurers feature ratings and analyses of more than 1,200 companies across the country, highlighting providers of homeowners', business, auto, workers' compensation, product liability, medical malpractice, and professional liability insurance. Many of these companies are not rated anywhere else. The Guide to Property & Casualty Insurers is divided into seven main sections, preceded by an introductory section and followed by a thorough Appendix. Weiss' complete letter-grade rubric is detailed on the inside front cover--an easily accessible reference for users researching companies in this guide.

Download or read book Surplus Lines Insurance Market written by Tory L. McCoy and published by Nova Science Publishers. This book was released on 2014-07 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In general, insurance is a highly regulated financial product. Every state requires licenses for insurance companies, and most states closely regulate both company conduct and the details of the particular insurance products sold in the state. This regulation is usually seen as important for consumer protection; however, it also creates barriers to entry in the insurance market and typically reduces to some degree the supply of insurance that is available to consumers. Rather than requiring consumers who may be unable to find insurance from a licensed insurer to simply go without insurance, states have allowed consumers to purchase insurance from non-licensed insurers, commonly called non-admitted or surplus lines insurers. Although any sort of insurance could be sold by a surplus lines insurer, most such transactions tend to be for rarer and more exceptional property and casualty risks, such as art and antiques, hazardous materials, natural disasters, amusement parks, and environmental or pollution risks. This book discusses surplus lines insurance, and property and casualty insurance.

Download or read book Deregulating Property Liability Insurance written by J. David Cummins and published by Rowman & Littlefield. This book was released on 2004-06-23 with total page 424 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past two decades, the United States has successfully deregulated prices and restrictions on most previously-regulated industries, including airlines, trucking, railroads, telecommunications, and banking. Only a few industries remain regulated, the largest being the property-liability insurance business. In light of recent sweeping financial modernization legislation in other sectors of the insurance industry, this timely volume examines the basis for continued regulation of rates and forms of the U.S. property-liability insurance market. The book focuses on private passenger automobile insurance—the most important personal line of property-liability coverage, with annual premiums of about $120 billion. The authors analyze five state case studies: California, Massachusetts, and New Jersey—three of the most heavily regulated states—as well as Illinois, which has been deregulated for about 30 years, and South Carolina, which began to deregulate in 1997. The study also includes an econometric analysis based on all fifty states over a 25-year period that gauges the impact of regulation on insurance price levels, price volatility, and the proportion of automobiles insured in residual markets. The authors conclude that regulation does not significantly reduce long-run prices for consumers, and generally limits availability of coverage, reduces the quality and variety of services available in the market, inhibits productivity growth, and increases price volatility. Contributors include Dwight Jaffee (University of California, Berkeley), Thomas Russell (Santa Clara University ), Laureen Regan (Temple University), Sharon Tennyson (Cornell University), Mary Weiss (Temple University), John Worrall (Rutgers University), Stephen D'Arcy (University of Illinois, Urbana-Champaign), Martin Grace (Georgia State University), Robert Klein (Georgia State University), Richard Phillips (Georgia State University), Georges Dionne (University of Montreal), and Richard Butler (Brigham Young University).

Download or read book Insurance From Underwriting to Derivatives written by Eric Briys and published by John Wiley & Sons. This book was released on 2001-06-29 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: An in-depth look at the increasingly significant convergence between the insurance industry and the capital markets. This important publication, by two premier financial experts, explores the unique convergence of finance and insurance. The book covers the basics of property-casualty insurance, securitizing insurance risks, looks at life insurance in the United States and ALM in insurance. It addresses the questions and concerns of investment banks, brokerage firms and the insurance/reinsurance sector itself, examines ongoing trends and issues, and how current market pressures on insurance companies do not just create challenges but actually point the way to future promising developments.

Download or read book How to Sell Property and Casualty Insurance 2nd Edition Understanding Insurance Sales Tips and Techniques written by Michael Bonilla and published by Independently Published. This book was released on 2019-02-13 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: When a marketing rep comes into your office or someone from the management team and tells you to, 'Sell the value', how often do you find yourself rolling your eyes? As a former agency owner and now a consultant, I often find myself spouting the same slogan. Why? Because, I have done it and done it quite successfully. Whenever a rep came into my office and told me to sell the value of carrier X, I would think that's something an expensive company would say or an overpriced company, because what else could they say?We've officially entered a hard market cycle in California on the personal lines side, which is strange to even say. The market has tightened up and many carriers are non-renewing or reducing underwriting appetite to not take on a lot of new business in California. This is why I started writing in 2014 and again in 2017, 2018 and 2019. In my estimation our industry is going to see a massive shift over the next 3 or 4 years. A shift from judgement underwriting to block chain and data underwriting. Artificial intelligence has already been underwriting, selling and handling claims for smaller insure-tech companies for the past 4 years. This is a prevalent trend in our industry. But, why?Why? Because, we have shifted our focus from selling peace of mind to selling a price. Why? Because, we have put more value on talking about premium, payments and price, than having hard conversations about protecting assets and families. We have shifted hard on price, and almost every insurance company has followed suit in their marketing efforts. Almost exclusively every billboard, social media ad and print ad espouses X insurance carrier savings you up to 25-43% on your insurance per year. The conversation has shifted in a way that will cannibalize our industry and wrongfully set expectations for consumers.A recent study by insurancequotes.com found that around 80% of consumers self-report in blind surveys that consumers shop or are prompted to shop based on price. This study is congruent with most studies down on consumer behaviour.

Download or read book Property Casualty Insurance Core with Georgia written by and published by . This book was released on 2021-11 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Property and Casualty Insurance Concepts Simplified written by Christopher J. Boggs and published by Lulu.com. This book was released on 2010 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book details key property and casualty concepts rarely discussed or found in print; rather they are often left to be "discovered" over time. These important concepts are now written down for all insurance practitioners to easily access. Examples of the topics and concepts found in this book include rules for reading ANY insurance policy; why losses are excluded; contractual risk transfer; legal liability theories; "COPE" details; and the proper explanation of coinsurance concepts. Also included is a rather extensive glossary of insurance and insurance-related terms. Readers will: 1) Gain a deeper understanding of insurance theories; 2) Be better prepared to explain insurance concepts to their clients; and 3) Develop a greater appreciation and understanding of the claims valuation process.

Download or read book Best s Insurance Reports written by and published by . This book was released on 1917 with total page 654 pages. Available in PDF, EPUB and Kindle. Book excerpt: Best's insurance reports ... upon American and foreign joint-stock companies, American mutual companies, inter-insurance associations, and individual underwriting organizations.

Download or read book Weiss Ratings Guide to Property and Casualty Insurers Fall 2016 written by and published by . This book was released on 2016-10-01 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt: Weiss Ratings Guide to Property and Casualty Insurers is the only resource that provides independent, unbiased ratings and analyses on the 2,400 insurers offering auto & homeowners, business, worker's compensation, product liability, medical malpractice a